The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 227 1,153 SH   DFND   0 0 1,153
3M CO COM 88579Y101 1,536 7,806 SH   SOLE   0 0 7,806
ABBOTT LABS COM 002824100 68 1,119 SH   DFND   0 0 1,119
ABBOTT LABS COM 002824100 1,537 25,195 SH   SOLE   0 0 25,195
ABBVIE INC COM 00287Y109 389 4,202 SH   DFND   0 0 4,202
ABBVIE INC COM 00287Y109 125 1,350 SH   SOLE   0 0 1,350
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 541 3,310 SH   DFND   0 0 3,310
AFLAC INC COM 001055102 205 4,775 SH   DFND   0 0 4,775
AIR PRODUCTS & CHEMS INC COM 009158106 308 1,975 SH   DFND   0 0 1,975
AMAZON.COM INC COM 023135106 2,021 1,189 SH   DFND   0 0 1,189
AMERICAN EXPRESS CO COM 025816109 376 3,840 SH   DFND   0 0 3,840
AMERICAN EXPRESS CO COM 025816109 1,419 14,475 SH   SOLE   0 0 14,475
AMGEN INC COM 031162100 353 1,910 SH   DFND   0 0 1,910
AMGEN INC COM 031162100 138 750 SH   SOLE   0 0 750
APPLE INC COM 037833100 2,025 10,942 SH   DFND   0 0 10,942
APPLE INC COM 037833100 1,459 7,880 SH   SOLE   0 0 7,880
AT&T INC COM 00206R102 350 10,910 SH   DFND   0 0 10,910
AT&T INC COM 00206R102 1,411 43,933 SH   SOLE   0 0 43,933
AUTODESK INC COM 052769106 478 3,648 SH   DFND   0 0 3,648
BAXTER INTL INC COM 071813109 369 4,997 SH   DFND   0 0 4,997
BECTON DICKINSON AND CO COM 075887109 543 2,268 SH   DFND   0 0 2,268
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 478 2,560 SH   DFND   0 0 2,560
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 93 500 SH   SOLE   0 0 500
BOEING CO COM 097023105 294 875 SH   DFND   0 0 875
BRISTOL MYERS SQUIBB CO COM 110122108 515 9,298 SH   DFND   0 0 9,298
CATERPILLAR INC DEL COM 149123101 53 387 SH   DFND   0 0 387
CATERPILLAR INC DEL COM 149123101 1,594 11,747 SH   SOLE   0 0 11,747
CHEVRON CORP NEW COM 166764100 361 2,858 SH   DFND   0 0 2,858
CHEVRON CORP NEW COM 166764100 253 2,000 SH   SOLE   0 0 2,000
COCA COLA CO COM 191216100 84 1,918 SH   DFND   0 0 1,918
COCA COLA CO COM 191216100 1,715 39,100 SH   SOLE   0 0 39,100
COLGATE PALMOLIVE CO COM 194162103 253 3,904 SH   DFND   0 0 3,904
COLGATE-PALMOLIVE CO COM 194162103 1,365 21,054 SH   SOLE   0 0 21,054
CVS HEALTH CORP COM 126650100 239 3,719 SH   DFND   0 0 3,719
DEERE & CO COM 244199105 81 576 SH   DFND   0 0 576
DEERE & CO COM 244199105 1,633 11,680 SH   SOLE   0 0 11,680
DIAMONDBACK ENERGY INC COM 25278X109 403 3,065 SH   DFND   0 0 3,065
DISNEY WALT CO COM DISNEY 254687106 318 3,031 SH   DFND   0 0 3,031
DISNEY WALT CO COM DISNEY 254687106 1,215 11,595 SH   SOLE   0 0 11,595
DOWDUPONT INC COM 26078J100 94 1,432 SH   DFND   0 0 1,432
DOWDUPONT INC COM 26078J100 1,449 21,981 SH   SOLE   0 0 21,981
EMERSON ELECTRIC CO COM 291011104 380 5,501 SH   DFND   0 0 5,501
EMERSON ELECTRIC CO COM 291011104 1,433 20,729 SH   SOLE   0 0 20,729
EOG RES INC COM 26875P101 307 2,471 SH   DFND   0 0 2,471
EXXON MOBIL CORP COM 30231G102 669 8,092 SH   DFND   0 0 8,092
EXXON MOBIL CORP COM 30231G102 1,651 19,958 SH   SOLE   0 0 19,958
GILEAD SCIENCES INC COM 375558103 634 8,946 SH   DFND   0 0 8,946
HARRIS CORP DEL COM 413875105 254 1,755 SH   DFND   0 0 1,755
HOME DEPOT INC COM 437076102 193 990 SH   DFND   0 0 990
HOME DEPOT INC COM 437076102 683 3,500 SH   SOLE   0 0 3,500
INTERCONTINENTAL EXCHANGE INC COM 45866F104 238 3,240 SH   DFND   0 0 3,240
INTERNATIONAL BUSINESS MACHS COM 459200101 48 347 SH   DFND   0 0 347
INTERNATIONAL BUSINESS MACHS COM 459200101 1,479 10,586 SH   SOLE   0 0 10,586
INVESCO QQQ TR UNIT SER 1 46090E103 1,408 8,200 SH   SOLE   0 0 8,200
ISHARES INC CORE MSCI EMKT 46434G103 230 4,380 SH   DFND   0 0 4,380
ISHARES TR EAFE GRWTH ETF 464288885 256 3,245 SH   DFND   0 0 3,245
ISHARES TR CORE MSCI EAFE 46432F842 2,057 32,460 SH   DFND   29,150 0 3,310
ISHARES TR RUS 1000 VAL ETF 464287598 3,986 32,837 SH   DFND   0 0 32,837
ISHARES TR RUS 1000 GRW ETF 464287614 3,336 23,198 SH   DFND   0 0 23,198
ISHARES TR RUS 2000 VAL ETF 464287630 1,221 9,254 SH   DFND   0 0 9,254
ISHARES TR USA MOMENTUM FCT 46432F396 625 5,695 SH   DFND   0 0 5,695
ISHARES TR MIN VOL USA ETF 46429B697 3,621 68,115 SH   DFND   0 0 68,115
JOHNSON & JOHNSON COM 478160104 677 5,583 SH   DFND   0 0 5,583
JOHNSON & JOHNSON COM 478160104 1,648 13,585 SH   SOLE   0 0 13,585
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 996 37,475 SH   DFND   0 0 37,475
JPMORGAN CHASE & CO COM 46625H100 313 3,000 SH   SOLE   0 0 3,000
KIMBERLY CLARK CORP COM 494368103 635 6,030 SH   DFND   0 0 6,030
MASTERCARD INCORPORATED CL A 57636Q104 296 1,505 SH   DFND   0 0 1,505
MCDONALDS CORP COM 580135101 432 2,756 SH   DFND   0 0 2,756
MCDONALDS CORP COM 580135101 1,299 8,293 SH   SOLE   0 0 8,293
MEDTRONIC PLC SHS G5960L103 96 1,120 SH   DFND   0 0 1,120
MEDTRONIC PLC SHS G5960L103 1,351 15,785 SH   SOLE   0 0 15,785
MERCK & CO INC COM 58933Y105 180 2,964 SH   DFND   0 0 2,964
MERCK & CO. INC. COM 58933Y105 1,214 20,002 SH   SOLE   0 0 20,002
MICROSOFT CORP COM 594918104 826 8,379 SH   DFND   0 0 8,379
MICROSOFT CORP COM 594918104 1,773 17,977 SH   SOLE   0 0 17,977
NIKE INC CL B 654106103 393 4,938 SH   DFND   0 0 4,938
NORTHERN TRUST CORP COM 665859104 516 5,017 SH   DFND   0 0 5,017
ORACLE CORP COM 68389X105 349 7,916 SH   DFND   0 0 7,916
PAYCHEX INC COM 704326107 471 6,890 SH   DFND   0 0 6,890
PAYPAL HLDGS INC COM 70450Y103 347 4,170 SH   DFND   0 0 4,170
PEPSICO INC COM 713448108 321 2,950 SH   DFND   0 0 2,950
PEPSICO INC COM 713448108 272 2,500 SH   SOLE   0 0 2,500
PFIZER INC COM 717081103 127 3,488 SH   DFND   0 0 3,488
PFIZER INC COM 717081103 73 2,000 SH   SOLE   0 0 2,000
PRICE T ROWE GROUP INC COM 74144T108 209 1,800 SH   DFND   0 0 1,800
PROCTER & GAMBLE CO COM 742718109 555 7,107 SH   DFND   0 0 7,107
PROCTER & GAMBLE CO COM 742718109 1,560 19,981 SH   SOLE   0 0 19,981
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 1,511 21,829 SH   SOLE   0 0 21,829
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 180 2,599 SH   DFND   0 0 2,599
SCHLUMBERGER LTD COM 806857108 246 3,670 SH   DFND   0 0 3,670
SCHLUMBERGER LTD COM 806857108 1,190 17,747 SH   SOLE   0 0 17,747
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 5 200 SH   DFND   0 0 200
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 266 10,000 SH   SOLE   0 0 10,000
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 495 7,120 SH   DFND   0 0 7,120
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 485 2,000 SH   SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,734 10,077 SH   SOLE   0 0 10,077
SPDR SERIES TRUST S&P REGL BKG 78464A698 415 6,808 SH   DFND   0 0 6,808
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,888 20,368 SH   DFND   0 0 20,368
SUNTRUST BKS INC COM 867914103 488 7,388 SH   DFND   0 0 7,388
TELEFLEX INC COM 879369106 2,682 10,000 SH   DFND   0 0 10,000
TEXAS INSTRS INC COM 882508104 206 1,865 SH   DFND   0 0 1,865
TRAVELERS COS INC COM 89417E109 527 4,306 SH   DFND   0 0 4,306
UNILEVER PLC SPON ADR NEW 904767704 1,131 20,451 SH   SOLE   0 0 20,451
UNION PAC CORP COM 907818108 473 3,336 SH   DFND   0 0 3,336
UNION PAC CORP COM 907818108 1,824 12,877 SH   SOLE   0 0 12,877
UNITED TECHNOLOGIES CORP COM 913017109 153 1,227 SH   DFND   0 0 1,227
UNITED TECHNOLOGIES CORP COM 913017109 1,331 10,645 SH   SOLE   0 0 10,645
UNITEDHEALTH GROUP INC COM 91324P102 288 1,173 SH   DFND   0 0 1,173
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,583 19,993 SH   DFND   0 0 19,993
VANGUARD GROUP DIV APP ETF 921908844 7,337 72,202 SH   DFND   0 0 72,202
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 292 1,170 SH   DFND   0 0 1,170
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 283 5,035 SH   DFND   0 0 5,035
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 315 2,730 SH   DFND   0 0 2,730
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 631 14,700 SH   DFND   0 0 14,700
VISA INC COM CL A 92826C839 407 3,072 SH   DFND   0 0 3,072
WELLS FARGO CO NEW COM 949746101 106 1,911 SH   DFND   0 0 1,911
WELLS FARGO CO NEW COM 949746101 222 4,000 SH   SOLE   0 0 4,000
WESTERN ASSET INVT GRADE DEF COM 95790A101 201 9,615 SH   DFND   0 0 9,615