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Notes Payable (Details) (USD $)
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Line of Credit Facility [Abstract]      
Notes payable $ 3,273,000 $ 89,438,000  
Maturities of Long-term Debt [Abstract]      
2014 3,273,000    
Total maturities 3,273,000    
Long-term Line of Credit [Abstract]      
Payments of Debt Issuance Costs 202,000 1,692,000 0
Long-term debt, financial covenants [Abstract]      
Total Leverage Ratio - Well Fargo Bank, credit facility 0.70 3.10 [1]  
Fixed Charge Coverage Ratio-Wells Fargo, credit facility 3.01 2.33  
Reinsurance Ratio-Wells Fargo Bank, credit facility 68.00% 69.00%  
RBC Ratio - Bankers Life of Louisiana 435.00% 469.00%  
RBC Ratio - Southern Financial Life Insurance Company 2096.00% 2155.00%  
RBC Ratio - Insurance Company of the South 366.00% 378.00%  
RBC Ratio - Lyndon Southern Insurance Company 305.00% 255.00%  
RBC Ratio - Life of the South Insurance Company 430.00% 386.00%  
RBC Ratio - Response Indemnity Corporation of California 39754.00% 0.00%  
Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, fixed charge coverage ratio 2.00    
Covenant Requirement, reinsurance ratio 50.00%    
Maximum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, total leverage ratio 3.25 3.50  
Bankers Life of Louisiana [Member] | Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, RBC ratio 250.00%    
Southern Financial Life Insurance Company [Member] | Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, RBC ratio 250.00%    
Insurance Company of the South [Member] | Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, RBC ratio 250.00%    
Lyndon Southern Insurance Company [Member] | Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, RBC ratio 250.00%    
Life of the South Insurance Company [Member] | Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, RBC ratio 250.00%    
Response Indemnity Company of California [Member] | Minimum [Member]
     
Long-term debt, financial covenants [Abstract]      
Covenant Requirement, RBC ratio 250.00%    
Wells Fargo Bank, N.A. credit facility, [Member]
     
Line of Credit Facility [Abstract]      
Notes payable 0 89,438,000  
Maximum balance allowed 75,000,000 123,750,000  
Interest rate at the end of the respective period, Wells Fargo Bank, N.A. credit facility (1) 0.00% [2] 2.76%  
Long-term Line of Credit [Abstract]      
Payments of Debt Issuance Costs   1,700,000  
Wells Fargo Bank, N.A. credit facility, [Member] | Minimum [Member]
     
Long-term Line of Credit [Abstract]      
Line of Credit Facility, Unused Capacity, Commitment Fee Percentage 0.25%    
Wells Fargo Bank, N.A. credit facility, [Member] | Maximum [Member]
     
Long-term Line of Credit [Abstract]      
Line of Credit Facility, Unused Capacity, Commitment Fee Percentage 0.45%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member]
     
Long-term Line of Credit [Abstract]      
Line of Credit Facility, Initiation Date Aug. 02, 2012    
Line of Credit Facility, Initial Maximum Borrowing Capacity 125,000,000    
Line of Credit Facility, Current Borrowing Capacity 75,000,000    
Line of Credit Facility, Revolving Credit Conversion to Term Loan, Description 50.0    
letters of credit, available 10,000,000    
Debt Instrument, Face Amount 10,000,000    
Line of Credit Facility, Expiration Date Aug. 02, 2017    
Line of credit, incremental amount available 50,000,000    
Debt Instrument, Basis Spread on Variable Rate 1.75%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | London Interbank Offered Rate (LIBOR) [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 1.00%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Eurodollar Reserve [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 100.00%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Adjusted London Interbank Offered Rate (LIBOR) [Member] [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 2.75%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Federal Funds Rate [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 0.50%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Minimum [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 1.00%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Minimum [Member] | London Interbank Offered Rate (LIBOR) [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 2.00%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Maximum [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 2.00%    
Wells Fargo Bank, N.A. credit facility, [Member] | Long-term Debt [Member] | Maximum [Member] | London Interbank Offered Rate (LIBOR) [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 3.00%    
Wells Fargo Bank, N.A. credit facility, [Member] | initial commitment fee [Member]
     
Long-term Line of Credit [Abstract]      
Line of Credit Facility, Unused Capacity, Commitment Fee Percentage 0.40%    
Synovus Bank, Line of credit [Member]
     
Line of Credit Facility [Abstract]      
Notes payable 3,273,000 0  
Maximum balance allowed 15,000,000 0  
Interest rate at the end of the respective period, Wells Fargo Bank, N.A. credit facility (1) 3.24% 0.00%  
Long-term Line of Credit [Abstract]      
Line of Credit Facility, Initiation Date Oct. 09, 2013    
Line of Credit Facility, Expiration Date Apr. 30, 2017    
Payments of Debt Issuance Costs 200,000    
Amount of receivables eligible to be financed under the line of credit, percent 90.00%    
Line of Credit Facility, Minimum Availability Requirement 500,000    
Long-term debt, financial covenants [Abstract]      
Financing Receivable, Gross 5,400,000    
Synovus Bank, Line of credit [Member] | London Interbank Offered Rate (LIBOR) [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate 3.00%    
SunTrust Bank, N.A. [Member]
     
Line of Credit Facility [Abstract]      
Maximum balance allowed   85,000,000  
SunTrust Bank, N.A. [Member] | London Interbank Offered Rate (LIBOR) [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate   1.00%  
SunTrust Bank, N.A. [Member] | Federal Funds Rate [Member]
     
Long-term Line of Credit [Abstract]      
Debt Instrument, Basis Spread on Variable Rate   0.50%  
SunTrust Bank, N.A. [Member] | Long-term Debt [Member]
     
Long-term Line of Credit [Abstract]      
Line of Credit Facility, termination date   Aug. 02, 2012  
Write off of Deferred Debt Issuance Cost   $ 700,000  
[1] (1) - The total leverage ratio in effect at December 31, 2012 was "not more than 3.50".
[2] (1) - At December 31, 2013 the Company had no borrowings outstanding under the Revolving Facility, thus no interest rate can be defined.