Exhibit 99.2

EverBank Financial Corp and Subsidiaries

Quarterly Financial Tables

September 30, 2013

Table of Contents

Table 1	Financial Highlights
Table 2	Consolidated Statements of Income
Table 3	Consolidated Balance Sheets
Table 4	Average Balances and Interest Rates
Table 5	General and Administrative Expense
Table 6a	Investment Securities
Table 6b	Loans and Leases Held for Investment
Table 6c	Deposits
Table 7	Non-Performing Assets
Table 8	Credit Reserves
	Table 8a	Allowance for Loan and Lease Losses Activity
	Table 8b	Allowance for Loan and Lease Losses Ratio
	Table 8c	Reserves for Repurchase Obligations for Loans Sold or Securitized
	Table 8d	Reserves for Repurchase Obligations for Loans Serviced
Table 9	Business Segments Selected Financial Information
Table 10	Reconciliation of Non-GAAP Measures
	Table 10a	Adjusted Net Income
	Table 10b	Tangible Equity, Tangible Common Equity, Adjusted Tangible Common Equity and Tangible Assets
	Table 10c	Regulatory Capital (bank level)

EverBank Financial Corp and Subsidiaries
Financial Highlights													Table 1
	As of and for the Three Months Ended									As of and for the Nine Months Ended
(dollars in thousands, except per share amounts)	Sep 30, 2013			Jun 30, 2013			Sep 30, 2012			Sep 30, 2013			Sep 30, 2012
Operating Results:
Total revenue	$	282,425		$	288,021		$	223,493		$	847,571		$	611,416
Net interest income	138,856			141,217			126,194			423,889			366,801
Provision for loan and lease losses	3,068			29			4,359			5,016			21,471
Noninterest income	143,569			146,804			97,299			423,682			244,615
Noninterest expense	225,696			213,540			183,969			651,052			518,573
Net income	33,150			45,993			22,178			118,289			45,196
Net earnings per common share, basic	0.25			0.36			0.19			0.91			0.37
Net earnings per common share, diluted	0.25			0.35			0.19			0.89			0.37
Performance Metrics:
Adjusted net income(1)	$	34,373		$	37,303		$	36,185		$	115,413		$	99,901
Adjusted net earnings per common share, basic(2)	0.26			0.28			0.31			0.88			0.94
Adjusted net earnings per common share, diluted(2)	0.26			0.28			0.30			0.87			0.92
Yield on interest-earning assets	4.32		%	4.40		%	4.69		%	4.40		%	4.81		%
Cost of interest-bearing liabilities	1.18		%	1.23		%	1.17		%	1.22		%	1.15		%
Net interest spread	3.14		%	3.17		%	3.52		%	3.18		%	3.66		%
Net interest margin	3.24		%	3.33		%	3.66		%	3.33		%	3.82		%
Return on average assets	0.72		%	1.00		%	0.58		%	0.86		%	0.42		%
Return on average equity(3)	8.68		%	12.71		%	7.28		%	10.79		%	5.48		%
Adjusted return on average assets(4)	0.75		%	0.81		%	0.95		%	0.84		%	0.94		%
Adjusted return on average equity(5)	9.02		%	10.17		%	11.89		%	10.51		%	12.12		%
Credit Quality Ratios:
Adjusted non-performing assets as a percentage of total assets(6)	1.01		%	0.92		%	1.29		%	1.01		%	1.29		%
Net charge-offs to average loans held for investment	0.30		%	0.12		%	0.25		%	0.22		%	0.40		%
ALLL as a percentage of loans and leases held for investment	0.53		%	0.57		%	0.76		%	0.53		%	0.76		%
Capital Ratios:
Tier 1 leverage ratio (bank level)(7)	8.8		%	8.3		%	8.0		%	8.8		%	8.0		%
Tier 1 risk-based capital ratio (bank level)(8)	13.9		%	13.1		%	15.2		%	13.9		%	15.2		%
Total risk-based capital ratio (bank level)(9)	14.5		%	13.7		%	16.1		%	14.5		%	16.1		%
Tangible equity to tangible assets(10)	8.8		%	8.2		%	7.5		%	8.8		%	7.5		%
Deposit Metrics:
Deposit growth (trailing 12 months)	15.3		%	26.5		%	15.8		%	15.3		%	15.8		%
Banking and Wealth Management Metrics:
Efficiency ratio(11)	42.4		%	45.1		%	59.1		%	46.6		%	52.8		%
Mortgage Banking Metrics:
Unpaid principal balance of loans originated	$	2,691,406		$	3,242,205		$	2,528,611		$	8,832,018		$	6,694,894
Unpaid principal balance of loans serviced for the Company and others	61,274,075			61,700,811			52,308,550			61,274,075			52,308,550
Tangible Common Equity Per Common Share:
Excluding accumulated other comprehensive loss(12)	$	11.89		$	11.65		$	11.18		$	11.89		$	11.18
Including accumulated other comprehensive loss(13)	11.42			11.00			10.29			11.42			10.29
Market Price Per Share of Common Stock:
Closing	$	14.98		$	16.56		$	13.77		$	14.98		$	13.77
High	16.80			17.00			14.11			17.29			14.11
Low	13.95			13.93			9.40			12.75			9.40
Period End Balance Sheet Data:
Cash and cash equivalents	$	1,087,935		$	489,587		$	1,619,969		$	1,087,935		$	1,619,969
Investment securities	1,421,035			1,615,296			2,019,511			1,421,035			2,019,511
Loans held for sale	1,059,947			2,000,390			1,403,205			1,059,947			1,403,205
Loans and leases held for investment, net	12,495,976			12,793,919			9,980,257			12,495,976			9,980,257
Total assets	17,612,089			18,362,872			16,509,440			17,612,089			16,509,440
Deposits	13,627,676			13,669,866			11,815,926			13,627,676			11,815,926
Total liabilities	16,009,176			16,813,489			15,251,418			16,009,176			15,251,418
Total shareholders’ equity	1,602,913			1,549,383			1,258,022			1,602,913			1,258,022

See Notes to Financial Highlights

EverBank Financial Corp and Subsidiaries

Financial Highlights - Notes

(1) Adjusted net income includes adjustments to our net income for certain significant items that we believe are not reflective of our ongoing business or operating performance. For a reconciliation of adjusted net income to net income, which is the most directly comparable GAAP measure, see Table 10a.

(2) Both basic and diluted adjusted net earnings per common share are calculated using a numerator based on adjusted net income. Adjusted net earnings per common share, basic is a non-GAAP financial measure and its most directly comparable GAAP measure is net earnings per common share, basic. Adjusted net earnings per common share, diluted is a non-GAAP financial measure and its most directly comparable GAAP measure is net earnings per common share, diluted. For 2012, both basic and diluted adjusted net earnings per common share have been adjusted to exclude the impact of the $4.5 million special cash dividend paid in March 2012 to holders of the Series A 6% Cumulative Convertible Preferred Stock and the $1.1 million special cash dividend paid in June 2012 to holders of the Series B 4% Cumulative Convertible Preferred Stock. These special cash dividends were paid in connection with the conversion of all shares of both the Series A 6% Cumulative Convertible Preferred Stock and the Series B 4% Cumulative Convertible Preferred Stock into common stock.

(3) Due to the issuance of non-participating perpetual preferred stock during the fourth quarter of 2012, we amended our calculation for return on average equity. Beginning with the fourth quarter of 2012, return on average equity is calculated as net income less dividends declared on the Series A 6.75% Non-Cumulative Perpetual Preferred Stock divided by average common shareholders' equity (average shareholders' equity less average Series A 6.75% Non-Cumulative Perpetual Preferred Stock). Prior to the fourth quarter of 2012, return on average equity was calculated as net income divided by average shareholders' equity.

(4) Adjusted return on average assets equals adjusted net income divided by average total assets. Adjusted net income is a non-GAAP measure of our financial performance and its most directly comparable GAAP measure is net income. For a reconciliation of net income to adjusted net income, see Table 10a.

(5) Due to the issuance of non-participating perpetual preferred stock during the fourth quarter of 2012, we amended our calculation for adjusted return on average equity. Beginning with the fourth quarter of 2012, adjusted return on average equity is calculated as adjusted net income less dividends declared on the Series A 6.75% Non-Cumulative Perpetual Preferred Stock divided by average common shareholders' equity. Prior to the fourth quarter of 2012, adjusted return on average equity was calculated as adjusted net income divided by average shareholders' equity. Adjusted net income is a non-GAAP measure of our financial performance and its most directly comparable GAAP measure is net income. For a reconciliation of net income to adjusted net income, see Table 10a.

(6) We define non-performing assets, or NPA, as non-accrual loans, accruing loans past due 90 days or more and foreclosed property. Our NPA calculation excludes government-insured pool buyout loans for which payment is insured by the government. We also exclude loans and foreclosed property accounted for under ASC 310-30 because we expect to fully collect the carrying value of such loans and foreclosed property. For more detailed information on NPA, see Table 7.

(7) Calculated as Tier 1 capital divided by adjusted total assets. Total assets are adjusted for goodwill, deferred tax assets disallowed from Tier 1 capital and other regulatory adjustments. For more detailed information on regulatory capital, see Table 10c.

(8) Calculated as Tier 1 capital divided by total risk-weighted assets. Under the regulatory guidelines for risk-based capital, on-balance sheet assets and credit equivalent amounts of derivatives and off-balance sheet items are assigned to one of several broad risk categories according to the obligor or, if relevant, the guarantor or the nature of any collateral. The aggregate dollar amount in each risk category is then multiplied by the risk weight associated with that category. The resulting weighted values from each of the risk categories are aggregated for determining total risk-weighted assets. For more detailed information on regulatory capital, see Table 10c.

(9) Calculated as total risk-based capital divided by total risk-weighted assets. Risk-based capital includes Tier 1 capital, allowance for loan and lease losses, subject to limitations, and other regulatory adjustments. For more detailed information on regulatory capital, see Table 10c.

(10) Calculated as tangible shareholders' equity divided by tangible assets, after deducting goodwill and intangible assets from the numerator and the denominator. Tangible equity to tangible assets is a non-GAAP financial measure, and the most directly comparable GAAP financial measure for tangible equity is shareholders' equity and the most directly comparable GAAP financial measure for tangible assets is total assets. For a reconciliation tangible equity to shareholders' equity and a reconciliation of tangible assets to total assets, see Table 10b.

(11) The efficiency ratio represents noninterest expense from our Banking and Wealth Management segment as a percentage of total revenues from our Banking and Wealth Management segment. We use the efficiency ratio to measure noninterest costs expended to generate a dollar of revenue. Because of the significant costs we incur and fees we generate from activities related to our mortgage production and servicing operations, we believe the efficiency ratio is a more meaningful metric when evaluated within our Banking and Wealth Management segment.

(12) Calculated as adjusted tangible common shareholders' equity divided by shares of common stock. Adjusted tangible common shareholders' equity equals shareholders' equity less goodwill, other intangible assets, perpetual preferred stock and accumulated other comprehensive loss (see Table 10b). Tangible common equity per common share is calculated using a denominator that includes actual period end common shares outstanding and for periods prior to the fourth quarter of 2012, additional common shares assuming conversion of all outstanding convertible preferred stock to common stock. Tangible common equity per common share excluding accumulated other comprehensive loss is a non-GAAP financial measure, and its most directly comparable GAAP financial measure is book value per common share.

(13) Calculated as tangible common shareholders' equity divided by shares of common stock. Tangible common shareholders' equity equals shareholders' equity less goodwill, other intangible assets and perpetual preferred stock (see Table 10b). Tangible common equity per common share is calculated using a denominator that includes actual period end common shares outstanding and for periods prior to the fourth quarter of 2012, additional common shares assuming conversion of all outstanding convertible preferred stock to common stock. Tangible common equity per common share including accumulated other comprehensive loss is a non-GAAP financial measure, and its most directly comparable GAAP financial measure is book value per common share.

EverBank Financial Corp and Subsidiaries
Consolidated Statements of Income													Table 2
	Three Months Ended									Nine Months Ended
(dollars in thousands, except per share data)	Sep 30, 2013			Jun 30, 2013			Sep 30, 2012			Sep 30, 2013			Sep 30, 2012
Interest Income
Interest and fees on loans and leases	$	170,110		$	172,723		$	140,230		$	516,619		$	400,824
Interest and dividends on investment securities	13,376			14,813			20,879			44,439			62,127
Other interest income	493			317			152			1,108			338
Total interest income	183,979			187,853			161,261			562,166			463,289
Interest Expense
Deposits	24,437			26,567			22,491			77,827			63,884
Other borrowings	20,686			20,069			12,576			60,450			32,604
Total interest expense	45,123			46,636			35,067			138,277			96,488
Net Interest Income	138,856			141,217			126,194			423,889			366,801
Provision for loan and lease losses	3,068			29			4,359			5,016			21,471
Net Interest Income after Provision for Loan and Lease Losses	135,788			141,188			121,835			418,873			345,330
Noninterest Income
Loan servicing fee income	50,713			47,192			42,341			140,068			130,380
Amortization of mortgage servicing rights	(30,438		)	(35,945		)	(36,292		)	(101,461		)	(99,773		)
Recovery (impairment) of mortgage servicing rights	35,132			32,572			(18,229		)	80,259			(63,508		)
Net loan servicing income	55,407			43,819			(12,180		)	118,866			(32,901		)
Gain on sale of loans	51,397			75,837			85,748			209,545			203,851
Loan production revenue	10,514			10,063			10,528			30,066			27,817
Deposit fee income	4,952			4,290			4,671			15,167			16,738
Other lease income	6,506			6,471			7,103			19,388			24,588
Other	14,793			6,324			1,429			30,650			4,522
Total noninterest income	143,569			146,804			97,299			423,682			244,615
Noninterest Expense
Salaries, commissions and other employee benefits expense	111,144			118,457			85,399			340,080			228,266
Equipment expense	20,609			20,707			17,574			61,168			50,411
Occupancy expense	8,675			7,547			6,619			23,606			17,985
General and administrative expense	85,268			66,829			74,377			226,198			221,911
Total noninterest expense	225,696			213,540			183,969			651,052			518,573
Income before Income Taxes	53,661			74,452			35,165			191,503			71,372
Provision for Income Taxes	20,511			28,459			12,987			73,214			26,176
Net Income	$	33,150		$	45,993		$	22,178		$	118,289		$	45,196
Net Income Allocated to Preferred Stock	2,532			2,531			—			7,594			8,564
Net Income Allocated to Common Shareholders	$	30,618		$	43,462		$	22,178		$	110,695		$	36,632
Net Earnings per Common Share, Basic	$	0.25		$	0.36		$	0.19		$	0.91		$	0.37
Net Earnings per Common Share, Diluted	$	0.25		$	0.35		$	0.19		$	0.89		$	0.37
Dividends Declared per Common Share	$	0.03		$	0.02		$	0.02		$	0.07		$	0.02
Dividend payout ratio(1)	12.00		%	5.56		%	10.53		%	7.69		%	5.41		%
Weighted Average Common Shares Outstanding
(units in thousands)
Basic	122,509			122,281			118,038			122,128			98,387
Diluted	124,124			124,034			119,591			123,821			100,268

(1) Dividend payout ratio is calculated as dividends declared per common share divided by basic earnings per common share.

EverBank Financial Corp and Subsidiaries
Consolidated Balance Sheets													Table 3
(dollars in thousands)	Sep 30, 2013			Jun 30, 2013			Mar 31, 2013			Dec 31, 2012			Sep 30, 2012
Assets
Cash and due from banks	$	109,471		$	40,841		$	44,938		$	175,400		$	53,357
Interest-bearing deposits in banks	978,464			448,746			548,458			268,514			1,566,612
Total cash and cash equivalents	1,087,935			489,587			593,396			443,914			1,619,969
Investment securities:
Available for sale, at fair value	1,205,340			1,357,752			1,497,278			1,619,878			1,722,556
Held to maturity	109,245			115,319			124,242			143,234			170,804
Other investments	106,450			142,225			144,070			158,172			126,151
Total investment securities	1,421,035			1,615,296			1,765,590			1,921,284			2,019,511
Loans held for sale	1,059,947			2,000,390			2,416,599			2,088,046			1,403,205
Loans and leases held for investment:
Loans and leases held for investment, net of unearned income	12,562,967			12,867,388			12,255,294			12,505,089			10,056,726
Allowance for loan and lease losses	(66,991		)	(73,469		)	(77,067		)	(82,102		)	(76,469		)
Total loans and leases held for investment, net	12,495,976			12,793,919			12,178,227			12,422,987			9,980,257
Equipment under operating leases, net	34,918			39,850			44,863			50,040			55,532
Mortgage servicing rights (MSR), net	501,494			462,718			375,641			375,859			381,773
Deferred income taxes, net	92,253			139,814			164,053			170,877			183,943
Premises and equipment, net	67,282			65,930			65,746			66,806			64,789
Other assets	851,249			755,368			702,373			703,065			800,461
Total Assets	$	17,612,089		$	18,362,872		$	18,306,488		$	18,242,878		$	16,509,440
Liabilities
Deposits:
Noninterest-bearing	$	1,365,655		$	1,205,326		$	1,287,292		$	1,445,783		$	1,475,204
Interest-bearing	12,262,021			12,464,540			12,387,074			11,696,605			10,340,722
Total deposits	13,627,676			13,669,866			13,674,366			13,142,388			11,815,926
Other borrowings	1,872,700			2,667,700			2,707,331			3,173,021			2,823,927
Trust preferred securities	103,750			103,750			103,750			103,750			103,750
Accounts payable and accrued liabilities	405,050			372,173			316,599			372,543			507,815
Total Liabilities	16,009,176			16,813,489			16,802,046			16,791,702			15,251,418
Shareholders’ Equity
Series A 6.75% Non-Cumulative Perpetual Preferred Stock	150,000			150,000			150,000			150,000			—
Common Stock	1,225			1,224			1,221			1,210			1,206
Additional paid-in capital	830,758			827,682			823,696			811,085			812,823
Retained earnings	677,809			650,866			609,849			575,665			550,724
Accumulated other comprehensive loss	(56,879		)	(80,389		)	(80,324		)	(86,784		)	(106,731		)
Total Shareholders’ Equity	1,602,913			1,549,383			1,504,442			1,451,176			1,258,022
Total Liabilities and Shareholders’ Equity	$	17,612,089		$	18,362,872		$	18,306,488		$	18,242,878		$	16,509,440

EverBank Financial Corp and Subsidiaries
Average Balances and Interest Rates													Table 4
	Three Months Ended September 30, 2013						Three Months Ended June 30, 2013						Three Months Ended September 30, 2012
(dollars in thousands)	Average Balance		Interest		Yield/ Rate		Average Balance		Interest		Yield/ Rate		Average Balance		Interest		Yield/ Rate
Assets:
Interest-earning assets:
Cash and cash equivalents	$	878,078	$	493	0.22	%	$	616,553	$	317	0.21	%	$	236,378	$	152	0.26	%
Investment securities	1,484,410		12,451		3.35	%	1,569,234		14,077		3.59	%	1,984,778		20,379		4.10	%
Other investments	135,211		925		2.71	%	136,249		736		2.17	%	121,315		501		1.64	%
Loans held for sale	1,932,075		18,207		3.77	%	2,559,305		22,371		3.50	%	2,750,575		32,508		4.73	%
Loans and leases held for investment:
Residential mortgages	6,480,437		67,606		4.17	%	6,220,190		68,346		4.40	%	5,690,121		60,381		4.24	%
Commercial and commercial real estate	4,864,670		64,774		5.28	%	4,805,116		61,261		5.07	%	2,045,963		23,869		4.57	%
Lease financing receivables	1,041,040		17,552		6.74	%	943,101		18,311		7.77	%	692,643		21,218		12.25	%
Home equity lines	162,194		1,708		4.18	%	170,039		2,371		5.59	%	186,179		2,190		4.68	%
Consumer and credit card	6,241		263		16.72	%	7,221		63		3.50	%	8,375		63		2.99	%
Total loans and leases held for investment	12,554,582		151,903		4.82	%	12,145,667		150,352		4.94	%	8,623,281		107,721		4.97	%
Total interest-earning assets	16,984,356		$	183,979	4.32	%	17,027,008		$	187,853	4.40	%	13,716,327		$	161,261	4.69	%
Noninterest-earning assets	1,449,836						1,342,084						1,459,268
Total assets	$	18,434,192					$	18,369,092					$	15,175,595
Liabilities and Shareholders’ Equity:
Interest-bearing liabilities:
Deposits:
Interest-bearing demand	$	3,055,881	$	5,025	0.65	%	$	3,006,281	$	5,776	0.77	%	$	2,312,731	$	4,456	0.77	%
Market-based money market accounts	416,145		672		0.64	%	421,180		758		0.72	%	430,420		822		0.76	%
Savings and money market accounts, excluding market-based	5,214,061		8,362		0.64	%	5,024,910		9,465		0.76	%	4,157,713		8,115		0.78	%
Market-based time	621,675		1,244		0.79	%	683,027		1,269		0.75	%	815,528		2,029		0.99	%
Time, excluding market-based	3,082,451		9,134		1.18	%	3,345,856		9,299		1.11	%	2,229,888		7,069		1.26	%
Total deposits	12,390,213		24,437		0.78	%	12,481,254		26,567		0.85	%	9,946,280		22,491		0.90	%
Borrowings:
Trust preferred securities	103,750		1,649		6.31	%	103,750		1,644		6.36	%	103,750		1,498		5.74	%
FHLB advances	2,511,830		19,037		2.97	%	2,533,707		18,425		2.88	%	1,803,605		10,852		2.39	%
Repurchase agreements	—		—		0.00	%	—		—		0.00	%	53,244		220		1.64	%
Other	13		—		0.00	%	—		—		0.00	%	3		6		N.M.
Total interest-bearing liabilities	15,005,806		45,123		1.18	%	15,118,711		46,636		1.23	%	11,906,882		35,067		1.17	%
Noninterest-bearing demand deposits	1,515,123						1,393,071						1,591,087
Other noninterest-bearing liabilities	351,762						339,039						459,815
Total liabilities	16,872,691						16,850,821						13,957,784
Total shareholders’ equity	1,561,501						1,518,271						1,217,811
Total liabilities and shareholders’ equity	$	18,434,192					$	18,369,092					$	15,175,595
Net interest income/spread			$	138,856	3.14	%			$	141,217	3.17	%			$	126,194	3.52	%
Net interest margin					3.24	%					3.33	%					3.66	%
Memo: Total deposits including noninterest-bearing	$	13,905,336	$	24,437	0.70	%	$	13,874,325	$	26,567	0.76	%	$	11,537,367	$	22,491	0.78	%

(1) The average balances are principally daily averages, and, for loans, include both performing and non-performing balances.

(2) Interest income on loans includes the effects of discount accretion and net deferred loan origination costs accounted for as yield adjustments.

(3) All interest income was fully taxable for all periods presented.

(4) N.M. indicates not meaningful.

EverBank Financial Corp and Subsidiaries
General and Administrative Expense													Table 5
	Three Months Ended										Nine Months Ended
(dollars in thousands)	September 30, 2013		June 30, 2013		March 31, 2013		December 31, 2012		September 30, 2012		September 30, 2013		September 30, 2012
Legal and professional fees, excluding consent order expense	$	7,158	$	7,363	$	7,023	$	12,157	$	10,379	$	21,544	$	33,498
Credit-related expenses:
Foreclosure and OREO expense	8,224		9,614		7,027		8,818		19,639		24,865		45,567
Other credit-related expenses	3,632		1,850		2,328		6,449		5,425		7,810		23,041
FDIC premium assessment and other agency fees	6,708		8,358		13,702		10,490		10,080		28,768		28,693
Advertising and marketing expense	6,516		6,320		10,381		11,123		10,340		23,217		24,893
Loan origination expense, net of deferred cost	1,106		1,033		1,807		1,495		2,834		3,946		7,779
Portfolio expense	3,875		3,183		3,275		3,877		3,843		10,333		10,867
Consent order expense	32,475		19,292		12,931		13,987		1,363		64,698		10,670
Other	15,574		9,816		15,627		17,070		10,474		41,017		36,903
Total general and administrative expense	$	85,268	$	66,829	$	74,101	$	85,466	$	74,377	$	226,198	$	221,911

EverBank Financial Corp and Subsidiaries
Investment Securities													Table 6a
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Available for sale (at fair value):
Residential collateralized mortgage obligation (CMO) securities - nonagency	$	1,200,685		$	1,351,318		$	1,489,677		$	1,611,775		$	1,714,204
Other	4,655			6,434			7,601			8,103			8,352
Total investment securities available for sale	1,205,340			1,357,752			1,497,278			1,619,878			1,722,556
Held to maturity (at amortized cost):
Residential CMO securities - agency	44,707			61,526			80,203			106,346			132,946
Residential mortgage-backed securities (MBS) - agency	59,551			48,806			39,052			31,901			32,871
Other	4,987			4,987			4,987			4,987			4,987
Total investment securities held to maturity	109,245			115,319			124,242			143,234			170,804
Other investments	106,450			142,225			144,070			158,172			126,151
Total investment securities	$	1,421,035		$	1,615,296		$	1,765,590		$	1,921,284		$	2,019,511
Loans and Leases Held for Investment													Table 6b
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Residential mortgages	$	6,698,614		$	6,586,116		$	6,279,655		$	6,708,748		$	6,807,399
Commercial and commercial real estate	4,608,487			5,090,332			4,883,330			4,771,768			2,315,494
Lease financing receivables	1,092,866			1,014,996			911,371			836,935			742,332
Home equity lines	156,977			169,296			173,704			179,600			183,692
Consumer and credit card	6,023			6,648			7,234			8,038			7,809
Loans and leases held for investment, net of unearned income	12,562,967			12,867,388			12,255,294			12,505,089			10,056,726
Allowance for loan and lease losses	(66,991		)	(73,469		)	(77,067		)	(82,102		)	(76,469		)
Total loans and leases held for investment, net	$	12,495,976		$	12,793,919		$	12,178,227		$	12,422,987		$	9,980,257
The balances presented above include:
Net purchased loan and lease discounts	$	120,321		$	130,880		$	146,666		$	164,132		$	188,924
Net deferred loan and lease origination costs	$	45,315		$	37,232		$	25,889		$	25,275		$	22,282
Deposits													Table 6c
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Noninterest-bearing demand	$	1,365,655		$	1,205,326		$	1,287,292		$	1,445,783		$	1,475,204
Interest-bearing demand	2,998,836			3,081,670			2,932,643			2,681,769			2,423,689
Market-based money market accounts	413,427			413,722			428,183			439,399			427,852
Savings and money market accounts, excluding market-based	5,186,243			5,153,072			4,901,926			4,451,843			4,311,055
Market-based time	627,889			637,145			708,137			736,612			803,463
Time, excluding market-based	3,035,626			3,178,931			3,416,185			3,386,982			2,374,663
Total deposits	$	13,627,676		$	13,669,866		$	13,674,366		$	13,142,388		$	11,815,926

EverBank Financial Corp and Subsidiaries
Non-Performing Assets(1)													Table 7
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Non-accrual loans and leases:
Residential mortgages	$	60,066		$	64,230		$	69,876		$	73,752		$	75,355
Commercial and commercial real estate	76,662			60,636			63,924			76,289			85,306
Lease financing receivables	4,171			2,601			2,791			2,010			2,018
Home equity lines	4,164			4,368			4,513			4,246			4,492
Consumer and credit card	15			243			364			332			479
Total non-accrual loans and leases	145,078			132,078			141,468			156,629			167,650
Accruing loans 90 days or more past due	—			—			—			—			1,973
Total non-performing loans (NPL)	145,078			132,078			141,468			156,629			169,623
Other real estate owned (OREO)	32,108			36,528			39,576			40,492			43,612
Total non-performing assets (NPA)	177,186			168,606			181,044			197,121			213,235
Troubled debt restructurings (TDR) less than 90 days past due	79,664			82,236			88,888			90,094			82,030
Total NPA and TDR(1)	$	256,850		$	250,842		$	269,932		$	287,215		$	295,265
Total NPA and TDR	$	256,850		$	250,842		$	269,932		$	287,215		$	295,265
Government-insured 90 days or more past due still accruing	1,147,795			1,405,848			1,547,995			1,729,877			1,684,550
Loans accounted for under ASC 310-30:
90 days or more past due	45,104			54,054			67,630			79,984			117,506
OREO	21,240			21,194			22,955			16,528			18,557
Total regulatory NPA and TDR	$	1,470,989		$	1,731,938		$	1,908,512		$	2,113,604		$	2,115,878
Adjusted credit quality ratios excluding government-insured loans and loans accounted for under ASC 310-30:(1)
NPL to total loans	1.07		%	0.89		%	0.97		%	1.08		%	1.49		%
NPA to total assets	1.01		%	0.92		%	0.99		%	1.08		%	1.29		%
NPA and TDR to total assets	1.46		%	1.37		%	1.47		%	1.57		%	1.79		%
Credit quality ratios including government-insured loans and loans accounted for under ASC 310-30:
NPL to total loans	9.87		%	10.76		%	12.04		%	13.55		%	17.32		%
NPA to total assets	7.90		%	8.98		%	9.94		%	11.09		%	12.32		%
NPA and TDR to total assets	8.35		%	9.43		%	10.43		%	11.59		%	12.82		%

(1) We define non-performing assets, or NPA, as non-accrual loans, accruing loans past due 90 days or more and foreclosed property. Our NPA calculation excludes government-insured pool buyout loans for which payment is insured by the government. We also exclude loans and foreclosed property accounted for under ASC 310-30 because we expect to fully collect the carrying value of such loans and foreclosed property.

EverBank Financial Corp and Subsidiaries
Allowance for Loan and Lease Losses Activity													Table 8a
	Three Months Ended
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
ALLL, beginning of period	$	73,469		$	77,067		$	82,102		$	76,469		$	77,393
Charge-offs:
Residential mortgages	3,038			3,271			5,069			4,525			3,868
Commercial and commercial real estate	6,081			2,781			1,447			1,957			2,636
Lease financing receivables	746			988			708			768			805
Home equity lines	430			627			489			488			1,215
Consumer and credit card	28			17			20			51			61
Total charge-offs	10,323			7,684			7,733			7,789			8,585
Recoveries:
Residential mortgages	70			117			111			293			52
Commercial and commercial real estate	488			3,549			443			2,454			3,023
Lease financing receivables	75			253			79			51			159
Home equity lines	130			120			129			80			52
Consumer and credit card	14			18			17			16			16
Total recoveries	777			4,057			779			2,894			3,302
Net charge-offs	9,546			3,627			6,954			4,895			5,283
Provision for loan and lease losses	3,068			29			1,919			10,528			4,359
ALLL, end of period	$	66,991		$	73,469		$	77,067		$	82,102		$	76,469
Net charge-offs to average loans and leases held for investment	0.30		%	0.12		%	0.23		%	0.16		%	0.25		%
Allowance for Loan and Lease Losses Ratio													Table 8b
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
ALLL	$	66,991		$	73,469		$	77,067		$	82,102		$	76,469
Loans and leases held for investment, net of unearned income	12,562,967			12,867,388			12,255,294			12,505,089			10,056,726
ALLL as a percentage of loans and leases held for investment	0.53		%	0.57		%	0.63		%	0.66		%	0.76		%
Reserves for Repurchase Obligations for Loans Sold or Securitized													Table 8c
	Three Months Ended
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Loan origination repurchase reserves, beginning of period	$	21,960		$	24,866		$	27,000		$	31,000		$	34,000
Provision for new sales/securitizations	1,012			846			1,266			79			(13		)
Provision for changes in estimate of existing reserves	(1,718		)	(1,060		)	(336		)	3,203			1,703
Net realized losses on repurchases	(2,168		)	(2,692		)	(3,064		)	(7,282		)	(4,690		)
Loan origination repurchase reserves, end of period	$	19,086		$	21,960		$	24,866		$	27,000		$	31,000
Quarters of coverage at trailing 4 quarter realized loss rate	5			5			6			6			10
Reserves for Repurchase Obligations for Loans Serviced													Table 8d
	Three Months Ended
(dollars in thousands)	September 30, 2013			June 30, 2013			March 31, 2013			December 31, 2012			September 30, 2012
Loan servicing repurchase reserves, beginning of period	$	23,518		$	23,599		$	26,026		$	27,309		$	27,640
Provision for change in estimate of existing reserves	4,531			1,690			(401		)	1,526			3,032
Net realized losses on repurchases	(5,316		)	(1,771		)	(2,026		)	(2,809		)	(3,363		)
Loan servicing repurchase reserves, end of period	$	22,733		$	23,518		$	23,599		$	26,026		$	27,309
Quarters of coverage at trailing 4 quarter realized loss rate	8			9			7			7			7

EverBank Financial Corp and Subsidiaries
Business Segments Selected Financial Information													Table 9
(dollars in thousands)	Banking and Wealth Management			Mortgage Banking			Corporate Services			Eliminations			Consolidated
Three Months Ended September 30, 2013
Net interest income	$	125,545		$	14,889		$	(1,578	)	$	—		$	138,856
Provision for loan and lease losses	1,216			1,852			—			—			3,068
Net interest income after provision for loan and lease losses	124,329			13,037			(1,578		)	—			135,788
Noninterest income	32,937			110,479			153			—			143,569
Noninterest expense:
Foreclosure and OREO expense	6,354			1,870			—			—			8,224
Other credit-related expenses	533			3,099			—			—			3,632
All other noninterest expense	60,341			132,312			21,187			—			213,840
Income (loss) before income tax	90,038			(13,765		)	(22,612		)	—			53,661
Adjustment items (pre-tax):
Decrease in Bank of Florida non-accretable discount	(708		)	—			—			—			(708		)
MSR impairment (recovery)	—			(35,132		)	—			—			(35,132		)
Restructuring expense	1,901			2,527			799			—			5,227
Transaction and non-recurring regulatory related expense	—			32,437			148			—			32,585
Adjusted income (loss) before income tax	91,231			(13,933		)	(21,665		)	—			55,633
Total assets as of September 30, 2013	15,502,004			2,106,162			213,745			(209,822		)	17,612,089
Three Months Ended June 30, 2013
Net interest income	$	127,072		$	15,719		$	(1,574	)	$	—		$	141,217
Provision for loan and lease losses	(1,320		)	1,349			—			—			29
Net interest income after provision for loan and lease losses	128,392			14,370			(1,574		)	—			141,188
Noninterest income	32,654			113,901			249			—			146,804
Noninterest expense:
Foreclosure and OREO expense	6,577			3,037			—			—			9,614
Other credit-related expenses	1,238			612			—			—			1,850
All other noninterest expense	64,155			114,275			23,646			—			202,076
Income (loss) before income tax	89,076			10,347			(24,971		)	—			74,452
Adjustment items (pre-tax):
Decrease in Bank of Florida non-accretable discount	(867		)	—			—			—			(867		)
MSR impairment (recovery)	—			(32,572		)	—			—			(32,572		)
Transaction and non-recurring regulatory related expense	—			18,012			1,410			—			19,422
Adjusted income (loss) before income tax	88,209			(4,213		)	(23,561		)	—			60,435
Total assets as of June 30, 2013	15,588,567			2,805,876			194,395			(225,966		)	18,362,872

Three Months Ended September 30, 2012
Net interest income	$	114,587	$	13,105	$	(1,498	)	$	—		$	126,194
Provision for loan and lease losses	3,547		812		—			—			4,359
Net interest income after provision for loan and lease losses	111,040		12,293		(1,498		)	—			121,835
Noninterest income	20,608		76,693		(2		)	—			97,299
Noninterest expense:
Foreclosure and OREO expense	17,463		2,176		—			—			19,639
Other credit-related expenses	1,879		3,544		2			—			5,425
All other noninterest expense	60,526		65,900		32,479			—			158,905
Income (loss) before income tax	51,780		17,366		(33,981		)	—			35,165
Adjustment items (pre-tax):
Increase in Bank of Florida non-accretable discount	178		—		—			—			178
MSR impairment (recovery)	—		18,229		—			—			18,229
Transaction and non-recurring regulatory related expense	—		1,657		2,527			—			4,184
Adjusted income (loss) before income tax	51,958		37,252		(31,454		)	—			57,756
Total assets as of September 30, 2012	14,696,893		1,838,964		129,141			(155,558		)	16,509,440

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures
Adjusted Net Income																			Table 10a
	Three Months Ended															Nine Months Ended
(dollars in thousands, except per share data)	Sep 30, 2013			Jun 30, 2013			Mar 31, 2013			Dec 31, 2012			Sep 30, 2012			Sep 30, 2013			Sep 30, 2012
Net income	$	33,150		$	45,993		$	39,146		$	28,846		$	22,178		$	118,289		$	45,196
Transaction expense, net of tax	—			—			—			903			1,268			—			4,452
Non-recurring regulatory related expense, net of tax	20,203			12,042			11,425			9,564			1,326			43,670			8,169
Increase (decrease) in Bank of Florida non-accretable discount, net of tax	(439		)	(538		)	950			486			111			(27		)	2,709
Adoption of TDR guidance and policy change, net of tax	—			—			—			3,709			—			—			—
MSR impairment (recovery), net of tax	(21,783		)	(20,194		)	(7,784		)	—			11,302			(49,761		)	39,375
Restructuring expense, net of tax	3,242			—			—			—			—			3,242			—
Adjusted net income	$	34,373		$	37,303		$	43,737		$	43,508		$	36,185		$	115,413		$	99,901
Adjusted net income allocated to preferred stock	2,532			2,531			2,531			1,491			—			7,594			7,582
Adjusted net income allocated to common shareholders	$	31,841		$	34,772		$	41,206		$	42,017		$	36,185		$	107,819		$	92,319
Adjusted net earnings per common share, basic	$	0.26		$	0.28		$	0.34		$	0.35		$	0.31		$	0.88		$	0.94
Adjusted net earnings per common share, diluted	$	0.26		$	0.28		$	0.33		$	0.34		$	0.30		$	0.87		$	0.92
Weighted average common shares outstanding:
(units in thousands)
Basic	122,509			122,281			121,583			120,773			118,038			122,128			98,387
Diluted	124,124			124,034			123,439			122,807			119,591			123,821			100,268
Tangible Equity, Tangible Common Equity, Adjusted Tangible Common Equity and Tangible Assets													Table 10b
(dollars in thousands)	Sep 30, 2013			Jun 30, 2013			Mar 31, 2013			Dec 31, 2012			Sep 30, 2012
Shareholders’ equity	$	1,602,913		$	1,549,383		$	1,504,442		$	1,451,176		$	1,258,022
Less:
Goodwill	46,859			46,859			46,859			46,859			10,238
Intangible assets	6,340			6,867			7,394			7,921			6,348
Tangible equity	1,549,714			1,495,657			1,450,189			1,396,396			1,241,436
Less:
Perpetual preferred stock	150,000			150,000			150,000			150,000			—
Tangible common equity	1,399,714			1,345,657			1,300,189			1,246,396			1,241,436
Less:
Accumulated other comprehensive loss	(56,879		)	(80,389		)	(80,324		)	(86,784		)	(106,731		)
Adjusted tangible common equity	$	1,456,593		$	1,426,046		$	1,380,513		$	1,333,180		$	1,348,167
Total assets	$	17,612,089		$	18,362,872		$	18,306,488		$	18,242,878		$	16,509,440
Less:
Goodwill	46,859			46,859			46,859			46,859			10,238
Intangible assets	6,340			6,867			7,394			7,921			6,348
Tangible assets	$	17,558,890		$	18,309,146		$	18,252,235		$	18,188,098		$	16,492,854

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures (continued)
Regulatory Capital (bank level)														Table 10c
(dollars in thousands)		Sep 30, 2013			Jun 30, 2013			Mar 31, 2013			Dec 31, 2012			Sep 30, 2012
Shareholders’ equity		$	1,648,152		$	1,598,419		$	1,560,001		$	1,518,934		$	1,339,669
Less:	Goodwill and other intangibles	(51,436		)	(51,807		)	(52,089		)	(54,780		)	(16,586		)
	Disallowed servicing asset	(39,658		)	(36,182		)	(31,585		)	(32,378		)	(33,366		)
	Disallowed deferred tax asset	(64,462		)	(65,406		)	(66,351		)	(67,296		)	(69,412		)
Add:	Accumulated losses on securities and cash flow hedges	54,392			78,181			77,073			83,477			103,238
Tier 1 capital		1,546,988			1,523,205			1,487,049			1,447,957			1,323,543
Add:	Allowance for loan and lease losses	66,991			73,469			77,067			82,102			76,469
Total regulatory capital		$	1,613,979		$	1,596,674		$	1,564,116		$	1,530,059		$	1,400,012
Adjusted total assets		$	17,510,528		$	18,287,359		$	18,234,886		$	18,141,856		$	16,488,067
Risk-weighted assets		11,120,048			11,656,698			11,406,725			11,339,415			8,701,164