CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Mar. 31, 2021	Mar. 31, 2020	Mar. 31, 2021	Mar. 31, 2020
INTEREST INCOME
Loans, Including Fees	$ 4,853	$ 4,378	$ 14,574	$ 13,662
Investment Securities	1	12	5	43
Mortgage-Backed Securities	307	401	905	1,218
Other Interest-Earning Assets	34	83	76	281
Total Interest Income	5,195	4,874	15,560	15,204
INTEREST EXPENSE
Deposits	723	1,298	2,571	3,992
Other Borrowings	19	19	50	36
Federal Home Loan Bank Borrowings	11	14	34	44
Total Interest Expense	753	1,331	2,655	4,072
Net Interest Income	4,442	3,543	12,905	11,132
PROVISION FOR LOAN LOSSES	450	316	1,750	1,441
Net Interest Income after Provision for Loan Losses	3,992	3,227	11,155	9,691
NON-INTEREST INCOME
Gain on Sale of Loans	936	604	3,553	1,751
Gain on Sale of Real Estate	0	(76)	0	4
Gain on Sale of Securities	0	219	0	219
Income on Bank Owned Life Insurance	31	34	99	105
Service Charges on Deposit Accounts	231	258	731	821
Other Income	15	8	43	28
Total Non-Interest Income	1,213	1,047	4,426	2,928
NON-INTEREST EXPENSE
Compensation and Benefits	2,200	1,961	6,552	5,657
Occupancy and Equipment	387	353	1,157	1,081
Data Processing	176	144	571	435
Audit and Examination Fees	49	51	178	165
Franchise and Bank Shares Tax	105	111	302	348
Advertising	45	45	118	257
Legal Fees	91	113	355	376
Loan and Collection	89	58	266	226
Deposit Insurance Premium	35	12	103	12
Valuation Adjustment Real Estate Owned	0	0	200	0
Other Expense	215	185	603	560
Total Non-Interest Expense	3,392	3,033	10,405	9,117
Income Before Income Taxes	1,813	1,241	5,176	3,502
PROVISION FOR INCOME TAX EXPENSE	395	264	1,108	690
Net Income	$ 1,418	$ 977	$ 4,068	$ 2,812
EARNINGS PER COMMON SHARE:
Basic (in dollars per share)	$ 0.44	$ 0.29	$ 1.26	$ 0.83
Diluted (in dollars per share)	0.41	0.27	1.20	0.77
DIVIDENDS DECLARED (in dollars per share)	$ 0.08	$ 0.08	$ 0.25	$ 0.24