CONSOLIDATED BALANCE SHEETS - USD ($)	Dec. 31, 2023	Dec. 31, 2022
Current assets
Cash	$ 16,994,705	$ 9,708,238
Restricted cash	92,356,308	80,189,113
Accounts receivable, net	16,222,341	4,680,991
Other receivables	1,585,983	1,439,251
Prepaid expenses and other current assets	2,020,781	1,699,808
Total current assets	129,180,118	97,717,401
Fixed assets, net	1,089,649	1,255,292
Intangible assets, net	8,814,327	5,656,722
Operating lease right-of-use asset	3,215,025	3,614,838
Deferred tax asset, net	4,299,730	0
Total assets	146,598,849	108,244,253
Current liabilities
Accounts payable and accrued liabilities	26,517,567	8,088,660
Operating lease liability, current portion	383,699	361,408
Customer card funding	92,282,124	80,189,113
Total current liabilities	119,183,390	88,639,181
Operating lease liability, long-term portion	2,928,078	3,311,777
Total liabilities	122,111,468	91,950,958
Commitments and contingencies (Note 9)
Stockholders’ equity
Preferred stock: $0.001 par value; 25,000,000 shares authorized; none issued and outstanding	0	0
Common stock; $0.001 par value; 150,000,000 shares authorized, 53,452,382 and 52,650,382 issued at December 31, 2023 and 2022, respectively	53,452	52,650
Additional paid-in capital	21,999,722	19,137,281
Treasury stock at cost, 698,008 shares and 303,450 shares, respectively	(1,277,884)	(150,000)
Retained earnings (deficit)	3,712,091	(2,746,636)
Total stockholders’ equity	24,487,381	16,293,295
Total liabilities and stockholders’ equity	$ 146,598,849	$ 108,244,253