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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2017
Sep. 30, 2016
Sep. 30, 2017
Sep. 30, 2016
Dec. 31, 2016
Cash flows from operating activities:          
Net income $ 500,168 $ 480,429 $ 1,254,004 $ 898,048  
Adjustments to reconcile net income to net cash provided by operating activities:          
Change in noncontrolling interest     (41,242) (99,097)  
Depreciation and amortization 276,533 149,342 725,401 406,328  
Stock based compensation     238,040 40,091  
Changes in operating assets and liabilities:          
Change in accounts receivable     (73,252) (93,531)  
Change in prepaid expenses     (251,261) 4,028  
Change in other assets     0 (2,000)  
Change in accounts payable and accrued liabilities     40,858 237,511  
Change in customer card funding     2,496,024 1,726,127  
Change in legal settlement payable     (254,900) (746,954)  
Net cash provided by operating activities     4,133,672 2,370,551  
Cash flows from investing activities:          
Purchase of fixed assets     (649,260) (52,111)  
Purchase of intangible assets     (601,535) (551,448)  
Net cash used in investing activities     (1,250,795) (603,559)  
Cash flows from financing activities:          
Proceeds from borrowing on note payable     0 29,053  
Proceeds from exercise of warrants     50,000 0  
Payments on notes payable     (152,060) (126,308)  
Net cash used in financing activities     (102,060) (97,255)  
Net change in cash and restricted cash     2,780,817 1,669,737  
Cash and restricted cash, beginning of period     11,634,448 8,453,439 $ 8,453,439
Cash and restricted cash, end of period $ 14,415,265 $ 10,123,176 14,415,265 10,123,176 $ 11,634,448
Non-cash financing activities:          
Transfer of accrued interest from accrued liabilities to notes payable     0 115,227  
Interest paid     46,663 58,748  
Income taxes paid     $ 16,200 $ 0