Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Revenue
Gross earned premiums	$ 26,872	$ 25,962	$ 78,884	$ 76,594
Ceded earned premiums	(4,645)	(3,187)	(12,882)	(10,783)
Net earned premiums	22,227	22,775	66,002	65,811
Net investment income	776	1,210	2,593	3,171
Net realized investment gains	3,316	390	4,489	1,124
Change in fair value of equity securities	(356)	(1,065)	(1,866)	(715)
Other gains			260
Other income	642	564	2,013	1,567
Total revenue	26,605	23,874	73,491	70,958
Expenses
Losses and loss adjustment expenses, net	14,553	14,857	40,767	43,695
Policy acquisition costs	6,483	6,153	19,181	17,952
Operating expenses	4,537	4,297	14,441	12,960
Interest expense	723	720	2,185	2,155
Total expenses	26,296	26,027	76,574	76,762
Income (loss) before equity earnings in Affiliate and income taxes	309	(2,153)	(3,083)	(5,804)
Equity earnings (losses) in Affiliate, net of tax	188	121	417	219
Income tax expense (benefit)	(44)	(802)	13	(791)
Net income (loss)	$ 541	$ (1,230)	$ (2,679)	$ (4,794)
Earnings (loss) per common share, basic and diluted	$ 0.06	$ (0.13)	$ (0.28)	$ (0.55)
Weighted average common shares outstanding, basic and diluted	9,630,600	9,543,535	9,606,436	8,640,409