Fair Value of Financial Instruments Level 4 Fair Value Assets and Liabilities Measured with Level 1,2,& 3 (Details) (USD $)	6 Months Ended
	Jun. 30, 2014 Securities	Dec. 31, 2013 Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	$ 144,816,000	$ 131,751,000
Equity Securities	6,901,000	6,198,000
Short-term investments	871,000	871,000
Number of Level 3 Securities	6	6
Percent of Total Investments	0.70%	0.80%
Fair Value, Assets, Level 1 to Level 2 Transfers, Amount	0
Fair Value, Assets, Level 2 to Level 1 Transfers, Amount	0
Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount	0
Fair Value, Liabilities, Level 2 to Level 1 Transfers, Amount	0
Number of Securities transferred from Level 3 to Level 2	0
Consideration of Parent Company Guarantee [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,000,000
Number of Level 3 Securities Priced Internally	1
Consideration of Issuer's Audited Financial Statements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	13,000
Third party pricing service [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000
Number of Level 3 Securities Priced Internally	4
Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	47,149,000	51,435,000
Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	34,124,000	24,547,000
Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	62,534,000	55,360,000
Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,009,000	409,000
Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	47,000	47,000
Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	5,790,000	5,087,000
Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	51,000	51,000
Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,013,000	1,013,000
Fair Value
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	871,000	871,000
Total Assets	152,588,000	138,820,000
Interest Rate Swap	2,619,000	2,930,000
Fair Value | Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	47,149,000	51,435,000
Fair Value | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	34,124,000	24,547,000
Fair Value | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	62,534,000	55,360,000
Fair Value | Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,009,000	409,000
Fair Value | Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	47,000	47,000
Fair Value | Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,790,000	5,087,000
Fair Value | Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	51,000
Fair Value | Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	871,000	871,000
Total Assets	6,708,000	6,005,000
Interest Rate Swap	0	0
Fair Value, Inputs, Level 1 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	47,000	47,000
Fair Value, Inputs, Level 1 [Member] | Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,790,000	5,087,000
Fair Value, Inputs, Level 1 [Member] | Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	0	0
Total Assets	144,816,000	131,751,000
Interest Rate Swap	2,619,000	2,930,000
Fair Value, Inputs, Level 2 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	47,149,000	51,435,000
Fair Value, Inputs, Level 2 [Member] | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	34,124,000	24,547,000
Fair Value, Inputs, Level 2 [Member] | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	62,534,000	55,360,000
Fair Value, Inputs, Level 2 [Member] | Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,009,000	409,000
Fair Value, Inputs, Level 2 [Member] | Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	0	0
Total Assets	1,064,000	1,064,000
Interest Rate Swap	0	0
Fair Value, Inputs, Level 3 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Municipal securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Obligations of foreign governments
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Common stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Preferred stock - publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Common stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	51,000
Fair Value, Inputs, Level 3 [Member] | Preferred stock - non-publicly traded
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	$ 1,013,000	$ 1,013,000