CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2022	Mar. 31, 2021	Mar. 31, 2022	Mar. 31, 2021
INTEREST INCOME
Loans, Including Fees	$ 4,277	$ 4,853	$ 12,985	$ 14,574
Investment Securities	0	1	0	5
Mortgage-Backed Securities	380	307	1,066	905
Other Interest-Earning Assets	35	34	101	76
Total Interest Income	4,692	5,195	14,152	15,560
INTEREST EXPENSE
Deposits	394	723	1,397	2,571
Other Borrowings	20	19	46	50
Federal Home Loan Bank Borrowings	10	11	31	34
Total Interest Expense	424	753	1,474	2,655
Net Interest Income	4,268	4,442	12,678	12,905
PROVISION FOR LOAN LOSSES	0	450	61	1,750
Net Interest Income after Provision for Loan Losses	4,268	3,992	12,617	11,155
NON-INTEREST INCOME
Gain on Sale of Loans	327	936	1,747	3,553
Loss on Sale of Real Estate	(48)	0	(48)	0
Income on Bank Owned Life Insurance	27	31	82	99
Service Charges on Deposit Accounts	289	231	838	731
Other Income	241	15	269	43
Total Non-Interest Income	836	1,213	2,888	4,426
NON-INTEREST EXPENSE
Compensation and Benefits	2,194	2,200	6,710	6,552
Occupancy and Equipment	449	387	1,320	1,157
Data Processing	149	176	534	571
Audit and Examination Fees	102	49	293	178
Franchise and Bank Shares Tax	132	105	403	302
Advertising	88	45	233	118
Legal Fees	82	91	287	355
Loan and Collection	44	89	184	266
Deposit Insurance Premium	38	35	114	103
Valuation Adjustment Real Estate Owned	0	0	0	200
Other Expense	280	215	700	603
Total Non-Interest Expense	3,558	3,392	10,778	10,405
Income Before Income Taxes	1,546	1,813	4,727	5,176
PROVISION FOR INCOME TAX EXPENSE	269	395	922	1,108
Net Income	$ 1,277	$ 1,418	$ 3,805	$ 4,068
EARNINGS PER COMMON SHARE:
Basic (in dollars per share)	$ 0.39	$ 0.44	$ 1.18	$ 1.26
Diluted (in dollars per share)	0.37	0.41	1.10	1.20
DIVIDENDS DECLARED (in dollars per share)	$ 0.10	$ 0.08	$ 0.30	$ 0.25