The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Blackrock Core Bond Trust COM 09249e101 338 24,065 SH   SOLE   0 0 24,065
Eaton Vance Ltd Duration Incom COM 27828h105 191 14,000 SH   SOLE   0 0 14,000
FIRST TRUST SENIOR FLOATING COM 33733U108 880 68,251 SH   SOLE   6,747 0 61,504
High Yield L/S ETF - First Tru COM 33738d408 828 17,050 SH   SOLE   17,050 0 0
INVESCO MUNICIPAL TRUST COM 46131J103 386 30,900 SH   SOLE   3,730 0 27,170
ISHARES 1-3 YEAR CREDIT BOND COM 464288646 261 2,500 SH   SOLE   2,027 0 473
ISHARES 20 YEAR TREASURY BO COM 464287432 1,139 8,975 SH   SOLE   132 0 8,843
ISHARES IBONDS DEC 2018 TERM COM 46434VAA8 320 12,739 SH   SOLE   9,075 0 3,664
ISHARES JP MORGAN EM CORPORA COM 464286251 151 2,958 SH   SOLE   2,391 0 567
Invesco Quality Muni Income COM 46133g107 465 37,140 SH   SOLE   0 0 37,140
MORGAN STANLEY EMERGING MARK COM 617477104 587 76,189 SH   SOLE   11,713 0 64,476
PIMCO 0-5 YEAR H/Y CORP BOND COM 72201R783 233 2,321 SH   SOLE   1,477 0 844
PIMCO ENHANCED SHORT MATURIT COM 72201R833 493 4,850 SH   SOLE   3,665 0 1,185
POWERSHARES SENIOR LOAN COM 73936Q769 195 8,443 SH   SOLE   6,567 0 1,876
PRUDENTIAL GL SH DUR HI YLD COM 74433A109 544 37,718 SH   SOLE   6,171 0 31,547
SPDR BBG BARC ST HIGH YIELD COM 78468R408 255 9,243 SH   SOLE   6,652 0 2,591
SPDR NUVEEN BBG BARC ST MUNI COM 78468R739 77 1,614 SH   SOLE   1,018 0 596
SSGA ACTIVE ETF TRUST BLKSTN G COM 78467V608 785 16,640 SH   SOLE   6,000 0 10,640
POWERSHARES DB COMMODITY IND COM 73935S105 973 58,594 SH   SOLE   865 0 57,729
ABBVIE INC COMMON STOCK COM 00287y109 6 59 SH   SOLE   59 0 0
ADOBE SYSTEMS INC COM 00724f101 6 33 SH   SOLE   33 0 0
AT&T INC. COM 00206r102 6 145 SH   SOLE   145 0 0
BEST BUY INCORPORATED COMMON S COM 086516101 50 736 SH   SOLE   736 0 0
BOEING COMPANY COMMON STOCK COM 097023105 6 20 SH   SOLE   20 0 0
CISCO SYSTEMS INC COM 17275r102 6 147 SH   SOLE   147 0 0
CONSTELLATION BRAND CLASS A COM 21036p108 6 26 SH   SOLE   26 0 0
CVS HEALTH CORP COM 126650100 5 75 SH   SOLE   75 0 0
D R HORTON INC COMMON STOCK COM 23331a109 6 112 SH   SOLE   112 0 0
DOLLAR GENERAL CORP COMMON STO COM 256677105 6 61 SH   SOLE   61 0 0
EXXON MOBIL CORP COMMON STOCK COM 30231G102 41 492 SH   SOLE   492 0 0
FACEBOOK INC-A COM 30303M102 72 406 SH   SOLE   406 0 0
FORD MOTOR COMPANY COMMON STOC COM 345370860 6 452 SH   SOLE   452 0 0
GENERAL MOTORS CO COMMON STOCK COM 37045v100 5 134 SH   SOLE   134 0 0
GLOBAL X SCIENT COM 37954Y103 561 18,145 SH   SOLE   0 0 18,145
GOLDMAN ACTIVEBETA US LC ETF COM 381430503 1,799 33,717 SH   SOLE   1,537 0 32,180
Gap Inc COM 364760108 6 166 SH   SOLE   166 0 0
HOME DEPOT INC COM 437076102 37 195 SH   SOLE   0 0 195
HOVNANIAN ENTERPRISES INC COM COM 442487203 61 18,180 SH   SOLE   0 0 18,180
INTEL CORPORATION COM 458140100 6 121 SH   SOLE   121 0 0
ISHARES CORE S&P 500 ETF COM 464287200 3,259 12,122 SH   SOLE   1,083 0 11,039
KIMBERLY CLARK CORPORATION COM COM 494368103 6 47 SH   SOLE   47 0 0
LAS VEGAS SANDS CORP COMMON ST COM 517834107 6 81 SH   SOLE   81 0 0
MASTERCARD INC COMMON STOCK COM 57636Q104 6 38 SH   SOLE   38 0 0
MONSTER BEVERAGE COR COM 61174x109 6 90 SH   SOLE   90 0 0
NASDAQ STOCK MARKET INC COM ST COM 631103108 6 75 SH   SOLE   75 0 0
NVIDIA CORP COM 67066G104 5 28 SH   SOLE   28 0 0
PAYPAL HOLDINGS INCO COM 70450Y103 6 77 SH   SOLE   77 0 0
PFIZER INCORPORATED COM 717081103 6 156 SH   SOLE   156 0 0
PRICE T ROWE GROUP INC COM COM 74144t108 6 54 SH   SOLE   54 0 0
PRINCIPAL FINANCIAL GROUP COMM COM 74251v102 6 79 SH   SOLE   79 0 0
RH COMMON STOCK COM 74967x103 5 57 SH   SOLE   57 0 0
SCHWAB (CHARLES) CORP COM 808513105 6 110 SH   SOLE   110 0 0
SPDR MSCI USA STRATEGIC FACTOR COM 78468R812 1,188 15,374 SH   SOLE   0 0 15,374
SQUARE INC CLASS A COM 852234103 5 158 SH   SOLE   158 0 0
T-MOBILE US INC COM 872590104 6 90 SH   SOLE   90 0 0
TAPESTRY INC COM 876030107 6 128 SH   SOLE   128 0 0
TWITTER INC COM 90184l102 5 228 SH   SOLE   228 0 0
WAL-MART STORES INC COM 931142103 6 57 SH   SOLE   57 0 0
WALT DISNEY CO COM 254687106 27 255 SH   SOLE   255 0 0
FINANCIAL SELECT SECTOR SPDR COM 81369Y605 256 9,167 SH   SOLE   1,127 0 8,040
SPDR S&P 500 ETF TRUST COM 78462F103 34,843 130,566 SH   SOLE   85,425 0 45,141
DBX ETF TRUST X-TRACKERS JAPAN COM 233051663 5,382 183,575 SH   SOLE   85,530 0 98,045
FERRARI N V F COM n3167y103 6 53 SH   SOLE   53 0 0
ISHARES MSCI A COM 464286202 3,058 124,099 SH   SOLE   69,145 0 54,954
ISHARES MSCI C COM 464286640 320 6,134 SH   SOLE   0 0 6,134
ISHARES MSCI D COM 46429B523 501 7,414 SH   SOLE   0 0 7,414
ISHARES MSCI M COM 464286822 223 4,519 SH   SOLE   103 0 4,416
ISHARES MSCI P COM 46429B606 2,490 91,925 SH   SOLE   45,392 0 46,533
ISHARES MSCI S COM 464286756 2,955 87,173 SH   SOLE   44,362 0 42,811
ISHARES CORE MSCI EMERGING COM 46434G103 633 11,127 SH   SOLE   982 0 10,145
ISHARES INC MSCI T COM 46434G772 3,141 86,733 SH   SOLE   39,252 0 47,481
ISHARES INCORPORATED MSCI ITAL COM 46434G830 1,555 51,090 SH   SOLE   24,728 0 26,362
ISHARES INCORPORATED MSCI THAI COM 464286624 1,003 10,848 SH   SOLE   4,997 0 5,851
ISHARES INDIA 50 ETF COM 464289529 3 77 SH   SOLE   77 0 0
ISHARES MSCI JAPAN COM 46434G822 5,806 96,876 SH   SOLE   43,976 0 52,900
ISHARES MSCI SOUTH COM 464286772 4,565 60,920 SH   SOLE   37,107 0 23,813
ISHARES MSCI CHINA ETF COM 46429B671 11,979 180,027 SH   SOLE   85,260 0 94,767
ISHARES MSCI EAFE INDEX FUND COM 464287465 2,742 39,000 SH   SOLE   0 0 39,000
ISHARES MSCI EMERGING MARKET COM 464287234 2,893 61,393 SH   SOLE   839 0 60,554
ISHARES MSCI FRANCE ETF COM 464286707 7,507 240,456 SH   SOLE   86,908 0 153,548
ISHARES MSCI GERMANY ETF COM 464286806 8,967 271,551 SH   SOLE   122,633 0 148,918
ISHARES MSCI NETHERLANDSETF COM 464286814 2,854 89,947 SH   SOLE   34,675 0 55,272
ISHARES MSCI SPAIN ETF COM 464286764 2,767 84,443 SH   SOLE   38,372 0 46,071
ISHARES MSCI TURKEY ETF COM 464286715 648 14,918 SH   SOLE   654 0 14,264
ISHARES TR MSCI UK ETF NEW COM 46435G334 1,448 40,420 SH   SOLE   233 0 40,187
MOLSON COORS BREWING CLASS B COM 60871r209 6 70 SH   SOLE   70 0 0
SPDR EURO STOXX 50 ETF FUND COM 78463x202 285 7,000 SH   SOLE   0 0 7,000
X TRACKERS MSCI S COM 233051812 1,852 58,992 SH   SOLE   0 0 58,992
ISHARES MSCI ACWI EX US ETF COM 464288240 2,657 53,199 SH   SOLE   5,081 0 48,118
POWERSHARES DB US DOL IND BE COM 73936D206 1,906 85,144 SH   SOLE   1,153 0 83,991
CONSUMER DISCRETIONARY SELT COM 81369Y407 234 2,371 SH   SOLE   321 0 2,050
EMERGING MRKTS INTERNET & EC E COM 301505889 354 9,300 SH   SOLE   0 0 9,300
POWERSHARES KBW BANK COM 73937B746 2,029 36,884 SH   SOLE   0 0 36,884
TECHNOLOGY SELECT SECT SPDR COM 81369Y803 2,222 34,744 SH   SOLE   528 0 34,216