Exhibit 99.2

EverBank Financial Corp and Subsidiaries

Quarterly Financial Tables

September 30, 2016

Table of Contents

Table 1	Financial Highlights
Table 2	Consolidated Statements of Income
Table 3	Consolidated Balance Sheets
Table 4	Business Segments Selected Financial Information
Table 5	Average Balances and Interest Rates
Table 6a	Loans and Leases Held for Investment
Table 6b	Deposits
Table 7	General and Administrative Expense
Table 8	Non-Performing Assets
Table 9a	Allowance for Loan and Lease Losses Activity
Table 9b	Allowance for Loan and Lease Losses Ratio
Table 10	Reconciliation of Non-GAAP Measures
	Table 10a	Adjusted Net Income
	Table 10b	Adjusted Efficiency Ratio
	Table 10c	Regulatory Capital (bank level)
	Table 10d	Regulatory Capital (EFC consolidated)
	Table 10e	Tangible Equity, Tangible Common Equity, Tangible Common Equity Per Common Share and Tangible Assets
Table 11	Residential Mortgage Lending

EverBank Financial Corp and Subsidiaries
Financial Highlights													Table 1
	As of and for the Three Months Ended									As of and for the Nine Months Ended
(dollars in thousands, except per share amounts)	Sep 30, 2016			Jun 30, 2016			Sep 30, 2015			Sep 30, 2016			Sep 30, 2015
Operating Results:
Total revenue(1)	$	232,969		$	196,608		$	210,035		$	633,111		$	650,833
Net interest income	189,635			177,440			168,840			540,856			493,303
Provision for loan and lease losses	12,070			6,012			11,131			27,001			28,063
Noninterest income	43,334			19,168			41,195			92,255			157,530
Noninterest expense	161,765			155,840			151,506			467,035			485,516
Net income allocated to common shareholders	34,599			19,024			27,051			79,016			77,786
Net earnings per common share, diluted	0.27			0.15			0.21			0.62			0.61
Performance Metrics:
Adjusted net earnings per common share, diluted(2)	$	0.40		$	0.32		$	0.23		$	1.04		$	0.88
Yield on interest-earning assets	3.81		%	3.81		%	3.85		%	3.82		%	3.94		%
Cost of interest-bearing liabilities	1.11		%	1.15		%	1.03		%	1.13		%	1.01		%
Net interest margin	2.81		%	2.80		%	2.90		%	2.81		%	3.03		%
Return on average assets	0.53		%	0.32		%	0.48		%	0.43		%	0.49		%
Return on average risk-weighted assets(3)	0.82		%	0.49		%	0.74		%	0.65		%	0.76		%
Return on average equity(4)	8.0		%	4.4		%	6.5		%	6.1		%	6.3		%
Adjusted return on average equity(5)	11.9		%	9.4		%	6.9		%	10.2		%	9.1		%
Efficiency ratio(6)	69		%	79		%	72		%	74		%	75		%
Adjusted efficiency ratio(7)	61		%	67		%	71		%	65		%	68		%
Loans and leases held for investment as a percentage of deposits	122		%	123		%	119		%	122		%	119		%
Loans and leases held for investment excluding government insured pool buyouts as a percentage of deposits	96		%	100		%	96		%	96		%	96		%
Credit Quality Ratios:
Adjusted non-performing assets as a percentage of total assets(8)	0.69		%	0.52		%	0.55		%	0.69		%	0.55		%
Net charge-offs to average loans and leases held for investment	0.10		%	0.09		%	0.11		%	0.09		%	0.12		%
ALLL as a percentage of loans and leases held for investment	0.38		%	0.36		%	0.34		%	0.38		%	0.34		%
Government insured pool buyouts as a percentage of loans and leases held for investment	21		%	19		%	19		%	21		%	19		%
Capital:
Common equity tier 1 ratio (EFC consolidated; see Table 10d)	9.7		%	9.7		%	10.2		%	9.7		%	10.2		%
Tier 1 leverage ratio (bank level; see Table 10c)	7.9		%	8.1		%	8.2		%	7.9		%	8.2		%
Total risk-based capital ratio (bank level; see Table 10c)	12.5		%	12.6		%	12.7		%	12.5		%	12.7		%
Tangible common equity per common share(9)	$	13.53		$	13.24		$	13.00		$	13.53		$	13.00
Consumer Banking Metrics:
Unpaid principal balance of loans originated	$	2,531,539		$	2,405,643		$	2,292,027		$	6,734,314		$	7,375,577
Jumbo residential mortgage loans originated	869,808			883,252			1,219,349			2,477,597			3,978,392
Unpaid principal balance of loans serviced for the Company and others	40,322,771			40,474,814			44,347,242			40,322,771			44,347,242
Consumer Banking loans as a percentage of loans and leases held for investment	54		%	54		%	56		%	54		%	56		%
Consumer deposits	$	15,268,033		$	14,787,822		$	13,518,818		$	15,268,033		$	13,518,818
Commercial Banking Metrics:
Loan and lease originations:
Commercial and commercial real estate	$	444,468		$	357,733		$	648,993		$	1,167,179		$	1,595,134
Equipment financing receivables	329,499			318,033			345,490			947,282			862,285
Commercial Banking loan and lease sales	90,521			236,016			61,666			604,275			201,877
Commercial Banking loans as a percentage of loans and leases held for investment	46		%	46		%	44		%	46		%	44		%
Commercial deposits	$	4,375,315		$	4,023,940		$	4,047,271		$	4,375,315		$	4,047,271
Market Price Per Share of Common Stock:
Closing	$	19.36		$	14.86		$	19.30		$	19.36		$	19.30
High	19.36			15.78			20.69			19.36			20.69
Low	14.16			13.61			19.06			12.58			17.24

See Notes to Financial Highlights

2

EverBank Financial Corp and Subsidiaries

Financial Highlights - Notes

(Dollars in thousands)

(1) Total revenue is defined as net interest income before provision for loan and lease losses and total noninterest income.

(2) Adjusted net earnings per common share, diluted is calculated using a numerator based on adjusted net income. Adjusted net earnings per common share, diluted is a non-GAAP financial measure and its most directly comparable GAAP measure is net earnings per common share, diluted. Adjusted net income includes adjustments to our net income for certain significant items that we believe are not reflective of our ongoing business or operating performance. For a reconciliation of adjusted net income to net income, which is the most directly comparable GAAP measure, see Table 10a.

(3) Return on average risk-weighted assets equals net income divided by average risk-weighted assets. Under the regulatory guidelines for risk-based capital, on-balance sheet assets and credit equivalent amounts of derivatives and off-balance sheet items are assigned to one of several broad risk categories according to the obligor or, if relevant, the guarantor or the nature of any collateral. The aggregate dollar amount in each risk category is then multiplied by the risk weight associated with that category. The resulting weighted values from each of the risk categories are aggregated for determining total risk-weighted assets. For detailed information regarding regulatory capital (EFC consolidated), see Table 10d.

(4) Return on average equity is calculated as net income less dividends declared on the Series A 6.75% Non-Cumulative Perpetual Preferred Stock divided by average common shareholders' equity (average shareholders' equity less average Series A 6.75% Non-Cumulative Perpetual Preferred Stock).

(5) Adjusted return on average equity is calculated as adjusted net income less dividends declared on the Series A 6.75% Non-Cumulative Perpetual Preferred Stock divided by average common shareholders' equity. Adjusted net income is a non-GAAP measure of our financial performance and its most directly comparable GAAP measure is net income. For a reconciliation of adjusted net income to net income, see Table 10a.

(6) The efficiency ratio represents noninterest expense as a percentage of total revenue. We use the efficiency ratio to measure noninterest costs expended to generate a dollar of revenue.

(7) The adjusted efficiency ratio represents adjusted noninterest expense as a percentage of adjusted total revenue based on adjusted net income. The adjusted efficiency ratio is a non-GAAP measure of our financial performance and its most directly comparable GAAP measure is the efficiency ratio. For a reconciliation of adjusted net income to net income, see Table 10a. For detailed information regarding the adjusted efficiency ratio, see Table 10b. We use the adjusted efficiency ratio to measure adjusted noninterest costs expended to generate a dollar of adjusted revenue.

(8) We define non-performing assets, or NPA, as non-accrual loans, accruing loans past due 90 days or more and foreclosed property. Our NPA calculation excludes government insured pool buyout loans for which payment is insured by the government. We also exclude loans and foreclosed property accounted for under ASC 310-30 because we expect to fully collect the carrying value of such loans and foreclosed property. For more detailed information on NPA, see Table 8.

(9) Calculated as tangible common shareholders' equity divided by shares of common stock. Tangible common shareholders' equity equals shareholders' equity less goodwill, other intangible assets and perpetual preferred stock (see Table 10e). Tangible common equity per common share is calculated using a denominator that includes actual period end common shares outstanding. Tangible common equity per common share is a non-GAAP financial measure, and its most directly comparable GAAP financial measure is book value per common share.

3

EverBank Financial Corp and Subsidiaries
Consolidated Statements of Income													Table 2
	Three Months Ended									Nine Months Ended
(dollars in thousands, except per share data)	Sep 30, 2016			Jun 30, 2016			Sep 30, 2015			Sep 30, 2016			Sep 30, 2015
Interest Income
Interest and fees on loans and leases	$	249,601		$	236,168		$	215,881		$	716,828		$	621,077
Interest and dividends on investment securities	6,719			6,965			7,520			21,088			22,989
Other interest income	568			385			226			1,349			545
Total interest income	256,888			243,518			223,627			739,265			644,611
Interest Expense
Deposits	39,272			39,078			31,921			117,440			91,904
Other borrowings	27,981			27,000			22,866			80,969			59,404
Total interest expense	67,253			66,078			54,787			198,409			151,308
Net Interest Income	189,635			177,440			168,840			540,856			493,303
Provision for loan and lease losses	12,070			6,012			11,131			27,001			28,063
Net Interest Income after Provision for Loan and Lease Losses	177,565			171,428			157,709			513,855			465,240
Noninterest Income
Loan servicing fee income	23,637			22,814			27,157			69,892			90,858
Amortization of mortgage servicing rights	(19,176		)	(16,550		)	(16,760		)	(50,457		)	(56,065		)
Recovery (impairment) of mortgage servicing rights	(23,170		)	(36,872		)	(4,450		)	(82,584		)	(32,075		)
Net loan servicing income (loss)	(18,709		)	(30,608		)	5,947			(63,149		)	2,718
Gain on sale of loans	43,101			31,973			18,037			103,825			101,248
Loan production revenue	7,231			6,729			5,861			19,220			17,443
Deposit fee income	2,059			1,953			3,844			7,114			10,946
Other lease income	3,919			3,316			3,714			11,602			9,876
Other	5,733			5,805			3,792			13,643			15,299
Total noninterest income	43,334			19,168			41,195			92,255			157,530
Noninterest Expense
Salaries, commissions and other employee benefits expense	94,052			94,922			89,369			280,614			277,124
Equipment expense	15,833			16,052			15,576			47,802			46,879
Occupancy expense	6,298			7,266			6,679			19,828			19,691
General and administrative expense	45,582			37,600			39,882			118,791			141,822
Total noninterest expense	161,765			155,840			151,506			467,035			485,516
Income before Provision for Income Taxes	59,134			34,756			47,398			139,075			137,254
Provision for Income Taxes	22,003			13,201			17,815			52,465			51,874
Net Income	$	37,131		$	21,555		$	29,583		$	86,610		$	85,380
Net Income Allocated to Preferred Stock	(2,532		)	(2,531		)	(2,532		)	(7,594		)	(7,594		)
Net Income Allocated to Common Shareholders	$	34,599		$	19,024		$	27,051		$	79,016		$	77,786
Net Earnings per Common Share, Basic	$	0.28		$	0.15		$	0.22		$	0.63		$	0.63
Net Earnings per Common Share, Diluted	$	0.27		$	0.15		$	0.21		$	0.62		$	0.61
Dividends Declared per Common Share	$	0.06		$	0.06		$	0.06		$	0.18		$	0.14
Dividend payout ratio(1)	21.43		%	40.00		%	27.27		%	28.57		%	22.22		%
Weighted Average Common Shares Outstanding
(units in thousands)
Basic	125,382			125,294			124,823			125,267			124,373
Diluted	127,453			126,612			127,099			126,699			126,568

(1) Dividend payout ratio is calculated as dividends declared per common share divided by basic earnings per common share.

4

EverBank Financial Corp and Subsidiaries
Consolidated Balance Sheets													Table 3
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Assets
Cash and due from banks	$	54,380		$	62,512		$	90,478		$	55,300		$	64,822
Interest-bearing deposits in banks	534,284			559,434			510,167			527,151			534,354
Total cash and cash equivalents	588,664			621,946			600,645			582,451			599,176
Investment securities:
Available for sale, at fair value	486,902			461,141			504,769			555,019			574,104
Held to maturity	100,928			104,205			101,305			103,746			112,219
Other investments	294,710			271,606			234,406			265,431			240,832
Total investment securities	882,540			836,952			840,480			924,196			927,155
Loans held for sale	2,112,855			1,485,747			1,137,702			1,509,268			1,483,754
Loans and leases held for investment:
Loans and leases held for investment, net of unearned income	23,932,724			23,218,614			22,756,113			22,227,492			20,877,381
Allowance for loan and lease losses	(90,170		)	(84,250		)	(83,485		)	(78,137		)	(71,897		)
Total loans and leases held for investment, net	23,842,554			23,134,364			22,672,628			22,149,355			20,805,484
Mortgage servicing rights (MSR), net	249,106			274,356			312,671			335,280			357,550
Premises and equipment, net	46,525			48,486			50,901			51,599			52,425
Other assets	980,801			952,459			1,026,372			1,048,877			989,199
Total Assets	$	28,703,045		$	27,354,310		$	26,641,399		$	26,601,026		$	25,214,743
Liabilities
Deposits:
Noninterest-bearing	$	2,071,154		$	1,510,198		$	1,499,063		$	1,141,357		$	1,389,644
Interest-bearing	17,572,194			17,301,564			17,497,414			17,100,685			16,176,445
Total deposits	19,643,348			18,811,762			18,996,477			18,242,042			17,566,089
Other borrowings	6,487,000			6,022,000			5,147,000			5,877,000			5,297,000
Trust preferred securities and subordinated notes payable	360,179			360,079			365,167			276,170			276,103
Accounts payable and accrued liabilities	316,962			303,110			276,852			337,493			252,682
Total Liabilities	26,807,489			25,496,951			24,785,496			24,732,705			23,391,874
Shareholders’ Equity
Series A 6.75% Non-Cumulative Perpetual Preferred Stock	150,000			150,000			150,000			150,000			150,000
Common Stock	1,254			1,253			1,252			1,250			1,250
Additional paid-in capital	882,386			879,169			877,275			874,806			873,175
Retained earnings	962,749			935,670			924,165			906,278			871,160
Accumulated other comprehensive loss	(100,833		)	(108,733		)	(96,789		)	(64,013		)	(72,716		)
Total Shareholders’ Equity	1,895,556			1,857,359			1,855,903			1,868,321			1,822,869
Total Liabilities and Shareholders’ Equity	$	28,703,045		$	27,354,310		$	26,641,399		$	26,601,026		$	25,214,743

5

EverBank Financial Corp and Subsidiaries
Business Segments Selected Financial Information													Table 4
(dollars in thousands)	Consumer Banking			Commercial Banking			Corporate Services			Eliminations			Consolidated
Three Months Ended September 30, 2016
Net interest income	$	108,948		$	85,879		$	(5,192	)	$	—		$	189,635
Provision for loan and lease losses	3,088			8,982			—			—			12,070
Net interest income after provision for loan and lease losses	105,860			76,897			(5,192		)	—			177,565
Noninterest income	34,171			9,019			144			—			43,334
Noninterest expense	93,510			31,317			36,938			—			161,765
Income (loss) before income tax	46,521			54,599			(41,986		)	—			59,134
Adjustment items (pre-tax):
Gain on repurchase of trust preferred securities	—			—			—			—			—
Transaction expense and non-recurring regulatory related expense	216			—			6,591			—			6,807
Increase (decrease) in Bank of Florida non-accretable discount	—			—			—			—			—
MSR impairment (recovery)	23,170			—			—			—			23,170
Restructuring cost	(2,246		)	(366		)	49			—			(2,563		)
Adjusted income (loss) before income tax	$	67,661		$	54,233		$	(35,346	)	$	—		$	86,548
Total assets as of September 30, 2016	$	17,622,499		$	11,226,918		$	253,058		$	(399,430	)	$	28,703,045
Total deposits as of September 30, 2016	15,268,033			4,375,315			—			—			19,643,348
Three Months Ended June 30, 2016
Net interest income	$	99,370		$	83,141		$	(5,071	)	$	—		$	177,440
Provision for loan and lease losses	1,068			4,944			—			—			6,012
Net interest income after provision for loan and lease losses	98,302			78,197			(5,071		)	—			171,428
Noninterest income	5,225			12,389			1,554			—			19,168
Noninterest expense	93,485			33,790			28,565			—			155,840
Income (loss) before income tax	10,042			56,796			(32,082		)	—			34,756
Adjustment items (pre-tax):
Gain on repurchase of trust preferred securities	—			—			(1,478		)	—			(1,478		)
Transaction expense and non-recurring regulatory related expense	148			—			154			—			302
Increase (decrease) in Bank of Florida non-accretable discount	—			(324		)	—			—			(324		)
MSR impairment (recovery)	36,872			—			—			—			36,872
Restructuring cost	(1,538		)	759			66			—			(713		)
Adjusted income (loss) before income tax	$	45,524		$	57,231		$	(33,340	)	$	—		$	69,415
Total assets as of June 30, 2016	$	16,514,624		$	11,037,749		$	259,250		$	(457,313	)	$	27,354,310
Total deposits as of June 30, 2016	14,787,822			4,023,940			—			—			18,811,762
Three Months Ended September 30, 2015
Net interest income	$	92,157		$	80,790		$	(4,107	)	$	—		$	168,840
Provision for loan and lease losses	3,091			8,040			—			—			11,131
Net interest income after provision for loan and lease losses	89,066			72,750			(4,107		)	—			157,709
Noninterest income	32,847			8,204			144			—			41,195
Noninterest expense	94,014			30,386			27,106			—			151,506
Income (loss) before income tax	27,899			50,568			(31,069		)	—			47,398
Adjustment items (pre-tax):
Transaction expense and non-recurring regulatory related expense	(921		)	—			(343		)	—			(1,264		)
Increase (decrease) in Bank of Florida non-accretable discount	(44		)	(39		)	—			—			(83		)
MSR impairment (recovery)	4,450			—			—			—			4,450
Restructuring cost	(360		)	—			—			—			(360		)
Adjusted income (loss) before income tax	$	31,024		$	50,529		$	(31,412	)	$	—		$	50,141
Total assets as of September 30, 2015	$	15,649,933		$	9,678,171		$	274,938		$	(388,299	)	$	25,214,743
Total deposits as of September 30, 2015	13,518,818			4,047,271			—			—			17,566,089

6

EverBank Financial Corp and Subsidiaries
Average Balances and Interest Rates(1) (2) (3)													Table 5
	Three Months Ended September 30, 2016						Three Months Ended June 30, 2016						Three Months Ended September 30, 2015
(dollars in thousands)	Average Balance		Interest		Yield/ Rate		Average Balance		Interest		Yield/ Rate		Average Balance		Interest		Yield/ Rate
Assets:
Interest-earning assets:
Cash and cash equivalents	$	444,504	$	568	0.51	%	$	303,129	$	385	0.51	%	$	351,834	$	226	0.26	%
Investments	855,451		6,719		3.13	%	838,777		6,965		3.33	%	995,467		7,520		3.01	%
Loans held for sale	2,042,414		16,798		3.29	%	1,874,252		15,125		3.23	%	1,740,497		14,529		3.34	%
Loans and leases held for investment:
Consumer Banking:
Residential mortgages:
Residential	6,741,757		53,398		3.17	%	6,824,775		53,376		3.13	%	6,901,559		55,895		3.24	%
Government insured pool buyouts	5,175,352		60,792		4.70	%	4,568,782		54,879		4.80	%	3,994,565		45,353		4.54	%
Residential mortgages	11,917,109		114,190		3.83	%	11,393,557		108,255		3.80	%	10,896,124		101,248		3.72	%
Home equity lines and other	1,086,805		10,030		3.67	%	928,021		8,230		3.57	%	255,315		2,900		4.51	%
Commercial Banking:
Commercial and commercial real estate:
Commercial real estate and other commercial	3,819,895		47,530		4.93	%	3,901,421		47,397		4.84	%	3,832,593		50,346		5.21	%
Mortgage warehouse finance	2,664,319		19,241		2.83	%	2,475,149		17,325		2.77	%	1,862,290		12,707		2.67	%
Lender finance	1,510,827		13,931		3.61	%	1,356,091		11,927		3.48	%	1,023,005		8,985		3.44	%
Commercial and commercial real estate	7,995,041		80,702		3.98	%	7,732,661		76,649		3.94	%	6,717,888		72,038		4.24	%
Equipment financing receivables	2,477,319		27,881		4.50	%	2,415,338		27,909		4.62	%	2,173,960		25,166		4.63	%
Total loans and leases held for investment	23,476,274		232,803		3.95	%	22,469,577		221,043		3.93	%	20,043,287		201,352		4.00	%
Total interest-earning assets	26,818,643		$	256,888	3.81	%	25,485,735		$	243,518	3.81	%	23,131,085		$	223,627	3.85	%
Noninterest-earning assets	1,318,167						1,380,992						1,309,468
Total assets	$	28,136,810					$	26,866,727					$	24,440,553
Liabilities and Shareholders’ Equity:
Interest-bearing liabilities:
Deposits:
Interest-bearing demand	$	3,678,495	$	6,146	0.66	%	$	3,730,252	$	6,282	0.68	%	$	3,625,255	$	6,214	0.68	%
Market-based money market accounts	355,485		545		0.61	%	359,728		546		0.61	%	365,005		561		0.61	%
Savings and money market accounts, excluding market-based	6,416,744		11,465		0.71	%	6,594,527		12,339		0.75	%	5,457,507		9,063		0.66	%
Market-based time	337,811		725		0.85	%	355,069		760		0.86	%	390,975		610		0.62	%
Time, excluding market-based	6,591,170		20,391		1.24	%	6,114,552		19,151		1.26	%	5,527,481		15,473		1.11	%
Total deposits	17,379,705		39,272		0.90	%	17,154,128		39,078		0.92	%	15,366,223		31,921		0.82	%
Borrowings:
Trust preferred securities and subordinated notes payable	360,114		5,313		5.90	%	363,475		5,243		5.77	%	276,234		4,192		6.07	%
Long-term FHLB advances	4,080,913		20,341		1.95	%	3,776,672		19,948		2.09	%	3,172,000		17,513		2.16	%
Short-term FHLB advances	2,199,185		2,327		0.41	%	1,757,143		1,809		0.41	%	2,252,174		1,161		0.20	%
Total borrowings	6,640,212		27,981		1.66	%	5,897,290		27,000		1.82	%	5,700,408		22,866		1.58	%
Total interest-bearing liabilities	24,019,917		67,253		1.11	%	23,051,418		66,078		1.15	%	21,066,631		54,787		1.03	%
Noninterest-bearing demand deposits	1,797,407						1,543,952						1,309,855
Other noninterest-bearing liabilities	435,392						403,991						239,823
Total liabilities	26,252,716						24,999,361						22,616,309
Total shareholders’ equity	1,884,094						1,867,366						1,824,244
Total liabilities and shareholders’ equity	$	28,136,810					$	26,866,727					$	24,440,553
Net interest income/spread			$	189,635	2.70	%			$	177,440	2.66	%			$	168,840	2.82	%
Net interest margin					2.81	%					2.80	%					2.90	%
Memo: Total deposits including noninterest-bearing	$	19,177,112	$	39,272	0.82	%	$	18,698,080	$	39,078	0.84	%	$	16,676,078	$	31,921	0.76	%

(1) The average balances are principally daily averages, and, for loans, include both performing and non-performing balances.

(2) Interest income on loans includes the effects of discount accretion and net deferred loan origination costs accounted for as yield adjustments.

(3) All interest income was fully taxable for all periods presented.

7

EverBank Financial Corp and Subsidiaries
Loans and Leases Held for Investment													Table 6a
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Consumer Banking:
Residential mortgages:
Residential	$	6,653,526		$	6,961,746		$	7,254,377		$	7,501,767		$	7,364,522
Government insured pool buyouts	5,139,215			4,403,338			4,396,059			4,215,355			3,947,359
Residential mortgages	11,792,741			11,365,084			11,650,436			11,717,122			11,311,881
Home equity lines and other	1,173,155			1,073,656			917,856			501,785			337,093
Total Consumer Banking	12,965,896			12,438,740			12,568,292			12,218,907			11,648,974
Commercial Banking:
Commercial and commercial real estate:
Commercial real estate and other commercial	3,882,297			3,831,432			3,883,821			3,954,522			3,660,362
Mortgage warehouse finance	3,076,511			3,035,329			2,603,163			2,372,731			2,162,627
Lender finance	1,495,585			1,450,638			1,300,254			1,280,423			1,117,886
Commercial and commercial real estate	8,454,393			8,317,399			7,787,238			7,607,676			6,940,875
Equipment financing receivables	2,512,435			2,462,475			2,400,583			2,400,909			2,287,532
Total Commercial Banking	10,966,828			10,779,874			10,187,821			10,008,585			9,228,407
Loans and leases held for investment, net of unearned income	23,932,724			23,218,614			22,756,113			22,227,492			20,877,381
Allowance for loan and lease losses	(90,170		)	(84,250		)	(83,485		)	(78,137		)	(71,897		)
Total loans and leases held for investment, net	$	23,842,554		$	23,134,364		$	22,672,628		$	22,149,355		$	20,805,484
The balances presented above include:
Net purchased loan and lease discounts	$	82,560		$	71,636		$	63,250		$	45,770		$	43,166
Net deferred loan and lease origination costs	$	125,346		$	125,555		$	125,877		$	123,255		$	115,990
Deposits													Table 6b
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Noninterest-bearing demand	$	2,071,154		$	1,510,198		$	1,499,063		$	1,141,357		$	1,389,644
Interest-bearing demand	3,585,418			3,696,048			3,694,755			3,709,156			3,631,458
Market-based money market accounts	353,613			358,649			353,742			342,600			351,880
Savings and money market accounts, excluding market-based	6,271,548			6,478,326			6,892,789			6,338,685			5,734,451
Market-based time	327,472			341,993			358,566			374,171			379,967
Time, excluding market-based	7,034,143			6,426,548			6,197,562			6,336,073			6,078,689
Total deposits	$	19,643,348		$	18,811,762		$	18,996,477		$	18,242,042		$	17,566,089
General and Administrative Expense																			Table 7
	Three Months Ended															Nine Months Ended
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015			Sep 30, 2016			Sep 30, 2015
Legal and professional fees, excluding consent order expense	$	11,815		$	5,488		$	4,998		$	7,444		$	6,123		$	22,301		$	19,374
Credit-related expenses	6,862			6,388			4,907			7,261			7,340			18,157			21,898
FDIC premium assessment and other agency fees	8,097			6,903			7,241			7,198			7,066			22,241			19,948
Advertising and marketing expense	5,685			4,911			4,911			6,485			5,810			15,507			18,736
Subservicing expense	—			—			—			—			(103		)	—			5,033
Consent order expense	31			—			(341		)	463			(866		)	(310		)	2,038
Other	13,092			13,910			13,893			10,878			14,512			40,895			54,795
Total general and administrative expense	$	45,582		$	37,600		$	35,609		$	39,729		$	39,882		$	118,791		$	141,822

8

EverBank Financial Corp and Subsidiaries
Non-Performing Assets(1)													Table 8
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Non-accrual loans and leases:
Consumer Banking:
Residential mortgages	$	33,607		$	27,580		$	28,644		$	32,218		$	27,322
Home equity lines and other	6,741			6,678			6,151			3,339			4,191
Commercial Banking:
Commercial and commercial real estate	106,790			65,962			66,945			71,913			78,801
Equipment financing receivables	37,677			28,833			26,676			17,407			13,661
Total non-accrual loans and leases	184,815			129,053			128,416			124,877			123,975
Total non-performing loans (NPL)	184,815			129,053			128,416			124,877			123,975
Other real estate owned (OREO)	11,866			13,477			14,072			17,253			15,491
Total non-performing assets (NPA)	196,681			142,530			142,488			142,130			139,466
Troubled debt restructurings (TDR) less than 90 days past due	14,865			14,760			15,814			16,425			16,558
Total NPA and TDR(1)	$	211,546		$	157,290		$	158,302		$	158,555		$	156,024
Total NPA and TDR	$	211,546		$	157,290		$	158,302		$	158,555		$	156,024
Government insured 90 days or more past due still accruing	3,706,213			3,211,913			3,255,744			3,199,978			2,814,506
Loans accounted for under ASC 310-30:
90 days or more past due	3,823			4,130			4,858			5,148			4,871
Total regulatory NPA and TDR	$	3,921,582		$	3,373,333		$	3,418,904		$	3,363,681		$	2,975,401
Adjusted credit quality ratios excluding government insured loans and loans accounted for under ASC 310-30:(1)
NPL to total loans	0.71		%	0.52		%	0.54		%	0.53		%	0.56		%
NPA to total assets	0.69		%	0.52		%	0.53		%	0.53		%	0.55		%
NPA and TDR to total assets	0.74		%	0.58		%	0.59		%	0.60		%	0.62		%
Credit quality ratios including government insured loans and loans accounted for under ASC 310-30:
NPL to total loans	15.01		%	13.59		%	14.23		%	14.08		%	13.21		%
NPA to total assets	13.61		%	12.28		%	12.77		%	12.58		%	11.73		%
NPA and TDR to total assets	13.66		%	12.33		%	12.83		%	12.64		%	11.80		%

(1) We define non-performing assets, or NPA, as non-accrual loans, accruing loans past due 90 days or more and foreclosed property. Our NPA calculation excludes government insured pool buyout loans for which payment is insured by the government. We also exclude loans and foreclosed property accounted for under ASC 310-30 because we expect to fully collect the carrying value of such loans and foreclosed property.

9

EverBank Financial Corp and Subsidiaries
Allowance for Loan and Lease Losses Activity													Table 9a
	Three Months Ended
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
ALLL, beginning of period	$	84,250		$	83,485		$	78,137		$	71,897		$	66,091
Charge-offs:
Consumer Banking:
Residential mortgages	2,290			2,176			1,845			1,527			2,630
Home equity lines and other	505			275			219			599			353
Commercial Banking:
Commercial and commercial real estate	79			—			69			—			406
Equipment financing receivables	4,006			3,935			2,564			3,356			2,703
Total charge-offs	6,880			6,386			4,697			5,482			6,092
Recoveries:
Consumer Banking:
Residential mortgages	57			272			232			506			91
Home equity lines and other	52			69			80			88			70
Commercial Banking:
Commercial and commercial real estate	133			4			77			216			4
Equipment financing receivables	488			794			737			788			602
Total recoveries	730			1,139			1,126			1,598			767
Net charge-offs	6,150			5,247			3,571			3,884			5,325
Provision for loan and lease losses	12,070			6,012			8,919			10,124			11,131
ALLL, end of period	$	90,170		$	84,250		$	83,485		$	78,137		$	71,897
Net charge-offs to average loans and leases held for investment	0.10		%	0.09		%	0.07		%	0.07		%	0.11		%
Allowance for Loan and Lease Losses Ratio													Table 9b
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
ALLL	$	90,170		$	84,250		$	83,485		$	78,137		$	71,897
Loans and leases held for investment, net of unearned income	23,932,724			23,218,614			22,756,113			22,227,492			20,877,381
ALLL as a percentage of loans and leases held for investment	0.38		%	0.36		%	0.37		%	0.35		%	0.34		%
Government insured pool buyouts as a percentage of loans and leases held for investment	21		%	19		%	19		%	19		%	19		%

10

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures
Adjusted Net Income																			Table 10a
	Three Months Ended															Nine Months Ended
(dollars in thousands, except per share data)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015			Sep 30, 2016			Sep 30, 2015
Net income	$	37,131		$	21,555		$	27,924		$	45,146		$	29,583		$	86,610		$	85,380
Gain on repurchase of trust preferred securities, net of tax	—			(916		)	—			—			—			(916		)	—
Transaction expense and non-recurring regulatory related expense, net of tax	4,220			187			(43		)	(1,849		)	(784		)	4,364			4,459
Increase (decrease) in Bank of Florida non-accretable discount, net of tax	—			(201		)	(14		)	—			(51		)	(215		)	(859		)
MSR impairment (recovery), net of tax	14,365			22,861			13,976			(55		)	2,758			51,202			19,886
Restructuring cost, net of tax	(1,589		)	(442		)	438			2,219			(222		)	(1,593		)	10,445
Adjusted net income	$	54,127		$	43,044		$	42,281		$	45,461		$	31,284		$	139,452		$	119,311
Adjusted net income allocated to preferred stock	2,532			2,531			2,531			2,531			2,532			7,594			7,594
Adjusted net income allocated to common shareholders	$	51,595		$	40,513		$	39,750		$	42,930		$	28,752		$	131,858		$	111,717
Adjusted net earnings per common share, basic	$	0.41		$	0.32		$	0.32		$	0.34		$	0.23		$	1.05		$	0.90
Adjusted net earnings per common share, diluted	$	0.40		$	0.32		$	0.32		$	0.34		$	0.23		$	1.04		$	0.88
Weighted average common shares outstanding:
(units in thousands)
Basic	125,382			125,294			125,125			124,983			124,823			125,267			124,373
Diluted	127,453			126,612			126,045			126,980			127,099			126,699			126,568
Adjusted Efficiency Ratio																			Table 10b
	Three Months Ended															Nine Months Ended
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015			Sep 30, 2016			Sep 30, 2015
Net interest income	$	189,635		$	177,440		$	173,781		$	175,040		$	168,840		$	540,856		$	493,303
Noninterest income	43,334			19,168			29,753			57,850			41,195			92,255			157,530
Total revenue	232,969			196,608			203,534			232,890			210,035			633,111			650,833
Adjustment items (pre-tax):
Gain on repurchase of trust preferred securities	—			(1,478		)	—			—			—			(1,478		)	—
MSR impairment (recovery)	23,170			36,872			22,542			(89		)	4,450			82,584			32,075
Restructuring cost	—			(129		)	—			160			—			(129		)	96
Adjusted total revenue	$	256,139		$	231,873		$	226,076		$	232,961		$	214,485		$	714,088		$	683,004
Noninterest expense	$	161,765		$	155,840		$	149,430		$	152,861		$	151,506		$	467,035		$	485,516
Adjustment items (pre-tax):
Transaction expense and non-recurring regulatory related expense	(6,806		)	(302		)	69			2,981			1,264			(7,039		)	(7,194		)
Restructuring cost	2,563			584			(706		)	(3,419		)	360			2,441			(16,748		)
Adjusted noninterest expense	$	157,522		$	156,122		$	148,793		$	152,423		$	153,130		$	462,437		$	461,574
GAAP efficiency ratio	69		%	79		%	73		%	66		%	72		%	74		%	75		%
Adjusted efficiency ratio	61		%	67		%	66		%	65		%	71		%	65		%	68		%

11

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures (continued)
Regulatory Capital (bank level)															Table 10c
(dollars in thousands)			Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Shareholders’ equity			$	2,161,524		$	2,124,090		$	2,123,612		$	2,050,456		$	2,002,848
Less:	Goodwill and other intangibles		(47,227		)	(47,318		)	(47,401		)	(47,143		)	(47,198		)
	Disallowed servicing asset		—			—			(8,618		)	(17,719		)	(26,699		)
Add:	Accumulated losses on securities and cash flow hedges		100,140			107,834			95,611			62,887			71,202
Tier 1 capital		(A)	2,214,437			2,184,606			2,163,204			2,048,481			2,000,153
Add:	Allowance for loan and lease losses		90,948			84,994			84,134			78,789			72,653
Total regulatory capital		(B)	$	2,305,385		$	2,269,600		$	2,247,338		$	2,127,270		$	2,072,806
Adjusted total assets		(C)	$	28,189,485		$	26,946,525		$	26,232,737		$	25,281,658		$	24,428,171
Risk-weighted assets		(D)	18,435,220			17,998,277			17,362,622			17,133,084			16,336,138
Tier 1 leverage ratio		(A)/(C)	7.9		%	8.1		%	8.2		%	8.1		%	8.2		%
Tier 1 risk-based capital ratio		(A)/(D)	12.0		%	12.1		%	12.5		%	12.0		%	12.2		%
Total risk-based capital ratio		(B)/(D)	12.5		%	12.6		%	12.9		%	12.4		%	12.7		%
Regulatory Capital (EFC consolidated)															Table 10d
(dollars in thousands)			Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Shareholders’ equity			$	1,895,556		$	1,857,359		$	1,855,903		$	1,868,321		$	1,822,869
Less:	Preferred stock		(150,000		)	(150,000		)	(150,000		)	(150,000		)	(150,000		)
	Goodwill and other intangibles		(47,227		)	(47,318		)	(47,401		)	(47,143		)	(47,198		)
	Disallowed servicing asset		(3,060		)	(16,132		)	(33,609		)	(30,959		)	(39,838		)
Add:	Accumulated losses on securities and cash flow hedges		100,833			108,733			96,789			64,013			72,716
Common tier 1 capital		(E)	1,796,102			1,752,642			1,721,682			1,704,232			1,658,549
Add:	Preferred stock		150,000			150,000			150,000			150,000			150,000
Add:	Additional tier 1 capital (trust preferred securities)		98,750			98,750			103,750			103,750			103,750
Tier 1 capital		(F)	2,044,852			2,001,392			1,975,432			1,957,982			1,912,299
Add:	Subordinated notes payable		261,428			261,329			261,417			172,420			172,353
Add:	Allowance for loan and lease losses		90,948			84,994			84,134			78,789			72,653
Total regulatory capital		(G)	$	2,397,228		$	2,347,715		$	2,320,983		$	2,209,191		$	2,157,305
Adjusted total assets		(H)	$	28,192,055		$	26,917,493		$	26,220,573		$	25,286,802		$	24,429,012
Risk-weighted assets		(I)	18,448,080			17,990,693			17,349,099			17,131,756			16,327,166
Common equity tier 1 ratio		(E)/(I)	9.7		%	9.7		%	9.9		%	9.9		%	10.2		%
Tier 1 leverage ratio		(F)/(H)	7.3		%	7.4		%	7.5		%	7.7		%	7.8		%
Tier 1 risk-based capital ratio		(F)/(I)	11.1		%	11.1		%	11.4		%	11.4		%	11.7		%
Total risk-based capital ratio		(G)/(I)	13.0		%	13.0		%	13.4		%	12.9		%	13.2		%

12

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures (continued)
Tangible Equity, Tangible Common Equity, Tangible Common Equity Per Common Share and Tangible Assets									Table 10e
(dollars in thousands except share and per share amounts)	Sep 30, 2016		Jun 30, 2016		Mar 31, 2016		Dec 31, 2015		Sep 30, 2015
Shareholders’ equity	$	1,895,556	$	1,857,359	$	1,855,903	$	1,868,321	$	1,822,869
Less:
Goodwill	46,859		46,859		46,859		46,859		46,859
Intangible assets	1,176		1,355		1,535		1,772		2,124
Tangible equity	1,847,521		1,809,145		1,807,509		1,819,690		1,773,886
Less:
Perpetual preferred stock	150,000		150,000		150,000		150,000		150,000
Tangible common equity	$	1,697,521	$	1,659,145	$	1,657,509	$	1,669,690	$	1,623,886
Common shares outstanding at period end	125,437,973		125,324,413		125,247,099		125,020,843		124,954,523
Book value per common share	$	13.92	$	13.62	$	13.62	$	13.74	$	13.39
Tangible common equity per common share	13.53		13.24		13.23		13.36		13.00
Total assets	$	28,703,045	$	27,354,310	$	26,641,399	$	26,601,026	$	25,214,743
Less:
Goodwill	46,859		46,859		46,859		46,859		46,859
Intangible assets	1,176		1,355		1,535		1,772		2,124
Tangible assets	$	28,655,010	$	27,306,096	$	26,593,005	$	26,552,395	$	25,165,760

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EverBank Financial Corp and Subsidiaries
Residential Mortgage Lending													Table 11
	Three Months Ended
(dollars in thousands)	Sep 30, 2016			Jun 30, 2016			Mar 31, 2016			Dec 31, 2015			Sep 30, 2015
Key Metrics:
Mortgage lending volume:
Agency	$	1,466,079		$	1,297,388		$	872,338		$	823,506		$	961,485
Jumbo	869,808			883,252			724,536			1,073,881			1,219,349
Other	195,652			225,003			200,257			183,613			111,193
Mortgage lending volume	$	2,531,539		$	2,405,643		$	1,797,131		$	2,081,000		$	2,292,027
Mortgage loans sold:(1)
Agency, excluding GNMA II	$	1,235,695		$	1,222,678		$	828,796		$	543,709		$	1,265,174
Jumbo	320,960			456,140			981,304			611,644			314,499
GNMA II	—			3,362			7,308			—			—
Other	17,287			11,128			5,026			4,748			4,712
Mortgage loans sold	$	1,573,942		$	1,693,308		$	1,822,434		$	1,160,101		$	1,584,385
Applications	$	1,713,655		$	1,557,100		$	1,509,883		$	1,296,496		$	1,446,134
Rate locks	1,669,722			1,564,302			1,486,128			1,144,034			1,422,918
Mortgage Lending Volume by Channel:
Retail	$	1,782,100		$	1,750,962		$	1,253,682		$	1,392,686		$	1,467,344
Consumer Direct	483,431			388,128			244,149			224,126			289,832
Correspondent	266,008			266,553			299,301			464,188			534,851
Purchase Activity (%):
Retail	60		%	65		%	59		%	68		%	73		%
Consumer Direct	17		%	14		%	8		%	11		%	14		%
Correspondent	76		%	74		%	69		%	57		%	70		%
Total	54		%	58		%	54		%	59		%	65		%

(1) Excludes sales of loans to third party servicers out of government insured pool buyouts accounted for under ASC 310-30 since additional cash flows expected and/or realized in the pool are not recognized into earnings immediately but come in as a prospective adjustment to yield for the remainder of the pool.

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