The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 113 750 SH   DFND   0 0 750
3M CO COM 88579Y101 1,084 7,194 SH   SOLE   0 0 7,194
ABBOTT LABS COM 002824100 846 18,835 SH   SOLE   0 0 18,835
ABBOTT LABS COM 002824100 147 3,271 SH   DFND   0 0 3,271
ABBVIE INC COM 00287Y109 80 1,350 SH   SOLE   0 0 1,350
ABBVIE INC COM 00287Y109 247 4,175 SH   DFND   0 0 4,175
AFLAC INC COM 001055102 213 3,550 SH   DFND   0 0 3,550
AIR PRODS & CHEMS INC COM 009158106 393 3,020 SH   DFND   0 0 3,020
AMAZON COM INC COM 023135106 713 1,055 SH   DFND   0 0 1,055
AMERICAN EXPRESS CO COM 025816109 954 13,722 SH   SOLE   0 0 13,722
AMERICAN EXPRESS CO COM 025816109 233 3,345 SH   DFND   0 0 3,345
AMGEN INC COM 031162100 122 750 SH   SOLE   0 0 750
AMGEN INC COM 031162100 408 2,512 SH   DFND   0 0 2,512
ANNALY CAP MGMT INC COM 035710409 113 12,000 SH   DFND   0 0 12,000
APPLE INC COM 037833100 740 7,031 SH   SOLE   0 0 7,031
APPLE INC COM 037833100 1,142 10,845 SH   DFND   0 0 10,845
AT&T INC COM 00206R102 1,633 47,464 SH   SOLE   0 0 47,464
AT&T INC COM 00206R102 324 9,402 SH   DFND   0 0 9,402
AUTODESK INC COM 052769106 234 3,838 SH   DFND   0 0 3,838
BARD C R INC COM 067383109 230 1,215 SH   DFND   0 0 1,215
BECTON DICKINSON AND CO COM 075887109 472 3,060 SH   DFND   0 0 3,060
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 66 500 SH   SOLE   0 0 500
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 403 3,050 SH   DFND   0 0 3,050
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 336 11,500 SH   DFND   0 0 11,500
BRISTOL MYERS SQUIBB CO COM 110122108 640 9,298 SH   DFND   0 0 9,298
BUCKEYE PARTNERS LP UNIT LTD PARTN 118230101 295 4,465 SH   DFND   0 0 4,465
CATERPILLAR INC DEL COM 149123101 907 13,347 SH   SOLE   0 0 13,347
CATERPILLAR INC DEL COM 149123101 90 1,330 SH   DFND   0 0 1,330
CHEVRON CORP NEW COM 166764100 180 2,000 SH   SOLE   0 0 2,000
CHEVRON CORP NEW COM 166764100 73 812 SH   DFND   0 0 812
COCA COLA CO COM 191216100 1,372 31,937 SH   SOLE   0 0 31,937
COCA COLA CO COM 191216100 14 336 SH   DFND   0 0 336
COLGATE PALMOLIVE CO COM 194162103 1,127 16,922 SH   SOLE   0 0 16,922
COLGATE PALMOLIVE CO COM 194162103 250 3,755 SH   DFND   0 0 3,755
CONE MIDSTREAM PARTNERS LP COM UNIT REPST 206812109 230 23,400 SH   DFND   0 0 23,400
CONOCOPHILLIPS COM 20825C104 520 11,130 SH   DFND   0 0 11,130
COSTCO WHSL CORP NEW COM 22160K105 378 2,340 SH   DFND   0 0 2,340
CVS HEALTH CORP COM 126650100 472 4,832 SH   DFND   0 0 4,832
DCP MIDSTREAM PARTNERS LP COM UT LTD PTN 23311P100 382 15,500 SH   DFND   0 0 15,500
DEERE & CO COM 244199105 929 12,174 SH   SOLE   0 0 12,174
DEERE & CO COM 244199105 18 230 SH   DFND   0 0 230
DISNEY WALT CO COM DISNEY 254687106 824 7,841 SH   SOLE   0 0 7,841
DISNEY WALT CO COM DISNEY 254687106 452 4,301 SH   DFND   0 0 4,301
DU PONT E I DE NEMOURS & CO COM 263534109 1,230 18,472 SH   SOLE   0 0 18,472
EMERSON ELECTRIC CO COM 291011104 975 20,394 SH   SOLE   0 0 20,394
EMERSON ELECTRIC CO COM 291011104 254 5,308 SH   DFND   0 0 5,308
ENERGY TRANSFER PARTNERS LP UNIT LTD PARTN 29273R109 419 12,432 SH   DFND   0 0 12,432
ENTERPRISE PRODS PARTNERS L COM 293792107 205 8,010 SH   DFND   0 0 8,010
EXXON MOBIL CORP COM 30231G102 1,381 17,722 SH   SOLE   0 0 17,722
EXXON MOBIL CORP COM 30231G102 643 8,245 SH   DFND   0 0 8,245
GILEAD SCIENCES INC COM 375558103 555 5,480 SH   DFND   0 0 5,480
HOME DEPOT INC COM 437076102 463 3,500 SH   SOLE   0 0 3,500
HOME DEPOT INC COM 437076102 144 1,090 SH   DFND   0 0 1,090
INTERNATIONAL BUSINESS MACHS COM 459200101 1,233 8,956 SH   SOLE   0 0 8,956
ISHARES MSCI CDA ETF 464286509 798 37,110 SH   DFND   37,110 0 0
ISHARES EM MK MINVOL ETF 464286533 793 16,305 SH   DFND   0 0 16,305
ISHARES MSCI JAPAN ETF 464286848 430 35,500 SH   DFND   0 0 35,500
ISHARES TR EAFE GRWTH ETF 464288885 423 6,305 SH   DFND   0 0 6,305
ISHARES TR EAFE MIN VOL ETF 46429B689 1,288 19,855 SH   DFND   16,185 0 3,670
ISHARES TR USA MIN VOL ETF 46429B697 4,344 103,867 SH   DFND   0 0 103,867
ISHARES TR RUS 1000 GRW ETF 464287614 2,795 28,099 SH   DFND   0 0 28,099
ISHARES TR RUS 1000 VAL ETF 464287598 2,671 27,297 SH   DFND   0 0 27,297
ISHARES TR RUS 2000 VAL ETF 464287630 1,012 11,005 SH   DFND   0 0 11,005
ISHARES TR S&P 500 GRWT ETF 464287309 460 3,975 SH   DFND   0 0 3,975
ISHARES TR S&P 500 VAL ETF 464287408 219 2,475 SH   DFND   0 0 2,475
JOHNSON & JOHNSON COM 478160104 1,291 12,567 SH   SOLE   0 0 12,567
JOHNSON & JOHNSON COM 478160104 646 6,291 SH   DFND   0 0 6,291
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 682 23,530 SH   DFND   0 0 23,530
KIMBERLY CLARK CORP COM 494368103 912 7,165 SH   DFND   0 0 7,165
KKR & CO L P DEL COM UNITS 48248M102 157 10,040 SH   DFND   0 0 10,040
LOCKHEED MARTIN CORP COM 539830109 223 1,026 SH   DFND   0 0 1,026
MCDONALD'S CORP COM 580135101 1,019 8,629 SH   SOLE   0 0 8,629
MCDONALD'S CORP COM 580135101 296 2,506 SH   DFND   0 0 2,506
MEDTRONIC PLC SHS G5960L103 928 12,061 SH   SOLE   0 0 12,061
MEDTRONIC PLC SHS G5960L103 165 2,149 SH   DFND   0 0 2,149
MICROSOFT CORP COM 594918104 1,186 21,382 SH   SOLE   0 0 21,382
MICROSOFT CORP COM 594918104 331 5,970 SH   DFND   0 0 5,970
NIKE INC CL B 654106103 309 4,938 SH   DFND   0 0 4,938
NORTHERN TRUST CORP COM 665859104 362 5,017 SH   DFND   0 0 5,017
NOVARTIS AG-SPONSORED ADR SPONSORED ADR 66987V109 86 1,000 SH   DFND   0 0 1,000
NOVARTIS AG-SPONSORED ADR SPONSORED ADR 66987V109 718 8,347 SH   SOLE   0 0 8,347
NUVEEN QUALITY PFD INCOME FD COM 67072C105 99 10,835 SH   DFND   0 0 10,835
OCCIDENTAL PETE CORP DEL COM 674599105 220 3,250 SH   DFND   0 0 3,250
ORACLE CORP COM 68389X105 412 11,290 SH   DFND   0 0 11,290
PAYCHEX INC COM 704326107 476 8,997 SH   DFND   0 0 8,997
PEPSICO INC COM 713448108 250 2,500 SH   SOLE   0 0 2,500
PEPSICO INC COM 713448108 365 3,650 SH   DFND   0 0 3,650
PFIZER INC COM 717081103 65 2,000 SH   SOLE   0 0 2,000
PFIZER INC COM 717081103 184 5,702 SH   DFND   0 0 5,702
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,119 10,000 SH   SOLE   0 0 10,000
PRICE T ROWE GROUP INC COM 74144T108 275 3,840 SH   DFND   0 0 3,840
PROCTER & GAMBLE CO COM 742718109 1,401 17,646 SH   SOLE   0 0 17,646
PROCTER & GAMBLE CO COM 742718109 521 6,560 SH   DFND   0 0 6,560
PROSHARES TR ULTRPRO S&P500 74347X864 200 3,200 SH   DFND   0 0 3,200
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 884 19,298 SH   SOLE   0 0 19,298
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 54 1,185 SH   DFND   0 0 1,185
SCHLUMBERGER LTD COM 806857108 812 11,648 SH   SOLE   0 0 11,648
SCHLUMBERGER LTD COM 806857108 286 4,100 SH   DFND   0 0 4,100
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 238 10,000 SH   SOLE   0 0 10,000
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 357 15,000 SH   DFND   0 0 15,000
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 348 2,000 SH   SOLE   0 0 2,000
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,421 11,877 SH   SOLE   0 0 11,877
SPDR SERIES TRUST S&P DIVID ETF 78464A763 1,688 22,948 SH   DFND   0 0 22,948
STONEMOR PARTNERS LP COM UNITS 86183Q100 227 8,500 SH   DFND   0 0 8,500
STRYKER CORP COM 863667101 46 500 SH   SOLE   0 0 500
STRYKER CORP COM 863667101 172 1,847 SH   DFND   0 0 1,847
SUNTRUST BANKS INC COM 867914103 317 7,388 SH   DFND   0 0 7,388
TELEFLEX INC COM 879369106 1,315 10,000 SH   DFND   0 0 10,000
TRAVELERS COMPANIES INC COM 89417E109 576 5,108 SH   DFND   0 0 5,108
UNILEVER PLC-SPONSORED ADR SPON ADR NEW 904767704 850 19,715 SH   SOLE   0 0 19,715
UNION PACIFIC CORP COM 907818108 984 12,584 SH   SOLE   0 0 12,584
UNION PACIFIC CORP COM 907818108 366 4,680 SH   DFND   0 0 4,680
UNITED TECHNOLOGIES CORP COM 913017109 841 8,759 SH   SOLE   0 0 8,759
UNITED TECHNOLOGIES CORP COM 913017109 210 2,183 SH   DFND   0 0 2,183
UNITEDHEALTH GROUP INC COM 91324P102 253 2,153 SH   DFND   0 0 2,153
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,391 17,227 SH   DFND   0 0 17,227
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 219 1,170 SH   DFND   0 0 1,170
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 254 2,730 SH   DFND   0 0 2,730
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,047 20,985 SH   DFND   0 0 20,985
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 6,083 78,228 SH   DFND   0 0 78,228
VANGUARD STAR FD VG TL INTL STK F 921909768 2,887 64,000 SH   DFND   0 0 64,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,083 29,495 SH   DFND   0 0 29,495
VERIZON COMMUNICATIONS INC COM 92343V104 139 3,000 SH   SOLE   0 0 3,000
VERIZON COMMUNICATIONS INC COM 92343V104 216 4,674 SH   DFND   0 0 4,674
VISA INC COM CL A 92826C839 238 3,072 SH   DFND   0 0 3,072
WASHINGTON TR BANCORP COM 940610108 3,596 91,000 SH   SOLE   0 0 91,000
WELLS FARGO & CO NEW COM 949746101 217 4,000 SH   SOLE   0 0 4,000
WELLS FARGO & CO NEW COM 949746101 159 2,921 SH   DFND   0 0 2,921
WISDOMTREE TR JAPN HEDGE EQT 97717W851 868 17,325 SH   DFND   0 0 17,325
YAHOO INC COM 984332106 532 16,000 SH   DFND   0 0 16,000