XML 34 R40.htm IDEA: XBRL DOCUMENT v3.19.3
Regulatory Matters (Tables)
9 Months Ended
Sep. 30, 2019
Regulated Operations [Abstract]  
Summary of Company and Bank Continue to Exceed Regulatory Capital Minimum Requirements and Bank Continues to Exceed Well Capitalized Standards

As defined in applicable regulations and set forth in the tables below, RBB and the Bank continue to exceed the regulatory capital minimum requirements and the Bank continues to exceed the "well capitalized" standards at the dates indicated:

 

 

 

 

 

 

 

 

 

 

 

Amount of Capital Required

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well-Capitalized

 

 

 

 

 

 

 

 

 

 

 

Minimum Required for

 

 

Under Prompt Corrective

 

 

 

Actual

 

 

Capital Adequacy Purposes

 

 

Provisions

 

(dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

Ratio

 

 

Amount

 

 

Ratio

 

As of September 30, 2019:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

344,745

 

 

 

12.74

%

 

NA

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

404,795

 

 

 

14.98

%

 

$

108,150

 

 

4.0

%

 

$

135,187

 

 

 

5.0

%

Common Equity Tier 1 Risk-

   Based Capital Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

335,113

 

 

 

16.95

%

 

NA

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

404,795

 

 

 

20.53

%

 

 

89,127

 

 

4.5

%

 

 

128,739

 

 

 

6.5

%

Tier 1 Risk-Based Capital Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

344,745

 

 

 

17.44

%

 

NA

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

404,795

 

 

 

20.53

%

 

 

118,836

 

 

6.0

%

 

 

158,448

 

 

 

8.0

%

Total Risk-Based Capital

   Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

468,714

 

 

 

23.71

%

 

NA

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

424,800

 

 

 

21.54

%

 

 

158,448

 

 

8.0

%

 

 

198,061

 

 

 

10.0

%

 

 

 

 

 

 

 

 

 

 

 

Amount of Capital Required

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To Be Well-Capitalized

 

 

 

 

 

 

 

 

 

 

 

Minimum Required for

 

 

Under Prompt Corrective

 

 

 

Actual

 

 

Capital Adequacy Purposes

 

 

Provisions

 

(dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

As of December 31, 2018:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Tier 1 Leverage Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$

321,407

 

 

 

11.80

%

 

NA

 

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

370,304

 

 

 

13.66

%

 

$

108,445

 

 

 

4.0

%

 

$

135,556

 

 

 

5.0

%

Common Equity Tier 1 Risk-

   Based Capital Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

311,901

 

 

 

15.28

%

 

NA

 

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

370,304

 

 

 

18.17

%

 

 

91,722

 

 

 

4.5

%

 

 

132,487

 

 

 

6.5

%

Tier 1 Risk-Based Capital Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

321,407

 

 

 

15.74

%

 

NA

 

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

370,304

 

 

 

18.17

%

 

 

122,296

 

 

 

6.0

%

 

 

163,061

 

 

 

8.0

%

Total Risk-Based Capital

   Ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

443,379

 

 

 

21.71

%

 

NA

 

 

NA

 

 

NA

 

 

NA

 

Bank

 

 

388,569

 

 

 

19.07

%

 

 

163,061

 

 

 

8.0

%

 

 

203,826

 

 

 

10.0

%