The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 598 4,407 SH   SOLE   0 0 4,407
AMGEN INC COM 031162100 398 3,228 SH   SOLE   0 0 3,228
APPLE INC COM 037833100 1,084 2,020 SH   SOLE   0 0 2,020
BANK OF AMERICA CORPORATION COM 060505104 489 28,444 SH   SOLE   0 0 28,444
BARCLAYS BK PLC IPSPGS TTL ETN 06738C794 18,943 565,622 SH   SOLE   0 0 565,622
BOEING CO COM 097023105 239 1,908 SH   SOLE   0 0 1,908
CHEVRON CORP NEW COM 166764100 377 3,168 SH   SOLE   0 0 3,168
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2021 18383M266 962 46,668 SH   SOLE   0 0 46,668
CLAYMORE EXCHANGE TRD FD TR GUG BUL 2019 HY 18383M373 591 22,476 SH   SOLE   0 0 22,476
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 650 23,778 SH   SOLE   0 0 23,778
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 668 24,291 SH   SOLE   0 0 24,291
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 716 26,220 SH   SOLE   0 0 26,220
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2015 18383M423 721 26,666 SH   SOLE   0 0 26,666
CLAYMORE EXCHANGE TRD FD TR GUGG BULL 2014 18383M431 704 26,523 SH   SOLE   0 0 26,523
CLAYMORE EXCHANGE TRD FD TR GUG BULL2020 E 18383M514 2,009 96,228 SH   SOLE   0 0 96,228
CLAYMORE EXCHANGE TRD FD TR GUG BULL2019 E 18383M522 2,013 96,342 SH   SOLE   0 0 96,342
CLAYMORE EXCHANGE TRD FD TR GUG BULL2018 E 18383M530 2,181 103,540 SH   SOLE   0 0 103,540
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2017 18383M548 2,250 98,627 SH   SOLE   0 0 98,627
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2016 18383M555 2,540 113,545 SH   SOLE   0 0 113,545
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2015 18383M563 2,436 111,282 SH   SOLE   0 0 111,282
CLAYMORE EXCHANGE TRD FD TR GUGG CRP BD 2014 18383M571 2,453 115,866 SH   SOLE   0 0 115,866
COCA COLA CO COM 191216100 254 6,574 SH   SOLE   0 0 6,574
CONOCOPHILLIPS COM 20825C104 549 7,810 SH   SOLE   0 0 7,810
DISNEY WALT CO COM DISNEY 254687106 246 3,072 SH   SOLE   0 0 3,072
FACEBOOK INC CL A 30303M102 238 3,945 SH   SOLE   0 0 3,945
GENERAL ELECTRIC CO COM 369604103 601 23,216 SH   SOLE   0 0 23,216
ISHARES MSCI FRNTR100ETF 464286145 1,650 45,507 SH   SOLE   0 0 45,507
ISHARES TIPS BD ETF 464287176 8,721 77,798 SH   SOLE   0 0 77,798
ISHARES CORE S&P500 ETF 464287200 234 1,246 SH   SOLE   0 0 1,246
ISHARES CORE TOTUSBD ETF 464287226 1,628 15,086 SH   SOLE   0 0 15,086
ISHARES MSCI EMG MKT ETF 464287234 939 22,890 SH   SOLE   0 0 22,890
ISHARES IBOXX INV CP ETF 464287242 206 1,760 SH   SOLE   0 0 1,760
ISHARES 1-3 YR TR BD ETF 464287457 706 8,361 SH   SOLE   0 0 8,361
ISHARES MSCI EAFE ETF 464287465 1,824 27,143 SH   SOLE   0 0 27,143
ISHARES CORE S&P SCP ETF 464287804 290 2,637 SH   SOLE   0 0 2,637
ISHARES EAFE SML CP ETF 464288273 564 10,807 SH   SOLE   0 0 10,807
ISHARES CALI AMT-FRE ETF 464288356 225 1,988 SH   SOLE   0 0 1,988
ISHARES NAT AMT FREE BD 464288414 6,159 57,529 SH   SOLE   0 0 57,529
ISHARES INTL DEVPPTY ETF 464288422 879 24,133 SH   SOLE   0 0 24,133
ISHARES 1-3 YR CR BD ETF 464288646 1,756 16,647 SH   SOLE   0 0 16,647
ISHARES 3-7 YR TR BD ETF 464288661 660 5,466 SH   SOLE   0 0 5,466
ISHARES MICRO-CAP ETF 464288869 703 9,097 SH   SOLE   0 0 9,097
ISHARES 17 AMT-FREE ETF 464289271 249 4,519 SH   SOLE   0 0 4,519
ISHARES 16 AMT-FREE ETF 464289313 204 3,810 SH   SOLE   0 0 3,810
ISHARES 15 AMT-FREE ETF 464289339 217 4,095 SH   SOLE   0 0 4,095
ISHARES 14 AMT-FREE ETF 464289362 242 4,725 SH   SOLE   0 0 4,725
ISHARES INC CORE MSCI EMKT 46434G103 10,036 204,480 SH   SOLE   0 0 204,480
ISHARES TR 18 AMT-FREE ETF 46429B580 201 7,913 SH   SOLE   0 0 7,913
JOHNSON & JOHNSON COM 478160104 232 2,362 SH   SOLE   0 0 2,362
LSI CORPORATION COM 502161102 817 73,801 SH   SOLE   0 0 73,801
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,389 61,005 SH   SOLE   0 0 61,005
MARKET VECTORS ETF TR HG YLD MUN ETF 57060U878 1,698 57,465 SH   SOLE   0 0 57,465
MERCK & CO INC NEW COM 58933Y105 218 3,833 SH   SOLE   0 0 3,833
MICROSOFT CORP COM 594918104 1,288 31,434 SH   SOLE   0 0 31,434
OPKO HEALTH INC COM 68375N103 186 20,000 SH   SOLE   0 0 20,000
PETROLEUM & RES CORP COM 716549100 323 11,554 SH   SOLE   0 0 11,554
PIMCO ETF TR 1-3YR USTREIDX 72201R106 26,632 523,538 SH   SOLE   0 0 523,538
PIMCO ETF TR BROAD US TIPS 72201R403 436 7,757 SH   SOLE   0 0 7,757
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 7,170 67,254 SH   SOLE   0 0 67,254
POWERSHARES GLOBAL ETF TRUST WK VRDO TX FR 73936T433 3,261 130,494 SH   SOLE   0 0 130,494
PROCTER & GAMBLE CO COM 742718109 564 7,000 SH   SOLE   0 0 7,000
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 27,149 607,216 SH   SOLE   0 0 607,216
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,323 95,495 SH   SOLE   0 0 95,495
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,868 59,313 SH   SOLE   0 0 59,313
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 3,026 59,171 SH   SOLE   0 0 59,171
SCHWAB STRATEGIC TR US TIPS ETF 808524870 23,878 442,604 SH   SOLE   0 0 442,604
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 671 15,351 SH   SOLE   0 0 15,351
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 332 6,994 SH   SOLE   0 0 6,994
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 359 7,398 SH   SOLE   0 0 7,398
SPDR S&P 500 ETF TR TR UNIT 78462F103 600 3,207 SH   SOLE   0 0 3,207
SPDR SER TR SHT TRM HGH YLD 78468R408 6,283 202,870 SH   SOLE   0 0 202,870
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 2,381 43,559 SH   SOLE   0 0 43,559
SPDR SERIES TRUST NUVN S&P VRDO MN 78464A318 383 12,785 SH   SOLE   0 0 12,785
SPDR SERIES TRUST INTR TRM CORP BD 78464A375 1,395 41,038 SH   SOLE   0 0 41,038
SPDR SERIES TRUST BRCLY EM LOCL 78464A391 1,646 55,508 SH   SOLE   0 0 55,508
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,159 47,765 SH   SOLE   0 0 47,765
SPDR SERIES TRUST BARC SHT TR CP 78464A474 458 14,885 SH   SOLE   0 0 14,885
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,461 18,730 SH   SOLE   0 0 18,730
STARBUCKS CORP COM 855244109 367 4,999 SH   SOLE   0 0 4,999
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,119 26,454 SH   SOLE   0 0 26,454
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 323 3,977 SH   SOLE   0 0 3,977
VANGUARD INDEX FDS REIT ETF 922908553 14,706 208,243 SH   SOLE   0 0 208,243
VANGUARD INDEX FDS LARGE CAP ETF 922908637 11,721 136,260 SH   SOLE   0 0 136,260
VANGUARD INDEX FDS VALUE ETF 922908744 930 11,906 SH   SOLE   0 0 11,906
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,492 46,086 SH   SOLE   0 0 46,086
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,544 28,557 SH   SOLE   0 0 28,557
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 1,440 24,128 SH   SOLE   0 0 24,128
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 289 7,129 SH   SOLE   0 0 7,129
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,344 27,253 SH   SOLE   0 0 27,253
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 75,072 938,635 SH   SOLE   0 0 938,635
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 45,427 534,560 SH   SOLE   0 0 534,560
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 14,109 341,873 SH   SOLE   0 0 341,873
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 673 10,659 SH   SOLE   0 0 10,659
WISDOMTREE TR EMERG MKTS ETF 97717W315 250 5,105 SH   SOLE   0 0 5,105
WISDOMTREE TR SMALLCAP DIVID 97717W604 455 6,659 SH   SOLE   0 0 6,659
WISDOMTREE TR INTL SMCAP DIV 97717W760 318 4,897 SH   SOLE   0 0 4,897
WISDOMTREE TR EM LCL DEBT FD 97717X867 1,118 24,367 SH   SOLE   0 0 24,367
ZAGG INC COM 98884U108 250 54,022 SH   SOLE   0 0 54,022