The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   560,997 5,317 SH   SOLE 0 0 0 5,317
ABBOTT LABS COM 002824100   228,024 2,118 SH   SOLE 0 0 0 2,118
ABBVIE INC COM 00287Y109   1,543,801 10,450 SH   SOLE 0 0 0 10,450
ALPHABET INC CAP STK CL C 02079K107   1,640,685 12,764 SH   SOLE 0 0 0 12,764
ALPHABET INC CAP STK CL A 02079K305   3,215,945 25,103 SH   SOLE 0 0 0 25,103
ALPS ETF TR ALERIAN MLP 00162Q452   206,596 5,050 SH   SOLE 0 0 0 5,050
AMAZON COM INC COM 023135106   2,553,852 18,298 SH   SOLE 0 0 0 18,298
AMGEN INC COM 031162100   1,307,422 5,374 SH   SOLE 0 0 0 5,374
APPLE INC COM 037833100   8,016,467 44,049 SH   SOLE 0 0 0 44,049
AT&T INC COM 00206R102   541,685 38,692 SH   SOLE 0 0 0 38,692
BANK AMERICA CORP COM 060505104   1,303,284 41,638 SH   SOLE 0 0 0 41,638
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   971,222 2,775 SH   SOLE 0 0 0 2,775
BOEING CO COM 097023105   1,460,883 6,314 SH   SOLE 0 0 0 6,314
BRISTOL-MYERS SQUIBB CO COM 110122108   447,747 7,402 SH   SOLE 0 0 0 7,402
CAMPBELL SOUP CO COM 134429109   633,229 14,025 SH   SOLE 0 0 0 14,025
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   357,191 12,900 SH   SOLE 0 0 0 12,900
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   312,568 12,234 SH   SOLE 0 0 0 12,234
CATERPILLAR INC COM 149123101   702,434 2,541 SH   SOLE 0 0 0 2,541
CHEVRON CORP NEW COM 166764100   2,675,147 16,792 SH   SOLE 0 0 0 16,792
CISCO SYS INC COM 17275R102   1,056,495 20,074 SH   SOLE 0 0 0 20,074
CITIGROUP INC COM NEW 172967424   329,569 7,210 SH   SOLE 0 0 0 7,210
CLOROX CO DEL COM 189054109   625,698 3,815 SH   SOLE 0 0 0 3,815
COCA COLA CO COM 191216100   3,172,981 52,265 SH   SOLE 0 0 0 52,265
CONOCOPHILLIPS COM 20825C104   323,713 2,847 SH   SOLE 0 0 0 2,847
COSTCO WHSL CORP NEW COM 22160K105   4,293,507 7,778 SH   SOLE 0 0 0 7,778
CVS HEALTH CORP COM 126650100   883,441 12,120 SH   SOLE 0 0 0 12,120
DIAGEO PLC SPON ADR NEW 25243Q205   1,058,260 6,223 SH   SOLE 0 0 0 6,223
DISNEY WALT CO COM 254687106   1,184,593 13,726 SH   SOLE 0 0 0 13,726
DNP SELECT INCOME FD INC COM 23325P104   137,183 13,650 SH   SOLE 0 0 0 13,650
DOW INC COM 260557103   1,695,643 31,107 SH   SOLE 0 0 0 31,107
DUPONT DE NEMOURS INC COM 26614N102   252,350 3,276 SH   SOLE 0 0 0 3,276
EMERSON ELEC CO COM 291011104   345,005 3,611 SH   SOLE 0 0 0 3,611
ENTERPRISE PRODS PARTNERS L COM 293792107   424,347 16,001 SH   SOLE 0 0 0 16,001
ETF SER SOLUTIONS NATIONWIDE NASDQ 26922A172   220,585 10,255 SH   SOLE 0 0 0 10,255
EXXON MOBIL CORP COM 30231G102   10,971,254 102,134 SH   SOLE 0 0 0 102,134
FEDEX CORP COM 31428X106   1,230,840 4,680 SH   SOLE 0 0 0 4,680
FIRST FINL BANKSHARES INC COM 32020R109   203,342 6,276 SH   SOLE 0 0 0 6,276
GENERAL MLS INC COM 370334104   614,109 8,345 SH   SOLE 0 0 0 8,345
GILEAD SCIENCES INC COM 375558103   541,318 6,880 SH   SOLE 0 0 0 6,880
GUGGENHEIM TAXABLE MUNICP BO COM 401664107   194,126 12,050 SH   SOLE 0 0 0 12,050
HOME DEPOT INC COM 437076102   2,189,380 6,707 SH   SOLE 0 0 0 6,707
HONEYWELL INTL INC COM 438516106   1,062,986 5,618 SH   SOLE 0 0 0 5,618
INTEL CORP COM 458140100   446,489 12,706 SH   SOLE 0 0 0 12,706
INTERNATIONAL BUSINESS MACHS COM 459200101   723,652 5,017 SH   SOLE 0 0 0 5,017
INTERNATIONAL PAPER CO COM 460146103   282,901 7,802 SH   SOLE 0 0 0 7,802
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   195,934 17,370 SH   SOLE 0 0 0 17,370
INVESCO EXCH TRADED FD TR II RUSEL 1000 EQL 46138E420   426,300 10,000 SH   SOLE 0 0 0 10,000
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   18,363,194 121,337 SH   SOLE 0 0 0 121,337
INVESCO QQQ TR UNIT SER 1 46090E103   2,504,349 6,731 SH   SOLE 0 0 0 6,731
ISHARES TR RUS 2000 GRW ETF 464287648   228,784 928 SH   SOLE 0 0 0 928
ISHARES TR CORE S&P SCP ETF 464287804   2,834,832 27,424 SH   SOLE 0 0 0 27,424
ISHARES TR RUS 1000 GRW ETF 464287614   229,815 832 SH   SOLE 0 0 0 832
ISHARES TR RUSSELL 2000 ETF 464287655   884,992 4,558 SH   SOLE 0 0 0 4,558
ISHARES TR RUS 2000 VAL ETF 464287630   285,803 1,919 SH   SOLE 0 0 0 1,919
ISHARES TR CORE S&P US VLU 464287663   1,134,282 14,266 SH   SOLE 0 0 0 14,266
ISHARES TR CORE S&P US GWT 464287671   1,059,275 10,814 SH   SOLE 0 0 0 10,814
ISHARES TR 1 3 YR TREAS BD 464287457   6,059,569 74,745 SH   SOLE 0 0 0 74,745
ISHARES TR RUS MD CP GR ETF 464287481   275,614 2,862 SH   SOLE 0 0 0 2,862
ISHARES TR RUS MDCP VAL ETF 464287473   267,379 2,381 SH   SOLE 0 0 0 2,381
ISHARES TR SHORT TREAS BD 464288679   6,410,701 58,237 SH   SOLE 0 0 0 58,237
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   269,708 5,430 SH   SOLE 0 0 0 5,430
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   387,840 7,035 SH   SOLE 0 0 0 7,035
JOHNSON & JOHNSON COM 478160104   2,840,993 16,807 SH   SOLE 0 0 0 16,807
JPMORGAN CHASE & CO COM 46625H100   2,043,556 13,098 SH   SOLE 0 0 0 13,098
KELLOGG CO COM 487836108   286,092 4,415 SH   SOLE 0 0 0 4,415
KIMBERLY-CLARK CORP COM 494368103   800,990 6,269 SH   SOLE 0 0 0 6,269
KINDER MORGAN INC DEL COM 49456B101   645,809 37,201 SH   SOLE 0 0 0 37,201
KRAFT HEINZ CO COM 500754106   1,069,513 30,315 SH   SOLE 0 0 0 30,315
KRANESHARES TR QUADRTC INT RT 500767736   485,305 22,935 SH   SOLE 0 0 0 22,935
LILLY ELI & CO COM 532457108   294,416 655 SH   SOLE 0 0 0 655
LISTED FD TR HORIZON KINETICS 53656F623   704,519 21,975 SH   SOLE 0 0 0 21,975
LOCKHEED MARTIN CORP COM 539830109   1,520,955 3,412 SH   SOLE 0 0 0 3,412
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   203,575 2,127 SH   SOLE 0 0 0 2,127
MCDONALDS CORP COM 580135101   647,517 2,256 SH   SOLE 0 0 0 2,256
MERCK & CO INC COM 58933Y105   1,443,645 13,749 SH   SOLE 0 0 0 13,749
MICROSOFT CORP COM 594918104   1,506,477 4,596 SH   SOLE 0 0 0 4,596
NIKE INC CL B 654106103   1,190,059 10,937 SH   SOLE 0 0 0 10,937
NUVEEN MUN VALUE FD INC COM 670928100   90,615 10,500 SH   SOLE 0 0 0 10,500
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   134,480 20,500 SH   SOLE 0 0 0 20,500
NUVEEN PFD & INCOME SECS FD COM 67072C105   97,350 15,000 SH   SOLE 0 0 0 15,000
NUVEEN QUALITY MUNCP INCOME COM 67066V101   220,200 20,000 SH   SOLE 0 0 0 20,000
NUVEEN TAXABLE MUNICPAL INM COM 67074C103   175,720 11,500 SH   SOLE 0 0 0 11,500
NVIDIA CORPORATION COM 67066G104   397,658 890 SH   SOLE 0 0 0 890
PAYCHEX INC COM 704326107   1,529,012 12,432 SH   SOLE 0 0 0 12,432
PEPSICO INC COM 713448108   2,084,322 11,291 SH   SOLE 0 0 0 11,291
PFIZER INC COM 717081103   2,055,825 58,704 SH   SOLE 0 0 0 58,704
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   1,254,333 12,586 SH   SOLE 0 0 0 12,586
PROCTER AND GAMBLE CO COM 742718109   804,040 5,178 SH   SOLE 0 0 0 5,178
PRUDENTIAL FINL INC COM 744320102   958,814 9,935 SH   SOLE 0 0 0 9,935
SCHLUMBERGER LTD COM STK 806857108   529,007 9,173 SH   SOLE 0 0 0 9,173
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   16,394,055 313,522 SH   SOLE 0 0 0 313,522
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,055,899 29,660 SH   SOLE 0 0 0 29,660
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   5,755,903 119,940 SH   SOLE 0 0 0 119,940
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   680,709 15,080 SH   SOLE 0 0 0 15,080
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   578,390 7,799 SH   SOLE 0 0 0 7,799
SELECT SECTOR SPDR TR ENERGY 81369Y506   915,146 10,529 SH   SOLE 0 0 0 10,529
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,071,600 30,696 SH   SOLE 0 0 0 30,696
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   2,864,647 26,466 SH   SOLE 0 0 0 26,466
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   838,684 4,900 SH   SOLE 0 0 0 4,900
SERVICENOW INC COM 81762P102   392,761 712 SH   SOLE 0 0 0 712
SMUCKER J M CO COM NEW 832696405   485,632 3,256 SH   SOLE 0 0 0 3,256
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   322,598 920 SH   SOLE 0 0 0 920
SPDR GOLD TR GOLD SHS 78463V107   295,512 1,640 SH   SOLE 0 0 0 1,640
SPDR S&P 500 ETF TR TR UNIT 78462F103   11,470,473 25,672 SH   SOLE 0 0 0 25,672
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   3,028,776 6,183 SH   SOLE 0 0 0 6,183
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   6,050,053 66,121 SH   SOLE 0 0 0 66,121
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   1,117,774 28,071 SH   SOLE 0 0 0 28,071
STARBUCKS CORP COM 855244109   886,890 8,809 SH   SOLE 0 0 0 8,809
STELLAR BANCORP INC COM 858927106   5,594,003 225,929 SH   SOLE 0 0 0 225,929
TARGET CORP COM 87612E106   388,843 2,934 SH   SOLE 0 0 0 2,934
TJX COS INC NEW COM 872540109   3,242,158 37,942 SH   SOLE 0 0 0 37,942
UBER TECHNOLOGIES INC COM 90353T100   201,411 4,456 SH   SOLE 0 0 0 4,456
UNION PAC CORP COM 907818108   1,392,177 6,092 SH   SOLE 0 0 0 6,092
UNITED PARCEL SERVICE INC CL B 911312106   2,253,235 12,453 SH   SOLE 0 0 0 12,453
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   839,017 11,100 SH   SOLE 0 0 0 11,100
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   368,036 5,133 SH   SOLE 0 0 0 5,133
VANGUARD INDEX FDS LARGE CAP ETF 922908637   5,751,920 28,124 SH   SOLE 0 0 0 28,124
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   453,901 3,217 SH   SOLE 0 0 0 3,217
VANGUARD INDEX FDS VALUE ETF 922908744   242,582 1,676 SH   SOLE 0 0 0 1,676
VANGUARD INDEX FDS MID CAP ETF 922908629   245,230 1,103 SH   SOLE 0 0 0 1,103
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   213,387 2,570 SH   SOLE 0 0 0 2,570
VANGUARD INDEX FDS SMALL CP ETF 922908751   215,683 1,056 SH   SOLE 0 0 0 1,056
VANGUARD INDEX FDS GROWTH ETF 922908736   375,818 1,328 SH   SOLE 0 0 0 1,328
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,168,028 2,846 SH   SOLE 0 0 0 2,846
VANGUARD INDEX FDS TOTAL STK MKT 922908769   7,063,947 31,691 SH   SOLE 0 0 0 31,691
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   819,486 14,205 SH   SOLE 0 0 0 14,205
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   248,910 3,286 SH   SOLE 0 0 0 3,286
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,845,903 11,319 SH   SOLE 0 0 0 11,319
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,998,305 35,349 SH   SOLE 0 0 0 35,349
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   583,499 12,635 SH   SOLE 0 0 0 12,635
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   731,008 6,737 SH   SOLE 0 0 0 6,737
VERIZON COMMUNICATIONS INC COM 92343V104   1,443,541 44,253 SH   SOLE 0 0 0 44,253
VISA INC COM CL A 92826C839   812,601 3,400 SH   SOLE 0 0 0 3,400
WALGREENS BOOTS ALLIANCE INC COM 931427108   382,477 12,809 SH   SOLE 0 0 0 12,809
WALMART INC COM 931142103   1,497,908 9,460 SH   SOLE 0 0 0 9,460
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   1,320,384 26,208 SH   SOLE 0 0 0 26,208
WYNN RESORTS LTD COM 983134107   362,546 3,480 SH   SOLE 0 0 0 3,480