Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2021	Jun. 30, 2020
ASSETS
Cash and Cash Equivalents (Includes Interest-Bearing Deposits with Other Banks of $94,325 and $50,417 for 2021 and 2020, Respectively)	$ 104,405	$ 54,871
Debt Securities Available-for-Sale	29,550	42,060
Securities Held-to-Maturity (fair value of $54,608 and $21,879, For 2021 and 2020, Respectively)	54,706	20,858
Loans Held-for-Sale	14,427	14,798
Loans Receivable, Net of Allowance for Loan Losses of $4,122 and $4,081 for 2021 and 2020, Respectively	336,394	359,927
Accrued Interest Receivable	1,163	1,860
Premises and Equipment, Net	14,915	13,235
Bank Owned Life Insurance	7,214	7,087
Deferred Tax Asset	819	757
Other Real Estate Owned	383	950
Other Assets	1,755	1,817
Total Assets	565,731	518,220
Deposits:
Non-interest bearing	131,014	103,422
Interest-bearing	375,582	357,388
Total Deposits	506,596	460,810
Advances from Borrowers for Taxes and Insurance	426	522
Short-term Federal Home Loan Bank Advances	35	193
Long-term Federal Home Loan Bank Advances	832	867
Other Borrowings	2,400	2,300
Other Accrued Expenses and Liabilities	2,717	2,993
Total Liabilities	513,006	467,685
STOCKHOLDERS' EQUITY
Preferred Stock - $.01 Par Value; 10,000,000 Shares Authorized; None Issued and Outstanding	0	0
Common Stock - $.01 Par Value; 40,000,000 Shares Authorized; 3,350,966 and 3,449,024 Shares Issued and Outstanding (split adjusted) at June 30, 2021 and 2020, Respectively	34	22
Additional Paid-in Capital	37,583	36,531
Unearned ESOP Stock	(754)	(870)
Retained Earnings	15,587	13,937
Accumulated Other Comprehensive Income	275	915
Total Stockholders' Equity	52,725	50,535
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 565,731	$ 518,220