CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities:
Net income	$ 6,458,727	$ 1,027,775
Adjustments to reconcile net income to net cash provided by operating activities:
Stock-based compensation expense	2,853,643	2,277,717
Depreciation and amortization	4,026,578	2,909,612
Noncash lease expense	399,813	378,817
Gain on disposal of assets	(4,862)	0
Deferred income taxes, net	(4,299,730)	0
Changes in operating assets and liabilities:
Accounts receivable	(11,541,350)	(1,287,051)
Other receivables	(146,732)	(420,033)
Prepaid expenses and other current assets	(320,973)	(456,841)
Accounts payable and accrued liabilities	18,463,907	2,323,182
Operating lease liability	(361,408)	(340,413)
Customer card funding	12,093,011	18,905,199
Net cash provided by operating activities	27,620,624	25,317,964
Cash flows from investing activities:
Purchase of fixed assets	(262,556)	(105,186)
Capitalization of internally developed software	(6,786,122)	(3,801,497)
Purchase of intangible assets	0	(185,000)
Net cash used in investing activities	(7,048,678)	(4,091,683)
Cash flows from financing activities:
Proceeds from exercise of stock options	9,600	0
Repurchase of common stock	(1,127,884)	0
Net cash used in financing activities	(1,118,284)	0
Net change in cash and restricted cash	19,453,662	21,226,281
Cash and restricted cash, beginning of period	89,897,351	68,671,070
Cash and restricted cash, end of period	109,351,013	89,897,351
Cash and restricted cash reconciliation:
Cash	16,994,705	9,708,238
Restricted cash	92,356,308	80,189,113
Total cash and restricted cash	109,351,013	89,897,851
Non-cash financing activities
Interest paid	0	221
Cash paid for taxes	$ 207,945	$ 35,949