The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 631 4,407 SH   SOLE   0 0 4,407
AMGEN INC COM 031162100 387 3,266 SH   SOLE   0 0 3,266
APPLE INC COM 037833100 1,401 15,078 SH   SOLE   0 0 15,078
BANK OF AMERICA CORPORATION COM 060505104 437 28,444 SH   SOLE   0 0 28,444
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 20,090 585,211 SH   SOLE   0 0 585,211
BOEING CO COM 097023105 243 1,911 SH   SOLE   0 0 1,911
CHEVRON CORP NEW COM 166764100 468 3,587 SH   SOLE   0 0 3,587
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 945 44,947 SH   SOLE   0 0 44,947
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 614 23,130 SH   SOLE   0 0 23,130
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 665 24,219 SH   SOLE   0 0 24,219
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 712 25,814 SH   SOLE   0 0 25,814
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 742 27,065 SH   SOLE   0 0 27,065
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 741 27,539 SH   SOLE   0 0 27,539
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2014 18383M431 710 26,828 SH   SOLE   0 0 26,828
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 2,145 100,905 SH   SOLE   0 0 100,905
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,136 100,865 SH   SOLE   0 0 100,865
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,296 107,930 SH   SOLE   0 0 107,930
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,439 106,452 SH   SOLE   0 0 106,452
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,677 119,622 SH   SOLE   0 0 119,622
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 2,573 117,470 SH   SOLE   0 0 117,470
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2014 18383M571 2,540 120,253 SH   SOLE   0 0 120,253
COCA COLA CO COM 191216100 279 6,576 SH   SOLE   0 0 6,576
CONOCOPHILLIPS COM 20825C104 370 4,315 SH   SOLE   0 0 4,315
DISNEY WALT CO COM DISNEY 254687106 263 3,072 SH   SOLE   0 0 3,072
GENERAL ELECTRIC CO COM 369604103 596 22,667 SH   SOLE   0 0 22,667
GILEAD SCIENCES INC COM 375558103 228 2,748 SH   SOLE   0 0 2,748
INTERNATIONAL BUSINESS MACHS COM 459200101 220 1,214 SH   SOLE   0 0 1,214
ISHARES MSCI FRNTR100ETF 464286145 1,969 54,596 SH   SOLE   0 0 54,596
ISHARES TIPS BD ETF 464287176 9,125 79,099 SH   SOLE   0 0 79,099
ISHARES CORE S&P500 ETF 464287200 581 2,947 SH   SOLE   0 0 2,947
ISHARES CORE TOTUSBD ETF 464287226 2,023 18,490 SH   SOLE   0 0 18,490
ISHARES MSCI EMG MKT ETF 464287234 995 23,009 SH   SOLE   0 0 23,009
ISHARES IBOXX INV CP ETF 464287242 210 1,760 SH   SOLE   0 0 1,760
ISHARES 1-3 YR TR BD ETF 464287457 7,145 84,496 SH   SOLE   0 0 84,496
ISHARES MSCI EAFE ETF 464287465 2,110 30,855 SH   SOLE   0 0 30,855
ISHARES RUSSELL 2000 ETF 464287655 236 1,986 SH   SOLE   0 0 1,986
ISHARES CORE S&P SCP ETF 464287804 283 2,522 SH   SOLE   0 0 2,522
ISHARES EAFE SML CP ETF 464288273 572 10,807 SH   SOLE   0 0 10,807
ISHARES CALI AMT-FRE ETF 464288356 231 1,994 SH   SOLE   0 0 1,994
ISHARES NAT AMT FREE BD 464288414 6,247 57,494 SH   SOLE   0 0 57,494
ISHARES INTL DEVPPTY ETF 464288422 961 24,605 SH   SOLE   0 0 24,605
ISHARES 1-3 YR CR BD ETF 464288646 1,649 15,606 SH   SOLE   0 0 15,606
ISHARES 3-7 YR TR BD ETF 464288661 666 5,468 SH   SOLE   0 0 5,468
ISHARES MICRO-CAP ETF 464288869 634 8,324 SH   SOLE   0 0 8,324
ISHARES 17 AMT-FREE ETF 464289271 239 4,320 SH   SOLE   0 0 4,320
ISHARES 15 AMT-FREE ETF 464289339 289 5,447 SH   SOLE   0 0 5,447
ISHARES 14 AMT-FREE ETF 464289362 305 5,959 SH   SOLE   0 0 5,959
ISHARES INC CORE MSCI EMKT 46434G103 11,773 227,718 SH   SOLE   0 0 227,718
JOHNSON & JOHNSON COM 478160104 247 2,363 SH   SOLE   0 0 2,363
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,419 61,030 SH   SOLE   0 0 61,030
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,480 49,061 SH   SOLE   0 0 49,061
MICROSOFT CORP COM 594918104 1,312 31,454 SH   SOLE   0 0 31,454
OPKO HEALTH INC COM 68375N103 177 20,000 SH   SOLE   0 0 20,000
PETROLEUM & RES CORP COM 716549100 361 11,593 SH   SOLE   0 0 11,593
PIMCO ETF TR 1-3YR USTREIDX 72201R106 20,697 406,300 SH   SOLE   0 0 406,300
PIMCO ETF TR BROAD US TIPS 72201R403 451 7,765 SH   SOLE   0 0 7,765
PIMCO ETF TR TOTL RETN ETF 72201R775 218 2,000 SH   SOLE   0 0 2,000
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,348 68,758 SH   SOLE   0 0 68,758
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 2,353 94,224 SH   SOLE   0 0 94,224
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 239 2,550 SH   SOLE   0 0 2,550
PROCTER & GAMBLE CO COM 742718109 553 7,031 SH   SOLE   0 0 7,031
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 205 2,671 SH   SOLE   0 0 2,671
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 29,366 627,071 SH   SOLE   0 0 627,071
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,490 95,651 SH   SOLE   0 0 95,651
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,862 56,447 SH   SOLE   0 0 56,447
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,661 70,533 SH   SOLE   0 0 70,533
SCHWAB STRATEGIC TR US TIPS ETF 808524870 26,291 472,019 SH   SOLE   0 0 472,019
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 720 15,438 SH   SOLE   0 0 15,438
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 352 6,994 SH   SOLE   0 0 6,994
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 414 8,073 SH   SOLE   0 0 8,073
SPDR S&P 500 ETF TR TR UNIT 78462F103 990 5,060 SH   SOLE   0 0 5,060
SPDR SER TR SHT TRM HGH YLD 78468R408 6,950 224,483 SH   SOLE   0 0 224,483
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 3,303 58,666 SH   SOLE   0 0 58,666
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 1,236 35,867 SH   SOLE   0 0 35,867
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 1,700 54,452 SH   SOLE   0 0 54,452
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,341 55,126 SH   SOLE   0 0 55,126
SPDR SERIES TRUST BARC SHT TR CP 78464A474 610 19,786 SH   SOLE   0 0 19,786
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,564 18,841 SH   SOLE   0 0 18,841
SPDR SERIES TRUST S&P DIVID ETF 78464A763 236 3,083 SH   SOLE   0 0 3,083
STARBUCKS CORP COM 855244109 383 4,949 SH   SOLE   0 0 4,949
TWITTER INC COM 90184L102 271 6,615 SH   SOLE   0 0 6,615
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 1,603 19,947 SH   SOLE   0 0 19,947
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 467 5,680 SH   SOLE   0 0 5,680
VANGUARD INDEX FDS REIT ETF 922908553 16,173 216,101 SH   SOLE   0 0 216,101
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,490 127,651 SH   SOLE   0 0 127,651
VANGUARD INDEX FDS GROWTH ETF 922908736 210 2,119 SH   SOLE   0 0 2,119
VANGUARD INDEX FDS VALUE ETF 922908744 945 11,672 SH   SOLE   0 0 11,672
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,694 46,121 SH   SOLE   0 0 46,121
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,666 28,704 SH   SOLE   0 0 28,704
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,483 23,825 SH   SOLE   0 0 23,825
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 586 13,594 SH   SOLE   0 0 13,594
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,309 26,119 SH   SOLE   0 0 26,119
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 78,826 980,793 SH   SOLE   0 0 980,793
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 48,445 559,665 SH   SOLE   0 0 559,665
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 15,704 368,735 SH   SOLE   0 0 368,735
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 723 10,908 SH   SOLE   0 0 10,908
WISDOMTREE TR EMERG MKTS ETF 97717W315 308 5,939 SH   SOLE   0 0 5,939
WISDOMTREE TR SMALLCAP DIVID 97717W604 464 6,624 SH   SOLE   0 0 6,624
WISDOMTREE TR INTL SMCAP DIV 97717W760 335 5,168 SH   SOLE   0 0 5,168
WISDOMTREE TR EM LCL DEBT FD 97717X867 1,150 24,187 SH   SOLE   0 0 24,187
ZAGG INC COM 98884U108 217 40,022 SH   SOLE   0 0 40,022