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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Cash flows from operating activities:    
Net income (loss) $ (2,410,337) $ 2,610,484
Adjustments to reconcile net income (loss) to net cash provided by (used in) operating activities:    
Change in noncontrolling interest (139,240) (444)
Stock based expenses 202,550 600,641
Depreciation and amortization 362,712 171,594
Gain on debt extinguishment (11,337) 0
Changes in operating assets and liabilities:    
Change in restricted cash 728,310 (886,575)
Change in accounts receivable 69,916 291,055
Change in prepaid expenses (44,723) 13,346
Change in other assets 900 445
Change in accounts payable, accrued liabilities and stocks payable (130,590) (604,586)
Change in customer card funding (728,310) 886,575
Change in legal settlement payable 1,254,658 0
Change in stock payable 125,987 0
Net cash provided by (used in) operating activities (719,504) 3,082,535
Cash flows from investing activities:    
Purchase of fixed assets (138,332) (140,853)
Purchase of intangible assets (787,850) (387,059)
Net cash used in investing activities (926,182) (527,912)
Cash flows from financing activities:    
Proceeds from borrowings from related parties 0 668,440
Proceeds from borrowing 0 149,450
Payments on notes payable-related parties (700,440) (501,000)
Payments on notes payable (151,348) (11,784)
Net cash provided by (used in) financing activities (851,788) 305,106
Net change in cash (2,497,474) 2,859,729
Cash, beginning of period 3,886,968 1,027,239
Cash, end of period $ 1,389,494 $ 3,886,968