Notes Payable (Tables)

12 Months Ended

Dec. 31, 2013

Payables and Accruals [Abstract]

Schedule of Long-term Debt Instruments [Table Text Block]

The Company's Notes Payable consisted of the following at:	At December 31,
	2013			2012
Wells Fargo Bank, N.A. credit facility, maturing August 2017	$	—		$	89,438
Synovus Bank, line of credit, maturing April 2017	3,273			—
Total	$	3,273		$	89,438
Maximum balance allowed on the Wells Fargo Bank, N.A. credit facility	$	75,000		$	123,750
Interest rate at the end of the respective period, Wells Fargo Bank, N.A. credit facility (1)	—		%	2.76		%
Maximum balance allowed on the Synovus Bank, line of credit	$	15,000		$	—
Interest rate at the end of the respective period, Synovus Bank, line of credit	3.24		%	—		%

⁽¹⁾ - At December 31, 2013 the Company had no borrowings outstanding under the Revolving Facility, thus no interest rate can be defined.

Schedule of Maturities of Long-term Debt [Table Text Block]

Aggregate maturities for the Company's notes payable at December 31, 2013, by year, are as follows:	Maturities
2014	$	3,273
Total maturities	$	3,273

Line of Credit Covenant Requirements [Table Text Block]

The following is a summary of the Credit Agreement's more significant financial covenants:		Actual At
Covenant	Covenant Requirement	December 31, 2013	December 31, 2012
Total leverage ratio (1)	not more than 3.25	0.70	3.10
Fixed charge coverage ratio	not less than 2.00	3.01	2.33
Reinsurance ratio	not less than 50%	68.0%	69.0%
RBC Ratios:
RBC Ratio - Bankers Life of Louisiana	not less than 250%	435.0%	469.0%
RBC Ratio - Southern Financial Life Insurance Company	not less than 250%	2,096.0%	2,155.0%
RBC Ratio - Insurance Company of the South	not less than 250%	366.0%	378.0%
RBC Ratio - Lyndon Southern Insurance Company	not less than 250%	305.0%	255.0%
RBC Ratio - Life of the South Insurance Company	not less than 250%	430.0%	386.0%
RBC Ratio - Response Indemnity Company of California	not less than 250%	39,754.0%	—%

⁽¹⁾ - The total leverage ratio in effect at December 31, 2012 was "not more than 3.50".