CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2023	Mar. 31, 2022
Cash flows from operating activities:
Net loss	$ (160,130)	$ (309,395)
Adjustments to reconcile net loss to net cash provided by operating activities:
Stock-based compensation expense	618,244	569,502
Depreciation and amortization	845,016	679,171
Noncash lease expense	97,935	92,804
Changes in operating assets and liabilities:
Accounts receivable	(4,487,028)	(11,927)
Other receivable	(135,637)	0
Prepaid expenses and other current assets	(882,673)	(382,664)
Accounts payable and accrued liabilities	3,208,143	1,189,087
Operating lease liability	(88,334)	(83,203)
Customer card funding	4,215,069	3,393,769
Net cash provided by operating activities	3,230,605	5,137,144
Cash flows from investing activities:
Purchase of fixed assets	(44,894)	(12,787)
Capitalization of internally developed software	(1,613,002)	(635,325)
Purchase of intangible assets	0	(26,748)
Net cash used in investing activities	(1,657,896)	(674,860)
Cash flows from financing activities:
Repurchase of common stock	(666,018)	0
Net cash used in financing activities	(666,018)	0
Net change in cash and restricted cash	906,691	4,462,284
Cash and restricted cash, beginning of period	89,897,351	68,671,070
Cash and restricted cash, end of period	90,804,042	73,133,354
Cash and restricted cash reconciliation:
Cash	6,399,860	8,455,671
Restricted cash	84,404,182	64,677,683
Total cash and restricted cash	90,804,042	73,133,354
Non-cash financing activities
Cash paid for taxes	68,810	0
Interest paid	$ 0	$ 221