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Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2013

Consolidation, Less than Wholly Owned Subsidiary, Parent Ownership Interest, Effects of Changes, Net [Table Text Block]

The following table shows the amount outstanding and the percentage of non-controlling interest by entity:



	At December 31,
	2013				2012				2011
	Amount		Percent		Amount		Percent		Amount		Percent
ProtectCELL	$	5,471	37.6	%	$	4,745	37.6	%	$	—	—	%
SFLAC	562		15.0	%	587		15.0	%	511		15.0	%
Total non-controlling interests	$	6,033			$	5,332			$	511

Schedule of Change in Accounting Estimate [Table Text Block]

Summarized below is the effect of the change in accounting estimate on the Consolidated Statement of Income for the following period:



	For the Nine Months Ended
	September 30, 2012
Revenues:
Net earned premium	$	1,845
Ceding commissions	2,135
Net increase to total revenues from the change in accounting estimate	3,980
Expenses:
Commissions	2,739
Other operating expenses	(268		)
Net increase to total expenses from the change in accounting estimate	2,471
Net increase to income before income taxes from the change in accounting estimate	1,509
Income taxes	533
Net increase to net income from the change in accounting estimate	$	976

Increase to earnings per share from the change in accounting estimate:
Basic	$	0.05
Diluted	$	0.05

Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Table Text Block]

The following table shows the amortization of deferred acquisition costs for the Company's insurance contracts:



	For the Years Ended December 31,
	2013		2012		2011
Total amortization of deferred acquisition costs - insurance related	$	67,629	$	61,042	$	55,958

The following table shows the amortization of deferred acquisition costs for the Company's non-insurance products:



	For the Years Ended December 31,
	2013		2012		2011
Total amortization of deferred acquisition costs - non-insurance related	$	64,009	$	52,539	$	57,358

Schedule of Advertising Costs [Table Text Block]

Advertising expense for the following periods is presented below:



	For the Years Ended December 31,
	2013		2012		2011
Advertising expense	$	3,223	$	1,567	$	509

- Definition

The tabular disclosure of the effects of any changes in a parent's ownership interest in a subsidiary on the equity attributable to the parent if the ownership interests in a subsidiary changes during the period. The changes represented by this element did not result in the deconsolidation of the subsidiary.

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- Definition

Tabular disclosure of the change in an accounting estimate, including a change that occurs in an interim period. If a change in accounting estimate affects several future periods (for example, a change in the service life of a depreciable asset) disclose the effect on income from continuing operations, net income (or other appropriate captions of changes in the applicable net assets or performance indicator), and any related per-share amounts of the current period. Disclosure of the effects of a change in an accounting estimate that occurs in the ordinary course of business (such as uncollectible accounts or inventory obsolescence) is not required, unless the effect is material.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 250

-SubTopic 10

-Section 50

-Paragraph 4

-URI http://asc.fasb.org/extlink&oid=6801783&loc=d3e22595-107794

Reference 2: http://www.xbrl.org/2003/role/presentationRef

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-Name Accounting Standards Codification

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Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

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Reference 4: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 270

-SubTopic 10

-Section S99

-Paragraph 1

-Subparagraph (SX 210.10-01.(a)(5))

-URI http://asc.fasb.org/extlink&oid=6958853&loc=d3e46468-122699

Reference 5: http://www.xbrl.org/2003/role/presentationRef

-Publisher AICPA

-Name Accounting Principles Board Opinion (APB)

-Number 28

-Paragraph 26

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 6: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Statement of Financial Accounting Standard (FAS)

-Number 154

-Paragraph 22

-LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy.

Reference 7: http://www.xbrl.org/2003/role/presentationRef

-Publisher SEC

-Name Regulation S-X (SX)

-Number 210

-Section 01

-Paragraph a

-Subparagraph 5

-Article 10

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