Exhibit 12.1

Nationstar Mortgage
RATIO OF EARNINGS TO FIXED CHARGES
$ in thousands

	July 11, 2006
	to						Year Ended December 31,
	December 31, 2006			2007			2008			2009			2010
Calculation of income/(loss) from continuing before income taxes and fixed charges
Net income/(loss) from continuing operations		(60,258	)		(284,478	)		(157,610	)		(80,877	)		(9,914	)
Fixed Charges		60,309			129,894			70,255			73,431			119,288
Earnings as adjusted		51			(154,584	)		(87,355	)		(7,446	)		109,374
Calculation of fixed charges
Interest expense		55,172			118,553			65,548			69,883			116,163
Interest on lease obligations		5,137			11,341			4,707			3,548			3,125
Total fixed charges		60,309			129,894			70,255			73,431			119,288
Calculation of Earnings to Fixed Charges		0.00			(1.19	)		(1.24	)		(0.10	)		0.92
Coverage deficiencies		60,258			284,478			157,610			80,877			9,914