8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): April 30, 2013

EUREKA FINANCIAL CORP.

(Exact Name of Registrant as Specified in Its Charter)

Maryland (State or other jurisdiction of incorporation or organization) 000-54238 (Commission File Number) 27-3671639 (IRS Employer Identification No.)

3455 Forbes Avenue, Pittsburgh, Pennsylvania 15213

(Address of principal executive offices) (Zip Code)

(412) 681-8400

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[  ]           Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

[  ]            Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 2.02                                Results of Operations and Financial Condition.

On April 30, 2013, Eureka Financial Corp. (the “Company”) issued a press release announcing its financial results for the three and six months ended March 31, 2013.  A copy of the Company’s press release is attached as Exhibit 99.1 and is furnished herewith.

Item 9.01                      Financial Statements and Exhibits.

(d)           Exhibits

Number                                Description

99.1                                     Press Release dated April 30, 2013

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.

	EUREKA FINANCIAL CORP.
Date:  May 1, 2013	By:	/s/ Gary B. Pepper
		Gary B. Pepper
		Executive Vice President and Chief Financial Officer

EX-99.1

Contact:  Edward F. Seserko

                 President and CEO

                (412) 681-8400

For Immediate Release

April 30, 2013

EUREKA FINANCIAL CORP. ANNOUNCES EARNINGS

FOR THE THREE AND SIX MONTHS ENDED MARCH 31, 2013

Pittsburgh, Pennsylvania – Eureka Financial Corp., (the “Company”), the parent holding company for Eureka Bank (the Bank), Pittsburgh, Pennsylvania, today announced earnings for the three and six months ended March 31, 2013.  For the three months ended March 31, 2013, the Company reported net income of $341,000, or $0.28 diluted earnings per share, as compared to net income of $390,000, or $0.31 diluted earnings per share, for the three months ended March 31, 2012.  For the six months ended March 31, 2013, the Company reported net income of $674,000, or $0.54 diluted earnings per share, as compared to net income of $778,000, or $0.62 diluted earnings per share, for the six months ended March 31, 2012.

The Bank, founded in 1886, is a federally chartered stock savings bank and operates two offices in Pittsburgh.  The Company’s common stock trades in the over-the-counter market under the symbol “EKFC.”

The foregoing material may contain forward-looking statements concerning the financial condition, results of operations and business of the Company.  We caution that such statements are subject to a number of uncertainties and actual results could differ materially and, therefore, readers should not place undue reliance on any forward-looking statements.  The Company does not undertake, and specifically disclaims, any obligation to publicly release the results of any revisions that may be made to any forward-looking statements to reflect the occurrence of anticipated or unanticipated events or circumstances after the date of such statements.

EUREKA FINANCIAL CORPORATION

	Selected Financial Data
	(Dollars in thousands except per share data)
	(Unaudited)
	March 31,			September 30,
	2013			2012
Total assets	$	139,748		$	138,489
Cash and investments		17,845			22,502
Loans receivable, net		118,253			112,440
Allowance for loan losses		(1,224	)		(1,142	)
Deposits		115,371			114,497
Total liabilities		117,178			116,103
Stockholders' equity	$	22,570		$	22,386
Nonaccrual loans	$	622		$	660
Repossessed assets		30			100
Total nonperforming assets	$	652		$	760
Allowance for loan losses to loans receivable, net		1.04	%		1.02	%
Nonperforming loans to net loans		0.53	%		0.59	%
Nonperforming assets to total assets		0.47	%		0.55	%
Book value per share	$	17.39		$	16.89
Number of common shares outstanding		1,297,697			1,325,397

	(Unaudited)				(Unaudited)
	Three Months Ended				Six Months Ended
	March 31,				March 31,
	2013		2012		2013		2012
Interest income	$	1,695	$	1,754	$	3,378	$	3,481
Interest expense		293		328		605		672
Net interest income		1,402		1,426		2,773		2,809
Provision for loan losses		42		30		82		50
Net interest income after provision for loan losses		1,360		1,396		2,691		2,759
Noninterest income		17		19		53		39
Noninterest expense		863		791		1,724		1,545
Income before income taxes		514		624		1,020		1,253
Income tax expense		173		234		346		475
Net income	$	341	$	390	$	674	$	778