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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Cash flows from operating activities:    
Net loss $ (2,478,876) $ (151,420)
Adjustments to reconcile net loss to net cash provided by operating activities:    
Change in noncontrolling interest (128,799) (397)
Depreciation and amortization 219,780 106,229
Stock based compensation 199,805 133,327
Gain on debt extinguishment (11,337) 0
Changes in operating assets and liabilities:    
Change in restricted cash 295,353 520,262
Change in accounts receivable 61,329 317,450
Change in prepaid expenses 40,173 9,263
Change in other assets 0 445
Change in accounts payable and accrued liabilities (340,698) (407,763)
Change in customer card funding (295,353) (520,262)
Change in legal settlement payable 2,500,000 0
Change in stock payable 116,887 0
Net cash provided by operating activities 178,264 7,134
Cash flows from investing activities:    
Purchase of fixed assets (119,586) (134,829)
Purchase of intangible assets (502,553) (252,170)
Net cash used in investing activities (622,139) (386,999)
Cash flows from financing activities:    
Proceeds from borrowing on note payable - related party 0 40,363
Proceeds from borrowing on note payable 0 26,557
Payments in notes payable - related party (700,440) 0
Payments on notes payable (147,524) (8,519)
Net cash provided by (used in) financing activities (847,964) 58,401
Net change in cash (1,291,839) (321,464)
Cash, beginning of period 3,886,968 1,027,239
Cash, end of period $ 2,595,129 $ 705,775