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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
12 Months Ended
Dec. 31, 2018
Dec. 31, 2017
Cash flows from operating activities:    
Net income $ 2,588,054 $ 1,791,141
Adjustments to reconcile net income to net cash provided by operating activities:    
Change in noncontrolling interest (6,813) (5,431)
Stock based compensation 1,366,944 308,696
Depreciation and amortization 1,089,521 876,191
Changes in operating assets and liabilities:    
Change in accounts receivable (171,780) (55,254)
Change in prepaid expenses and other current assets (596,901) (302,155)
Change in accounts payable and accrued liabilities 182,414 379,487
Change in customer card funding 11,544,530 4,413,939
Change in legal settlement payable 0 (254,900)
Net cash provided by operating activities 15,995,969 7,151,714
Cash flows from investing activities:    
Purchase of fixed assets (257,062) (707,224)
Purchase of intangible assets (1,337,923) (812,121)
Net cash used in investing activities (1,594,985) (1,519,345)
Cash flows from financing activities:    
Proceeds from exercise of warrants 100,000 50,000
Payments on notes payable 0 (152,060)
Net cash provided by (used in) financing activities 100,000 (102,060)
Net change in cash and restricted cash 14,500,984 5,530,309
Cash and restricted cash, beginning of period 17,164,757 11,634,448
Cash and restricted cash, end of period 31,665,741 17,164,757
Non-cash financing activities    
Interest paid 0 46,663
Income taxes paid $ 7,504 $ 16,200