CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 7,454,319	$ 2,588,054
Adjustments to reconcile net income to net cash provided by operating activities:
Change in noncontrolling interest	(1,573)	(6,813)
Stock based compensation	2,528,613	1,366,944
Depreciation and amortization	1,483,140	1,089,521
Deferred taxes	(909,976)	0
Changes in operating assets and liabilities:
Change in accounts receivable	(554,633)	(171,780)
Change in prepaid expenses and other current assets	(245,471)	(596,901)
Change in accounts payable and accrued liabilities	196,107	182,414
Change in customer card funding	6,762,253	11,544,530
Net cash provided by operating activities	16,712,779	15,995,969
Cash flows from investing activities:
Purchase of fixed assets	(463,714)	(257,062)
Increase in intangible assets	(2,773,420)	(1,337,923)
Net cash used in investing activities	(3,237,134)	(1,594,985)
Cash flows from financing activities:
Proceeds from exercise of stock options and warrants	430,919	100,000
Net cash provided by financing activities	430,919	100,000
Net change in cash and restricted cash	13,906,564	14,500,984
Cash and restricted cash, beginning of period	31,665,741	17,164,757
Cash and restricted cash, end of period	45,572,305	31,665,741
Non-cash financing activities
Interest paid	0	0
Income taxes paid	$ 0	$ 7,504