Consolidated Statements of Operations - USD ($) $ in Thousands	12 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
INTEREST INCOME
Loans, including fees	$ 17,501	$ 18,913
Investment securities	4	5
Mortgage-backed securities	1,505	1,223
Other interest-earning assets	224	104
Total interest income	19,234	20,245
INTEREST EXPENSE
Deposits	1,770	3,195
Federal Home Loan Bank borrowings	41	45
Other bank borrowings	66	64
Total Interest Expense	1,877	3,304
Net Interest Income	17,357	16,941
PROVISION FOR LOAN LOSSES	336	1,800
Net Interest Income After Provision For Loan Losses	17,021	15,141
NON-INTEREST INCOME
Gain on sale of loans	1,982	4,319
Loss on sale of real estate and fixed assets	(48)	(42)
Income on Bank-Owned Life Insurance	113	127
Service charges on deposit accounts	1,147	991
Other income	282	57
Total Non-Interest Income	3,476	5,452
NON-INTEREST EXPENSE
Compensation and benefits	9,019	8,665
Occupancy and equipment	1,813	1,514
Data processing	820	750
Audit and examination fees	328	233
Franchise and bank shares tax	535	407
Advertising	329	190
Legal fees	358	452
Loan and collection	220	366
Real estate owned valuation adjustment	0	200
Deposit insurance premium	154	137
Other expenses	921	869
Total Non-Interest Expense	14,497	13,783
Income Before Income Taxes	6,000	6,810
PROVISION FOR INCOME TAX EXPENSE	1,127	1,445
Net Income	$ 4,873	$ 5,365
EARNINGS PER SHARE
Basic (in dollars per share)	$ 1.5	$ 1.66
Diluted (in dollars per share)	$ 1.41	$ 1.57