Note 6 - Unpaid Losses and Loss Adjustment Expenses - Changes in the Liability for Unpaid Losses and Loss Adjustment Expenses (Details) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Gross reserves - beginning of period	$ 32,357,000	$ 31,833,000	$ 31,531,000	$ 28,908,000
Less: reinsurance recoverables on unpaid losses	5,022,000	4,207,000	3,224,000	3,953,000
Net reserves - beginning of period	27,335,000	27,626,000	28,307,000	24,955,000
Loss and loss adjustment expenses:
Current period	9,894,000	10,509,000	27,234,000	31,743,000
Prior period	(81,000)	(294,000)	125,000	(1,266,000)
Net Loss and loss adjustment expenses	9,813,000	10,215,000	27,359,000	30,477,000
Deduct: loss and loss adjustment expense payments, net of reinsurance:
Current period	6,972,000	8,090,000	13,766,000	16,861,000
Prior period	2,650,000	1,767,000	14,374,000	10,587,000
Total net loss and loss adjustment expense payments	9,622,000	9,857,000	28,140,000	27,448,000
Net reserves - end of period	27,526,000	27,984,000	27,526,000	27,984,000
Plus: reinsurance recoverables on unpaid losses	5,069,000	3,673,000	5,069,000	3,673,000
Gross reserves - end of period	$ 32,595,000	$ 31,657,000	$ 32,595,000	$ 31,657,000