Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands		3 Months Ended		9 Months Ended
		Sep. 30, 2023	Sep. 30, 2022	Sep. 30, 2023	Sep. 30, 2022
Revenue and Other Income
Gross earned premiums		$ 38,150	$ 34,401	$ 108,457	$ 100,947
Ceded earned premiums		(14,171)	(9,443)	(39,343)	(27,458)
Net earned premiums		23,979	24,958	69,114	73,489
Net investment income		1,450	860	4,111	1,931
Net realized investment gains (losses)		0	0	0	(1,505)
Change in fair value of equity securities		(87)	(151)	595	446
Gain from sale of renewal rights		2,335	0	2,335	0
Other gains (losses)		0	66	0	60
Other income		439	603	1,463	1,964
Total revenue and other income		28,116	26,336	77,618	76,385
Expenses
Losses and loss adjustment expenses, net		20,911	16,671	53,943	56,940
Policy acquisition costs		4,725	6,230	13,859	17,419
Operating expenses		4,403	4,380	13,796	13,010
Interest expense		855	778	2,361	2,216
Total expenses		30,894	28,059	83,959	89,585
Income (loss) before equity earnings in Affiliate and income taxes		(2,778)	(1,723)	(6,341)	(13,200)
Equity earnings (loss) in Affiliate, net of tax		72	199	(103)	368
Income tax expense (benefit)		0	(1)	0	(40)
Net income (loss)		$ (2,706)	$ (1,523)	$ (6,444)	$ (12,792)
Earnings (loss) per common share, basic		$ (0.22)	$ (0.14)	$ (0.53)	$ (1.26)
Earnings (loss) per common share, diluted		$ (0.22)	$ (0.14)	$ (0.53)	$ (1.26)
Weighted average common shares outstanding, basic	[1]	12,222,881	11,101,194	12,219,713	10,178,975
Weighted average common shares outstanding, diluted	[1]	12,222,881	11,101,194	12,219,713	10,178,975

[1] The non-vested shares of the restricted stock units and stock options were anti-dilutive as of September 30, 2023 and 2022. Therefore, the basic and diluted weighted average common shares are equal for the three and nine months ended September 30, 2023 and 2022.