Notes Payable (Tables)

9 Months Ended

Sep. 30, 2013

Payables and Accruals [Abstract]

Schedule of Long-term Debt Instruments [Table Text Block]

The Company's note payable consisted of the following:	At
	September 30, 2013			December 31, 2012
Wells Fargo Bank, N.A. credit facility, maturing August 2017	$	82,750		$	89,438
Maximum balance allowed on the Wells Fargo Bank, N.A. credit facility	$	120,000		$	123,750
Interest rate at the end of the respective period:	2.94		%	2.76		%

Schedule of Maturities of Long-term Debt [Table Text Block]

Aggregate maturities for the Company's note payable at September 30, 2013 are as follows:

Remainder of 2013	$	1,250
2014	5,000
2015	5,000
2016	5,000
2017	66,500
Thereafter	—
Total	$	82,750

Line of Credit Covenant Requirements [Table Text Block]

The following is a summary of the Credit Agreement's more significant financial covenants calculated at September 30, 2013, except for the RBC Ratios, which under the Credit Agreement reflect the ratios calculated as of the most recent fiscal year end, in this case December 31, 2012:

	Covenant	Actual At
Covenant	Requirement	September 30, 2013
Total leverage ratio	not more than 3.50	2.67
Fixed charge coverage ratio	not less than 2.00	2.74
Reinsurance ratio	not less than 50%	69.0%
		Actual At
RBC Ratios:		December 31, 2012
RBC Ratio - Bankers Life of Louisiana	not less than 250%	469.0%
RBC Ratio - Southern Financial Life Insurance Company	not less than 250%	2,155.0%
RBC Ratio - Insurance Company of the South	not less than 250%	378.0%
RBC Ratio - Lyndon Southern Insurance Company	not less than 250%	255.0%
RBC Ratio - Life of the South Insurance Company	not less than 250%	386.0%