The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 2,846 28,319 SH   SOLE 0 0 0 28,319
ISHARES TR RUS 1000 GRW ETF 464287614 217 901 SH   SOLE 0 0 0 901
ISHARES TR RUSSELL 2000 ETF 464287655 879 4,119 SH   SOLE 0 0 0 4,119
ISHARES TR RUS 2000 VAL ETF 464287630 393 2,746 SH   SOLE 0 0 0 2,746
ISHARES TR CORE S&P US VLU 464287663 947 14,807 SH   SOLE 0 0 0 14,807
ISHARES TR CORE S&P US GWT 464287671 1,098 12,344 SH   SOLE 0 0 0 12,344
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 2,900 6,513 SH   SOLE 0 0 0 6,513
SPDR S&P 500 ETF TR TR UNIT 78462F103 10,491 27,707 SH   SOLE 0 0 0 27,707
AMAZON COM INC COM 023135106 2,728 874 SH   SOLE 0 0 0 874
BRISTOL-MYERS SQUIBB CO COM 110122108 461 6,900 SH   SOLE 0 0 0 6,900
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 634 2,705 SH   SOLE 0 0 0 2,705
EMERSON ELEC CO COM 291011104 320 3,830 SH   SOLE 0 0 0 3,830
BOEING CO COM 097023105 1,368 6,491 SH   SOLE 0 0 0 6,491
INVESCO QQQ TR UNIT SER 1 46090E103 1,039 3,283 SH   SOLE 0 0 0 3,283
AMGEN INC COM 031162100 1,095 4,410 SH   SOLE 0 0 0 4,410
ABBOTT LABS COM 002824100 217 1,930 SH   SOLE 0 0 0 1,930
FEDEX CORP COM 31428X106 1,155 4,629 SH   SOLE 0 0 0 4,629
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 492 12,754 SH   SOLE 0 0 0 12,754
INTEL CORP COM 458140100 1,228 21,184 SH   SOLE 0 0 0 21,184
ISHARES TR RUS 2000 GRW ETF 464287648 410 1,310 SH   SOLE 0 0 0 1,310
DISNEY WALT CO COM 254687106 3,009 17,467 SH   SOLE 0 0 0 17,467
HONEYWELL INTL INC COM 438516106 1,063 5,142 SH   SOLE 0 0 0 5,142
JOHNSON & JOHNSON COM 478160104 2,760 16,955 SH   SOLE 0 0 0 16,955
PFIZER INC COM 717081103 2,554 69,546 SH   SOLE 0 0 0 69,546
CHEVRON CORP NEW COM 166764100 1,658 17,543 SH   SOLE 0 0 0 17,543
MICROSOFT CORP COM 594918104 758 3,502 SH   SOLE 0 0 0 3,502
UNITED PARCEL SERVICE INC CL B 911312106 1,938 12,401 SH   SOLE 0 0 0 12,401
AT&T INC COM 00206R102 1,795 62,000 SH   SOLE 0 0 0 62,000
PRUDENTIAL FINL INC COM 744320102 1,176 13,858 SH   SOLE 0 0 0 13,858
CITIGROUP INC COM NEW 172967424 755 11,855 SH   SOLE 0 0 0 11,855
CISCO SYS INC COM 17275R102 916 20,259 SH   SOLE 0 0 0 20,259
DNP SELECT INCOME FD INC COM 23325P104 162 15,750 SH   SOLE 0 0 0 15,750
INTERNATIONAL BUSINESS MACHS COM 459200101 775 6,009 SH   SOLE 0 0 0 6,009
COCA COLA CO COM 191216100 2,122 43,751 SH   SOLE 0 0 0 43,751
LOCKHEED MARTIN CORP COM 539830109 1,190 3,483 SH   SOLE 0 0 0 3,483
PEPSICO INC COM 713448108 1,622 11,417 SH   SOLE 0 0 0 11,417
VERIZON COMMUNICATIONS INC COM 92343V104 2,464 43,185 SH   SOLE 0 0 0 43,185
ISHARES TR RUS MD CP GR ETF 464287481 408 3,849 SH   SOLE 0 0 0 3,849
ISHARES TR RUS MDCP VAL ETF 464287473 390 3,862 SH   SOLE 0 0 0 3,862
SELECT SECTOR SPDR TR ENERGY 81369Y506 378 8,675 SH   SOLE 0 0 0 8,675
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,177 37,956 SH   SOLE 0 0 0 37,956
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 2,587 29,031 SH   SOLE 0 0 0 29,031
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 845 6,550 SH   SOLE 0 0 0 6,550
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,311 9,291 SH   SOLE 0 0 0 9,291
WALGREENS BOOTS ALLIANCE INC COM 931427108 816 16,945 SH   SOLE 0 0 0 16,945
BK OF AMERICA CORP COM 060505104 1,742 53,169 SH   SOLE 0 0 0 53,169
STARBUCKS CORP COM 855244109 827 8,064 SH   SOLE 0 0 0 8,064
EXXON MOBIL CORP COM 30231G102 5,972 122,280 SH   SOLE 0 0 0 122,280
WALMART INC COM 931142103 954 6,653 SH   SOLE 0 0 0 6,653
UNION PAC CORP COM 907818108 1,358 6,310 SH   SOLE 0 0 0 6,310
TARGET CORP COM 87612E106 543 2,884 SH   SOLE 0 0 0 2,884
COSTCO WHSL CORP NEW COM 22160K105 3,144 8,868 SH   SOLE 0 0 0 8,868
CVS HEALTH CORP COM 126650100 1,086 14,404 SH   SOLE 0 0 0 14,404
DIAGEO PLC SPON ADR NEW 25243Q205 1,112 6,958 SH   SOLE 0 0 0 6,958
MERCK & CO. INC COM 58933Y105 874 10,508 SH   SOLE 0 0 0 10,508
PROCTER AND GAMBLE CO COM 742718109 548 4,104 SH   SOLE 0 0 0 4,104
KIMBERLY-CLARK CORP COM 494368103 725 5,504 SH   SOLE 0 0 0 5,504
GILEAD SCIENCES INC COM 375558103 424 6,325 SH   SOLE 0 0 0 6,325
HOME DEPOT INC COM 437076102 1,926 7,049 SH   SOLE 0 0 0 7,049
MCDONALDS CORP COM 580135101 574 2,743 SH   SOLE 0 0 0 2,743
NIKE INC CL B 654106103 1,662 11,932 SH   SOLE 0 0 0 11,932
JPMORGAN CHASE & CO COM 46625H100 1,804 13,070 SH   SOLE 0 0 0 13,070
TJX COS INC NEW COM 872540109 2,952 43,937 SH   SOLE 0 0 0 43,937
ISHARES TR 1 3 YR TREAS BD 464287457 7,555 87,461 SH   SOLE 0 0 0 87,461
3M CO COM 88579Y101 1,328 7,851 SH   SOLE 0 0 0 7,851
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,652 23,395 SH   SOLE 0 0 0 23,395
SMUCKER J M CO COM NEW 832696405 357 3,089 SH   SOLE 0 0 0 3,089
APPLE INC COM 037833100 6,075 47,523 SH   SOLE 0 0 0 47,523
CATERPILLAR INC COM 149123101 277 1,427 SH   SOLE 0 0 0 1,427
INTERNATIONAL PAPER CO COM 460146103 454 9,006 SH   SOLE 0 0 0 9,006
ISHARES TR MSCI EMG MKT ETF 464287234 256 4,625 SH   SOLE 0 0 0 4,625
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 16,745 127,000 SH   SOLE 0 0 0 127,000
GENERAL MLS INC COM 370334104 369 6,625 SH   SOLE 0 0 0 6,625
PAYCHEX INC COM 704326107 1,202 13,607 SH   SOLE 0 0 0 13,607
ISHARES TR CORE US AGGBD ET 464287226 265 2,256 SH   SOLE 0 0 0 2,256
CLOROX CO DEL COM 189054109 469 2,385 SH   SOLE 0 0 0 2,385
NUCOR CORP COM 670346105 319 5,700 SH   SOLE 0 0 0 5,700
ALPHABET INC CAP STK CL A 02079K305 2,489 1,395 SH   SOLE 0 0 0 1,395
VANGUARD INDEX FDS VALUE ETF 922908744 205 1,673 SH   SOLE 0 0 0 1,673
VANGUARD INDEX FDS GROWTH ETF 922908736 235 930 SH   SOLE 0 0 0 930
NUVEEN MUN VALUE FD INC COM 670928100 112 10,000 SH   SOLE 0 0 0 10,000
VANGUARD INDEX FDS LARGE CAP ETF 922908637 4,802 26,970 SH   SOLE 0 0 0 26,970
ISHARES TR SHORT TREAS BD 464288679 2,546 23,040 SH   SOLE 0 0 0 23,040
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,136 13,722 SH   SOLE 0 0 0 13,722
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 508 5,803 SH   SOLE 0 0 0 5,803
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 642 6,749 SH   SOLE 0 0 0 6,749
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 631 12,984 SH   SOLE 0 0 0 12,984
SPDR SER TR SPDR BLOOMBERG 78468R663 1,169 12,773 SH   SOLE 0 0 0 12,773
VISA INC COM CL A 92826C839 585 2,900 SH   SOLE 0 0 0 2,900
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 218 14,550 SH   SOLE 0 0 0 14,550
FIRST FINL BANKSHARES COM 32020R109 244 6,075 SH   SOLE 0 0 0 6,075
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 5,031 49,277 SH   SOLE 0 0 0 49,277
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16,831 181,020 SH   SOLE 0 0 0 181,020
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 993 26,771 SH   SOLE 0 0 0 26,771
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 248 2,985 SH   SOLE 0 0 0 2,985
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 640 6,618 SH   SOLE 0 0 0 6,618
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 295 4,782 SH   SOLE 0 0 0 4,782
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 7,085 137,869 SH   SOLE 0 0 0 137,869
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 481 1,382 SH   SOLE 0 0 0 1,382
GUGGENHEIM TAXABLE MUNICP BO COM 401664107 203 8,200 SH   SOLE 0 0 0 8,200
VANGUARD STAR FDS VG TL INTL STK F 921909768 2,145 34,336 SH   SOLE 0 0 0 34,336
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 266 4,007 SH   SOLE 0 0 0 4,007
ABBVIE INC COM 00287Y109 1,124 10,022 SH   SOLE 0 0 0 10,022
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 283 9,239 SH   SOLE 0 0 0 9,239
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 2,301 45,816 SH   SOLE 0 0 0 45,816
WISDOMTREE TR FLOATNG RAT TREA 97717X628 712 28,357 SH   SOLE 0 0 0 28,357
ALPHABET INC CAP STK CL C 02079K107 1,282 716 SH   SOLE 0 0 0 716
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 3,728 75,780 SH   SOLE 0 0 0 75,780
KRAFT HEINZ CO COM 500754106 549 16,955 SH   SOLE 0 0 0 16,955
ALLEGIANCE BANCSHARES INC COM 01748H107 5,713 155,402 SH   SOLE 0 0 0 155,402
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 732 8,803 SH   SOLE 0 0 0 8,803
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 564 11,100 SH   SOLE 0 0 0 11,100
DUPONT DE NEMOURS INC COM 26614N102 356 4,212 SH   SOLE 0 0 0 4,212
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405 239 9,735 SH   SOLE 0 0 0 9,735
DOW INC COM 260557103 1,751 30,425 SH   SOLE 0 0 0 30,425
ROCKET COS INC COM CL A 77311W101 217 11,110 SH   SOLE 0 0 0 11,110