CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income (loss)	$ 1,027,775	$ (2,721,334)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Stock-based compensation expense	2,277,717	2,280,931
Depreciation and amortization	2,909,612	2,497,918
Noncash lease expense	378,817	331,027
Changes in operating assets and liabilities:
Accounts receivable	(1,287,051)	(2,881,843)
Other receivables	(420,033)	(876,456)
Prepaid expenses and other current assets	(456,841)	132,397
Accounts payable and accrued liabilities	2,323,182	3,603,222
Operating lease liability	(340,413)	(320,636)
Customer card funding	18,905,199	13,182,963
Net cash provided by operating activities	25,317,964	15,228,189
Cash flows from investing activities:
Purchase of fixed assets	(105,186)	(328,566)
Capitalization of internally developed software	(3,801,497)	(2,288,680)
Purchase of intangible assets	(185,000)	(62,418)
Net cash used in investing activities	(4,091,683)	(2,679,664)
Cash flows from financing activities:
Proceeds from exercise of stock options	0	192,141
Net cash provided by financing activities	0	192,141
Net change in cash and restricted cash	21,226,281	12,740,666
Cash and restricted cash, beginning of period	68,671,070	55,930,404
Cash and restricted cash, end of period	89,897,351	68,671,070
Cash and restricted cash reconciliation:
Cash	9,708,238	7,387,156
Restricted cash	80,189,113	61,283,914
Total cash and restricted cash	89,897,851	68,671,070
Non-cash financing activities
Interest paid	221	4,587
Cash paid for taxes	$ 35,949	$ 4,073