CONDENSED CONSOLIDATED BALANCE SHEETS (UNAUDITED) - USD ($)	Sep. 30, 2022	Dec. 31, 2021
Current assets
Cash	$ 7,981,953	$ 7,387,156
Restricted cash	89,059,415	61,283,914
Accounts receivable	4,032,985	3,393,940
Other receivables	1,439,251	1,019,218
Prepaid expenses and other current assets	1,954,152	1,242,967
Total current assets	104,467,756	74,327,195
Fixed assets, net	1,334,661	1,642,981
Intangible assets, net	4,848,057	4,086,962
Operating lease right-of-use asset	3,711,462	3,993,655
Total assets	114,361,936	84,050,793
Current liabilities
Accounts payable and accrued liabilities	6,615,836	5,765,478
Operating lease liability, current portion	356,041	340,412
Customer card funding	89,059,415	61,283,914
Total current liabilities	96,031,292	67,389,804
Operating lease liability, long term portion	3,404,167	3,673,186
Total liabilities	99,435,459	71,062,990
Commitments and contingencies (Note 8)
Stockholders' equity
Preferred stock: $0.001 par value; 25,000,000 shares authorized; none issued and outstanding	0	0
Common stock; $0.001 par value; 150,000,000 shares authorized, 52,461,382 and 52,095,382 issued at September 30, 2022 and December 31, 2021, respectively	52,461	52,095
Additional paid-in capital	18,483,747	16,860,119
Treasury stock at cost, 303,450 shares	(150,000)	(150,000)
Accumulated deficit	(3,459,731)	(3,774,411)
Total stockholders' equity	14,926,477	12,987,803
Total liabilities and stockholders' equity	$ 114,361,936	$ 84,050,793