Note 16 - Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2024

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

						Amount of Capital Required
											To Be Well-Capitalized
						Minimum Required for					Under Prompt Corrective
	Actual					Capital Adequacy Purposes					Provisions
	Amount		Ratio			Amount		Ratio (1)			Amount		Ratio
As of September 30, 2024:	(dollars in thousands)
Tier 1 Leverage Ratio
Consolidated	$	467,293		12.19	%	$	153,356		4.0	%	$	191,695		5.0	%
Bank		543,745		14.19	%		153,261		4.0	%		191,576		5.0	%
Common Equity Tier 1 Risk-Based Capital Ratio
Consolidated	$	452,644		18.16	%	$	112,168		4.5	%	$	162,021		6.5	%
Bank		543,745		21.84	%		112,033		4.5	%		161,826		6.5	%
Tier 1 Risk-Based Capital Ratio
Consolidated	$	467,293		18.75	%	$	149,558		6.0	%	$	199,410		8.0	%
Bank		543,745		21.84	%		149,377		6.0	%		199,170		8.0	%
Total Risk-Based Capital Ratio
Consolidated	$	618,048		24.80	%	$	199,410		8.0	%	$	249,263		10.0	%
Bank		575,030		23.10	%		199,170		8.0	%		248,962		10.0	%

						Amount of Capital Required
											To Be Well-Capitalized
						Minimum Required for					Under Prompt Corrective
	Actual					Capital Adequacy Purposes					Provisions
	Amount		Ratio			Amount		Ratio (1)			Amount		Ratio
As of December 31, 2023:	(dollars in thousands)
Tier 1 Leverage Ratio
Consolidated	$	472,152		11.99	%	$	157,526		4.0	%	$	196,907		5.0	%
Bank		535,952		13.62	%		157,454		4.0	%		196,818		5.0	%
Common Equity Tier 1 Risk Based Capital Ratio
Consolidated	$	457,214		19.07	%	$	107,886		4.5	%	$	155,836		6.5	%
Bank		535,952		22.41	%		107,598		4.5	%		155,419		6.5	%
Tier 1 Risk-Based Capital Ratio
Consolidated	$	472,152		19.69	%	$	143,849		6.0	%	$	191,798		8.0	%
Bank		535,952		22.41	%		143,464		6.0	%		191,285		8.0	%
Total Risk-Based Capital Ratio
Consolidated	$	621,423		25.92	%	$	191,798		8.0	%	$	239,748		10.0	%
Bank		565,997		23.67	%		191,285		8.0	%		239,106		10.0	%