The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM Stock 00287Y109 3,089 20,170 SH   SOLE   0 0 20,170
ALLY FINL INC COM Stock 02005N100 1,923 57,394 SH   SOLE   0 0 57,394
ALPHABET INC CAP STK CL C Stock 02079K107 4,047 1,850 SH   SOLE   0 0 1,850
AMAZON COM INC COM Stock 023135106 1,082 10,190 SH   SOLE   0 0 10,190
APPLE INC COM Stock 037833100 2,980 21,798 SH   SOLE   0 0 21,798
AT&T INC COM Stock 00206R102 923 44,032 SH   SOLE   0 0 44,032
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 2,454 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 9,014 33,015 SH   SOLE   0 0 33,015
BK OF AMERICA CORP COM Stock 060505104 1,794 57,616 SH   SOLE   0 0 57,616
BOSTON PROPERTIES INC COM REIT 101121101 1,072 12,051 SH   SOLE   0 0 12,051
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 1,398 18,151 SH   SOLE   0 0 18,151
BRITISH AMERN TOB PLC SPONSORED ADR ADR 110448107 1,219 28,407 SH   SOLE   0 0 28,407
CAMECO CORP COM Stock 13321L108 817 38,891 SH   SOLE   0 0 38,891
CANADIAN NATL RY CO COM Stock 136375102 1,546 13,743 SH   SOLE   0 0 13,743
CANADIAN PAC RY LTD COM Stock 13645T100 2,460 35,218 SH   SOLE   0 0 35,218
CHARTER COMMUNICATIONS INC NEW CL A Stock 16119P108 2,315 4,942 SH   SOLE   0 0 4,942
CHEVRON CORP NEW COM Stock 166764100 2,119 14,637 SH   SOLE   0 0 14,637
CITIGROUP INC COM NEW Stock 172967424 1,119 24,342 SH   SOLE   0 0 24,342
CLEAR CHANNEL OUTDOOR HLDGS IN COM Stock 18453H106 14 13,000 SH   SOLE   0 0 13,000
COMCAST CORP NEW CL A Stock 20030N101 1,683 42,888 SH   SOLE   0 0 42,888
COMMUNICATION SERVICES SELECT SECTOR SPDRA FUND ETF 81369Y852 320 5,888 SH   SOLE   0 0 5,888
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407 338 2,462 SH   SOLE   0 0 2,462
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308 273 3,779 SH   SOLE   0 0 3,779
CROWN CASTLE INTL CORP NEW COM REIT 22822V101 1,020 6,060 SH   SOLE   0 0 6,060
DANAHER CORPORATION COM Stock 235851102 1,169 4,612 SH   SOLE   0 0 4,612
DIAGEO PLC SPON ADR NEW ADR 25243Q205 1,050 6,032 SH   SOLE   0 0 6,032
DISNEY WALT CO COM Stock 254687106 2,131 22,579 SH   SOLE   0 0 22,579
ELEVANCE HEALTH INC COM Stock 036752103 1,864 3,862 SH   SOLE   0 0 3,862
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506 327 4,576 SH   SOLE   0 0 4,576
EOG RES INC COM Stock 26875P101 1,086 9,837 SH   SOLE   0 0 9,837
FEDEX CORP COM Stock 31428X106 2,361 10,412 SH   SOLE   0 0 10,412
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605 481 15,308 SH   SOLE   0 0 15,308
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND ETF 336917109 326 9,245 SH   SOLE   0 0 9,245
GOLDMAN SACHS GROUP INC COM Stock 38141G104 1,449 4,879 SH   SOLE   0 0 4,879
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209 600 4,681 SH   SOLE   0 0 4,681
HILLENBRAND INC COM Stock 431571108 429 10,466 SH   SOLE   0 0 10,466
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704 286 3,276 SH   SOLE   0 0 3,276
ISHARES MSCI INDIA INDEX FUND ETF 46429B598 978 24,839 SH   SOLE   0 0 24,839
ISHARES SELECT DIVIDEND ETF ETF 464287168 269 2,285 SH   SOLE   0 0 2,285
JOHNSON & JOHNSON COM Stock 478160104 1,920 10,816 SH   SOLE   0 0 10,816
JPMORGAN CHASE & CO COM Stock 46625H100 215 1,906 SH   SOLE   0 0 1,906
LIBERTY GLOBAL PLC SHS CL A Stock G5480U104 1,008 47,889 SH   SOLE   0 0 47,889
MICROSOFT CORP COM Stock 594918104 3,194 12,435 SH   SOLE   0 0 12,435
MOODYS CORP COM Stock 615369105 968 3,558 SH   SOLE   0 0 3,558
ORANGE SPONSORED ADR ADR 684060106 1,061 90,157 SH   SOLE   0 0 90,157
OVINTIV INC COM Stock 69047Q102 840 19,013 SH   SOLE   0 0 19,013
PARAMOUNT GLOBAL CLASS B COM Stock 92556H206 1,298 52,609 SH   SOLE   0 0 52,609
PIONEER NAT RES CO COM Stock 723787107 1,126 5,046 SH   SOLE   0 0 5,046
PROCTER AND GAMBLE CO COM Stock 742718109 351 2,438 SH   SOLE   0 0 2,438
QUALCOMM INC COM Stock 747525103 1,232 9,643 SH   SOLE   0 0 9,643
REPUBLIC SVCS INC COM Stock 760759100 759 5,796 SH   SOLE   0 0 5,796
S&P GLOBAL INC COM Stock 78409V104 1,259 3,735 SH   SOLE   0 0 3,735
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 18,679 379,733 SH   SOLE   0 0 379,733
SCHWAB US AGGREGATE BOND ETF ETF 808524839 608 12,708 SH   SOLE   0 0 12,708
SPDR GOLD SHARES ETF 78463V107 7,870 46,715 SH   SOLE   0 0 46,715
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100 2,070 25,327 SH   SOLE   0 0 25,327
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 350 2,750 SH   SOLE   0 0 2,750
UNION PAC CORP COM Stock 907818108 859 4,028 SH   SOLE   0 0 4,028
UNITEDHEALTH GROUP INC COM Stock 91324P102 1,704 3,318 SH   SOLE   0 0 3,318
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 971 23,788 SH   SOLE   0 0 23,788
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,124 26,996 SH   SOLE   0 0 26,996
VANGUARD S&P 500 ETF ETF 922908363 592 1,706 SH   SOLE   0 0 1,706
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 3,591 47,084 SH   SOLE   0 0 47,084
VERIZON COMMUNICATIONS INC COM Stock 92343V104 1,459 28,740 SH   SOLE   0 0 28,740
VISA INC COM CL A Stock 92826C839 973 4,943 SH   SOLE   0 0 4,943
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308 619 39,731 SH   SOLE   0 0 39,731
WALMART INC COM Stock 931142103 1,335 10,980 SH   SOLE   0 0 10,980
WASTE MGMT INC DEL COM Stock 94106L109 909 5,942 SH   SOLE   0 0 5,942
WELLS FARGO CO NEW COM Stock 949746101 1,480 37,790 SH   SOLE   0 0 37,790