Fair Value of Financial Instruments Level 4 Carrying and Fair Values of Financial Instruments (Details) (USD $)	Sep. 30, 2014	Dec. 31, 2013	Sep. 30, 2013	Dec. 31, 2012
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	$ 2,483,000	$ 21,681,000	$ 17,213,000	$ 15,209,000
Restricted cash	7,579,000	17,293,000
Fixed Maturity Securities	157,735,000	131,751,000
Equity Securities	6,947,000	6,198,000
Notes receivable	19,421,000	11,920,000
Accounts and premiums receivable, net	31,444,000	18,702,000
Other receivables	32,048,000	33,409,000
Short-term investments	871,000	871,000
Notes payable	10,173,000	3,273,000
Preferred trust securities	35,000,000	35,000,000
Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	54,912,000	51,435,000
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	33,996,000	24,547,000
Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	67,438,000	55,360,000
Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,389,000	409,000
Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	52,000	47,000
Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	5,829,000	5,087,000
Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	53,000	51,000
Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,013,000	1,013,000
Reported Value Measurement [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	2,483,000	21,681,000
Restricted cash	7,579,000	17,293,000
Notes receivable	19,421,000	11,920,000
Accounts and premiums receivable, net	31,444,000	18,702,000
Other receivables	32,048,000	33,409,000
Short-term investments	871,000	871,000
Total Financial Assets	258,528,000	241,825,000
Notes payable	10,173,000	3,273,000
Preferred trust securities	35,000,000	35,000,000
Interest Rate Swap	2,205,000	2,930,000
Total Financial Liabilities	47,378,000	41,203,000
Reported Value Measurement [Member] | Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	54,912,000	51,435,000
Reported Value Measurement [Member] | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	33,996,000	24,547,000
Reported Value Measurement [Member] | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	67,438,000	55,360,000
Reported Value Measurement [Member] | Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,389,000	409,000
Reported Value Measurement [Member] | Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	52,000	47,000
Reported Value Measurement [Member] | Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,829,000	5,087,000
Reported Value Measurement [Member] | Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	53,000	51,000
Reported Value Measurement [Member] | Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Estimate of Fair Value Measurement [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	2,483,000	21,681,000
Restricted cash	7,579,000	17,293,000
Notes receivable	19,421,000	11,920,000
Accounts and premiums receivable, net	31,444,000	18,702,000
Other receivables	32,048,000	33,409,000
Short-term investments	871,000	871,000
Total Financial Assets	258,528,000	241,825,000
Notes payable	10,173,000	3,273,000
Preferred trust securities	35,000,000	35,000,000
Interest Rate Swap	2,205,000	2,930,000
Total Financial Liabilities	47,378,000	41,203,000
Estimate of Fair Value Measurement [Member] | Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	54,912,000	51,435,000
Estimate of Fair Value Measurement [Member] | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	33,996,000	24,547,000
Estimate of Fair Value Measurement [Member] | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	67,438,000	55,360,000
Estimate of Fair Value Measurement [Member] | Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,389,000	409,000
Estimate of Fair Value Measurement [Member] | Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	52,000	47,000
Estimate of Fair Value Measurement [Member] | Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,829,000	5,087,000
Estimate of Fair Value Measurement [Member] | Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	53,000	51,000
Estimate of Fair Value Measurement [Member] | Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	$ 1,013,000	$ 1,013,000