The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 358 2,378 SH   SOLE   2,378 0 0
ALTRIA COM 02209S103 225 3,865 SH   SOLE   3,365 0 500
APPLE INC COM 037833100 641 6,093 SH   SOLE   5,171 0 922
AT&T INC COM 00206R102 1,451 42,167 SH   SOLE   38,332 0 3,835
AUTOZONE INC COM 053332102 1,513 2,039 SH   SOLE   1,789 0 250
BERKSHIRE HATHAWAY INC DEL CL A 084670108 791 400 SH   SOLE   400 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 3,770 28,549 SH   SOLE   25,079 0 3,470
BRISTOL MYERS SQUIBB CO COM 110122108 587 8,536 SH   SOLE   6,829 0 1,707
SCHWAB CHARLES CORP NEW COM 808513105 375 11,400 SH   SOLE   4,800 0 6,600
CHEVRON CORP NEW COM 166764100 568 6,319 SH   SOLE   5,427 0 892
CME GROUP INC COM 12572Q105 272 3,000 SH   SOLE   0 0 3,000
COCA COLA CO COM 191216100 852 19,829 SH   SOLE   18,081 0 1,748
CONOCOPHILLIPS COM 20825C104 218 4,672 SH   SOLE   2,008 0 2,664
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 8,454 48,587 SH   SOLE   45,863 0 2,724
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 263 13,476 SH   SOLE   13,131 0 345
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 216 3,581 SH   SOLE   3,481 0 100
ENTERPRISE PRODS PARTNERS L COM 293792107 327 12,794 SH   SOLE   3,094 0 9,700
EXXON MOBIL CORP COM 30231G102 2,179 27,954 SH   SOLE   23,520 0 4,434
FEDEX CORP COM 31428X106 1,085 7,283 SH   SOLE   6,208 0 1,075
FIRST HORIZON NATL CORP COM 320517105 1,497 103,112 SH   SOLE   94,843 0 8,269
GENERAL ELECTRIC CO COM 369604103 1,133 36,370 SH   SOLE   35,310 0 1,060
GENESIS ENERGY L P UNIT LTD PARTN 371927104 309 8,408 SH   SOLE   7,658 0 750
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 6,104 235,938 SH   SOLE   205,719 0 30,219
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 5,832 233,672 SH   SOLE   203,217 0 30,455
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 5,434 229,653 SH   SOLE   196,128 0 33,525
INTERNATIONAL BUSINESS MACHS COM 459200101 1,137 8,260 SH   SOLE   8,260 0 0
IDEXX LABS INC COM 45168D104 699 9,586 SH   SOLE   9,586 0 0
INTEL CORP COM 458140100 215 6,253 SH   SOLE   5,251 0 1,002
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 8,969 325,440 SH   SOLE   295,249 0 30,191
ISHARES TR CORE S&P500 ETF 464287200 891 4,348 SH   SOLE   4,123 0 225
ISHARES TR CORE S&P SCP ETF 464287804 382 3,465 SH   SOLE   3,465 0 0
ISHARES TR EAFE GRWTH ETF 464288885 339 5,049 SH   SOLE   5,049 0 0
ISHARES TR MRNGSTR LG-CP GR 464287119 345 2,866 SH   SOLE   2,866 0 0
ISHARES MRNGSTR LG-CP VL 464288109 272 3,325 SH   SOLE   3,325 0 0
ISHARES MRGSTR MD CP ETF 464288208 666 4,658 SH   SOLE   4,658 0 0
ISHARES MRGSTR MD CP GRW 464288307 8,045 52,052 SH   SOLE   47,933 0 4,119
ISHARES MRGSTR MD CP VAL 464288406 304 2,555 SH   SOLE   2,555 0 0
ISHARES TR MSCI EAFE ETF 464287465 498 8,485 SH   SOLE   8,485 0 0
DBX ETF TR DB XTR MSCI EUR 233051853 1,313 50,784 SH   SOLE   45,779 0 5,005
ISHARES TR S&P 500 VAL ETF 464287408 375 4,233 SH   SOLE   4,233 0 0
ISHARES TR S&P MC 400GR ETF 464287606 461 2,862 SH   SOLE   2,862 0 0
JD COM INC SPON ADR CL A 47215P106 2,037 63,131 SH   SOLE   140 0 62,991
JERNIGAN CAP INC COM 476405105 748 50,000 SH   SOLE   50,000 0 0
JOHNSON & JOHNSON COM 478160104 1,245 12,121 SH   SOLE   11,056 0 1,065
KINDER MORGAN INC DEL COM 49456B101 160 10,701 SH   SOLE   9,903 0 798
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106 207 3,050 SH   SOLE   0 0 3,050
MICROSOFT CORP COM 594918104 609 10,973 SH   SOLE   9,773 0 1,200
MID-AMER APT CMNTYS INC COM 59522J103 733 8,075 SH   SOLE   6,350 0 1,725
MONDELEZ INTL INC CL A 609207105 253 5,642 SH   SOLE   4,742 0 900
NEXTERA ENERGY INC COM 65339F101 358 3,447 SH   SOLE   3,447 0 0
NIKE INC CL B 654106103 210 3,362 SH   SOLE   3,362 0 0
NUVEEN REAL ESTATE INCOME FD COM 67071B108 179 16,900 SH   SOLE   0 0 16,900
PPG INDS INC COM 693506107 934 9,456 SH   SOLE   9,456 0 0
PEPSICO INC COM 713448108 562 5,625 SH   SOLE   5,565 0 60
PFIZER INC COM 717081103 676 20,947 SH   SOLE   17,349 0 3,598
PHILIP MORRIS INTL INC COM 718172109 348 3,955 SH   SOLE   3,955 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 445 4,423 SH   SOLE   4,023 0 400
PINNACLE FINL PARTNERS INC COM 72346Q104 409 7,962 SH   SOLE   1,113 0 6,849
PROCTER & GAMBLE CO COM 742718109 1,867 23,517 SH   SOLE   22,167 0 1,350
PUBLIC STORAGE COM 74460D109 426 1,720 SH   SOLE   1,720 0 0
ROYAL BK CDA MONTREAL QUE COM 780087102 318 5,939 SH   SOLE   5,939 0 0
RYDEX ETF TRUST GUG RUSS TOP 50 78355W205 214 1,481 SH   SOLE   1,416 0 65
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 1,206 23,907 SH   SOLE   23,907 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 215 4,423 SH   SOLE   4,423 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 226 3,068 SH   SOLE   1,593 0 1,475
SUNTRUST BKS INC COM 867914103 517 12,068 SH   SOLE   8,568 0 3,500
TJX COS INC NEW COM 872540109 322 4,542 SH   SOLE   4,542 0 0
SOUTHERN CO COM 842587107 327 6,982 SH   SOLE   6,732 0 250
TORCHMARK CORP COM 891027104 413 7,225 SH   SOLE   7,225 0 0
TRACTOR SUPPLY CO COM 892356106 367 4,290 SH   SOLE   4,090 0 200
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 6,388 124,034 SH   SOLE   115,205 0 8,829
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 16,952 439,621 SH   SOLE   406,860 0 32,761
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 10,977 207,776 SH   SOLE   192,383 0 15,393
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 563 11,591 SH   SOLE   11,591 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 10,102 238,039 SH   SOLE   219,892 0 18,147
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,095 102,184 SH   SOLE   98,030 0 4,154
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 660 12,670 SH   SOLE   12,670 0 0
UNION PAC CORP COM 907818108 554 7,087 SH   SOLE   7,087 0 0
UNITED PARCEL SERVICE INC CL B 911312106 284 2,950 SH   SOLE   2,950 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 252 2,097 SH   SOLE   2,097 0 0
VANGUARD INDEX FDS REIT ETF 922908553 895 11,222 SH   SOLE   9,022 0 2,200
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 240 4,170 SH   SOLE   4,170 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 359 7,758 SH   SOLE   6,633 0 1,125
WAL-MART STORES INC COM 931142103 721 11,758 SH   SOLE   9,358 0 2,400
WALGREENS BOOTS ALLIANCE INC COM 931427108 768 9,020 SH   SOLE   7,642 0 1,378
WELLS FARGO & CO NEW COM 949746101 554 10,193 SH   SOLE   8,393 0 1,800
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 7,159 270,869 SH   SOLE   250,203 0 20,666