CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	6 Months Ended
	Jun. 30, 2022	Jun. 30, 2021
Cash flows from operating activities:
Net loss	$ (537,429)	$ (2,555,494)
Adjustments to reconcile net loss to net cash provided by operating activities:
Stock-based compensation expense	1,057,789	1,210,030
Depreciation and amortization	1,392,351	1,177,135
Noncash lease expense	186,862	211,407
Changes in operating assets and liabilities:
Accounts receivable	(94,819)	(293,095)
Other receivable	(420,033)	0
Prepaid expenses and other current assets	(511,173)	(366,502)
Accounts payable and accrued liabilities	(190,359)	701,581
Operating lease liability	(167,660)	(157,920)
Customer card funding	15,683,936	17,654,611
Net cash provided by operating activities	16,399,465	17,581,753
Cash flows from investing activities:
Purchase of fixed assets	(38,188)	(173,479)
Capitalization of internally developed software	(1,537,021)	(1,048,364)
Purchase of intangible assets	0	(39,713)
Net cash used in investing activities	(1,575,209)	(1,261,556)
Cash flows from financing activities:
Proceeds from exercise of stock options	0	120,141
Net cash provided by financing activities	0	120,141
Net change in cash and restricted cash	14,824,256	16,440,338
Cash and restricted cash, beginning of period	68,671,070	55,930,404
Cash and restricted cash, end of period	83,495,326	72,370,742
Cash and restricted cash reconciliation:
Cash	6,527,476	6,615,180
Restricted cash	76,967,850	65,755,562
Total cash and restricted cash	83,495,326	72,370,742
Non-cash financing activities
Cash paid for taxes	8,700	2,400
Interest paid	$ 821	$ 2,173