The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 742 4,517 SH   SOLE 1 0 0 4,517
AMERICAN EXPRESS CO COM 025816109 225 2,421 SH   SOLE 1 0 0 2,421
AMGEN INC COM 031162100 520 3,267 SH   SOLE 1 0 0 3,267
APPLE INC COM 037833100 1,826 16,547 SH   SOLE 1 0 0 16,547
BANK AMER CORP COM 060505104 529 29,547 SH   SOLE 1 0 0 29,547
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 11,915 564,684 SH   SOLE 1 0 0 564,684
BERKSHIRE HATHAWAY INC DEL CL A 084670108 226 1 SH   SOLE 1 0 0 100
BOEING CO COM 097023105 303 2,334 SH   SOLE 1 0 0 2,334
CHEVRON CORP NEW COM 166764100 551 4,908 SH   SOLE 1 0 0 4,908
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 873 41,839 SH   SOLE 1 0 0 41,839
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 644 25,859 SH   SOLE 1 0 0 25,859
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 692 26,907 SH   SOLE 1 0 0 26,907
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 737 28,389 SH   SOLE 1 0 0 28,389
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 763 29,454 SH   SOLE 1 0 0 29,454
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 773 29,881 SH   SOLE 1 0 0 29,881
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 2,293 108,724 SH   SOLE 1 0 0 108,724
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,319 110,904 SH   SOLE 1 0 0 110,904
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,489 117,862 SH   SOLE 1 0 0 117,862
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,625 115,571 SH   SOLE 1 0 0 115,571
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,774 125,537 SH   SOLE 1 0 0 125,537
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 2,674 123,372 SH   SOLE 1 0 0 123,372
COCA COLA CO COM 191216100 278 6,583 SH   SOLE 1 0 0 6,583
CONOCOPHILLIPS COM 20825C104 340 4,922 SH   SOLE 1 0 0 4,922
COSTCO WHSL CORP NEW COM 22160K105 300 2,115 SH   SOLE 1 0 0 2,115
COTT CORP QUE COM 22163N106 220 32,000 SH   SOLE 1 0 0 32,000
DISNEY WALT CO COM DISNEY 254687106 308 3,272 SH   SOLE 1 0 0 3,272
EXXON MOBIL CORP COM 30231G102 393 4,250 SH   SOLE 1 0 0 4,250
GENERAL ELECTRIC CO COM 369604103 741 29,335 SH   SOLE 1 0 0 29,335
GILEAD SCIENCES INC COM 375558103 259 2,748 SH   SOLE 1 0 0 2,748
INTERNATIONAL BUSINESS MACHS COM 459200101 254 1,582 SH   SOLE 1 0 0 1,582
ISHARES MSCI FRNTR100ETF 464286145 2,392 77,672 SH   SOLE 1 0 0 77,672
ISHARES EAFE SML CP ETF 464288273 1,360 29,106 SH   SOLE 1 0 0 29,106
ISHARES CALI AMT-FRE ETF 464288356 236 2,006 SH   SOLE 1 0 0 2,006
ISHARES NAT AMT FREE BD 464288414 5,473 49,598 SH   SOLE 1 0 0 49,598
ISHARES INTL DEVPPTY ETF 464288422 961 26,530 SH   SOLE 1 0 0 26,530
ISHARES 1-3 YR CR BD ETF 464288646 1,366 12,988 SH   SOLE 1 0 0 12,988
ISHARES 3-7 YR TR BD ETF 464288661 611 4,993 SH   SOLE 1 0 0 4,993
ISHARES MICRO-CAP ETF 464288869 1,199 15,580 SH   SOLE 1 0 0 15,580
ISHARES EAFE VALUE ETF 464288877 250 4,900 SH   SOLE 1 0 0 4,900
ISHARES INC CORE MSCI EMKT 46434G103 10,984 233,556 SH   SOLE 1 0 0 233,556
ISHARES TR TIPS BD ETF 464287176 7,709 68,820 SH   SOLE 1 0 0 68,820
ISHARES TR CORE S&P500 ETF 464287200 829 4,006 SH   SOLE 1 0 0 4,006
ISHARES TR CORE US AGGBD ET 464287226 1,817 16,498 SH   SOLE 1 0 0 16,498
ISHARES TR MSCI EMG MKT ETF 464287234 890 22,645 SH   SOLE 1 0 0 22,645
ISHARES TR IBOXX INV CP ETF 464287242 210 1,760 SH   SOLE 1 0 0 1,760
ISHARES TR 1-3 YR TR BD ETF 464287457 25,556 302,612 SH   SOLE 1 0 0 302,612
ISHARES TR MSCI EAFE ETF 464287465 2,110 34,676 SH   SOLE 1 0 0 34,676
ISHARES TR CORE S&P SCP ETF 464287804 292 2,557 SH   SOLE 1 0 0 2,557
ISHARES TR CORE MSCI EAFE 46432F842 1,473 26,630 SH   SOLE 1 0 0 26,630
JOHNSON & JOHNSON COM 478160104 258 2,465 SH   SOLE 1 0 0 2,465
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,446 61,078 SH   SOLE 1 0 0 61,078
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,489 48,269 SH   SOLE 1 0 0 48,269
MICROSOFT CORP COM 594918104 1,700 36,592 SH   SOLE 1 0 0 36,592
OPKO HEALTH INC COM 68375N103 200 20,000 SH   SOLE 1 0 0 20,000
PETROLEUM & RES CORP COM 716549100 276 11,593 SH   SOLE 1 0 0 11,593
PIMCO ETF TR 1-3YR USTREIDX 72201R106 5,005 98,179 SH   SOLE 1 0 0 98,179
PIMCO ETF TR BROAD US TIPS 72201R403 377 6,614 SH   SOLE 1 0 0 6,614
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,150 70,912 SH   SOLE 1 0 0 70,912
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 347 13,901 SH   SOLE 1 0 0 13,901
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 244 2,360 SH   SOLE 1 0 0 2,360
PROCTER & GAMBLE CO COM 742718109 897 9,845 SH   SOLE 1 0 0 9,845
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 214 2,671 SH   SOLE 1 0 0 2,671
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 32,064 653,703 SH   SOLE 1 0 0 653,703
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 3,543 148,263 SH   SOLE 1 0 0 148,263
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,817 62,854 SH   SOLE 1 0 0 62,854
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,933 75,121 SH   SOLE 1 0 0 75,121
SCHWAB STRATEGIC TR US TIPS ETF 808524870 9,235 170,259 SH   SOLE 1 0 0 170,259
SOUTHWEST AIRLS CO COM 844741108 273 6,460 SH   SOLE 1 0 0 6,460
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 748 15,671 SH   SOLE 1 0 0 15,671
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 694 15,643 SH   SOLE 1 0 0 15,643
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 349 8,311 SH   SOLE 1 0 0 8,311
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,132 5,505 SH   SOLE 1 0 0 5,505
SPDR SER TR SHT TRM HGH YLD 78468R408 8,401 290,597 SH   SOLE 1 0 0 290,597
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 4,228 73,316 SH   SOLE 1 0 0 73,316
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 1,142 33,403 SH   SOLE 1 0 0 33,403
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 2,597 91,409 SH   SOLE 1 0 0 91,409
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,586 65,296 SH   SOLE 1 0 0 65,296
SPDR SERIES TRUST BARC SHT TR CP 78464A474 459 15,015 SH   SOLE 1 0 0 15,015
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,667 18,335 SH   SOLE 1 0 0 18,335
SPDR SERIES TRUST S&P DIVID ETF 78464A763 245 3,105 SH   SOLE 1 0 0 3,105
STARBUCKS CORP COM 855244109 519 6,327 SH   SOLE 1 0 0 6,327
TWITTER INC COM 90184L102 775 21,592 SH   SOLE 1 0 0 21,592
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,427 17,852 SH   SOLE 1 0 0 17,852
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 335 4,072 SH   SOLE 1 0 0 4,072
VANGUARD INDEX FDS REIT ETF 922908553 18,464 227,945 SH   SOLE 1 0 0 227,945
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,250 119,188 SH   SOLE 1 0 0 119,188
VANGUARD INDEX FDS VALUE ETF 922908744 725 8,578 SH   SOLE 1 0 0 8,578
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,526 42,702 SH   SOLE 1 0 0 42,702
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 2,081 38,884 SH   SOLE 1 0 0 38,884
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,368 22,748 SH   SOLE 1 0 0 22,748
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 367 9,176 SH   SOLE 1 0 0 9,176
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 20,769 430,540 SH   SOLE 1 0 0 430,540
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 80,601 1,012,192 SH   SOLE 1 0 0 1,012,192
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 49,898 579,538 SH   SOLE 1 0 0 579,538
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,506 382,955 SH   SOLE 1 0 0 382,955
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 741 10,785 SH   SOLE 1 0 0 10,785
WISDOMTREE TR EMERG MKTS ETF 97717W315 395 9,371 SH   SOLE 1 0 0 9,371
WISDOMTREE TR SMALLCAP DIVID 97717W604 438 6,182 SH   SOLE 1 0 0 6,182
WISDOMTREE TR INTL SMCAP DIV 97717W760 297 5,341 SH   SOLE 1 0 0 5,341
WISDOMTREE TR EM LCL DEBT FD 97717X867 911 21,894 SH   SOLE 1 0 0 21,894