Exhibit 99.2

EverBank Financial Corp and Subsidiaries

Quarterly Financial Tables

March 31, 2013

Table of Contents

Table 1	Financial Highlights
Table 2	Consolidated Statements of Income
Table 3	Consolidated Balance Sheets
Table 4	Average Balances and Interest Rates
Table 5	General and Administrative Expense
Table 6a	Investment Securities
Table 6b	Loans and Leases Held for Investment
Table 6c	Deposits
Table 7	Non-Performing Assets
Table 8	Credit Reserves
	Table 8a	Allowance for Loan and Lease Losses Activity
	Table 8b	Allowance for Loan and Lease Losses Ratio
	Table 8c	Reserves for Repurchase Obligations for Loans Sold or Securitized
	Table 8d	Reserves for Repurchase Obligations for Loans Serviced
Table 9	Business Segments Selected Financial Information
Table 10	Reconciliation of Non-GAAP Measures
	Table 10a	Adjusted Net Income
	Table 10b	Tangible Equity, Tangible Common Equity, Adjusted Tangible Common Equity and Tangible Assets
	Table 10c	Regulatory Capital (bank level)

EverBank Financial Corp and Subsidiaries
Financial Highlights							Table 1
	As of and for the Three Months Ended
(dollars in thousands, except per share amounts)	March 31, 2013			December 31, 2012			March 31, 2012
Operating Results:
Total revenue	$	277,125		$	272,150		$	188,816
Net interest income	143,816			146,993			115,623
Provision for loan and lease losses	1,919			10,528			11,355
Noninterest income	133,309			125,157			73,193
Noninterest expense	211,816			216,997			158,821
Net income	39,146			28,846			11,846
Net earnings per common share, basic	0.30			0.23			0.08
Net earnings per common share, diluted	0.30			0.22			0.08
Performance Metrics:
Adjusted net income(1)	$	43,737		$	43,508		$	27,254
Adjusted net earnings per common share, basic(2)	0.34			0.35			0.29
Adjusted net earnings per common share, diluted(2)	0.33			0.34			0.28
Yield on interest-earning assets	4.47		%	4.67		%	4.96		%
Cost of interest-bearing liabilities	1.23		%	1.24		%	1.16		%
Net interest spread	3.24		%	3.43		%	3.80		%
Net interest margin	3.42		%	3.56		%	3.97		%
Return on average assets	0.85		%	0.64		%	0.36		%
Return on average equity(3)	11.04		%	8.57		%	4.81		%
Adjusted return on average assets(4)	0.95		%	0.97		%	0.83		%
Adjusted return on average equity(5)	12.42		%	13.17		%	11.05		%
Credit Quality Ratios:
Adjusted non-performing assets as a percentage of total assets(6)	0.99		%	1.08		%	1.63		%
Net charge-offs to average loans held for investment	0.23		%	0.16		%	0.65		%
ALLL as a percentage of loans and leases held for investment	0.63		%	0.66		%	1.07		%
Capital Ratios:
Tier 1 leverage ratio (bank level)(7)	8.2		%	8.0		%	7.7		%
Tier 1 risk-based capital ratio (bank level)(8)	13.0		%	12.8		%	14.5		%
Total risk-based capital ratio (bank level)(9)	13.7		%	13.5		%	15.2		%
Tangible equity to tangible assets(10)	7.9		%	7.7		%	7.1		%
Deposit Metrics:
Deposit growth (trailing 12 months)	29.6		%	28.0		%	9.0		%
Banking and Wealth Management Metrics:
Efficiency ratio(11)	52.3		%	48.9		%	45.2		%
Mortgage Banking Metrics:
Unpaid principal balance of loans originated	$	2,898,407		$	2,937,539		$	1,906,275
Unpaid principal balance of loans serviced for the Company and others	50,809,825			51,198,748			53,645,997
Tangible Common Equity Per Common Share:
Excluding accumulated other comprehensive loss(12)	11.31			11.02			11.35
Including accumulated other comprehensive loss(13)	10.65			10.30			10.40
Market Price Per Share of Common Stock:
Closing	$	15.40		$	14.91
High	17.29			16.22
Low	12.75			13.41
Period End Balance Sheet Data:
Cash and cash equivalents	$	593,396		$	443,914		$	384,723
Investment securities	1,765,590			1,921,284			2,228,305
Loans held for sale	2,416,599			2,088,046			2,530,966
Loans and leases held for investment, net	12,178,227			12,422,987			7,244,933
Total assets	18,306,488			18,242,878			13,774,821
Deposits	13,674,366			13,142,388			10,552,960
Total liabilities	16,802,046			16,791,702			12,780,132
Total shareholders’ equity	1,504,442			1,451,176			994,689

See Notes to Financial Highlights

EverBank Financial Corp and Subsidiaries

Financial Highlights - Notes

(1) Adjusted net income includes adjustments to our net income for certain significant items that we believe are not reflective of our ongoing business or operating performance. For a reconciliation of adjusted net income to net income, which is the most directly comparable GAAP measure, see Table 10a.

(2) Both basic and diluted adjusted net earnings per common share are calculated using a numerator based on adjusted net income. Adjusted net earnings per common share, basic is a non-GAAP financial measure and its most directly comparable GAAP measure is net earnings per common share, basic. Adjusted net earnings per common share, diluted is a non-GAAP financial measure and its most directly comparable GAAP measure is net earnings per common share, diluted. For 2012, both basic and diluted adjusted net earnings per common share have been adjusted to exclude the impact of the $4.5 million special cash dividend paid in March 2012 to holders of the Series A 6% Cumulative Convertible Preferred Stock and the $1.1 million special cash dividend paid in June 2012 to holders of the Series B 4% Cumulative Convertible Preferred Stock. These special cash dividends were paid in connection with the conversion of all shares of both the Series A 6% Cumulative Convertible Preferred Stock and the Series B 4% Cumulative Convertible Preferred Stock into common stock.

(3) Due to the issuance of non-participating perpetual preferred stock during the fourth quarter of 2012, we amended our calculation for return on average equity. Beginning with the fourth quarter of 2012, return on average equity is calculated as net income less dividends declared on the Series A 6.75% Non-Cumulative Perpetual Preferred Stock divided by average common shareholders' equity (average shareholders' equity less average Series A 6.75% Non-Cumulative Perpetual Preferred Stock). Prior to the fourth quarter of 2012, return on average equity was calculated as net income divided by average shareholders' equity.

(4) Adjusted return on average assets equals adjusted net income divided by average total assets. Adjusted net income is a non-GAAP measure of our financial performance and its most directly comparable GAAP measure is net income. For a reconciliation of net income to adjusted net income, see Table 10a.

(5) Due to the issuance of non-participating perpetual preferred stock during the fourth quarter of 2012, we amended our calculation for adjusted return on average equity. Beginning with the fourth quarter of 2012, adjusted return on average equity is calculated as adjusted net income less dividends declared on the Series A 6.75% Non-Cumulative Perpetual Preferred Stock divided by average common shareholders' equity. Prior to the fourth quarter of 2012, adjusted return on average equity was calculated as adjusted net income divided by average shareholders' equity. Adjusted net income is a non-GAAP measure of our financial performance and its most directly comparable GAAP measure is net income. For a reconciliation of net income to adjusted net income, see Table 10a.

(6) We define non-performing assets, or NPA, as non-accrual loans, accruing loans past due 90 days or more and foreclosed property. Our NPA calculation excludes government-insured pool buyout loans for which payment is insured by the government. We also exclude loans and foreclosed property accounted for under ASC 310-30 because we expect to fully collect the carrying value of such loans and foreclosed property. For more detailed information on NPA, see Table 7.

(7) Calculated as Tier 1 capital divided by adjusted total assets. Total assets are adjusted for goodwill, deferred tax assets disallowed from Tier 1 capital and other regulatory adjustments. For more detailed information on regulatory capital, see Table 10c.

(8) Calculated as Tier 1 capital divided by total risk-weighted assets. Under the regulatory guidelines for risk-based capital, on-balance sheet assets and credit equivalent amounts of derivatives and off-balance sheet items are assigned to one of several broad risk categories according to the obligor or, if relevant, the guarantor or the nature of any collateral. The aggregate dollar amount in each risk category is then multiplied by the risk weight associated with that category. The resulting weighted values from each of the risk categories are aggregated for determining total risk-weighted assets. For more detailed information on regulatory capital, see Table 10c.

(9) Calculated as total risk-based capital divided by total risk-weighted assets. Risk-based capital includes Tier 1 capital, allowance for loan and lease losses, subject to limitations, and other regulatory adjustments. For more detailed information on regulatory capital, see Table 10c.

(10) Calculated as tangible shareholders' equity divided by tangible assets, after deducting goodwill and intangible assets from the numerator and the denominator. Tangible equity to tangible assets is a non-GAAP financial measure, and the most directly comparable GAAP financial measure for tangible equity is shareholders' equity and the most directly comparable GAAP financial measure for tangible assets is total assets. For a reconciliation tangible equity to shareholders' equity and a reconciliation of tangible assets to total assets, see Table 10b.

(11) The efficiency ratio represents noninterest expense from our Banking and Wealth Management segment as a percentage of total revenues from our Banking and Wealth Management segment. We use the efficiency ratio to measure noninterest costs expended to generate a dollar of revenue. Because of the significant costs we incur and fees we generate from activities related to our mortgage production and servicing operations, we believe the efficiency ratio is a more meaningful metric when evaluated within our Banking and Wealth Management segment.

(12) Calculated as adjusted tangible common shareholders' equity divided by shares of common stock. Adjusted tangible common shareholders' equity equals shareholders' equity less goodwill, other intangible assets, perpetual preferred stock and accumulated other comprehensive loss (see Table 10b). Tangible common equity per common share is calculated using a denominator that includes actual period end common shares outstanding and for periods prior to the fourth quarter of 2012, additional common shares assuming conversion of all outstanding convertible preferred stock to common stock. Tangible common equity per common share excluding accumulated other comprehensive loss is a non-GAAP financial measure, and its most directly comparable GAAP financial measure is book value per common share.

(13) Calculated as tangible common shareholders' equity divided by shares of common stock. Tangible common shareholders' equity equals shareholders' equity less goodwill, other intangible assets and perpetual preferred stock (see Table 10b). Tangible common equity per common share is calculated using a denominator that includes actual period end common shares outstanding and for periods prior to the fourth quarter of 2012, additional common shares assuming conversion of all outstanding convertible preferred stock to common stock. Tangible common equity per common share including accumulated other comprehensive loss is a non-GAAP financial measure, and its most directly comparable GAAP financial measure is book value per common share.

EverBank Financial Corp and Subsidiaries
Consolidated Statements of Income							Table 2
	Three Months Ended
(dollars in thousands, except per share data)	March 31, 2013			December 31, 2012			March 31, 2012
Interest Income
Interest and fees on loans and leases	$	173,786		$	173,619		$	124,778
Interest and dividends on investment securities	16,250			18,501			20,549
Other interest income	298			147			104
Total interest income	190,334			192,267			145,431
Interest Expense
Deposits	26,823			24,901			20,974
Other borrowings	19,695			20,373			8,834
Total interest expense	46,518			45,274			29,808
Net Interest Income	143,816			146,993			115,623
Provision for loan and lease losses	1,919			10,528			11,355
Net Interest Income after Provision for Loan and Lease Losses	141,897			136,465			104,268
Noninterest Income
Loan servicing fee income	42,163			44,884			45,556
Amortization and impairment of mortgage servicing rights	(22,523		)	(37,660		)	(44,483		)
Net loan servicing income	19,640			7,224			1,073
Gain on sale of loans	82,311			85,681			48,177
Loan production revenue	9,489			16,841			7,437
Deposit fee income	5,925			4,712			6,239
Other lease income	6,411			8,570			8,663
Other	9,533			2,129			1,604
Total noninterest income	133,309			125,157			73,193
Noninterest Expense
Salaries, commissions and other employee benefits expense	110,479			103,490			66,590
Equipment expense	19,852			20,445			15,948
Occupancy expense	7,384			7,596			5,349
General and administrative expense	74,101			85,466			70,934
Total noninterest expense	211,816			216,997			158,821
Income before Income Taxes	63,390			44,625			18,640
Provision for Income Taxes	24,244			15,779			6,794
Net Income	$	39,146		$	28,846		$	11,846
Net Income Allocated to Preferred Stock	2,531			1,491			5,879
Net Income Allocated to Common Shareholders	$	36,615		$	27,355		$	5,967
Net Earnings per Common Share, Basic	$	0.30		$	0.23		$	0.08
Net Earnings per Common Share, Diluted	$	0.30		$	0.22		$	0.08
Dividends Declared per Common Share	$	0.02		$	0.02		$	—
Dividend payout ratio(1)	6.67		%	8.70		%	0.00		%
Weighted Average Common Shares Outstanding
(units in thousands)
Basic	121,583			120,773			76,129
Diluted	123,439			122,807			78,324

(1) Dividend payout ratio is calculated as dividends declared per common share divided by basic earnings per common share.

EverBank Financial Corp and Subsidiaries
Consolidated Balance Sheets													Table 3
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Assets
Cash and due from banks	$	44,938		$	175,400		$	53,357		$	39,689		$	29,142
Interest-bearing deposits in banks	548,458			268,514			1,566,612			478,543			355,581
Total cash and cash equivalents	593,396			443,914			1,619,969			518,232			384,723
Investment securities:
Available for sale, at fair value	1,497,278			1,619,878			1,722,556			1,850,526			1,937,748
Held to maturity	124,242			143,234			170,804			190,615			190,642
Other investments	144,070			158,172			126,151			133,282			99,915
Total investment securities	1,765,590			1,921,284			2,019,511			2,174,423			2,228,305
Loans held for sale	2,416,599			2,088,046			1,403,205			3,178,597			2,530,966
Loans and leases held for investment:
Loans and leases held for investment, net of unearned income	12,255,294			12,505,089			10,056,726			7,785,430			7,323,187
Allowance for loan and lease losses	(77,067		)	(82,102		)	(76,469		)	(77,393		)	(78,254		)
Total loans and leases held for investment, net	12,178,227			12,422,987			9,980,257			7,708,037			7,244,933
Equipment under operating leases, net	44,863			50,040			55,532			61,811			67,899
Mortgage servicing rights (MSR), net	375,641			375,859			381,773			415,962			462,420
Deferred income taxes, net	164,053			170,877			183,943			163,561			143,218
Premises and equipment, net	65,746			66,806			64,789			52,037			45,744
Other assets	702,373			703,065			800,461			768,164			666,613
Total Assets	$	18,306,488		$	18,242,878		$	16,509,440		$	15,040,824		$	13,774,821
Liabilities
Deposits:
Noninterest-bearing	$	1,287,292		$	1,445,783		$	1,475,204		$	1,356,769		$	1,367,592
Interest-bearing	12,387,074			11,696,605			10,340,722			9,446,974			9,185,368
Total deposits	13,674,366			13,142,388			11,815,926			10,803,743			10,552,960
Other borrowings	2,707,331			3,173,021			2,823,927			2,503,636			1,706,298
Trust preferred securities	103,750			103,750			103,750			103,750			103,750
Accounts payable and accrued liabilities	316,599			372,543			507,815			448,326			417,124
Total Liabilities	16,802,046			16,791,702			15,251,418			13,859,455			12,780,132
Shareholders’ Equity
Series B 4% Cumulative Convertible Preferred Stock	—			—			—			—			1
Series A 6.75% Non-Cumulative Perpetual Preferred Stock	150,000			150,000			—			—			—
Common Stock	1,221			1,210			1,206			1,165			780
Additional paid-in capital	823,696			811,085			812,823			762,422			562,327
Retained earnings	609,849			575,665			550,724			530,876			520,777
Accumulated other comprehensive loss	(80,324		)	(86,784		)	(106,731		)	(113,094		)	(89,196		)
Total Shareholders’ Equity	1,504,442			1,451,176			1,258,022			1,181,369			994,689
Total Liabilities and Shareholders’ Equity	$	18,306,488		$	18,242,878		$	16,509,440		$	15,040,824		$	13,774,821

EverBank Financial Corp and Subsidiaries
Average Balances and Interest Rates														Table 4
	Three Months Ended March 31, 2013						Three Months Ended December 31, 2012							Three Months Ended March 31, 2012
(dollars in thousands)	Average Balance		Interest		Yield/ Rate		Average Balance		Interest			Yield/ Rate		Average Balance		Interest		Yield/ Rate
Assets:
Interest-earning assets:
Cash and cash equivalents	$	550,683	$	298	0.22	%	$	230,357	$	147		0.25	%	$	165,116	$	104	0.25	%
Investment securities	1,712,705		15,489		3.62	%	1,837,016		17,324			3.77	%	2,083,922		20,271		3.89	%
Other investments	138,617		761		2.23	%	147,658		1,177			3.17	%	98,531		278		1.13	%
Loans held for sale	2,428,324		20,309		3.35	%	1,821,952		15,890			3.49	%	2,706,953		33,949		5.02	%
Loans and leases held for investment:
Residential mortgages	6,547,768		70,579		4.31	%	6,822,033		72,061			4.23	%	4,683,368		48,088		4.11	%
Commercial and commercial real estate	4,627,274		61,264		5.30	%	4,593,069		65,235			5.63	%	1,179,988		16,446		5.51	%
Lease financing receivables	860,986		19,413		9.02	%	762,408		18,126			9.51	%	583,479		23,866		16.36	%
Home equity lines	176,682		2,152		4.94	%	181,920		2,238			4.89	%	197,819		2,370		4.82	%
Consumer and credit card	7,204		69		3.88	%	8,182		69			3.35	%	7,859		59		3.02	%
Total loans and leases held for investment	12,219,914		153,477		5.02	%	12,367,612		157,729			5.08	%	6,652,513		90,829		5.45	%
Total interest-earning assets	17,050,243		$	190,334	4.47	%	16,404,595		$	192,267		4.67	%	11,707,035		$	145,431	4.96	%
Noninterest-earning assets	1,341,095						1,605,043							1,352,553
Total assets	$	18,391,338					$	18,009,638						$	13,059,588
Liabilities and Shareholders’ Equity:
Interest-bearing liabilities:
Deposits:
Interest-bearing demand	$	2,809,317	$	5,458	0.79	%	$	2,520,635	$	5,044		0.80	%	$	2,107,758	$	3,740	0.71	%
Market-based money market accounts	431,542		838		0.79	%	432,833		818			0.75	%	450,688		852		0.76	%
Savings and money market accounts, excluding market-based	4,684,683		9,034		0.78	%	4,429,009		8,773			0.79	%	3,772,238		7,048		0.75	%
Market-based time	725,629		1,571		0.88	%	767,305		1,552			0.80	%	901,188		2,364		1.06	%
Time, excluding market-based	3,795,298		9,922		1.06	%	3,175,840		8,714			1.09	%	1,906,910		6,970		1.47	%
Total deposits	12,446,469		26,823		0.87	%	11,325,622		24,901			0.87	%	9,138,782		20,974		0.92	%
Borrowings:
Trust preferred securities	103,750		1,642		6.42	%	103,750		1,483			5.69	%	103,750		1,418		5.50	%
FHLB advances	2,594,940		17,831		2.75	%	2,670,742		17,198			2.56	%	1,062,178		7,329		2.78	%
Repurchase agreements	56,605		222		1.59	%	404,923		1,698			1.67	%	22,295		87		1.57	%
Other	—		—		0.00	%	—		(6		)	0.00	%	36		—		0.00	%
Total interest-bearing liabilities	15,201,764		46,518		1.23	%	14,505,037		45,274			1.24	%	10,327,041		29,808		1.16	%
Noninterest-bearing demand deposits	1,377,102						1,642,843							1,304,715
Other noninterest-bearing liabilities	335,459						510,668							441,703
Total liabilities	16,914,325						16,658,548							12,073,459
Total shareholders’ equity	1,477,013						1,351,090							986,129
Total liabilities and shareholders’ equity	$	18,391,338					$	18,009,638						$	13,059,588
Net interest income/spread			$	143,816	3.24	%			$	146,993		3.43	%			$	115,623	3.80	%
Net interest margin					3.42	%						3.56	%					3.97	%
Memo: Total deposits including noninterest-bearing	$	13,823,571	$	26,823	0.79	%	$	12,968,465	$	24,901		0.76	%	$	10,443,497	$	20,974	0.81	%

(1) The average balances are principally daily averages, and, for loans, include both performing and non-performing balances.

(2) Interest income on loans includes the effects of discount accretion and net deferred loan origination costs accounted for as yield adjustments.

(3) All interest income was fully taxable for all periods presented.

EverBank Financial Corp and Subsidiaries
General and Administrative Expense									Table 5
	Three Months Ended
(dollars in thousands)	March 31, 2013		December 31, 2012		September 30, 2012		June 30, 2012		March 31, 2012
Professional fees	$	23,048	$	20,193	$	14,889	$	19,319	$	15,610
Credit-related expenses:
Foreclosure and OREO expense	7,027		8,818		19,639		14,969		10,959
Other credit-related expenses	2,328		6,449		5,425		5,806		11,810
FDIC premium assessment and other agency fees	13,702		10,490		10,080		9,352		9,261
Advertising and marketing expense	10,381		11,123		10,340		8,646		5,907
Other	17,615		28,393		14,004		18,508		17,387
Total general and administrative expense	$	74,101	$	85,466	$	74,377	$	76,600	$	70,934

EverBank Financial Corp and Subsidiaries
Investment Securities															Table 6a
(dollars in thousands)	March 31, 2013				December 31, 2012				September 30, 2012			June 30, 2012			March 31, 2012
Available for sale (at fair value):
Residential collateralized mortgage obligation (CMO) securities - agency	$	65			$	69		104,000	$	73		$	77		$	87
Residential CMO securities - nonagency	1,489,677				1,611,775			1,895,818,000	1,714,204			1,842,331			1,929,794
Residential mortgage-backed securities (MBS) - agency	226				241			338,000	263			281			308
Other	7,310				7,793			7,662,000	8,016			7,837			7,559
Total investment securities available for sale	1,497,278				1,619,878			1,903,922,000	1,722,556			1,850,526			1,937,748
Held to maturity (at amortized cost):
Residential CMO securities - agency	80,203				106,346			159,882,000	132,946			146,163			151,919
Residential MBS - agency	39,052				31,901			19,132,000	32,871			34,176			28,263
Other	4,987				4,987			10,504,000	4,987			10,276			10,460
Total investment securities held to maturity	124,242				143,234			189,518,000	170,804			190,615			190,642
Other investments	144,070				158,172			98,392,000	126,151			133,282			99,915
Total investment securities	$	1,765,590		2,174,423,000	$	1,921,284		2,191,832,000	$	2,019,511		$	2,174,423		$	2,228,305
Loans and Leases Held for Investment															Table 6b
(dollars in thousands)	March 31, 2013				December 31, 2012				September 30, 2012			June 30, 2012			March 31, 2012
Residential mortgages	$	6,279,655			$	6,708,748			$	6,807,399		$	5,060,942		$	5,277,707
Commercial and commercial real estate	4,883,330				4,771,768				2,315,494			1,846,689			1,237,376
Lease financing receivables	911,371				836,935				742,332			681,205			605,763
Home equity lines	173,704				179,600				183,692			188,820			195,178
Consumer and credit card	7,234				8,038				7,809			7,774			7,163
Loans and leases held for investment, net of unearned income	12,255,294				12,505,089				10,056,726			7,785,430			7,323,187
Allowance for loan and lease losses	(77,067		)		(82,102		)		(76,469		)	(77,393		)	(78,254		)
Total loans and leases held for investment, net	$	12,178,227			$	12,422,987			$	9,980,257		$	7,708,037		$	7,244,933
The balances presented above include:
Net purchased loan and lease discounts	$	146,666			$	164,132			$	188,924		$	180,779		$	203,100
Net deferred loan and lease origination costs	$	25,889			$	25,275			$	22,282		$	20,366		$	20,202
Deposits															Table 6c
(dollars in thousands)	March 31, 2013				December 31, 2012				September 30, 2012			June 30, 2012			March 31, 2012
Noninterest-bearing demand	$	1,287,292			$	1,445,783			$	1,475,204		$	1,356,769		$	1,367,592
Interest-bearing demand	2,932,643				2,681,769				2,423,689			2,158,937			2,123,042
Market-based money market accounts	428,183				439,399				427,852			434,015			444,667
Savings and money market accounts, excluding market-based	4,901,926				4,451,843				4,311,055			3,959,874			3,817,780
Market-based time	708,137				736,612				803,463			832,474			883,372
Time, excluding market-based	3,416,185				3,386,982				2,374,663			2,061,674			1,916,507
Total deposits	$	13,674,366			$	13,142,388			$	11,815,926		$	10,803,743		$	10,552,960

EverBank Financial Corp and Subsidiaries
Non-Performing Assets(1)													Table 7
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Non-accrual loans and leases:
Residential mortgages	$	69,876		$	73,752		$	75,355		$	66,956		$	74,810
Commercial and commercial real estate	63,924			76,289			85,306			95,882			89,576
Lease financing receivables	2,791			2,010			2,018			1,295			1,861
Home equity lines	4,513			4,246			4,492			4,256			3,771
Consumer and credit card	364			332			479			573			571
Total non-accrual loans and leases	141,468			156,629			167,650			168,962			170,589
Accruing loans 90 days or more past due	—			—			1,973			1,800			5,119
Total non-performing loans (NPL)	141,468			156,629			169,623			170,762			175,708
Other real estate owned (OREO)	39,576			40,492			43,612			49,248			49,304
Total non-performing assets (NPA)	181,044			197,121			213,235			220,010			225,012
Troubled debt restructurings (TDR) less than 90 days past due	88,888			90,094			82,030			93,184			92,954
Total NPA and TDR(1)	$	269,932		$	287,215		$	295,265		$	313,194		$	317,966
Total NPA and TDR	$	269,932		$	287,215		$	295,265		$	313,194		$	317,966
Government-insured 90 days or more past due still accruing	1,547,995			1,729,877			1,684,550			1,647,567			1,530,665
Loans accounted for under ASC 310-30:
90 days or more past due	67,630			79,984			117,506			140,797			146,379
OREO	22,955			16,528			18,557			20,379			22,852
Total regulatory NPA and TDR	$	1,908,512		$	2,113,604		$	2,115,878		$	2,121,937		$	2,017,862
Adjusted credit quality ratios excluding government-insured loans and loans accounted for under ASC 310-30:(1)
NPL to total loans	0.97		%	1.08		%	1.49		%	1.57		%	1.80		%
NPA to total assets	0.99		%	1.08		%	1.29		%	1.46		%	1.63		%
NPA and TDR to total assets	1.47		%	1.57		%	1.79		%	2.08		%	2.31		%
Credit quality ratios including government-insured loans and loans accounted for under ASC 310-30:
NPL to total loans	12.04		%	13.55		%	17.32		%	18.00		%	18.95		%
NPA to total assets	9.94		%	11.09		%	12.32		%	13.49		%	13.97		%
NPA and TDR to total assets	10.43		%	11.59		%	12.82		%	14.11		%	14.65		%

(1) We define non-performing assets, or NPA, as non-accrual loans, accruing loans past due 90 days or more and foreclosed property. Our NPA calculation excludes government-insured pool buyout loans for which payment is insured by the government. We also exclude loans and foreclosed property accounted for under ASC 310-30 because we expect to fully collect the carrying value of such loans and foreclosed property.

EverBank Financial Corp and Subsidiaries
Allowance for Loan and Lease Losses Activity													Table 8a
	Three Months Ended
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
ALLL, beginning of period	$	82,102		$	76,469		$	77,393		$	78,254		$	77,765
Charge-offs:
Residential mortgages	5,069			4,525			3,868			4,139			6,694
Commercial and commercial real estate	1,447			1,957			2,636			1,710			2,294
Lease financing receivables	708			768			805			917			1,181
Home equity lines	489			488			1,215			484			1,108
Consumer and credit card	20			51			61			40			11
Total charge-offs	7,733			7,789			8,585			7,290			11,288
Recoveries:
Residential mortgages	111			293			52			162			143
Commercial and commercial real estate	443			2,454			3,023			411			168
Lease financing receivables	79			51			159			29			36
Home equity lines	129			80			52			55			61
Consumer and credit card	17			16			16			15			14
Total recoveries	779			2,894			3,302			672			422
Net charge-offs	6,954			4,895			5,283			6,618			10,866
Provision for loan and lease losses	1,919			10,528			4,359			5,757			11,355
ALLL, end of period	$	77,067		$	82,102		$	76,469		$	77,393		$	78,254
Net charge-offs to average loans and leases held for investment	0.23		%	0.16		%	0.25		%	0.34		%	0.65		%
Allowance for Loan and Lease Losses Ratio													Table 8b
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
ALLL	$	77,067		$	82,102		$	76,469		$	77,393		$	78,254
Loans and leases held for investment, net of unearned income	12,255,294			12,505,089			10,056,726			7,785,430			7,323,187
ALLL as a percentage of loans and leases held for investment	0.63		%	0.66		%	0.76		%	0.99		%	1.07		%
Reserves for Repurchase Obligations for Loans Sold or Securitized													Table 8c
	Three Months Ended
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Loan origination repurchase reserves, beginning of period	$	27,000		$	31,000		$	34,000		$	35,000		$	32,000
Provision for new sales/securitizations	1,266			79			(13		)	306			384
Provision for changes in estimate of existing reserves	(336		)	3,203			1,703			1,121			5,850
Net realized losses on repurchases	(3,064		)	(7,282		)	(4,690		)	(2,427		)	(3,234		)
Loan origination repurchase reserves, end of period	$	24,866		$	27,000		$	31,000		$	34,000		$	35,000
Quarters of coverage at trailing 4 quarter realized loss rate	6			6			10			13			11
Reserves for Repurchase Obligations for Loans Serviced													Table 8d
	Three Months Ended
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Loan servicing repurchase reserves, beginning of period	$	26,026		$	27,309		$	27,640		$	30,427		$	30,364
Provision for change in estimate of existing reserves	3,831			1,526			3,032			2,868			3,031
Net realized losses on repurchases	(6,258		)	(2,809		)	(3,363		)	(5,655		)	(2,968		)
Loan servicing repurchase reserves, end of period	$	23,599		$	26,026		$	27,309		$	27,640		$	30,427
Quarters of coverage at trailing 4 quarter realized loss rate	5			7			7			6			6

EverBank Financial Corp and Subsidiaries
Business Segments Selected Financial Information													Table 9
(dollars in thousands)	Banking and Wealth Management			Mortgage Banking			Corporate Services			Eliminations			Consolidated
Three Months Ended March 31, 2013
Net interest income	$	132,373		$	13,014		$	(1,571	)	$	—		$	143,816
Provision for loan and lease losses	(79		)	1,998			—			—			1,919
Net interest income after provision for loan and lease losses	132,452			11,016			(1,571		)	—			141,897
Noninterest income	27,781			105,369			159			—			133,309
Noninterest expense:
Foreclosure and OREO expense	5,285			1,742			—			—			7,027
Other credit-related expenses	670			1,658			—			—			2,328
All other noninterest expense	77,848			99,538			25,075			—			202,461
Income (loss) before income tax	76,430			13,447			(26,487		)	—			63,390
Adjustment items (pre-tax):
Increase in Bank of Florida non-accretable discount	1,532			—			—			—			1,532
MSR impairment (recovery)	—			(12,555		)	—			—			(12,555		)
Transaction and non-recurring regulatory related expense	5,252			11,531			1,646			—			18,429
Adjusted income (loss) before income tax	83,214			12,423			(24,841		)	—			70,796
Total assets as of March 31, 2013	15,251,578			3,152,487			158,767			(256,344		)	18,306,488
Three Months Ended December 31, 2012
Net interest income	$	135,686		$	12,531		$	(1,224	)	$	—		$	146,993
Provision for loan and lease losses	8,866			1,662			—			—			10,528
Net interest income after provision for loan and lease losses	126,820			10,869			(1,224		)	—			136,465
Noninterest income	34,057			91,012			88			—			125,157
Noninterest expense:
Foreclosure and OREO expense	7,246			1,572			—			—			8,818
Other credit-related expenses	1,387			5,062			—			—			6,449
All other noninterest expense	74,435			87,180			40,115			—			201,730
Income (loss) before income tax	77,809			8,067			(41,251		)	—			44,625
Adjustment items (pre-tax):
Increase in Bank of Florida non-accretable discount	784			—			—			—			784
Adoption of TDR guidance and policy change	5,982			—			—			—			5,982
Transaction and non-recurring regulatory related expense	—			12,276			4,606			—			16,882
Adjusted income (loss) before income tax	84,575			20,343			(36,645		)	—			68,273
Total assets as of December 31, 2012	16,119,927			2,127,100			166,234			(170,383		)	18,242,878

Three Months Ended March 31, 2012
Net interest income	$	106,545		$	10,496		$	(1,418	)	$	—		$	115,623
Provision for loan and lease losses	10,315			1,040			—			—			11,355
Net interest income after provision for loan and lease losses	96,230			9,456			(1,418		)	—			104,268
Noninterest income	25,228			47,873			92			—			73,193
Noninterest expense:
Foreclosure and OREO expense	7,962			2,997			—			—			10,959
Other credit-related expenses	(183		)	11,990			3			—			11,810
All other noninterest expense	51,846			56,864			27,342			—			136,052
Income (loss) before income tax	61,833			(14,522		)	(28,671		)	—			18,640
Adjustment items (pre-tax):
Increase in Bank of Florida non-accretable discount	3,444			—			—			—			3,444
MSR impairment	—			15,144			—			—			15,144
Transaction and non-recurring regulatory related expense	—			4,722			1,542			—			6,264
Adjusted income (loss) before income tax	65,277			5,344			(27,129		)	—			43,492
Total assets as of March 31, 2012	12,494,752			1,438,744			92,381			(251,056		)	13,774,821

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures
Adjusted Net Income													Table 10a
	Three Months Ended
(dollars in thousands, except per share data)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Net income	$	39,146		$	28,846		$	22,178		$	11,172		$	11,846
Transaction expense, net of tax	—			903			1,268			2,363			821
Non-recurring regulatory related expense, net of tax	11,425			9,564			1,326			3,780			3,063
Increase in Bank of Florida non-accretable discount, net of tax	950			486			111			463			2,135
Adoption of TDR guidance and policy change, net of tax	—			3,709			—			—			—
MSR impairment (recovery), net of tax	(7,784		)	—			11,302			18,684			9,389
Adjusted net income	$	43,737		$	43,508		$	36,185		$	36,462		$	27,254
Adjusted net income allocated to preferred stock	2,531			1,491			—			2,206			5,172
Adjusted net income allocated to common shareholders	$	41,206		$	42,017		$	36,185		$	34,256		$	22,082
Adjusted net earnings per common share, basic	$	0.34		$	0.35		$	0.31		$	0.34		$	0.29
Adjusted net earnings per common share, diluted	$	0.33		$	0.34		$	0.30		$	0.33		$	0.28
Weighted average common shares outstanding:
(units in thousands)
Basic	121,583			120,773			118,038			100,779			76,129
Diluted	123,439			122,807			119,591			102,574			78,324
Tangible Equity, Tangible Common Equity, Adjusted Tangible Common Equity and Tangible Assets													Table 10b
(dollars in thousands)	March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Shareholders’ equity	$	1,504,442		$	1,451,176		$	1,258,022		$	1,181,369		$	994,689
Less:
Goodwill	46,859			46,859			10,238			10,238			10,238
Intangible assets	7,394			7,921			6,348			6,700			7,052
Tangible equity	1,450,189			1,396,396			1,241,436			1,164,431			977,399
Less:
Perpetual preferred stock	150,000			150,000			—			—			—
Tangible common equity	1,300,189			1,246,396			1,241,436			1,164,431			977,399
Less:
Accumulated other comprehensive loss	(80,324		)	(86,784		)	(106,731		)	(113,094		)	(89,196		)
Adjusted tangible common equity	$	1,380,513		$	1,333,180		$	1,348,167		$	1,277,525		$	1,066,595
Total assets	$	18,306,488		$	18,242,878		$	16,509,440		$	15,040,824		$	13,774,821
Less:
Goodwill	46,859			46,859			10,238			10,238			10,238
Intangible assets	7,394			7,921			6,348			6,700			7,052
Tangible assets	$	18,252,235		$	18,188,098		$	16,492,854		$	15,023,886		$	13,757,531

EverBank Financial Corp and Subsidiaries
Reconciliation of Non-GAAP Measures (continued)
Regulatory Capital (bank level)														Table 10c
(dollars in thousands)		March 31, 2013			December 31, 2012			September 30, 2012			June 30, 2012			March 31, 2012
Shareholders’ equity		$	1,560,001		$	1,518,934		$	1,339,669		$	1,263,687		$	1,099,404
Less:	Goodwill and other intangibles	(52,089		)	(54,780		)	(16,586		)	(16,938		)	(17,290		)
	Disallowed servicing asset	(31,585		)	(32,378		)	(33,366		)	(36,650		)	(40,783		)
	Disallowed deferred tax asset	(66,351		)	(67,296		)	(69,412		)	(70,357		)	(71,302		)
Add:	Accumulated losses on securities and cash flow hedges	77,073			83,477			103,238			110,101			86,981
Tier 1 capital		1,487,049			1,447,957			1,323,543			1,249,843			1,057,010
Less:	Low-level recourse and residual interests	—			—			—			—			(20,424		)
Add:	Allowance for loan and lease losses	77,067			82,102			76,469			77,393			78,254
Total regulatory capital		$	1,564,116		$	1,530,059		$	1,400,012		$	1,327,236		$	1,114,840
Adjusted total assets		$	18,234,886		$	18,141,856		$	16,488,067		$	15,022,729		$	13,731,482
Risk-weighted assets		11,406,725			11,339,415			8,701,164			8,424,290			7,311,556