The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,063 7,555 SH   SOLE   0 0 7,555
AIR PRODS & CHEMS INC COM 009158106 1,493 4,907 SH   SOLE   0 0 4,907
ALBEMARLE CORP COM 012653101 394 1,685 SH   SOLE   0 0 1,685
ALPHABET INC CAP STK CL A 02079K305 982 339 SH   SOLE   0 0 339
AMERIPRISE FINL INC COM 03076C106 1,056 3,499 SH   SOLE   0 0 3,499
AMGEN INC COM 031162100 952 4,233 SH   SOLE   0 0 4,233
APPLE INC COM 037833100 710 4,000 SH   SOLE   0 0 4,000
ARISTA NETWORKS INC COM 040413106 575 4,000 SH   SOLE   0 0 4,000
AUTOMATIC DATA PROCESSING IN COM 053015103 1,126 4,567 SH   SOLE   0 0 4,567
BP PLC SPONSORED ADR 055622104 320 12,000 SH   SOLE   0 0 12,000
BAKER HUGHES COMPANY CL A 05722G100 289 12,000 SH   SOLE   0 0 12,000
BK OF AMERICA CORP COM 060505104 1,018 22,872 SH   SOLE   0 0 22,872
BANK OF NOVA SCOTIA NOTE 4.500%12/1 064159HB5 1,828 1,665,000 PRN   SOLE   0 0 1,665,000
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,352 3 SH   SOLE   0 0 3
BLACKROCK INC COM 09247X101 927 1,012 SH   SOLE   0 0 1,012
BRISTOL-MYERS SQUIBB CO COM 110122108 890 14,282 SH   SOLE   0 0 14,282
BROADCOM INC COM 11135F101 1,581 2,376 SH   SOLE   0 0 2,376
CVS HEALTH CORP COM 126650100 413 4,000 SH   SOLE   0 0 4,000
CANADIAN PAC RY LTD COM 13645T100 581 8,075 SH   SOLE   0 0 8,075
CARDINAL HEALTH INC COM 14149Y108 937 18,192 SH   SOLE   0 0 18,192
CATERPILLAR INC COM 149123101 936 4,527 SH   SOLE   0 0 4,527
CHEVRON CORP NEW COM 166764100 340 2,900 SH   SOLE   0 0 2,900
CISCO SYS INC COM 17275R102 1,323 20,885 SH   SOLE   0 0 20,885
COCA COLA CO COM 191216100 1,143 19,299 SH   SOLE   0 0 19,299
COLGATE PALMOLIVE CO COM 194162103 1,045 12,249 SH   SOLE   0 0 12,249
CONOCOPHILLIPS COM 20825C104 1,241 17,196 SH   SOLE   0 0 17,196
CUMMINS INC COM 231021106 1,049 4,808 SH   SOLE   0 0 4,808
EATON VANCE FLTING RATE INC COM 278279104 188 13,000 SH   SOLE   0 0 13,000
FEDEX CORP COM 31428X106 466 1,800 SH   SOLE   0 0 1,800
F5 INC COM 315616102 465 1,900 SH   SOLE   0 0 1,900
FIFTH THIRD BANCORP COM 316773100 345 7,915 SH   SOLE   0 0 7,915
GENERAL DYNAMICS CORP COM 369550108 994 4,766 SH   SOLE   0 0 4,766
GENUINE PARTS CO COM 372460105 1,097 7,821 SH   SOLE   0 0 7,821
GILEAD SCIENCES INC COM 375558103 953 13,120 SH   SOLE   0 0 13,120
HP INC COM 40434L105 1,210 32,109 SH   SOLE   0 0 32,109
HOME DEPOT INC COM 437076102 1,879 4,527 SH   SOLE   0 0 4,527
HOPE BANCORP INC NOTE 2.000% 5/1 43940TAB5 21,405 21,950,000 PRN   SOLE   0 0 21,950,000
ILLINOIS TOOL WKS INC COM 452308109 1,012 4,099 SH   SOLE   0 0 4,099
INTEL CORP COM 458140100 1,044 20,276 SH   SOLE   0 0 20,276
INTERPUBLIC GROUP COS INC COM 460690100 270 7,205 SH   SOLE   0 0 7,205
INVESCO QQQ TR UNIT SER 1 46090E103 1,804 4,535 SH   SOLE   0 0 4,535
INVESCO SR INCOME TR COM 46131H107 139 30,000 SH   SOLE   0 0 30,000
ISHARES TR CORE S&P TTL STK 464287150 443 4,143 SH   SOLE   0 0 4,143
ISHARES TR SELECT DIVID ETF 464287168 1,259 10,273 SH   SOLE   0 0 10,273
ISHARES TR CORE S&P500 ETF 464287200 8,649 18,132 SH   SOLE   0 0 18,132
ISHARES TR MSCI EAFE ETF 464287465 2,237 28,430 SH   SOLE   0 0 28,430
ISHARES TR CORE S&P MCP ETF 464287507 1,882 6,649 SH   SOLE   0 0 6,649
ISHARES TR RUSSELL 2000 ETF 464287655 231 1,038 SH   SOLE   0 0 1,038
ISHARES TR IBOXX HI YD ETF 464288513 2,921 33,575 SH   SOLE   0 0 33,575
ISHARES TR ISHS 1-5YR INVS 464288646 49,031 910,000 SH   SOLE   0 0 910,000
ISHARES INC MSCI EMRG CHN 46434G764 544 8,971 SH   SOLE   0 0 8,971
ISHARES TR MORTGE REL ETF 46435G342 283 8,198 SH   SOLE   0 0 8,198
JPMORGAN CHASE & CO COM 46625H100 1,129 7,129 SH   SOLE   0 0 7,129
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 1,310 26,000 SH   SOLE   0 0 26,000
JOHNSON & JOHNSON COM 478160104 1,436 8,392 SH   SOLE   0 0 8,392
KLA CORP COM NEW 482480100 495 1,150 SH   SOLE   0 0 1,150
KIMBERLY-CLARK CORP COM 494368103 1,119 7,827 SH   SOLE   0 0 7,827
KNIGHT-SWIFT TRANSN HLDGS IN CL A 499049104 277 4,545 SH   SOLE   0 0 4,545
L3HARRIS TECHNOLOGIES INC COM 502431109 267 1,250 SH   SOLE   0 0 1,250
LILLY ELI & CO COM 532457108 1,021 3,696 SH   SOLE   0 0 3,696
LOCKHEED MARTIN CORP COM 539830109 1,163 3,272 SH   SOLE   0 0 3,272
LULULEMON ATHLETICA INC COM 550021109 333 850 SH   SOLE   0 0 850
M & T BK CORP COM 55261F104 1,047 6,819 SH   SOLE   0 0 6,819
MARSH & MCLENNAN COS INC COM 571748102 295 1,700 SH   SOLE   0 0 1,700
MCDONALDS CORP COM 580135101 1,646 6,140 SH   SOLE   0 0 6,140
MERCK & CO INC COM 58933Y105 403 5,253 SH   SOLE   0 0 5,253
METLIFE INC COM 59156R108 412 6,600 SH   SOLE   0 0 6,600
MICROSOFT CORP COM 594918104 504 1,500 SH   SOLE   0 0 1,500
MICROCHIP TECHNOLOGY INC. COM 595017104 573 6,580 SH   SOLE   0 0 6,580
MONDELEZ INTL INC CL A 609207105 1,020 15,384 SH   SOLE   0 0 15,384
MORGAN STANLEY COM NEW 617446448 261 2,660 SH   SOLE   0 0 2,660
PNC FINL SVCS GROUP INC COM 693475105 1,002 4,996 SH   SOLE   0 0 4,996
PEPSICO INC COM 713448108 1,347 7,755 SH   SOLE   0 0 7,755
PFIZER INC COM 717081103 1,388 23,499 SH   SOLE   0 0 23,499
PHILIP MORRIS INTL INC COM 718172109 881 9,270 SH   SOLE   0 0 9,270
PIMCO INCOME STRATEGY FD II COM 72201J104 160 17,500 SH   SOLE   0 0 17,500
PORTMARNOCK LEASING LLC NOTE 1.741%10/2 736879AA5 82 80,815 PRN   SOLE   0 0 80,815
PROCTER AND GAMBLE CO COM 742718109 1,686 10,306 SH   SOLE   0 0 10,306
QUALCOMM INC COM 747525103 1,702 9,309 SH   SOLE   0 0 9,309
RAYTHEON TECHNOLOGIES CORP COM 75513E101 969 11,265 SH   SOLE   0 0 11,265
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,657 7,700 SH   SOLE   0 0 7,700
SPDR GOLD TR GOLD SHS 78463V107 363 2,125 SH   SOLE   0 0 2,125
SPDR SER TR S&P DIVID ETF 78464A763 246 1,902 SH   SOLE   0 0 1,902
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 4,534 99,356 SH   SOLE   0 0 99,356
SALESFORCE COM INC COM 79466L302 248 975 SH   SOLE   0 0 975
STARBUCKS CORP COM 855244109 351 3,000 SH   SOLE   0 0 3,000
STRYKER CORPORATION COM 863667101 321 1,200 SH   SOLE   0 0 1,200
TJX COS INC NEW COM 872540109 304 4,000 SH   SOLE   0 0 4,000
TARGET CORP COM 87612E106 794 3,430 SH   SOLE   0 0 3,430
TEXAS INSTRS INC COM 882508104 1,114 5,911 SH   SOLE   0 0 5,911
3M CO COM 88579Y101 1,173 6,603 SH   SOLE   0 0 6,603
TORONTO DOMINION BK ONT NOTE 3.625% 9/1 891160MJ9 14,786 13,770,000 PRN   SOLE   0 0 13,770,000
TRAVELERS COMPANIES INC COM 89417E109 1,059 6,768 SH   SOLE   0 0 6,768
II-VI INC COM 902104108 485 7,100 SH   SOLE   0 0 7,100
TYSON FOODS INC CL A 902494103 1,060 12,161 SH   SOLE   0 0 12,161
UNION PAC CORP COM 907818108 1,109 4,403 SH   SOLE   0 0 4,403
UNITED PARCEL SERVICE INC CL B 911312106 1,046 4,880 SH   SOLE   0 0 4,880
UNITEDHEALTH GROUP INC COM 91324P102 452 900 SH   SOLE   0 0 900
V F CORP COM 918204108 914 12,487 SH   SOLE   0 0 12,487
VANGUARD WORLD FD ESG US STK ETF 921910733 6,851 77,945 SH   SOLE   0 0 77,945
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 254 3,142 SH   SOLE   0 0 3,142
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,047 118,430 SH   SOLE   0 0 118,430
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 26,998 240,813 SH   SOLE   0 0 240,813
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,903 31,059 SH   SOLE   0 0 31,059
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,433 89,630 SH   SOLE   0 0 89,630
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,844 47,300 SH   SOLE   0 0 47,300
VEEVA SYS INC CL A COM 922475108 204 800 SH   SOLE   0 0 800
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 9,899 22,675 SH   SOLE   0 0 22,675
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,866 7,329 SH   SOLE   0 0 7,329
VANGUARD INDEX FDS MID CAP ETF 922908629 2,017 7,915 SH   SOLE   0 0 7,915
VANGUARD INDEX FDS GROWTH ETF 922908736 3,911 12,189 SH   SOLE   0 0 12,189
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,062 4,701 SH   SOLE   0 0 4,701
VANGUARD INDEX FDS TOTAL STK MKT 922908769 41,021 169,902 SH   SOLE   0 0 169,902
VERIZON COMMUNICATIONS INC COM 92343V104 281 5,417 SH   SOLE   0 0 5,417
VISA INC COM CL A 92826C839 249 1,150 SH   SOLE   0 0 1,150
GARMIN LTD SHS H2906T109 213 1,565 SH   SOLE   0 0 1,565