10-Q/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 10-Q/A

(Amendment No. 1)

(Mark One)
x	QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
	For the quarterly period ended September 30, 2013           OR
o	TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
	For the transition period from ____ to ____

Commission file number 001-35009

Fortegra Financial Corporation

(Exact name of Registrant as specified in its charter)

Delaware	58-1461399
(State or other jurisdiction of incorporation or organization)	(I.R.S. Employer Identification No.)
10151 Deerwood Park Boulevard, Building 100, Suite 330 Jacksonville, FL	32256
(Address of principal executive offices)	(Zip Code)
Registrant's telephone number, including area code:	(866)-961-9529

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. Yes x No o

Indicate by check mark whether the registrant has submitted electronically and posted on its corporate Web site, if any, every Interactive Data File required to be submitted and posted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit and post such files). Yes x No o

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, or a smaller reporting company. See the definitions of "large accelerated filer," "accelerated filer" and "smaller reporting company" in Rule 12b-2 of the Exchange Act.

Large accelerated filer o	Accelerated filer o
Non-accelerated filer o (Do not check if a smaller reporting company)	Smaller reporting company x

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).Yes o No x

The number of outstanding shares of the registrant's Common Stock, $0.01 par value, outstanding as of October 31, 2013 was 19,664,457.

EXPLANATORY NOTE

Fortegra Financial Corporation (the "Company") is filing this Amendment No. 1 on Form 10-Q/A (this "Amendment No. 1") to amend the Company's Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2013 (the "Original Form 10-Q"), as originally filed with the U.S. Securities and Exchange Commission (the "SEC") on November 14, 2013.  This Amendment No. 1 is being filed solely to amend the number of shares of the Company’s Common Stock, $.01 par value (the "Common Stock"), outstanding as of October 31, 2013 as reported on the cover page of the Company's Original Form 10-Q.

Specifically, the Original Form 10-Q reported that the number of shares of  Common Stock outstanding as of October 31, 2013 was 20,888,639, which inadvertently included 1,224,182 treasury shares that were issued but not outstanding as of that date.  The cover page of this Form 10-Q/A correctly reports that the number of shares of Common Stock outstanding as of October 31, 2013 was 19,664,457.

Except as described above, no other changes have been made to the Original Form 10-Q, including with respect to the consolidated financial statements of the Company. This Amendment No. 1 speaks as of the date of filing of the Original Form 10-Q and does not reflect any events that may have occurred after that date.  The aforementioned changes do not modify or update in any way any other disclosures made in the Original Form 10-Q. Accordingly, this Amendment No. 1 should be read in conjunction with the Original Form 10-Q and the Company's subsequent filings, if any, with the SEC.

PART II - OTHER INFORMATION

ITEM 6. EXHIBITS

See the Exhibit Index following the signature page of this Form 10-Q/A for a list of exhibits filed with, furnished with or incorporated by reference into this Form 10-Q/A, which Exhibit Index is incorporated herein by reference.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

			Fortegra Financial Corporation
Date:	November 19, 2013	By:	/s/ Richard S. Kahlbaugh
			Richard S. Kahlbaugh
			Chairman, President and Chief Executive Officer
Date:	November 19, 2013	By:	/s/ Walter P. Mascherin
			Walter P. Mascherin
			Executive Vice President and Chief Financial Officer

EXHIBIT INDEX
		Incorporated by Reference
Exhibit Number	Description of Exhibits	Form	File Number	Date Filed	Original Exhibit Number	Filed Herewith	Furnished Herewith
31.1	Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer.					X
31.2	Rule 13a-14(a)/15d-14(a) Certification of Chief Financial Officer.					X
32.1	Certification of Chief Executive Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.	10-Q	001-35009	11/14/2013	32.1		*
32.1	Certification of Chief Financial Officer pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the Sarbanes-Oxley Act of 2002.	10-Q	001-35009	11/14/2013	32.1		*
101	The following materials from Fortegra Financial Corporation's Quarterly Report on Form 10-Q for the quarter ended September 30, 2013, formatted in XBRL (Extensible Business Reporting Language): (i) the Consolidated Balance Sheets (Unaudited) at September 30, 2013 and December 31, 2012, (ii) the Consolidated Statements of Income (Unaudited) for the three and nine months ended September 30, 2013 and 2012, (iii) the Consolidated Statements of Comprehensive Income (Unaudited) for the three and nine months ended September 30, 2013 and 2012, (iv) the Consolidated Statements of Stockholders' Equity (Unaudited) for the nine months ended September 30, 2013, (v) the Consolidated Statements of Cash Flows (Unaudited) for the nine months ended September 30, 2013 and 2012, and (vi) the Notes to Consolidated Financial Statements(Unaudited).					X**

* Previously furnished with the Registrant's Quarterly Report on Form 10-Q filed with the SEC on November 14, 2013.

** Exhibit 101 is being filed solely to correct the number of shares outstanding on October 31, 2013 as described in the Explanatory Note to this Form 10-Q/A.

EX-31.1

Exhibit 31.1

SECTION 302 CERTIFICATION FOR THE CHIEF EXECUTIVE OFFICER

I, Richard S. Kahlbaugh, Chairman, President and Chief Executive Officer of Fortegra Financial Corporation, certify that:

1. I have reviewed this Form 10-Q/A (Amendment No. 1) of Fortegra Financial Corporation; and

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.

Date:	November 19, 2013	/s/ Richard S. Kahlbaugh
		Richard S. Kahlbaugh
		Chairman, President and Chief Executive Officer

EX-31.2

Exhibit 31.2

SECTION 302 CERTIFICATION FOR THE CHIEF FINANCIAL OFFICER

I, Walter P. Mascherin, Executive Vice President and Chief Financial Officer, certify that:

1. I have reviewed this Form 10-Q/A (Amendment No. 1) of Fortegra Financial Corporation; and

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report.

Date:	November 19, 2013	/s/ Walter P. Mascherin
		Walter P. Mascherin
		Executive Vice President and Chief Financial Officer

XML

Fair Value of Financial Instruments Level 4 Fair Value Assets and Liabilities Measured with Level 1,2,& 3 (Details) (USD $)	9 Months Ended
	Sep. 30, 2013 Securities	Dec. 31, 2012 Securities
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fair Value, Assets, Level 1 to Level 2 Transfers, Amount	$ 0
Fair Value, Liabilities, Level 1 to Level 2 Transfers, Amount	0
Fair Value, Assets, Level 2 to Level 1 Transfers, Amount	0
Fair Value, Liabilities, Level 2 to Level 1 Transfers, Amount	0
Number of Securities transferred from Level 3 to Level 2	1
Number of Level 3 Securities	6	7
Percent of Total Investments	0.80%	1.00%
Number of Level 3 Securities Priced by Third Party Service	3
Number of Level 3 Securities Priced Internally	2
Fixed Maturity Securities	122,760,000	110,641,000
Equity Securities	6,372,000	6,220,000
Short-term investments	971,000	1,222,000
Consideration of Parent Company Guarantee [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Number of Level 3 Securities Priced by Third Party Service	1
Equity Securities	1,000,000
Consideration of Issuer's Audited Financial Statements [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	13,000
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	971,000	1,222,000
Total financial assets	130,103,000	118,083,000
Interest Rate Swap	3,192,000	4,338,000
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	971,000	1,222,000
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Interest Rate Swap	0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	0
Total financial assets	122,760,000	110,589,000
Interest Rate Swap	3,192,000	4,338,000
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	0	0
Total financial assets	1,064,000	1,123,000
Interest Rate Swap	0	0
Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000	23,178,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0
Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		125,000
Asset-backed Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	125,000
Asset-backed Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Asset-backed Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	125,000
Asset-backed Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	70,008,000
Corporate Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	70,008,000
Corporate Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Corporate Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	69,956,000
Corporate Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	52,000
Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Municipal Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Municipal Securities [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Municipal Securities [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Municipal Securities [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Common Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	44,000	42,000
Common Stock, publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	44,000	42,000
Common Stock, publicly traded [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	44,000	42,000
Common Stock, publicly traded [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Common Stock, publicly traded [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Preferred Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	5,264,000	5,107,000
Preferred Stock, publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,264,000	5,107,000
Preferred Stock, publicly traded [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,264,000	5,107,000
Preferred Stock, publicly traded [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Preferred Stock, publicly traded [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Common stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	51,000	58,000
Common stock, non-publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	58,000
Common stock, non-publicly traded [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Common stock, non-publicly traded [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Common stock, non-publicly traded [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	58,000
Preferred stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,013,000	1,013,000
Preferred stock, non-publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Preferred stock, non-publicly traded [Member] | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Preferred stock, non-publicly traded [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Preferred stock, non-publicly traded [Member] | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		23,178,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		0
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		23,178,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		0
Share-based Compensation awards, performanced-based [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments		$ 0

XML

Stock-Based Compensation Options outstanding and exercisable, by exercise price and weighted average life (Details) (USD $)	9 Months Ended
	Sep. 30, 2013
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Options Outstanding, Option Shares Outstanding	2,394,655
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	5 years 0 months 4 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 5.02
Options Exercisable, Option Shares Outstanding	1,798,407
Options Exercisable, Weighted Average Remaining Contractual Life (in years)	3 years 8 months 27 days
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 3.95
$3.03
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 3.03
Options Outstanding, Option Shares Outstanding	787,500
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	2 years 1 month 17 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 3.03
Options Exercisable, Option Shares Outstanding	787,500
Options Exercisable, Weighted Average Remaining Contractual Life (in years)	2 years 1 month 17 days
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 3.03
$3.25
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 3.25
Options Outstanding, Option Shares Outstanding	757,963
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	4 years 0 months 26 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 3.25
Options Exercisable, Option Shares Outstanding	757,963
Options Exercisable, Weighted Average Remaining Contractual Life (in years)	4 years 0 months 26 days
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 3.25
$7.62
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 7.62
Options Outstanding, Option Shares Outstanding	60,000
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	9 years 11 months 1 day
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 7.62
Options Exercisable, Option Shares Outstanding	0
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 0.00
$7.84
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 7.84
Options Outstanding, Option Shares Outstanding	232,500
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	7 years 9 months
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 7.84
Options Exercisable, Option Shares Outstanding	131,676
Options Exercisable, Weighted Average Remaining Contractual Life (in years)	7 years 9 months
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 7.84
$7.93
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 7.93
Options Outstanding, Option Shares Outstanding	5,000
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	9 years
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 7.93
Options Exercisable, Option Shares Outstanding	0
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 0.00
$7.97
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 7.97
Options Outstanding, Option Shares Outstanding	110,000
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	8 years 11 months 1 day
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 7.97
Options Exercisable, Option Shares Outstanding	36,676
Options Exercisable, Weighted Average Remaining Contractual Life (in years)	8 years 11 months 1 day
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 7.97
$8.00
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 8.00
Options Outstanding, Option Shares Outstanding	170,000
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	8 years 9 months
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 8.00
Options Exercisable, Option Shares Outstanding	0
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 0.00
$8.89
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 8.89
Options Outstanding, Option Shares Outstanding	183,424
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	9 years 3 months
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 8.89
Options Exercisable, Option Shares Outstanding	0
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 0.00
$11.00
Share-based Compensation, Shares Authorized under Stock Option Plans, Exercise Price Range [Line Items]
Exercise Price (in dollars per share)	$ 11.00
Options Outstanding, Option Shares Outstanding	88,268
Options Outstanding, Weighted Average Remaining Contractual Life (in years)	7 years 2 months 16 days
Options Outstanding, Weighted Average Exercise Price (in dollars per share)	$ 11.00
Options Exercisable, Option Shares Outstanding	84,592
Options Exercisable, Weighted Average Remaining Contractual Life (in years)	7 years 2 months 16 days
Options Exercisable, Weighted Average Exercise Price (in dollars per share)	$ 11.00

XML

Stock-Based Compensation Weighted Average Assumptions (Details)	9 Months Ended
	Sep. 30, 2013
Stock-Based Comp [Abstract]
Expected term (in years)	7 years 9 months 22 days
Expected volatility	32.37%
Expected dividends	0.00%
Risk-free rate	1.54%

XML

Related Party Transactions (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Related Party Transaction [Line Items]
Revenue from Related Parties	$ 861,000	$ 0	$ 2,231,000	$ 218,000
Net proceeds from related party notes receivable			6,135,000	0
Notes receivable from related parties	134,000		134,000		6,269,000
ProtectCELL protection plans [Member]
Related Party Transaction [Line Items]
Revenue from Related Parties	537,000	0	1,639,000	0
Related party income - insurance-related products under the Marketing Agreement [Member]
Related Party Transaction [Line Items]
Revenue from Related Parties	324,000	0	592,000	0
Related party income-IT Agreement [Member]
Related Party Transaction [Line Items]
Revenue from Related Parties	0	0	0	218,000
ProtectCell [Member]
Related Party Transaction [Line Items]
Due from Related Parties					6,100,000
Related Party Transaction, Rate			8.00%
Related Party Transaction, Date			Mar. 15, 2013
Net proceeds from related party notes receivable			6,100,000
South Bay Acceptance Corporation [Member]
Related Party Transaction [Line Items]
Due from Related Parties	100,000		100,000
Director [Member]
Related Party Transaction [Line Items]
Related party agreement, base service revenue amount				300,000
Interest Income [Member]
Related Party Transaction [Line Items]
Income recorded by the Company from related parties	0	0	21,000	0
Related Party Lease Expense [Member]
Related Party Transaction [Line Items]
Related Party Transaction, Expenses from Transactions with Related Party	132,000	0	387,000	0
Related party lease expense-Source International Incorporate [Member]
Related Party Transaction [Line Items]
Related Party Transaction, Expenses from Transactions with Related Party	29,000	0	87,000	0
Related paryt lease expense-39500 High Pointe, LLC [Member]
Related Party Transaction [Line Items]
Related Party Transaction, Expenses from Transactions with Related Party	103,000	0	300,000	0
Related Party Commissions paid [Member]
Related Party Transaction [Line Items]
Related Party Transaction, Expenses from Transactions with Related Party	200,000	0	651,000	0
Policyholder Benefits and Claims Incurred, Net [Member]
Related Party Transaction [Line Items]
Related Party Transaction, Expenses from Transactions with Related Party	$ 26,000	$ 0	$ 26,000	$ 0

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Goodwill

9 Months Ended

Sep. 30, 2013

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill Disclosure [Text Block]

Goodwill

The following table presents goodwill by segment and includes the retrospective adjustments made to the balance of goodwill at December 31, 2012 to reflect the effect of the measurement period adjustments made in accordance with accounting requirements under ASC 805 for the acquisitions of ProtectCELL and 4Warranty:

		Payment Protection			BPO		Brokerage		Total
Balance as originally reported at December 31, 2012		$	52,084		$	12,970	$	54,458	$	119,512
Valuation adjustments as required under ASC 805 for ProtectCELL		8,227			—		—		8,227
Valuation adjustments as required under ASC 805 for 4Warranty		(60		)	—		—		(60		)
Adjusted balance at December 31, 2012		$	60,251		$	12,970	$	54,458	$	127,679
Balance at	September 30, 2013	$	60,251		$	12,970	$	54,458	$	127,679

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Consolidation of Operations Charges (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Consolidation of Operations Charges [Abstract]
Restructuring and Related Activities, Initiation Date		Jan. 14, 2013
Severance and benefit costs included in personnel expense	$ 0	$ 1,234
Total consolidation of operations costs	$ 0	$ 1,234

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Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Revenues
Service and administrative fees	$ 49,238	$ 22,898	$ 135,022	$ 67,195
Brokerage commissions and fees	8,787	8,411	28,409	27,295
Ceding commission	8,731	11,122	22,851	25,396
Net investment income	772	744	2,433	2,219
Net realized investment gains (losses)	756	(16)	2,043	(6)
Net earned premium	34,106	33,893	100,929	97,770
Other income (1)	179	52	529	172
Gain on sale of subsidiary	0	0	402	0
Total segment revenue	102,569	77,104	292,618	220,041
Expenses:
Net losses and loss adjustment expenses	9,957	11,430	31,096	32,272
Member benefit claims	13,834	1,157	34,624	3,558
Commissions	43,175	33,377	120,148	96,647
Personnel costs	14,649	12,708	45,089	36,467
Other operating expenses	10,850	7,959	30,438	21,635
Depreciation and amortization	1,378	871	4,063	2,584
Amortization of intangibles	1,870	1,127	5,598	3,775
Interest expense	1,501	2,025	4,489	5,267
Total expenses	97,214	70,654	275,545	202,205
Income before income taxes and non-controlling interests	5,355	6,450	17,073	17,836
Income taxes	2,268	2,397	6,048	6,392
Income before non-controlling interest	3,087	4,053	11,025	11,444
Less: net (loss) income attributable to non-controlling interests	(135)	29	868	62
Net Income	$ 3,222	$ 4,024	$ 10,157	$ 11,382
Earnings per share:
Basic	$ 0.17	$ 0.21	$ 0.52	$ 0.59
Diluted	$ 0.16	$ 0.20	$ 0.49	$ 0.56
Weighted average common shares outstanding:
Basic	19,405,597	19,531,694	19,500,430	19,705,105
Diluted	20,404,508	20,463,238	20,531,122	20,620,084

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Summary of Significant Accounting Policies

9 Months Ended

Sep. 30, 2013

Accounting Policies [Abstract]

Significant Accounting Policies [Text Block]

Summary of Significant Accounting Policies

Fortegra's interim Consolidated Financial Statements as of September 30, 2013 and 2012 are unaudited and have been prepared following the significant accounting policies disclosed in Note 2 of the Notes to Consolidated Financial Statements of the Company's 2012 Form 10-K.

Principles of Consolidation

The Consolidated Financial Statements include the accounts of Fortegra Financial Corporation and its majority-owned and controlled subsidiaries. All material intercompany account balances and transactions have been eliminated. The third-party ownership of 15% of the common stock of SFLAC and 37.6% of the ownership interests of ProtectCELL, LLC, which is treated as a partnership for income tax purposes, have been reflected as non-controlling interests on the Consolidated Balance Sheets. At September 30, 2013, the non-controlling interests for ProtectCELL and SFLAC were $4.9 million and $0.6 million, respectively.

Income (loss) attributable to these non-controlling interests has been reflected on the Consolidated Statements of Income as income (loss) attributable to non-controlling interests and on the Consolidated Statements of Comprehensive Income as comprehensive income (loss) attributable to non-controlling interests.

Certain changes to the Consolidated Balance Sheet amounts for December 31, 2012 have been made in accordance with accounting for business combinations, to reflect the retrospective adjustments made during the measurement period, to the preliminary amounts recorded for the estimated fair value of acquired net assets. Please see the note, "Business Acquisitions and Dispositions," for more information on the measurement period adjustments.

Comprehensive Income (Loss)

Comprehensive income (loss) includes both net income and other items of comprehensive income (loss) comprised of unrealized gains and losses on investment securities classified as available-for-sale and unrealized gains and losses on the interest rate swap, net of the related tax effects, and net of amounts attributable to non-controlling interests.

Use of Estimates

Preparation of financial statements in accordance with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Reclassifications

Certain items in prior period financial statements have been reclassified to conform to the current presentation, which had no material impact on net income, comprehensive income or loss, net cash provided by operating activities or stockholders' equity.  The table below shows costs previously reported as components of other operating expenses that have been reclassified into member benefit claims for the three months ended March 31, 2013 and June 30, 2013.

	For the Three Months Ended
	March 31, 2013							June 30, 2013
Income Statement Line Item	As Previously Reported		Amount Reclassified			As Restated		As Previously Reported		Amount Reclassified			As Restated
Member benefit claims	$	8,978	$	388		$	9,366	$	11,114	$	310		$	11,424
Other operating expenses	9,805		(388		)	9,417		10,481		(310		)	10,171
Net Income	$	2,493	$	—		$	2,493	$	4,442	$	—		$	4,442

Subsequent Events

The Company reviewed material events subsequent to September 30, 2013 that occurred up to the date the Company's Consolidated Financial Statements were issued, and determined that no events required recognition or disclosure in these Consolidated Financial Statements and/or the notes thereto.

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Income Taxes

9 Months Ended

Sep. 30, 2013

Income Tax Disclosure [Abstract]

Income Tax Disclosure [Text Block]

Income Taxes

Income taxes for interim periods have been computed using an estimated annual effective tax rate. This rate is revised, if necessary,

at the end of each successive interim period to reflect the current estimate of the annual effective tax rate.

The provision for income taxes consisted of the following:	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Current	$	3,394		$	2,568		$	7,358		$	5,697
Deferred	(1,126		)	(171		)	(1,310		)	695
Income taxes	$	2,268		$	2,397		$	6,048		$	6,392

The reconciliation of the income tax expense at the federal statutory income tax rate of 35% is as follows:

	For the Three Months Ended										For the Nine Months Ended
	September 30, 2013					September 30, 2012					September 30, 2013					September 30, 2012
	Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income
Income taxes at federal income tax rate	$	1,875		35.00	%	$	2,258		35.00	%	$	5,977		35.00	%	$	6,243		35.00	%
Effect of:
Small life deduction	(197		)	(3.68	)	(140		)	(2.17	)	(388		)	(2.27	)	(368		)	(2.06	)
Non-deductible expenses	34			0.63		17			0.26		81			0.47		87			0.49
Tax exempt interest	(38		)	(0.71	)	(23		)	(0.36	)	(109		)	(0.64	)	(73		)	(0.41	)
State taxes	170			3.17		67			1.04		415			2.43		319			1.79
Prior year tax true-up	312			5.82		116			1.80		312			1.83		103			0.58
Non-controlling interest	47			0.88		—			—		(304		)	(1.78	)	—			—
Other, net	65			1.21		102			1.58		64			0.37		81			0.45
Income taxes	$	2,268		42.32	%	$	2,397		37.15	%	$	6,048		35.41	%	$	6,392		35.84	%

The Company's majority-owned subsidiary, ProtectCELL, is taxed as a partnership, therefore, the non-controlling interest is recorded on a pre-tax basis, and the tax effect is shown in the income tax rate reconciliation in the above table. The Company records tax balances only on its ownership interest in ProtectCELL.

As of September 30, 2013, the Company has fully utilized its net operating loss carryforward which was subject to limitation under Section 382 of the Internal Revenue Code ("IRC").

The Company has research and experimentation tax credit carry forwards for federal and state income tax purposes in the amount of $0.5 million and $0.2 million, respectively. The Federal Research Credit is also subject to certain limitations under IRC Section 382. The Federal Research Credit carry forwards will begin to expire in 2019. The Company carries a $0.2 million liability against the deferred tax asset associated with these credits, unchanged in the current period.

During the later part of 2012, the Company was under examination by the Internal Revenue Service ("IRS") for the 2009 and 2010 tax years. In February 2013, the IRS completed its field audit for those tax years and in March 2013, the Company received notice from the IRS that the audit report has been fully approved. The Company has agreed to those findings and paid $57.0 thousand, which was expensed during the first quarter of 2013.

The Company has reviewed its uncertain tax positions and management has concluded that there are no additional amounts required to be recorded in accordance with ASC 740-10.

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Investments Realized investment gains, losses and OTTI (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Investments [Abstract]
Gross realized gains	$ 756	$ 0	$ 2,118	$ 22
Gross realized losses	0	0	(75)	(12)
Total net gains from investment sales	756	0	2,043	10
Impairment write-downs (other-than-temporary impairments)	0	(16)	0	(16)
Net realized investment gains	$ 756	$ (16)	$ 2,043	$ (6)

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Business Acquisitions and Dispositions (Details) (USD $)	3 Months Ended		9 Months Ended				9 Months Ended		12 Months Ended			12 Months Ended				3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012	Dec. 31, 2011	Sep. 30, 2013 Acquisition of Response Indemnity Company of California [Member]	Feb. 01, 2013 Acquisition of Response Indemnity Company of California [Member]	Dec. 31, 2012 Acquisition of ProtectCELL [Member]	Sep. 30, 2013 Acquisition of ProtectCELL [Member]		Dec. 31, 2012 Acquisition of MHA & Associates LLC [Member]	Dec. 31, 2012 Acquisition of 4Warranty [Member]	Sep. 30, 2013 Acquisition of 4Warranty [Member]		Sep. 30, 2013 Sale of Magna Insurance Company [Member]	Sep. 30, 2013 Sale of Magna Insurance Company [Member]
Business Acquisition [Line Items]
Business Acquisition, Effective Date of Acquisition							Feb. 01, 2013		Dec. 31, 2012			Apr. 24, 2012	Dec. 31, 2012
Business Acquisition, Percentage of Voting Interests Acquired								100.00%	62.40%	62.40%		100.00%	100.00%
Business Acquisition, Equity Interests Acquired, Number of Shares									62,400
Business Acquisition, Equity Interests Acquired, Number of Preferred Units Acquired									20,000
Business Acquisition, Equity Interest Issued or Issuable, Value Assigned, Common Units									$ 7,900,000
Business Acquisition, Equity Interest Issued or Issuable, Value Assigned									12,100,000
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners									37.60%
Recognized Identifiable Assets Acquired, Goodwill, and Liabilities Assumed, Net
Cash and cash equivalents	17,213,000	11,284,000	17,213,000	11,284,000	15,209,000	31,339,000	1,893,000			350,000				703,000
Restricted cash	28,792,000		28,792,000		31,142,000		0			7,438,000				72,000
Investments							2,488,000			0				0
Short-term investments	971,000		971,000		1,222,000		0			252,000				0
Accrued investment income	1,006,000		1,006,000		1,235,000		38,000			0				0
Notes receivable, net	5,818,000		5,818,000		11,290,000		0			6,341,000				0
Other receivables	36,109,000		36,109,000		13,393,000		0			2,312,000				357,000
Reinsurance receivables	211,835,000		211,835,000		203,988,000		200,000			0				0
Property and equipment, net	16,805,000		16,805,000		17,900,000		0			628,000				61,000
Other Intangible Assets, Net	65,139,000		65,139,000				375,000			18,815,000				1,870,000
Other assets	9,062,000		9,062,000		7,667,000		10,000			1,470,000				0
Unpaid claims	(33,471,000)		(33,471,000)		(33,007,000)		(200,000)			(176,000)				0
Accrued expenses, accounts payable and other liabilities							(9,000)			(2,644,000)				(310,000)
Deferred Revenue	(69,188,000)		(69,188,000)		(55,043,000)		0			(30,000,000)				(1,260,000)
Income taxes payable	(237,000)		(237,000)		0		0			0				(273,000)
Deferred income taxes, net							0			0				(259,000)
Net Assets Acquired							4,795,000			4,786,000				961,000
Non-controlling interest									(4,745,000)	(4,745,000)
Purchase consideration (1) (2)							4,795,000			20,000,000	[1]			3,625,000	[2]
Goodwill							0			19,959,000				2,664,000
Business Acquisition, Working Capital Increase (Decrease)													300,000
Business Acquisition, Contingent Consideration, at Fair Value													300,000
Business Acquisition, Cost of Acquired Entity, Purchase Price								4,800,000	20,000,000			300,000
Disposal Date																Jun. 30, 2013
Statutory Accounting Practices, Statutory Capital and Surplus, Balance	61,762,000		61,762,000		53,885,000
Proceeds from Divestiture of Businesses																	3,000,000
Cash Divested from Deconsolidation																	800,000
Gain on sale of subsidiary	$ 0	$ 0	$ 402,000	$ 0													$ 400,000

[1] (2) - The purchase consideration of $20.0 million for the ProtectCELL acquisition represents the 62.4% ownership interest acquired in the transaction, comprised of 62,400 common units and 20,000 preferred units, preliminarily valued at $7.9 million and $12.1 million respectively.

[2] (1) - The purchase consideration for the 4Warranty acquisition includes $0.3 million of contingent consideration and $0.3 million of hold back reserves, which estimates are unchanged in the current period and are expected to be paid out based on the agreed terms of the Stock Purchase Agreement.

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Other Intangible Assets

9 Months Ended

Sep. 30, 2013

Other Intangible Assets [Abstract]

Intangible Assets Disclosure [Text Block]

Other Intangible Assets

The following table presents finite-lived other intangible assets and their respective amortization periods and includes the retrospective adjustments made to the balances at December 31, 2012, as required by ASC 805, for the ProtectCELL and 4Warranty acquisitions:

				At
				September 30, 2013							December 31, 2012
	Amortization Period (Years)			Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount		Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount
Finite-lived other intangible assets:
Customer and agent relationships	5	to	15	$	52,282	$	(16,659	)	$	35,623	$	52,230	$	(12,340	)	$	39,890
Tradenames	8	to	10	1,200		(114		)	1,086		1,200		—			1,200
Software	2.25	to	10	10,138		(4,459		)	5,679		10,138		(3,385		)	6,753
Present value of future profits	0.3	to	0.75	548		(548		)	—		548		(548		)	—
Non-compete agreements	1.5	to	6	3,308		(2,807		)	501		3,308		(2,716		)	592
Total finite-lived other intangible assets				$	67,476	$	(24,587	)	$	42,889	$	67,424	$	(18,989	)	$	48,435

The following table presents the carrying amount of indefinite-lived other intangible assets:	At
	September 30, 2013		December 31, 2012
Tradenames	$	21,875	$	21,875
Licenses	375		—
Total	$	22,250	$	21,875

The following table includes the retrospective adjustments made to the balance of other intangible assets at December 31, 2012 to reflect the effect of these measurement period adjustments made in accordance with the accounting requirements under ASC 805 for the acquisitions of ProtectCELL and 4Warranty and the current period activity.

Balance as originally reported at December 31, 2012	$	79,340
Valuation adjustments as required under ASC 805 for ProtectCELL	(9,000		)
Valuation adjustments as required under ASC 805 for 4Warranty	(30		)
Adjusted balance at December 31, 2012	70,310
Intangible assets acquired in 2013	427
Less: Amortization expense	5,598
Balance at September 30, 2013	$	65,139

Estimated amortization of finite-lived other intangible assets for the next five years and thereafter ending December 31 is presented below:

Remainder of 2013	$	1,858
2014	7,427
2015	7,416
2016	6,755
2017	5,399
Thereafter	14,034
Total	$	42,889

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Fair Value of Financial Instruments Level 4 Rollforward of Level 3 Assets measured at Fair Value (Details) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Fair Value Disclosures [Abstract]
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$ 1,123	$ 1,204
Included in net income	0	0
Included in other comprehensive (loss)	-32	-19
Sales	0	(47)
Transfers (out of) into Level 3	(27)	(7)
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset Value	$ 1,064	$ 1,131

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Related Party Transactions (Tables)

9 Months Ended

Sep. 30, 2013

Related Party Transactions [Abstract]

Schedule of Related Party Transactions [Table Text Block]

The following table details the amounts recorded on the Company's Consolidated Balance Sheets and Consolidated Statements of Income resulting from related party transactions:

	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
Income recorded by ProtectCELL for protection plans sold	$	537	$	—	$	1,639	$	—
Income recorded for the sale of the Company's insurance-related products under the Marketing Agreement	324		—		592		—
Income recorded from the IT Agreement	—		—		—		218
Total related party income recorded by the Company	$	861	$	—	$	2,231	$	218
Interest income recorded on related party notes receivable	$	—	$	—	$	21	$	—
Lease expense paid to 39500 High Pointe, LLC	$	103	$	—	$	300	$	—
Lease expense paid to Source International Incorporated	29		—		87		—
Total related party lease expense	$	132	$	—	$	387	$	—
Commissions paid by ProtectCELL for protection plans sold	$	200	$	—	$	651	$	—
Claims paid on the Company's insurance-related products under the Marketing Agreement	$	26	$	—	$	26	$	—
					At
					September 30, 2013		December 31, 2012
Notes receivable from related parties					$	134	$	6,269

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Stock-Based Compensation Stock-Based Compensation Expense (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Income tax benefit	$ (137)	$ (110)	$ (378)	$ (251)
Net stock-based compensation expense	220	177	609	406
share-based compensation expense, recognized in personnel expense [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Allocated Share-based Compensation Expense	226	205	614	447
share-based compensation expense, recognized in other operating expense [Member]
Employee Service Share-based Compensation, Allocation of Recognized Period Costs [Line Items]
Allocated Share-based Compensation Expense	$ 131	$ 82	$ 373	$ 210

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Goodwill (Details) (USD $) In Thousands, unless otherwise specified						12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013 Payment Protection [Member]	Sep. 30, 2013 Business Process Outsourcing [Member]	Sep. 30, 2013 Brokerage [Member]	Dec. 31, 2012 Acquisition of ProtectCELL [Member]	Dec. 31, 2012 Acquisition of ProtectCELL [Member] Payment Protection [Member]	Dec. 31, 2012 Acquisition of 4Warranty [Member]	Dec. 31, 2012 Acquisition of 4Warranty [Member] Payment Protection [Member]	Dec. 31, 2012 Scenario, Actual [Member]	Dec. 31, 2012 Scenario, Actual [Member] Payment Protection [Member]	Dec. 31, 2012 Scenario, Actual [Member] Business Process Outsourcing [Member]	Dec. 31, 2012 Scenario, Actual [Member] Brokerage [Member]	Dec. 31, 2012 Scenario, Previously Reported [Member]	Dec. 31, 2012 Scenario, Previously Reported [Member] Payment Protection [Member]	Dec. 31, 2012 Scenario, Previously Reported [Member] Business Process Outsourcing [Member]	Dec. 31, 2012 Scenario, Previously Reported [Member] Brokerage [Member]
Goodwill [Line Items]
Goodwill, Allocation Adjustment						$ 8,227	$ 8,227	$ (60)	$ (60)
Goodwill [Roll Forward]
Goodwill	127,679	127,679	60,251	12,970	54,458					127,679	60,251	12,970	54,458	119,512	52,084	12,970	54,458
Goodwill	$ 127,679	$ 127,679	$ 60,251	$ 12,970	$ 54,458					$ 127,679	$ 60,251	$ 12,970	$ 54,458	$ 119,512	$ 52,084	$ 12,970	$ 54,458

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Other Intangible Assets (Tables)

9 Months Ended

Sep. 30, 2013

Other Intangible Assets [Abstract]

Schedule of Acquired Finite-Lived Intangible Assets by Major Class [Table Text Block]

The following table presents finite-lived other intangible assets and their respective amortization periods and includes the retrospective adjustments made to the balances at December 31, 2012, as required by ASC 805, for the ProtectCELL and 4Warranty acquisitions:

				At
				September 30, 2013							December 31, 2012
	Amortization Period (Years)			Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount		Gross Carrying Amount		Accumulated Amortization			Net Carrying Amount
Finite-lived other intangible assets:
Customer and agent relationships	5	to	15	$	52,282	$	(16,659	)	$	35,623	$	52,230	$	(12,340	)	$	39,890
Tradenames	8	to	10	1,200		(114		)	1,086		1,200		—			1,200
Software	2.25	to	10	10,138		(4,459		)	5,679		10,138		(3,385		)	6,753
Present value of future profits	0.3	to	0.75	548		(548		)	—		548		(548		)	—
Non-compete agreements	1.5	to	6	3,308		(2,807		)	501		3,308		(2,716		)	592
Total finite-lived other intangible assets				$	67,476	$	(24,587	)	$	42,889	$	67,424	$	(18,989	)	$	48,435

Schedule of Indefinite-Lived Intangible Assets [Table Text Block]

The following table presents the carrying amount of indefinite-lived other intangible assets:	At
	September 30, 2013		December 31, 2012
Tradenames	$	21,875	$	21,875
Licenses	375		—
Total	$	22,250	$	21,875

Schedule of Finite-Lived Intangible Assets [Table Text Block]

The following table includes the retrospective adjustments made to the balance of other intangible assets at December 31, 2012 to reflect the effect of these measurement period adjustments made in accordance with the accounting requirements under ASC 805 for the acquisitions of ProtectCELL and 4Warranty and the current period activity.

Balance as originally reported at December 31, 2012	$	79,340
Valuation adjustments as required under ASC 805 for ProtectCELL	(9,000		)
Valuation adjustments as required under ASC 805 for 4Warranty	(30		)
Adjusted balance at December 31, 2012	70,310
Intangible assets acquired in 2013	427
Less: Amortization expense	5,598
Balance at September 30, 2013	$	65,139

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]

Estimated amortization of finite-lived other intangible assets for the next five years and thereafter ending December 31 is presented below:

Remainder of 2013	$	1,858
2014	7,427
2015	7,416
2016	6,755
2017	5,399
Thereafter	14,034
Total	$	42,889

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Commitments and Contingencies

9 Months Ended

Sep. 30, 2013

Commitments and Contingencies Disclosure [Abstract]

Commitments and Contingencies Disclosure [Text Block]

Commitments and Contingencies

Commitments

The Company may, from time to time and in the ordinary course of normal business, enter into certain contractual obligations or commitments.

As part of the 2012 acquisition of ProtectCELL, the Company has a conditional commitment to provide up to $10.2 million of additional capital ("Additional Fortegra Capital Contributions") to ProtectCELL if the board of directors of ProtectCELL (the "PC Board") determines that ProtectCELL requires additional funds to support expansion and growth, or other appropriate business needs.

The Company is obligated to evaluate any such funding request received from the PC Board in good faith to determine whether in the Company's reasonable business judgment the requested capital should be contributed. Fortegra is not required to honor the funding request from the PC Board if it in good faith deems the request to be imprudent or unjustified.

The benefits of such additional funding would inure to the Company and to the non-controlling ownership interest of ProtectCELL, in proportion to their respective ownership interests. However, in return for each $1,000 of Additional Fortegra Capital Contributions, the Company would receive one Series A Preferred Unit. Any unreturned Series A Preferred contribution is deducted from ProtectCELL's valuation in determining the option price.

Contingencies

The Company is a party to claims and litigation in the normal course of its operations. Management believes that the ultimate outcome of such matters in existence at September 30, 2013 are reserved against, covered by insurance or would not have a material adverse effect on the consolidated financial condition, results of operations or cash flows of the Company.

In the Payment Protection segment, the Company is currently a defendant in Mullins v. Southern Financial Life Insurance Co., which was filed on February 2, 2006, in the Pike Circuit Court, in the Commonwealth of Kentucky.  A class was certified on June 25, 2010.  At issue is the duration or term of coverage under certain policies.  The action alleges violations of the Consumer Protection Act and certain insurance statutes, as well as common law fraud.  The action seeks compensatory and punitive damages, attorney fees and interest.  The parties are currently involved in the merits discovery phase and discovery disputes have arisen.  Plaintiffs filed a Motion for Sanctions on April 5, 2012 in connection with the Company's efforts to locate and gather certificates and other documents from the Company's agents.  While the court did not award sanctions, it did order the Company to subpoena certain records from its agents.  In an effort to prevent the trial court from enforcing the order, the Company filed a Writ of Prohibition, which the Kentucky Court of Appeals denied on August 31, 2012.  In response, the Company filed a motion for discretionary review of the Writ of Prohibition. The Company also filed a direct appeal of the same order, on the grounds that the order could be construed as a finding of contempt on the part of the Company. The Court of Appeals dismissed the direct appeal on September 13, 2013, which prompted the Company to file a motion for discretionary review of the direct appeal. The Kentucky Supreme Court is currently reviewing both the Writ of Prohibition and the direct appeal. To date, no trial date has been set.

In the Motor Clubs business of the Payment Protection segment, the Company is currently a defendant in Dill and Thurman v. Continental Car Club, Inc. and Fortegra Financial Corp., which was filed on August 18, 2011 in the Tennessee Chancery Court, Rhea County.  The Plaintiffs asserted claims for breach of employment and non-competition agreements, among other claims, and sought injunctive relief and damages in connection with the Company's purchase of Continental Car Club, Inc. from Plaintiffs in May 2010.  In November 2010, the trial court ruled that the employment agreements, including the non-competition provisions thereof, were enforceable, but that Plaintiffs resigned for good reason from the Company entitling them to severance benefits. However, the Company successfully appealed this ruling to the Tennessee Court of Appeals, which in October 2013 reversed the order awarding severance benefits while upholding the order enforcing the non-competition provisions of the employment agreement.  The Company is currently pursuing recovery of Company property and attorney fees. 

The Company considers such litigation customary in its lines of business.  In management's opinion, based on information available at this time, the ultimate resolution of such litigation, which it is vigorously defending, should not be materially adverse to the financial position, results of operations or cash flows of the Company. It should be noted that large punitive damage awards, bearing little relation to actual damages sustained by plaintiffs, have been awarded in certain states against other companies in the credit insurance business. Loss contingencies may be taken as developments warrant, although such amounts are not reasonably estimable at this time.

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Statutory Reporting and Insurance Subsidiaries Dividend Restrictions

9 Months Ended

Sep. 30, 2013

Statutory Reporting and Dividend Restrictions [Abstract]

Statutory Reporting and Dividend Restrictions Disclosure [Table Text Block]

Statutory Reporting and Insurance Subsidiaries Dividend Restrictions

The Company's insurance subsidiaries may pay dividends to the Company, subject to statutory restrictions. Payments in excess of statutory restrictions (extraordinary dividends) to the Company are permitted only with prior approval of the insurance department of the applicable state of domicile. All dividends from subsidiaries were eliminated in the Consolidated Financial Statements.

The following table sets forth the dividends paid to the Company by its insurance company subsidiaries for the following periods:

	For the Nine Months Ended		For the Twelve Months Ended
	September 30, 2013		December 31, 2012
Ordinary dividends	$	231	$	2,783
Extraordinary dividends	—		—
Total dividends	$	231	$	2,783

The following table details the combined statutory capital and surplus of the Company's insurance subsidiaries, the required minimum statutory capital and surplus, as required by the laws of the states in which they are domiciled and the combined amount available for ordinary dividends of the Company's insurance subsidiaries for the following periods:

	At
	September 30, 2013		December 31, 2012
Combined statutory capital and surplus of the Company's insurance subsidiaries	$	61,762	$	53,885
Required minimum statutory capital and surplus	$	17,200	$	15,300
Amount available for ordinary dividends of the Company's insurance subsidiaries	$	2,065	$	4,500

Under the NAIC's Risk-Based Capital Act of 1995, a company's Risk-Based Capital ("RBC") is calculated by applying certain risk factors to various asset, claim and reserve items. If a company's adjusted surplus falls below calculated RBC thresholds, regulatory intervention or oversight is required. The Company's insurance subsidiaries' RBC levels, as calculated in accordance with the NAIC's RBC instructions, exceeded all RBC thresholds as of September 30, 2013 and December 31, 2012, respectively.

The amount of ordinary dividends available from the Company's two subsidiaries domiciled in the state of Georgia, Life of the South Insurance Company and The Insurance Company of the South, was impacted in the third quarter of 2013 by a change in Georgia's Insurance Regulations.  Previously, the maximum amount of ordinary dividends payable in any one year by an insurer domiciled in Georgia was defined as the greater of a) 10 percent of the insurer's surplus with regards to policyholders as of December 31 of the preceding year, or b) the net gain from operations of the insurer (for life companies) or the net income not including realized capital gains (for non-life companies) for the 12 month period ending December 31 of the preceding year.  Now, the maximum ordinary dividend is defined as the lesser of these two measures.  This regulation change reduced the amount of ordinary dividends available from the insurance companies at September 30, 2013 by $2.2 million.

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Statutory Reporting and Insurance Subsidiaries Dividend Restrictions Level 3 (Tables)

9 Months Ended

Sep. 30, 2013

Statutory Reporting and Dividend Restrictions [Abstract]

Statutory Accounting Practices for Subsidiary Dividends [Table Text Block]

The following table sets forth the dividends paid to the Company by its insurance company subsidiaries for the following periods:

	For the Nine Months Ended		For the Twelve Months Ended
	September 30, 2013		December 31, 2012
Ordinary dividends	$	231	$	2,783
Extraordinary dividends	—		—
Total dividends	$	231	$	2,783

Statutory Accounting Practices Disclosure [Table Text Block]

The following table details the combined statutory capital and surplus of the Company's insurance subsidiaries, the required minimum statutory capital and surplus, as required by the laws of the states in which they are domiciled and the combined amount available for ordinary dividends of the Company's insurance subsidiaries for the following periods:

	At
	September 30, 2013		December 31, 2012
Combined statutory capital and surplus of the Company's insurance subsidiaries	$	61,762	$	53,885
Required minimum statutory capital and surplus	$	17,200	$	15,300
Amount available for ordinary dividends of the Company's insurance subsidiaries	$	2,065	$	4,500

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Variable Interest Entities (Tables)

9 Months Ended

Sep. 30, 2013

Variable Interest Entity, Not Primary Beneficiary, Disclosures [Abstract]

Schedule of Variable Interest Entities [Table Text Block]

The Company's maximum exposure to loss in the VIE is limited to the outstanding balance of the note receivable (including accrued interest receivable) and the remaining balance of the short term funding, presented in the table below:

	At
	September 30, 2013		December 31, 2012
The Company's maximum exposure to loss in the VIE	$	1,251	$	1,139

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Reinsurance Receivables (Tables)

9 Months Ended

Sep. 30, 2013

Reinsurance Disclosures [Abstract]

Premiums Written and Earned [Table Text Block]

The effects of reinsurance on premiums written and earned and on losses and loss adjustment expenses ("LAE") incurred are presented in the tables below:

Premiums	For the Three Months Ended												For the Nine Months Ended
	September 30, 2013						September 30, 2012						September 30, 2013						September 30, 2012
	Written			Earned			Written			Earned			Written			Earned			Written			Earned
Direct and assumed	$	116,452		$	100,193		$	100,409		$	98,287		$	297,940		$	284,169		$	272,317		$	269,132
Ceded	(79,580		)	(66,087		)	(65,935		)	(64,394		)	(194,067		)	(183,240		)	(169,971		)	(171,362		)
Net	$	36,872		$	34,106		$	34,474		$	33,893		$	103,873		$	100,929		$	102,346		$	97,770

Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]

Losses and LAE incurred	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Direct and assumed	$	23,354		$	23,069		$	66,879		$	66,198
Ceded	(13,397		)	(11,639		)	(35,783		)	(33,926		)
Net losses and LAE incurred	$	9,957		$	11,430		$	31,096		$	32,272

Components of Reinsurance Receivable [Table Text Block]

The following table reflects the components of the reinsurance receivables:	At
	September 30, 2013		December 31, 2012
Prepaid reinsurance premiums: (1)
Life	$	51,492	$	53,117
Accident and health	36,126		34,266
Property	95,434		85,805
Total	183,052		173,188
Ceded claim reserves:
Life	1,564		1,786
Accident and health	8,964		9,263
Property	10,825		8,663
Total ceded claim reserves	21,353		19,712
Other reinsurance settlements receivable	7,430		11,088
Reinsurance receivables	$	211,835	$	203,988
(1)  Including policyholder account balances ceded.

The following table shows the aggregate amount included in reinsurance receivables that is comprised of the three largest receivable balances from unrelated reinsurers:

	At
	September 30, 2013		December 31, 2012
Total of the three largest receivable balances from unrelated reinsurers	$	135,462	$	126,633

At September 30, 2013 and December 31, 2012, respectively, the three unrelated reinsurers from whom the Company has the largest receivable balances were: London Life Reinsurance Company (A. M. Best Rating: A); London Life International Reinsurance Corporation (A. M. Best Rating: Not rated) and Spartan Property Insurance Company (A. M. Best Rating: Not rated). Because Spartan Property Insurance Company does not maintain an A.M. Best rating, the related receivables are collateralized by assets held in trust accounts. At September 30, 2013, the Company does not believe there is a risk of loss as a result of the concentration of credit risk in the reinsurance program.

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Nature of Operations (Details)	9 Months Ended
	Sep. 30, 2013
ProtectCell [Member]
Subsidiary or Equity Method Investee [Line Items]
Subsidiary or Equity Method Investee, Cumulative Percentage Ownership after All Transactions	62.40%
Southern Financial Life Insurance Company [Member]
Subsidiary or Equity Method Investee [Line Items]
Subsidiary or Equity Method Investee, Cumulative Percentage Ownership after All Transactions	85.00%

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Summary of Significant Accounting Policies Reclassifications (Tables)

9 Months Ended

Sep. 30, 2013

Accounting Policies [Abstract]

Schedule of Error Corrections and Prior Period Adjustments [Table Text Block]

	For the Three Months Ended
	March 31, 2013							June 30, 2013
Income Statement Line Item	As Previously Reported		Amount Reclassified			As Restated		As Previously Reported		Amount Reclassified			As Restated
Member benefit claims	$	8,978	$	388		$	9,366	$	11,114	$	310		$	11,424
Other operating expenses	9,805		(388		)	9,417		10,481		(310		)	10,171
Net Income	$	2,493	$	—		$	2,493	$	4,442	$	—		$	4,442

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Investments by Maturity (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Due in one year or less, Amortized Cost	$ 18,439	$ 5,557
Due in one year or less, Fair Value	18,448	5,608
Due after one year through five years, Amortized Cost	59,966	58,378
Due after one year through five years, Fair Value	59,885	60,323
Due after five years through ten years, Amortized Cost	22,028	24,983
Due after five years through ten years, Fair Value	21,282	25,900
Due after ten years, Amortized Cost	23,393	17,769
Due after ten years, Fair Value	23,065	18,396
Total Fixed Maturity Securities, Amortized Cost	123,905	107,095
Fixed Maturity Securities	122,760	110,641
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost	79	285
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	80	289
Asset-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Amortized Cost	0	123
Available-for-sale Securities, Debt Maturities, without Single Maturity Date, Fair Value	$ 0	$ 125

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Reinsurance Receivables Reinsurer concentration of Credit Risk (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Total of the three largest receivable balances from unrelated reinsurers	$ 211,835	$ 203,988
Total of the three largest receivable balances from unrelated reinsurers
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Total of the three largest receivable balances from unrelated reinsurers	$ 135,462	$ 126,633

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Investments Restricted Investments (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investments [Abstract]
Fair value of restricted investments for special deposits required by state insurance departments	$ 10,384	$ 10,988
Fair value of restricted investments in trust pursuant to reinsurance agreements	6,289	6,954
Fair Value of restricted investments	$ 16,673	$ 17,942

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Stock-Based Compensation (Tables)

9 Months Ended

Sep. 30, 2013

Stock-based compensation [Abstract]

Schedule of Share-based Compensation, Stock Options, Activity [Table Text Block]

A summary of the Company's time- and performance-based stock option activity for the nine months ended September 30, 2013 is presented below:

	Time-Based								Performance-Based
	Options Outstanding		Weighted Average Exercise Price (in dollars per share)		Options Exercisable		Weighted Average Exercise Price (in dollars per share)		Options Outstanding		Weighted Average Exercise Price (in dollars per share)		Options Exercisable	Weighted Average Exercise Price (in dollars per share)
Balance, December 31, 2012	2,016,231		$	4.38	1,690,040		$	3.66	185,000		$	8.00	—	$	—
Granted	60,000		7.62		—		—		228,981		8.89		—	—
Vested	—		—		114,617		8.44		—		—		—	—
Exercised	(6,250	)	7.84		(6,250	)	7.84		—		—		—	—
Canceled/forfeited	(28,750	)	7.87		—		—		(60,557	)	8.67		—	—
Balance, September 30, 2013	2,041,231		$	4.42	1,798,407		$	3.95	353,424		$	8.46	—	$	—
Weighted average remaining contractual term at September 30, 2013 (in years)	4.3				3.7				9.0				0.0

Schedule of Share-based Compensation, Shares Authorized under Stock Option Plans, by Exercise Price Range [Table Text Block]

The following presents the Company's outstanding and exercisable time- and performance-based stock options by exercise price at September 30, 2013:

	Options Outstanding				Options Exercisable
Exercise Price (in dollars per share)	Option Shares Outstanding	Weighted Average Remaining Contractual Life (in years)	Weighted Average Exercise Price (in dollars per share)		Option Shares Outstanding	Weighted Average Remaining Contractual Life (in years)	Weighted Average Exercise Price (in dollars per share)
$3.03	787,500	2.13	$	3.03	787,500	2.13	$	3.03
3.25	757,963	4.07	3.25		757,963	4.07	3.25
7.62	60,000	9.92	7.62		—	—	—
7.84	232,500	7.75	7.84		131,676	7.75	7.84
7.93	5,000	9.00	7.93		—	—	—
7.97	110,000	8.92	7.97		36,676	8.92	7.97
8.00	170,000	8.75	8.00		—	—	—
8.89	183,424	9.25	8.89		—	—	—
11.00	88,268	7.21	11.00		84,592	7.21	11.00
Totals	2,394,655	5.01	$	5.02	1,798,407	3.74	$	3.95

Share-based Compensation Arrangement by Share-based Payment Award, Options, Vested and Expected to Vest, Outstanding and Exercisable [Table Text Block]

Information on time- and performance-based stock options, vested and expected to vest, is as follows:	At
	September 30, 2013
Number of shares vested and expected to vest	2,189,548
Weighted average remaining contractual life (in years)	4.62
Weighted average exercise price per option (in dollars)	$	4.66
Intrinsic value (in thousands)	$	8,644

Schedule of Share-based Payment Award, Stock Options, Valuation Assumptions [Table Text Block]

The weighted average assumptions used to estimate the fair values of the stock options granted is as follows:

	For the Nine Months Ended
	September 30, 2013
Expected term (in years)	7.81
Expected volatility	32.37	%
Expected dividends	—	%
Risk-free rate	1.54	%

Schedule of Share-based Compensation, Restricted Stock Units Award Activity [Table Text Block]

A summary of the Company's time- and performance-based restricted stock award activity for the nine months ended September 30, 2013 is presented below:

	Time-Based				Performance-Based
	Shares		Weighted Average Grant Date Fair Value (in dollars per share)		Shares		Weighted Average Grant Date Fair Value (in dollars per share)
Shares outstanding at December 31, 2012	103,000		$	8.00	80,861		$	11.00
Granted	81,016		9.39		76,326		8.89
Vested	(29,336	)	7.48		—		—
Forfeited	—		—		(15,185	)	8.89
Shares outstanding at September 30, 2013	154,680		$	8.83	142,002		$	10.09

Schedule of Compensation Cost for Share-based Payment Arrangements, Allocation of Share-based Compensation Costs by Plan [Table Text Block]

Stock-Based Compensation Expense

Total time- and performance-based stock-based compensation expense and the related income tax (benefit), as recognized on the Consolidated Statements of Income, is as follows:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Personnel costs	$	226		$	205		$	614		$	447
Other operating expenses	131			82			373			210
Income tax benefit	(137		)	(110		)	(378		)	(251		)
Net stock-based compensation expense	$	220		$	177		$	609		$	406

Additional information on total non-vested stock-based compensation is as follows:	At
	September 30, 2013
	Stock Options		Restricted Stock Awards
Unrecognized compensation cost related to non-vested awards	$	867	$	1,184
Weighted-average recognition period (in years)	2.4		3.7

Schedule of Unrecognized Compensation Cost, Nonvested Awards [Table Text Block]

Additional information on total non-vested stock-based compensation is as follows:	At
	September 30, 2013
	Stock Options		Restricted Stock Awards
Unrecognized compensation cost related to non-vested awards	$	867	$	1,184
Weighted-average recognition period (in years)	2.4		3.7

For the three and nine months ended September 30, 2013, the Company did not recognize expense on 183,424 performance-based stock options and 61,141 performance-based restricted stock awards because the attainment of the performance metrics associated with these awards was not probable based on current projections.

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Reinsurance Receivables Premiums, Direct and Assumed, Ceded (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Reinsurance Disclosures [Abstract]
Direct and Assumed, Premiums Written	$ 116,452	$ 100,409	$ 297,940	$ 272,317
Direct and Assumed, Premiums Earned	100,193	98,287	284,169	269,132
Ceded Premiums, Written	(79,580)	(65,935)	(194,067)	(169,971)
Ceded Premiums, Earned	(66,087)	(64,394)	(183,240)	(171,362)
Net written premium	36,872	34,474	103,873	102,346
Net earned premium	$ 34,106	$ 33,893	$ 100,929	$ 97,770

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Fair Value of Financial Instruments

9 Months Ended

Sep. 30, 2013

Fair Value Disclosures [Abstract]

Fair Value Disclosures [Text Block]

Fair Value of Financial Instruments 

The carrying and fair values of financial instruments are as follows:	At
	September 30, 2013				December 31, 2012
	Carrying Value		Fair Value		Carrying Value		Fair Value
Financial assets:
Cash and cash equivalents	$	17,213	$	17,213	$	15,209	$	15,209
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	49,439		49,439		23,178		23,178
Municipal securities	22,750		22,750		17,041		17,041
Corporate securities	50,491		50,491		70,008		70,008
Mortgage-backed securities	80		80		289		289
Asset-backed securities	—		—		125		125
Equity securities:
Common stock - publicly traded	44		44		42		42
Preferred stock - publicly traded	5,264		5,264		5,107		5,107
Common stock - non-publicly traded	51		51		58		58
Preferred stock - non-publicly traded	1,013		1,013		1,013		1,013
Notes receivable	5,818		5,818		11,290		11,290
Accounts and premiums receivable, net	32,785		32,785		27,302		27,302
Other receivables	36,109		36,109		13,393		13,393
Short-term investments	971		971		1,222		1,222
Total financial assets	$	222,028	$	222,028	$	185,277	$	185,277
Financial liabilities:
Note payable	$	82,750	$	82,750	$	89,438	$	89,438
Preferred trust securities	35,000		35,000		35,000		35,000
Interest rate swap	3,192		3,192		4,338		4,338
Total financial liabilities	$	120,942	$	120,942	$	128,776	$	128,776

The Company's financial assets and liabilities accounted for at fair value by level within the fair value hierarchy are as follows:

At September 30, 2013			Fair Value Measurements Using:
			Quoted prices in active markets for identical assets		Significant other observable inputs		Significant unobservable inputs
	Fair Value		(Level 1)		(Level 2)		(Level 3)
Financial Assets:
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	49,439	$	—	$	49,439	$	—
Municipal securities	22,750		—		22,750		—
Corporate securities	50,491		—		50,491		—
Mortgage-backed securities	80		—		80		—
Asset-backed securities	—		—		—		—
Equity securities:
Common stock - publicly traded	44		44		—		—
Preferred stock - publicly traded	5,264		5,264		—		—
Common stock - non-publicly traded	51		—		—		51
Preferred stock - non-publicly traded	1,013		—		—		1,013
Short-term investments	971		971		—		—
Total assets	$	130,103	$	6,279	$	122,760	$	1,064
Financial Liabilities:
Interest rate swap	$	3,192	$	—	$	3,192	$	—

At December 31, 2012			Fair Value Measurements Using:
			Quoted prices in active markets for identical assets		Significant other observable inputs		Significant unobservable inputs
	Fair Value		(Level 1)		(Level 2)		(Level 3)
Financial Assets:
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	23,178	$	—	$	23,178	$	—
Municipal securities	17,041		—		17,041		—
Corporate securities	70,008		—		69,956		52
Mortgage-backed securities	289		—		289		—
Asset-backed securities	125		—		125		—
Equity securities:
Common stock - publicly traded	42		42		—		—
Preferred stock - publicly traded	5,107		5,107		—		—
Common stock - non-publicly traded	58		—		—		58
Preferred stock - non-publicly traded	1,013		—		—		1,013
Short-term investments	1,222		1,222		—		—
Total Assets	$	118,083	$	6,371	$	110,589	$	1,123
Financial Liabilities:
Interest rate swap	$	4,338	$	—	$	4,338	$	—

The Company did not transfer any fixed maturity or equity securities between Level 1 and Level 2 for the nine months ended September 30, 2013. For the nine months ended September 30, 2013, 1 corporate security was transferred from Level 3 to Level 2. This transfer occurred due to the availability of Level 2 pricing for the corporate security, which was unavailable in prior periods. The Company's use of Level 3 unobservable inputs included 6 individual securities that accounted for 0.8% of total investments at September 30, 2013. The Company utilized an independent third party pricing service to value 3 of the Level 3 securities. The value of 2 equity securities in Level 3, which are non-publicly traded preferred stocks, were calculated by the Company. One of the equity securities, with a value of $1.0 million, was valued by taking into account the strength of the issuer's parent company guaranteeing the dividend of the issuer. The second Level 3 equity security, with a value of $13.0 thousand was valued by estimating the total value of the Class-A shares outstanding by the issuer and a review of the issuer's audited financial statements. At December 31, 2012, the Company had 7 individual securities valued under Level 3 that accounted for 1.0% of total investments.

The following table summarizes the changes in Level 3 assets measured at fair value:	For the Nine Months Ended
	September 30, 2013			September 30, 2012
Beginning balance, January 1,	$	1,123		$	1,204
Total realized and (unrealized) investment gains (losses):
Included in net income	—			—
Included in other comprehensive (loss)	(32		)	(19		)
Sales	—			(47		)
Transfers (out of) into Level 3	(27		)	(7		)
Ending balance, September 30,	$	1,064		$	1,131

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Consolidated Statements of Stockholders' Equity (USD $) In Thousands, except Share data, unless otherwise specified	Total	Common Stock [Member]	Treasury Stock [Member]	Additional Paid-in Capital [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Retained Earnings [Member]	Noncontrolling Interests [Member]	Purchase Price Allocation Adjustments [Member]	Purchase Price Allocation Adjustments [Member] Noncontrolling Interests [Member]
Balance, at Dec. 31, 2011
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Purchase accounting adjustments as required under ASC 805 for the ProtectCELL acquisition								$ (5,255)	$ (5,255)
Balance, at Dec. 31, 2012 (Scenario, Previously Reported [Member])	150,970	207	(6,651)	97,641	(631)	49,817	10,587
Treasury Stock, Shares at Dec. 31, 2012 (Scenario, Previously Reported [Member])			(1,024,212)
Balance, Shares at Dec. 31, 2012 (Scenario, Previously Reported [Member])		20,710,370
Balance, at Dec. 31, 2012	145,715	207	(6,651)	97,641	(631)	49,817	5,332
Balance, Shares at Dec. 31, 2012	20,710,370	20,710,370
Treasury Stock, Shares at Dec. 31, 2012	(1,024,212)		(1,024,212)
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Net income	11,025					10,157	868
Other comprehensive loss	(2,855)				(2,840)		(15)
Dividends paid to non-controlling interests	(43)						(43)
Distributions to non-controlling interest partners	(720)						(720)
Stock-based compensation, shares		142,157
Stock-based compensation	1,033	1		1,032
Direct stock awards to employees		3,724
Shares issued for the Employee Stock Purchase Plan		26,019
Value for stock issued during the period for the Employee Stock Purchase Plan	152	1		151
Stock Issued During Period, Shares, Direct Stock Awards	29	0		29
Treasury stock purchased, net of issuances, shares			(199,970)
Treasury stock purchased, net of issuances, value	(1,372)		(1,363)
Stock Issued During Period, Value, Treasury Stock Reissued				(9)
Options exercised, shares		6,250
Options exercised	49	0		49
Balance, at Sep. 30, 2013	$ 153,013	$ 209	$ (8,014)	$ 98,893	$ (3,471)	$ 59,974	$ 5,422
Treasury Stock, Shares at Sep. 30, 2013	(1,224,182)		(1,224,182)
Balance, Shares at Sep. 30, 2013	20,888,520	20,888,520

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Nature of Operations (Notes)

9 Months Ended

Sep. 30, 2013

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Nature of Operations

Nature of Operations

Fortegra Financial Corporation (traded on the New York Stock Exchange under the symbol: FRF), including its subsidiaries ("Fortegra" or the "Company"), is a diversified insurance services company headquartered in Jacksonville, Florida offering a wide array of revenue enhancement products, including service contracts, device and warranty services, and distribution and administration services, to insurance companies, insurance brokers and agents and other financial services companies, primarily in the United States. In 2008, the Company changed its name from Life of the South Corporation to Fortegra Financial Corporation. The Company was incorporated in 1981 in the State of Georgia and re-incorporated in the State of Delaware in 2010. Most of the Company's business is generated through networks of small to mid-sized community and regional banks, small loan companies, independent wireless retailers and automobile dealerships.

The Company's subsidiaries (100% direct or indirect ownership, unless otherwise noted below) at September 30, 2013, are as follows:

• 4Warranty Corporation ("4Warranty")

• Auto Knight Motor Club, Inc. ("Auto Knight")

• Bliss and Glennon, Inc. ("B&G")

• Continental Car Club, Inc. ("Continental")

• CRC Reassurance Company, Ltd. ("CRC")

• Digital Leash, LLC, d/b/a ProtectCELL ("ProtectCELL"), 62.4% owned

• eReinsure.com, Inc. ("eReinsure")

• Insurance Company of the South ("ICOTS")

• Life of the South Insurance Company ("LOTS") and its subsidiary, Bankers Life of Louisiana ("Bankers Life")

• LOTS Intermediate Co. ("LOTS IM")

• LOTS Reassurance Company ("LOTS RE")

• LOTSolutions, Inc.

• Lyndon Southern Insurance Company ("Lyndon Southern")

• Magna Insurance Company ("Magna"), sold in June 2013

• Pacific Benefits Group Northwest, LLC ("PBG")

• Response Indemnity Company of California ("RICC")

• South Bay Acceptance Corporation ("South Bay")

• South Bay Financial Services, LLC ("SBFS").

• Southern Financial Life Insurance Company ("SFLAC"), 85.0% owned

• United Motor Club of America, Inc. ("United")

The Company operates in three business segments: (i) Payment Protection, (ii) Business Process Outsourcing ("BPO") and (iii) Brokerage. Payment Protection specializes in protecting lenders and their consumers from death, disability or other events that could otherwise impair their ability to repay a debt and also offers warranty and service contracts for mobile handsets, furniture and major appliances, and motor club solutions to consumers. BPO provides an assortment of administrative services tailored to insurance and other financial services companies through a virtual insurance company platform. Brokerage uses a pure wholesale sell-through model to sell specialty casualty and surplus lines insurance and also provides web-hosted applications used by insurers, reinsurers and reinsurance brokers for the global reinsurance market.

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Recent Accounting Standards

9 Months Ended

Sep. 30, 2013

New Accounting Pronouncements and Changes in Accounting Principles [Abstract]

Recently Issued Accounting Standards Adopted and Not Yet Adopted [Text Block]

Recent Accounting Standards

Recently Adopted Accounting Pronouncements

In July 2013, the FASB issued ASU No. 2013-10, Derivatives and Hedging (Topic 815): Inclusion of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a Benchmark Interest Rate for Hedge Accounting Purposes (a consensus of the FASB Emerging Issues Task Force). ASU No. 2013-10 allows the use of the Fed Funds Effective Swap Rate (or Overnight Index Swap Rate) as a benchmark interest rate for hedge accounting purposes in addition to interest rates on direct Treasury obligations of the United States government and London Interbank Offered Rate and also removes the restriction on using different benchmark rates for similar hedges. ASU No. 2013-10 became effective on a prospective basis for qualifying new or designated hedging relationships entered into on or after July 17, 2013.  The Company will adopt ASU No. 2013-10 for qualifying new or re-designated hedging relationships entered into on or after July 17, 2013. The adoption of ASU No. 2013-10 did not have an impact on the Company's consolidated financial position, results of operations or cash flows.

In February 2013, the FASB issued Accounting Standards Update ("ASU") No. 2013-02, Reporting of Amounts Reclassified Out of Accumulated Other Comprehensive Income. ASU No. 2013-02 requires an entity to present, either on the face of the statement where net income is presented or in the notes, significant amounts reclassified out of accumulated other comprehensive income ("AOCI") by the respective line items of net income but only if the amount reclassified is required under U.S. GAAP to be reclassified to net income in its entirety in the same reporting period. ASU No. 2013-02 is effective for reporting periods beginning after December 15, 2012. The Company adopted ASU No. 2013-02 effective January 1, 2013. Accordingly, the Company has included an enhanced footnote disclosure in the Note, "Other Comprehensive Income." The adoption of ASU No. 2013-02 did not impact the Company's consolidated financial position, results of operations or cash flows.

In July 2012, the FASB issued ASU No. 2012-02, Intangibles-Goodwill and Other (Topic 350): Testing Indefinite-Lived Intangible Assets for Impairment. ASU No. 2012-02 permits entities to perform an optional qualitative assessment for determining whether it is more likely than not that an indefinite-lived intangible asset is impaired. ASU No. 2012-02 is effective for annual and interim impairment tests performed for fiscal years beginning after September 15, 2012. The adoption of ASU No. 2012-02 did not impact the Company's consolidated financial position, results of operations or cash flows.

In December 2011, the FASB issued ASU No. 2011-11, Disclosures About Offsetting Assets and Liabilities. ASU No. 2011-11 requires the disclosure of both gross and net information about instruments and transactions eligible for offset in the statement of financial position, as well as instruments and transactions subject to an agreement similar to a master netting arrangement. In addition, ASU No. 2011-11 requires disclosure of collateral received and posted in connection with master netting agreements or similar arrangements. ASU No. 2011-11 is effective for the Company beginning on January 1, 2013. As the provisions of ASU No. 2011-11 only impact the disclosure requirements related to the offsetting of assets and liabilities, the adoption of ASU No. 2011-11 did not impact the Company's consolidated financial position, results of operations or cash flows.

New Accounting Pronouncements

In July 2013, the FASB issued ASU No. 2013-11, Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists, to clarify the presentation of an unrecognized tax benefit when a net operating loss carryforward, a similar tax loss, or a tax credit carryforward exists. ASU No. 2013-11 is effective prospectively for fiscal years and interim periods within those years beginning after December 15, 2013. The adoption of ASU No. 2013-11 is not expected to have a material impact on the Company's consolidated financial position, results of operations or cash flows.

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Notes Payable (Details) (USD $)	3 Months Ended			9 Months Ended												9 Months Ended
	Sep. 30, 2012	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2013 Minimum [Member]	Sep. 30, 2013 Maximum [Member]	Sep. 30, 2013 Long-term Debt [Member]	Sep. 30, 2013 Long-term Debt [Member] London Interbank Offered Rate (LIBOR) [Member]	Sep. 30, 2013 Long-term Debt [Member] Eurodollar Reserve [Member]	Sep. 30, 2013 Long-term Debt [Member] Adjusted London Interbank Offered Rate (LIBOR) [Member] [Member]	Sep. 30, 2013 Long-term Debt [Member] Federal Funds Rate [Member]	Sep. 30, 2013 Long-term Debt [Member] Minimum [Member]	Sep. 30, 2013 Long-term Debt [Member] Minimum [Member] London Interbank Offered Rate (LIBOR) [Member]	Sep. 30, 2013 Long-term Debt [Member] Maximum [Member]	Sep. 30, 2013 Long-term Debt [Member] Maximum [Member] London Interbank Offered Rate (LIBOR) [Member]	Sep. 30, 2013 Swingline Loan [Member]	Sep. 30, 2013 Bankers Life of Louisiana [Member] Minimum [Member]	Sep. 30, 2013 Southern Financial Life Insurance Company [Member] Minimum [Member]	Sep. 30, 2013 Insurance Company of the South [Member] Minimum [Member]	Sep. 30, 2013 Lyndon Southern Insurance Company [Member] Minimum [Member]	Sep. 30, 2013 Life of the South Insurance Company [Member] Minimum [Member]	Sep. 30, 2013 initial commitment fee [Member]
Debt Instrument [Line Items]
Wells Fargo Bank, N.A. credit facility, maturing August 2017		$ 82,750,000	$ 89,438,000
Maximum balance allowed on the Wells Fargo Bank, N.A. credit facility		120,000,000	123,750,000			125,000,000
Line of credit, term loan facility						50,000,000
Interest rate at the end of the respective period:		2.94%	2.76%
Line of Credit Facility, Initiation Date						Aug. 02, 2012
Debt Instrument, Basis Spread on Variable Rate						1.75%	1.00%	100.00%	2.75%	0.50%	1.00%	2.00%	2.00%	3.00%
Line of Credit Facility, Current Borrowing Capacity						75,000,000
Debt Instrument, Face Amount															10,000,000
letters of credit, available		10,000,000
Line of Credit Facility, Expiration Date						Aug. 02, 2017
Line of credit, incremental amount available						50,000,000
Line of Credit Facility, Unused Capacity, Commitment Fee Percentage				0.25%	0.45%																0.40%
Payments of Debt Issuance Costs	1,700,000
Covenant Requirement, total leverage ratio, not more than 3.50					3.50
Covenant Requirement, fixed charge coverage ratio, not less than 2.00				2.00
Covenant Requirement, reinsurance ratio, not less than 50%				50.00%
Covenant Requirement, RBC ratio, not less than 250%																250.00%	250.00%	250.00%	250.00%	250.00%
Remainder of 2013		1,250,000
2014		5,000,000
2015		5,000,000
2016		5,000,000
2017		66,500,000
Thereafter		0
Total		$ 82,750,000
Total Leverage Ratio - Well Fargo Bank, credit facility, actual		2.67
Fixed Charge Coverage Ratio-Wells Fargo, credit facility, actual		2.74
Reinsurance Ratio-Wells Fargo Bank, credit facility, actual		69.00%
RBC Ratio - Bankers Life of Louisiana, actual			469.00%
RBC Ratio - Southern Financial Life Insurance Company, actual			2155.00%
RBC Ratio - Insurance Company of the South, actual			378.00%
RBC Ratio - Lyndon Southern Insurance Company, actual			255.00%
RBC Ratio - Life of the South Insurance Company, actual			386.00%

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Basis of Presentation

9 Months Ended

Sep. 30, 2013

Basis of Presentation and Significant Accounting Policies [Abstract]

Basis of Accounting [Text Block]

Basis of Presentation

The accompanying unaudited interim Consolidated Financial Statements of Fortegra have been prepared in conformity with generally accepted accounting principles in the United States of America ("U.S. GAAP") promulgated by the Financial Accounting Standards Board ("FASB") through the Accounting Standards Codification ("ASC" or "the guidance") for interim financial information, and the instructions to Form 10-Q and Article 10 of Regulation S-X. Accordingly, they do not include all of the information and footnotes required by U.S. GAAP for complete financial statements and should be read in conjunction with the Company's 2012 Form 10-K.

The interim financial statements in this Form 10-Q have not been audited. In the opinion of management, the accompanying unaudited interim financial information reflects all adjustments, including normal recurring adjustments necessary to present fairly Fortegra's financial position, results of operations, other comprehensive income and cash flows for each of the interim periods presented. The results of operations for the three and nine months ended September 30, 2013 are not necessarily indicative of the results that may be expected for the full year ending on December 31, 2013.

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Notes Payable (Tables)

9 Months Ended

Sep. 30, 2013

Payables and Accruals [Abstract]

Schedule of Long-term Debt Instruments [Table Text Block]

The Company's note payable consisted of the following:	At
	September 30, 2013			December 31, 2012
Wells Fargo Bank, N.A. credit facility, maturing August 2017	$	82,750		$	89,438
Maximum balance allowed on the Wells Fargo Bank, N.A. credit facility	$	120,000		$	123,750
Interest rate at the end of the respective period:	2.94		%	2.76		%

Schedule of Maturities of Long-term Debt [Table Text Block]

Aggregate maturities for the Company's note payable at September 30, 2013 are as follows:

Remainder of 2013	$	1,250
2014	5,000
2015	5,000
2016	5,000
2017	66,500
Thereafter	—
Total	$	82,750

Line of Credit Covenant Requirements [Table Text Block]

The following is a summary of the Credit Agreement's more significant financial covenants calculated at September 30, 2013, except for the RBC Ratios, which under the Credit Agreement reflect the ratios calculated as of the most recent fiscal year end, in this case December 31, 2012:

	Covenant	Actual At
Covenant	Requirement	September 30, 2013
Total leverage ratio	not more than 3.50	2.67
Fixed charge coverage ratio	not less than 2.00	2.74
Reinsurance ratio	not less than 50%	69.0%
		Actual At
RBC Ratios:		December 31, 2012
RBC Ratio - Bankers Life of Louisiana	not less than 250%	469.0%
RBC Ratio - Southern Financial Life Insurance Company	not less than 250%	2,155.0%
RBC Ratio - Insurance Company of the South	not less than 250%	378.0%
RBC Ratio - Lyndon Southern Insurance Company	not less than 250%	255.0%
RBC Ratio - Life of the South Insurance Company	not less than 250%	386.0%

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Segment Results

9 Months Ended

Sep. 30, 2013

Segment Reporting [Abstract]

Segment Reporting Disclosure [Text Block]

Segment Results

The Company conducts business through three business segments: (i) Payment Protection; (ii) BPO; and (iii) Brokerage. The revenue for each segment is presented below to reflect the operating characteristics of the segment. The Company allocates certain revenues and expenses to the segments. These items consist primarily of corporate-related income, transaction related costs, executive stock compensation and other overhead expenses. Segment assets are not presented to the Company's chief operating decision maker for operational decision-making and therefore are not disclosed in the accompanying table.

The Company measures the profitability of its business segments with the allocation of Corporate revenues and expenses and without taking into account amortization, depreciation, interest expense and income taxes. The Company refers to this financial performance measure as "segment EBITDA" (earnings before interest, taxes, depreciation and amortization). The Company's financial measure of segment EBITDA meets the definition of a Non-GAAP financial measure and is not a recognized term under U.S. GAAP, nor is it an alternative to the U.S. GAAP financial measures presented in this Form 10-Q. The Non-GAAP financial measure in this Form 10-Q should be used in addition to, but not as a substitute for, the U.S. GAAP financial measures presented elsewhere in this Form 10-Q. The Company believes that this Non-GAAP financial measure provides useful information to management, analysts and investors regarding financial and business trends relating to the Company's results of operations and financial condition. The variability of the Company's segment EBITDA is significantly affected by segment net revenues because a large portion of the Company's operating expenses are fixed. The Company's industry peers may also provide similar supplemental Non-GAAP financial measures, although they may not use the same or comparable terminology and may not make identical adjustments. 

The following table presents the Company's business segment results:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Segment Net Revenue
Payment Protection
Service and administrative fees	$	45,248		$	17,519		$	122,016		$	52,281
Ceding commission	8,732			11,122			22,852			25,396
Net investment income	771			744			2,432			2,219
Net realized investment gains	756			(16		)	2,043			(6		)
Other income (1)	177			52			929			172
Net earned premium	34,105			33,893			100,928			97,770
Net losses and loss adjustment expenses	(9,957		)	(11,430		)	(31,096		)	(32,272		)
Member benefit claims	(13,834		)	(1,157		)	(34,624		)	(3,558		)
Commissions	(43,175		)	(33,377		)	(120,148		)	(96,647		)
Total Payment Protection Net Revenue	22,823			17,350			65,332			45,355
BPO	3,717			4,951			11,900			13,565
Brokerage
Brokerage commissions and fees	8,789			8,411			28,411			27,295
Service and administrative fees	274			428			1,107			1,349
Total Brokerage	9,063			8,839			29,518			28,644
Total segment net revenue	35,603			31,140			106,750			87,564
Operating Expenses
Payment Protection	15,833			9,563			44,805			26,205
BPO	2,370			3,836			8,706			10,320
Brokerage	7,296			7,268			22,016			21,577
Total operating expenses	25,499			20,667			75,527			58,102
EBITDA
Payment Protection	6,990			7,787			20,527			19,150
BPO	1,347			1,115			3,194			3,245
Brokerage	1,767			1,571			7,502			7,067
Total EBITDA	10,104			10,473			31,223			29,462
Depreciation and Amortization
Payment Protection	1,736			863			5,145			2,577
BPO	845			494			2,512			1,495
Brokerage	667			641			2,004			2,287
Total depreciation and amortization	3,248			1,998			9,661			6,359
Interest Expense
Payment Protection	1,022			1,359			3,044			3,342
BPO	176			294			528			820
Brokerage	303			372			917			1,105
Total interest expense	1,501			2,025			4,489			5,267
Income before income taxes and non-controlling interests
Payment Protection	4,232			5,565			12,338			13,231
BPO	326			327			154			930
Brokerage	797			558			4,581			3,675
Total income before income taxes and non-controlling interests	5,355			6,450			17,073			17,836
Income taxes	2,268			2,397			6,048			6,392
Less: net (loss) income attributable to non-controlling interests	(135		)	29			868			62
Net income	$	3,222		$	4,024		$	10,157		$	11,382

(1) - Includes the $402 gain on sale of subsidiary for the nine months ended September 30, 2013.

The following table reconciles segment information to the Company's Consolidated Statements of Income and provides a summary of other key financial information for each segment:

Reconciliation of Segment Net Revenue to Total Revenue and EBITDA to Net Income
	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
Segment Net Revenue
Payment Protection (1)	$	22,823	$	17,350	$	65,332	$	45,355
BPO	3,717		4,951		11,900		13,565
Brokerage	9,063		8,839		29,518		28,644
Segment net revenues	35,603		31,140		106,750		87,564
Net losses and loss adjustment expenses	9,957		11,430		31,096		32,272
Member benefit claims	13,834		1,157		34,624		3,558
Commissions	43,175		33,377		120,148		96,647
Total segment revenue	102,569		77,104		292,618		220,041
Operating Expenses
Payment Protection	15,833		9,563		44,805		26,205
BPO	2,370		3,836		8,706		10,320
Brokerage	7,296		7,268		22,016		21,577
Total operating expenses	25,499		20,667		75,527		58,102
Net losses and loss adjustment expenses	9,957		11,430		31,096		32,272
Member benefit claims	13,834		1,157		34,624		3,558
Commissions	43,175		33,377		120,148		96,647
Total operating expenses before depreciation, amortization and interest expense	92,465		66,631		261,395		190,579
EBITDA
Payment Protection	6,990		7,787		20,527		19,150
BPO	1,347		1,115		3,194		3,245
Brokerage	1,767		1,571		7,502		7,067
Total EBITDA	10,104		10,473		31,223		29,462
Depreciation and Amortization
Payment Protection	1,736		863		5,145		2,577
BPO	845		494		2,512		1,495
Brokerage	667		641		2,004		2,287
Total depreciation and amortization	3,248		1,998		9,661		6,359
Interest Expense
Payment Protection	1,022		1,359		3,044		3,342
BPO	176		294		528		820
Brokerage	303		372		917		1,105
Total interest expense	1,501		2,025		4,489		5,267
Income before income taxes and non-controlling interests
Payment Protection	4,232		5,565		12,338		13,231
BPO	326		327		154		930
Brokerage	797		558		4,581		3,675

Reconciliation of Segment Net Revenue to Total Revenue and EBITDA to Net Income
	For the Three Months Ended					For the Nine Months Ended
Total income before income taxes and non-controlling interests	5,355			6,450		17,073		17,836
Income taxes	2,268			2,397		6,048		6,392
Less: net (loss) income attributable to non-controlling interests	(135		)	29		868		62
Net income	$	3,222		$	4,024	$	10,157	$	11,382

(1) - Includes the $402 gain on sale of subsidiary for the nine months ended September 30, 2013.

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Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2013

Earnings Per Share [Abstract]

Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]

Earnings per share is calculated as follows:	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
Numerator: (for both basic and diluted earnings per share)
Net income	$	3,222	$	4,024	$	10,157	$	11,382
Denominator:
Total weighted average basic common shares outstanding	19,405,597		19,531,694		19,500,430		19,705,105
Effect of dilutive stock options and restricted stock awards	998,911		931,544		1,030,692		914,979
Total weighted average diluted common shares outstanding	20,404,508		20,463,238		20,531,122		20,620,084
Earnings per share-basic	$	0.17	$	0.21	$	0.52	$	0.59
Earnings per share-diluted	$	0.16	$	0.20	$	0.49	$	0.56
Weighted average anti-dilutive common shares	809,870		567,995		762,081		431,446

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Reinsurance Receivables Components of Reinsurance Receivables (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Recoverables	$ 183,052	$ 173,188
Other reinsurance settlements receivable	7,430	11,088
Reinsurance receivables	211,835	203,988
Life [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Recoverables	51,492	53,117
Ceded claim reserves	1,564	1,786
Accident and Health [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Recoverables	36,126	34,266
Ceded claim reserves	8,964	9,263
Property [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Reinsurance Recoverables	95,434	85,805
Ceded claim reserves	10,825	8,663
Ceded claim reserves [Member]
Reinsurance Premiums for Insurance Companies, by Product Segment [Line Items]
Ceded claim reserves	$ 21,353	$ 19,712

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Goodwill (Tables)

9 Months Ended

Sep. 30, 2013

Goodwill [Line Items]

Schedule of Goodwill [Table Text Block]

The following table presents goodwill by segment and includes the retrospective adjustments made to the balance of goodwill at December 31, 2012 to reflect the effect of the measurement period adjustments made in accordance with accounting requirements under ASC 805 for the acquisitions of ProtectCELL and 4Warranty:

		Payment Protection			BPO		Brokerage		Total
Balance as originally reported at December 31, 2012		$	52,084		$	12,970	$	54,458	$	119,512
Valuation adjustments as required under ASC 805 for ProtectCELL		8,227			—		—		8,227
Valuation adjustments as required under ASC 805 for 4Warranty		(60		)	—		—		(60		)
Adjusted balance at December 31, 2012		$	60,251		$	12,970	$	54,458	$	127,679
Balance at	September 30, 2013	$	60,251		$	12,970	$	54,458	$	127,679

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Reinsurance Receivables Losses and LAE Incurred (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Reinsurance Disclosures [Abstract]
Direct and assumed	$ 23,354	$ 23,069	$ 66,879	$ 66,198
Ceded	(13,397)	(11,639)	(35,783)	(33,926)
Net losses and LAE incurred	$ 9,957	$ 11,430	$ 31,096	$ 32,272

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Other Comprehensive Income (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at December 31, net of tax			$ (631)
Other Comprehensive Income (Loss) Before Reclassifications [Abstract]
Pre-tax (loss) income	(620)	813	(2,855)	1,088
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) [Abstract]
Less: comprehensive (loss) attributable to non-controlling interests	(4)	6	(15)	7
Balance at September 30, net of tax	(3,471)		(3,471)
Unrealized Gains (Losses) on Available-for-sale Securities
Related tax (expense) benefit	(2,268)	(2,397)	(6,048)	(6,392)
Accumulated Net Unrealized Investment Gain (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at December 31, net of tax			2,189	587
Other Comprehensive Income (Loss) Before Reclassifications [Abstract]
Pre-tax (loss) income			(3,496)	2,666
Income tax benefit (expense)			1,223	(933)
Other comprehensive (loss) income before reclassifications, net of tax			(2,273)	1,733
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) [Abstract]
Pre-tax (income) loss			(2,043)	6
Income tax expense (benefit)			716	(2)
Amounts reclassified from accumulated other comprehensive (loss) income, net of tax			1,327	(4)
Current period other comprehensive (loss) income, net of tax			(3,600)	1,737
Less: comprehensive (loss) attributable to non-controlling interests			(15)	7
Balance at September 30, net of tax	(1,396)	2,317	(1,396)	2,317
Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member]
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at December 31, net of tax			(2,820)	(2,341)
Other Comprehensive Income (Loss) Before Reclassifications [Abstract]
Pre-tax (loss) income			301	(1,311)
Income tax benefit (expense)			(105)	458
Other comprehensive (loss) income before reclassifications, net of tax			196	(853)
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) [Abstract]
Pre-tax (income) loss			845	313
Income tax expense (benefit)			(296)	(109)
Amounts reclassified from accumulated other comprehensive (loss) income, net of tax			(549)	(204)
Current period other comprehensive (loss) income, net of tax			745	(649)
Less: comprehensive (loss) attributable to non-controlling interests			0	0
Balance at September 30, net of tax	(2,075)	(2,990)	(2,075)	(2,990)
Accumulated Other Comprehensive Income (Loss) [Member]
Accumulated Other Comprehensive Income (Loss) [Roll Forward]
Balance at December 31, net of tax			(631)	(1,754)
Other Comprehensive Income (Loss) Before Reclassifications [Abstract]
Pre-tax (loss) income			(3,195)	1,355
Income tax benefit (expense)			1,118	(475)
Other comprehensive (loss) income before reclassifications, net of tax			(2,077)	880
Amounts Reclassified from Accumulated Other Comprehensive Income (Loss) [Abstract]
Pre-tax (income) loss			(1,198)	319
Income tax expense (benefit)			420	(111)
Amounts reclassified from accumulated other comprehensive (loss) income, net of tax			778	(208)
Current period other comprehensive (loss) income, net of tax			(2,855)	1,088
Less: comprehensive (loss) attributable to non-controlling interests			(15)	7
Balance at September 30, net of tax	(3,471)	(673)	(3,471)	(673)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Unrealized Investment Gain (Loss) [Member]
Unrealized Gains (Losses) on Available-for-sale Securities
Reclassification of gains (losses) included in net income	756	(16)	2,043	(6)
Related tax (expense) benefit	(265)	6	(716)	2
Net of tax	491	(10)	1,327	(4)
Reclassification out of Accumulated Other Comprehensive Income [Member] | Accumulated Net Gain (Loss) from Designated or Qualifying Cash Flow Hedges [Member]
Interest Rate Swap
Reclassification of (losses) gain included in net income	(286)	(273)	(845)	(313)
Unrealized Gains (Losses) on Available-for-sale Securities
Related tax (expense) benefit	100	94	296	109
Net of tax	$ (186)	$ (179)	$ (549)	$ (204)

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Summary of Significant Accounting Policies (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Noncontrolling Interest [Line Items]
Non-controlling interests	$ 5,422	$ 5,332
Southern Financial Life Insurance Company [Member] | Noncontrolling Interests [Member]
Noncontrolling Interest [Line Items]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	15.00%
Non-controlling interests	558
ProtectCell [Member] | Noncontrolling Interests [Member]
Noncontrolling Interest [Line Items]
Noncontrolling Interest, Ownership Percentage by Noncontrolling Owners	37.60%
Non-controlling interests	$ 4,864

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Fair Value of Financial Instruments Level 3 (Tables)

9 Months Ended

Sep. 30, 2013

Fair Value Disclosures [Abstract]

Fair Value, by Balance Sheet Grouping [Table Text Block]

The carrying and fair values of financial instruments are as follows:	At
	September 30, 2013				December 31, 2012
	Carrying Value		Fair Value		Carrying Value		Fair Value
Financial assets:
Cash and cash equivalents	$	17,213	$	17,213	$	15,209	$	15,209
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	49,439		49,439		23,178		23,178
Municipal securities	22,750		22,750		17,041		17,041
Corporate securities	50,491		50,491		70,008		70,008
Mortgage-backed securities	80		80		289		289
Asset-backed securities	—		—		125		125
Equity securities:
Common stock - publicly traded	44		44		42		42
Preferred stock - publicly traded	5,264		5,264		5,107		5,107
Common stock - non-publicly traded	51		51		58		58
Preferred stock - non-publicly traded	1,013		1,013		1,013		1,013
Notes receivable	5,818		5,818		11,290		11,290
Accounts and premiums receivable, net	32,785		32,785		27,302		27,302
Other receivables	36,109		36,109		13,393		13,393
Short-term investments	971		971		1,222		1,222
Total financial assets	$	222,028	$	222,028	$	185,277	$	185,277
Financial liabilities:
Note payable	$	82,750	$	82,750	$	89,438	$	89,438
Preferred trust securities	35,000		35,000		35,000		35,000
Interest rate swap	3,192		3,192		4,338		4,338
Total financial liabilities	$	120,942	$	120,942	$	128,776	$	128,776

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

At December 31, 2012			Fair Value Measurements Using:
			Quoted prices in active markets for identical assets		Significant other observable inputs		Significant unobservable inputs
	Fair Value		(Level 1)		(Level 2)		(Level 3)
Financial Assets:
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	23,178	$	—	$	23,178	$	—
Municipal securities	17,041		—		17,041		—
Corporate securities	70,008		—		69,956		52
Mortgage-backed securities	289		—		289		—
Asset-backed securities	125		—		125		—
Equity securities:
Common stock - publicly traded	42		42		—		—
Preferred stock - publicly traded	5,107		5,107		—		—
Common stock - non-publicly traded	58		—		—		58
Preferred stock - non-publicly traded	1,013		—		—		1,013
Short-term investments	1,222		1,222		—		—
Total Assets	$	118,083	$	6,371	$	110,589	$	1,123
Financial Liabilities:
Interest rate swap	$	4,338	$	—	$	4,338	$	—

The Company's financial assets and liabilities accounted for at fair value by level within the fair value hierarchy are as follows:

At September 30, 2013			Fair Value Measurements Using:
			Quoted prices in active markets for identical assets		Significant other observable inputs		Significant unobservable inputs
	Fair Value		(Level 1)		(Level 2)		(Level 3)
Financial Assets:
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	49,439	$	—	$	49,439	$	—
Municipal securities	22,750		—		22,750		—
Corporate securities	50,491		—		50,491		—
Mortgage-backed securities	80		—		80		—
Asset-backed securities	—		—		—		—
Equity securities:
Common stock - publicly traded	44		44		—		—
Preferred stock - publicly traded	5,264		5,264		—		—
Common stock - non-publicly traded	51		—		—		51
Preferred stock - non-publicly traded	1,013		—		—		1,013
Short-term investments	971		971		—		—
Total assets	$	130,103	$	6,279	$	122,760	$	1,064
Financial Liabilities:
Interest rate swap	$	3,192	$	—	$	3,192	$	—

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

The Company did not transfer any fixed maturity or equity securities between Level 1 and Level 2 for the nine months ended September 30, 2013. For the nine months ended September 30, 2013, 1 corporate security was transferred from Level 3 to Level 2. This transfer occurred due to the availability of Level 2 pricing for the corporate security, which was unavailable in prior periods. The Company's use of Level 3 unobservable inputs included 6 individual securities that accounted for 0.8% of total investments at September 30, 2013. The Company utilized an independent third party pricing service to value 3 of the Level 3 securities. The value of 2 equity securities in Level 3, which are non-publicly traded preferred stocks, were calculated by the Company. One of the equity securities, with a value of $1.0 million, was valued by taking into account the strength of the issuer's parent company guaranteeing the dividend of the issuer. The second Level 3 equity security, with a value of $13.0 thousand was valued by estimating the total value of the Class-A shares outstanding by the issuer and a review of the issuer's audited financial statements. At December 31, 2012, the Company had 7 individual securities valued under Level 3 that accounted for 1.0% of total investments.

The following table summarizes the changes in Level 3 assets measured at fair value:	For the Nine Months Ended
	September 30, 2013			September 30, 2012
Beginning balance, January 1,	$	1,123		$	1,204
Total realized and (unrealized) investment gains (losses):
Included in net income	—			—
Included in other comprehensive (loss)	(32		)	(19		)
Sales	—			(47		)
Transfers (out of) into Level 3	(27		)	(7		)
Ending balance, September 30,	$	1,064		$	1,131

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Consolidated Balance Sheets (Parentheticals) (USD $) In Thousands, except Share data, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investments
Fixed maturity securities available-for-sale amortized cost basis	$ 123,905	$ 107,095
Equity securities available-for-sale amortized cost basis	$ 7,082	$ 6,082
Stockholders' Equity:
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	150,000,000	150,000,000
Common Stock, Shares, Issued	20,888,520	20,710,370
Common Stock, Shares, Outstanding	20,888,520	20,710,370
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	10,000,000	10,000,000
Preferred stock, shares issued	0	0
Preferred stock, shares outstanding	0	0
Treasury stock, shares	1,224,182	1,024,212

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Variable Interest Entities

9 Months Ended

Sep. 30, 2013

Variable Interest Entity, Not Primary Beneficiary, Disclosures [Abstract]

Variable Interest Entities Disclosure [Text Block]

Variable Interest Entities

In July 2011, the Company sold its 100% interest in Creative Investigations Recovery Group, LLC ("CIRG"). The consideration included a note receivable, included on the Consolidated Balance Sheets, with a first priority lien security interest in the assets of CIRG and other property of the buyers. The Company performed a detailed analysis of the CIRG sale transaction and determined that CIRG is considered a VIE, as defined in ASC 810, because the Company has an interest due to the note financing. The Company further determined that it is not the primary beneficiary because the Company does not have the power to direct the activities of the VIE and has no right to receive the residual returns of CIRG. Therefore, CIRG is not consolidated in the Company's results of operations. During the nine months ended September 30, 2013, the Company suspended recognition of interest income on the note and engaged the buyer in discussions, because the buyer was experiencing short term cash flow constraints. The Company determined that it would not pursue remedies available under the note at this time, and the parties executed a forbearance agreement along with a security agreement and a subordination agreement designed to allow more flexibility in timing of repayment; the principal amount and interest rate are unchanged. These contracts do not give the Company control over the business, and the Company may still leverage the remedies of the note should it deem such action necessary. The Company also provided an additional $0.1 million in short term funding, and the buyer has begun to repay that balance. The Company's maximum exposure to loss in the VIE is limited to the outstanding balance of the note receivable (including accrued interest receivable) and the remaining balance of the short term funding, presented in the table below:

	At
	September 30, 2013		December 31, 2012
The Company's maximum exposure to loss in the VIE	$	1,251	$	1,139

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Consolidated Statements of Comprehensive Income (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Net Income	$ 3,222	$ 4,024	$ 10,157	$ 11,382
Other comprehensive Income (Loss), net of tax:
Unrealized holding (losses) gains arising during the period	(221)	1,432	(3,496)	2,666
Related tax benefit (expense)	77	(501)	1,223	(933)
Reclassification of (gains) losses included in net income	(756)	16	(2,043)	6
Related tax expense (benefit)	265	(6)	716	(2)
Unrealized (losses) gains on available-for-sale securities, net of tax	(635)	941	(3,600)	1,737
Interest Rate Swap
Unrealized (loss) gain on interest rate swap	(263)	(470)	301	(1,311)
Related tax benefit (expense)	92	163	(105)	458
Reclassification of loss included in net income	286	273	845	313
Related tax (benefit)	(100)	(94)	(296)	(109)
Unrealized gain (loss) on interest rate swap, net of tax	15	(128)	745	(649)
Other comprehensive (loss) income before non-controlling interests, net of tax	(620)	813	(2,855)	1,088
Less: comprehensive (loss) income attributable to non-controlling interests	(4)	6	(15)	7
Other comprehensive (loss) income	(616)	807	(2,840)	1,081
Comprehensive income	$ 2,606	$ 4,831	$ 7,317	$ 12,463

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Other Intangible Assets Level 4 Other Intangible Assets, Carrying Values and Amortization Periods (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	$ 67,476	$ 67,424
Accumulated Amortization	(24,587)	(18,989)
Net Carrying Amount	42,889	48,435
Customer and Agent Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	52,282	52,230
Accumulated Amortization	(16,659)	(12,340)
Net Carrying Amount	35,623	39,890
Trade Names [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	1,200	1,200
Accumulated Amortization	(114)	0
Net Carrying Amount	1,086	1,200
Software [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	10,138	10,138
Accumulated Amortization	(4,459)	(3,385)
Net Carrying Amount	5,679	6,753
Present Value of Future Profits [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	548	548
Accumulated Amortization	(548)	(548)
Net Carrying Amount	0	0
Noncompete Agreements [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Gross Carrying Amount	3,308	3,308
Accumulated Amortization	(2,807)	(2,716)
Net Carrying Amount	$ 501	$ 592
Minimum [Member] | Customer and Agent Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	5 years
Minimum [Member] | Trade Names [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	8 years
Minimum [Member] | Software [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	2 years 3 months
Minimum [Member] | Present Value of Future Profits [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	3 months 18 days
Minimum [Member] | Noncompete Agreements [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	1 year 6 months
Maximum [Member] | Customer and Agent Relationships [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	15 years
Maximum [Member] | Trade Names [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	10 years
Maximum [Member] | Software [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	10 years
Maximum [Member] | Present Value of Future Profits [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	9 months
Maximum [Member] | Noncompete Agreements [Member]
Acquired Finite-Lived Intangible Assets [Line Items]
Amortization period (Years)	6 years

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Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investments
Fixed maturity securities available-for-sale, at fair value (amortized cost of $123,905 at September 30, 2013 and $107,095 at December 31, 2012)	$ 122,760	$ 110,641
Equity securities available-for-sale, at fair value (cost of $7,082 at September 30, 2013 and $6,082 at December 31, 2012)	6,372	6,220
Short-term investments	971	1,222
Total investments	130,103	118,083
Cash and cash equivalents	17,213	15,209
Restricted cash	28,792	31,142
Accrued investment income	1,006	1,235
Notes receivable, net	5,818	11,290
Accounts and premiums receivable, net	32,785	27,302
Other receivables	36,109	13,393
Reinsurance receivables	211,835	203,988
Deferred acquisition costs	67,529	59,320
Property and equipment, net	16,805	17,900
Goodwill	127,679	127,679
Other intangible assets, net	65,139	70,310
Income taxes receivable	0	2,919
Other assets	9,062	7,667
Total assets	749,875	707,437
Liabilities:
Unpaid claims	33,471	33,007
Unearned premiums	249,671	235,900
Policyholder account balances	24,403	26,023
Accrued expenses, accounts payable and other liabilities	76,298	58,660
Income taxes payable	237	0
Deferred revenue	69,188	55,043
Note payable	82,750	89,438
Preferred trust securities	35,000	35,000
Deferred income taxes, net	25,844	28,651
Total liabilities	596,862	561,722
Commitments and Contingencies (Note 19)
Stockholders' Equity:
Preferred stock, par value $0.01; 10,000,000 shares authorized; none issued	0	0
Common stock, par value $0.01; 150,000,000 shares authorized; 20,888,520 and 20,710,370 shares issued at September 30, 2013 and December 31, 2012, respectively, including shares in treasury	209	207
Treasury stock, at cost; 1,224,182 and 1,024,212 shares at September 30, 2013 and December 31, 2012, respectively	(8,014)	(6,651)
Additional paid-in capital	98,893	97,641
Accumulated other comprehensive loss, net of tax	(3,471)	(631)
Retained earnings	59,974	49,817
Stockholders' equity before non-controlling interests	147,591	140,383
Non-controlling interests	5,422	5,332
Total stockholders' equity	153,013	145,715
Total liabilities and stockholders' equity	$ 749,875	$ 707,437

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Summary of Significant Accounting Policies Reclassifications (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended		3 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Jun. 30, 2013 Scenario, Previously Reported [Member]	Mar. 31, 2013 Scenario, Previously Reported [Member]	Jun. 30, 2013 Restatement Adjustment [Member]	Mar. 31, 2013 Restatement Adjustment [Member]	Jun. 30, 2013 Scenario, Actual [Member]	Mar. 31, 2013 Scenario, Actual [Member]
Member benefit claims	$ 13,834	$ 1,157	$ 34,624	$ 3,558	$ 11,114	$ 8,978	$ 310	$ 388	$ 11,424	$ 9,366
Other operating expenses	10,850	7,959	30,438	21,635	10,481	9,805	(310)	(388)	10,171	9,417
Net Income	$ 3,222	$ 4,024	$ 10,157	$ 11,382	$ 4,442	$ 2,493	$ 0	$ 0	$ 4,442	$ 2,493

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Stock-Based Compensation Summary of Restricted Stock Awards (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Share-based Compensation awards, performanced-based [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Granted (in shares)		76,326
Share-based Compensation awards, restricted share awards,time-based [Member] [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Shares outstanding, beginning balance (in shares)		103,000
Granted (in shares)		81,016
Vested (in shares)		(29,336)
Forfeited (in shares)		0
Shares outstanding, ending balance (in shares)	154,680	154,680
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Shares outstanding, Weighted Average Grant Date Fair Value, beginning balance (in dollars per share)		$ 8.00
Granted, Weighted Average Grant Date Fair Value (in dollars per share)		$ 9.39
Vested, Weighted Average Grant Date Fair Value (in dollars per share)		$ 7.48
Forfeited, Weighted Average Grant Date Fair Value (in dollars per share)		$ 0.00
Shares outstanding, Weighted Average Grant Date Fair Value, ending balance (in dollars per share)	$ 8.83	$ 8.83
Share-based Compensation awards, restricted share awards,performance-based [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Shares outstanding, beginning balance (in shares)		80,861
Granted (in shares)		76,326
Vested (in shares)		0
Forfeited (in shares)		(15,185)
Shares outstanding, ending balance (in shares)	142,002	142,002
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Shares outstanding, Weighted Average Grant Date Fair Value, beginning balance (in dollars per share)		$ 11.00
Granted, Weighted Average Grant Date Fair Value (in dollars per share)		$ 8.89
Vested, Weighted Average Grant Date Fair Value (in dollars per share)		$ 0.00
Forfeited, Weighted Average Grant Date Fair Value (in dollars per share)		$ 8.89
Shares outstanding, Weighted Average Grant Date Fair Value, ending balance (in dollars per share)	$ 10.09	$ 10.09
Share-based Compensation awards, time-based [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Granted (in shares)	3,415	6,016
Director [Member] | Share-based Compensation awards, time-based [Member]
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]
Granted (in shares)		75,000
Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Roll Forward]
Number of employees receiving grants		5

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Stock-Based Compensation Summary of Stock Option Activity (Details) (USD $)	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period		3 years
Options Outstanding, Weighted Average Remaining Contractual Term (in years)		5 years 0 months 4 days
Options Exercisable, Weighted Average Remaining Contractual Term		3 years 8 months 27 days
Share-based Compensation awards, time-based [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Beginning Balance (in shares)		2,016,231
Options Outstanding, Weighted Average Exercise Price, Beginning Balance (in dollars per share)		$ 4.38
Options Exercisable, Beginning Balance (in shares)		1,690,040
Options Exercisable, Weighted Average Exercise Price, Beginning Balance (in dollars per share)		$ 3.66
Granted (in shares)	60,000	60,000
Granted, Weighted Average Exercise Price (in dollars per share)		$ 7.62
Vested (in shares)		114,617
Vested, Weighted Average Exercise Price (in dollars per share)		$ 8.44
Exercised (in shares)		(6,250)
Exercised, Weighted Average Exercise Price (in dollars per share)		$ 7.84
Canceled/forfeited (in shares)		(28,750)
Canceled/forfeited, Weighted Average Exercise Price (in dollars per share)		$ 7.87
Options Outstanding, Ending Balance (in shares)	2,041,231	2,041,231
Options Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 4.42	$ 4.42
Options Exercisable, Ending Balance (in shares)	1,798,407	1,798,407
Options Exercisable, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 3.95	$ 3.95
Options Outstanding, Weighted Average Remaining Contractual Term (in years)		4 years 3 months 18 days
Options Exercisable, Weighted Average Remaining Contractual Term		3 years 8 months 12 days
Share-based Compensation awards, performanced-based [Member]
Share-based Compensation Arrangement by Share-based Payment Award [Line Items]
Options Outstanding, Beginning Balance (in shares)		185,000
Options Outstanding, Weighted Average Exercise Price, Beginning Balance (in dollars per share)		$ 8.00
Options Exercisable, Beginning Balance (in shares)		0
Options Exercisable, Weighted Average Exercise Price, Beginning Balance (in dollars per share)		$ 0.00
Granted (in shares)		228,981
Granted, Weighted Average Exercise Price (in dollars per share)		$ 8.89
Exercised (in shares)		0
Exercised, Weighted Average Exercise Price (in dollars per share)		$ 0.00
Canceled/forfeited (in shares)		60,557
Canceled/forfeited, Weighted Average Exercise Price (in dollars per share)		$ 8.67
Options Outstanding, Ending Balance (in shares)	353,424	353,424
Options Outstanding, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 8.46	$ 8.46
Options Exercisable, Ending Balance (in shares)	0	0
Options Exercisable, Weighted Average Exercise Price, Ending Balance (in dollars per share)	$ 0.00	$ 0.00
Options Outstanding, Weighted Average Remaining Contractual Term (in years)		9 years 0 months 0 days
Options Exercisable, Weighted Average Remaining Contractual Term		0 years

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Related Party Transactions

9 Months Ended

Sep. 30, 2013

Related Party Transactions [Abstract]

Related Party Transactions Disclosure [Text Block]

Related Party Transactions

In conjunction with the December 31, 2012 acquisition of ProtectCELL, the Company assumed an office space lease between ProtectCELL and 39500 High Pointe, LLC ("High Pointe"). The ownership of High Pointe includes three members who were the founding members of ProtectCELL and are now employees of the Company. The Company made lease payments to High Pointe during the three and nine months ended September 30, 2013, which are reflected in the table below.

At December 31, 2012, ProtectCELL held a $6.1 million note receivable carrying an interest rate of 8.00% from High Pointe, which was fully secured by a mortgage on the office building owned by High Pointe (see above lease). On March 15, 2013, ProtectCELL received $6.1 million from High Pointe, representing the full payoff of the outstanding balance of the note receivable. The Company only recorded interest income on this note receivable during the three months ended March 31, 2013.

An executive officer of ProtectCELL owns multiple wireless retail locations, which sell ProtectCELL protection plans to wireless retail customers. For the three and nine months ended September 30, 2013, the Company recorded income from and paid commissions for this related party arrangement, which are reflected in the table below.

In conjunction with the December 31, 2012 acquisition of 4Warranty, the Company assumed an office space lease between 4Warranty and Source International Incorporated ("Source"), effective January 1, 2013. The ownership of Source is comprised of two individuals who have consulting relationships with the Company. The Company made lease payments to Source for the three and nine months ended September 30, 2013, which are reflected in the table below.

In January 2012, the Company recorded a receivable due from an officer of the Company relating to the 2010 acquisition of South Bay Acceptance Corporation, which had a balance of $0.1 million at September 30, 2013 and December 31, 2012, respectively.

In December 2011, the Company entered into an information technology support services agreement (the "IT Agreement") with a company for which a member serving on the Company's Board of Directors also serves on the board of the company receiving the information technology support services from the Company. The IT Agreement has no set term and calls for a total of $0.3 million plus reimbursement of expenses to be received by the Company over the duration of the agreement. The Company recorded income from the IT Agreement during the nine months ended September 30, 2012, which is reflected in the table below.

In December 2011, the Company entered into a marketing and referral agreement (the "Marketing Agreement") with a company in which a member serving on the Company's Board of Directors also serves on the board of the company providing the marketing services (the "Marketer"). The Marketing Agreement has a five year term and requires the Company to pay the Marketer a per account fee per month based on the number of enrolled customers the Marketer obtains for the Company. In conjunction with this Marketing Agreement, during April 2013, the Company entered into an agreement under which the Marketer began selling insurance-related products of the Company to the Marketer's customers. The Company recorded income and paid claims, associated with the sale of the Company's insurance-related products, for the three and nine months ended September 30, 2013, which are reflected in the table below.

The following table details the amounts recorded on the Company's Consolidated Balance Sheets and Consolidated Statements of Income resulting from related party transactions:

	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
Income recorded by ProtectCELL for protection plans sold	$	537	$	—	$	1,639	$	—
Income recorded for the sale of the Company's insurance-related products under the Marketing Agreement	324		—		592		—
Income recorded from the IT Agreement	—		—		—		218
Total related party income recorded by the Company	$	861	$	—	$	2,231	$	218
Interest income recorded on related party notes receivable	$	—	$	—	$	21	$	—
Lease expense paid to 39500 High Pointe, LLC	$	103	$	—	$	300	$	—
Lease expense paid to Source International Incorporated	29		—		87		—
Total related party lease expense	$	132	$	—	$	387	$	—
Commissions paid by ProtectCELL for protection plans sold	$	200	$	—	$	651	$	—
Claims paid on the Company's insurance-related products under the Marketing Agreement	$	26	$	—	$	26	$	—
					At
					September 30, 2013		December 31, 2012
Notes receivable from related parties					$	134	$	6,269

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Stock-Based Compensation

9 Months Ended

Sep. 30, 2013

Stock-based compensation [Abstract]

Disclosure of Compensation Related Costs, Share-based Payments [Text Block]

Stock-Based Compensation

Stock Options

The Company granted 60,000 time-based stock options to employees during the three months ended September 30, 2013, which vest in equal portions on each of the four anniversaries of the grant date. During the nine months ended September 30, 2013, the Company granted 228,981 performance-based stock options under the Company's Long-Term Incentive Plan ("LTIP"). The performance-based awards will vest, if at all, should the Company achieve three-year performance goals on or before December 31, 2015 for (i) net revenue (Compound Annual Growth Rate), (ii) earnings growth (Net Income) and (iii) profitable growth (Return on Average Equity). The performance metrics are equally weighted such that achievement of any one target results in vesting of one-third of the total equity award. If any of the target(s) are not attained by December 31, 2015, the one-third portion(s) of the award associated with the unattained target(s) will be canceled.

A summary of the Company's time- and performance-based stock option activity for the nine months ended September 30, 2013 is presented below:

	Time-Based								Performance-Based
	Options Outstanding		Weighted Average Exercise Price (in dollars per share)		Options Exercisable		Weighted Average Exercise Price (in dollars per share)		Options Outstanding		Weighted Average Exercise Price (in dollars per share)		Options Exercisable	Weighted Average Exercise Price (in dollars per share)
Balance, December 31, 2012	2,016,231		$	4.38	1,690,040		$	3.66	185,000		$	8.00	—	$	—
Granted	60,000		7.62		—		—		228,981		8.89		—	—
Vested	—		—		114,617		8.44		—		—		—	—
Exercised	(6,250	)	7.84		(6,250	)	7.84		—		—		—	—
Canceled/forfeited	(28,750	)	7.87		—		—		(60,557	)	8.67		—	—
Balance, September 30, 2013	2,041,231		$	4.42	1,798,407		$	3.95	353,424		$	8.46	—	$	—
Weighted average remaining contractual term at September 30, 2013 (in years)	4.3				3.7				9.0				0.0

The following presents the Company's outstanding and exercisable time- and performance-based stock options by exercise price at September 30, 2013:

	Options Outstanding				Options Exercisable
Exercise Price (in dollars per share)	Option Shares Outstanding	Weighted Average Remaining Contractual Life (in years)	Weighted Average Exercise Price (in dollars per share)		Option Shares Outstanding	Weighted Average Remaining Contractual Life (in years)	Weighted Average Exercise Price (in dollars per share)
$3.03	787,500	2.13	$	3.03	787,500	2.13	$	3.03
3.25	757,963	4.07	3.25		757,963	4.07	3.25
7.62	60,000	9.92	7.62		—	—	—
7.84	232,500	7.75	7.84		131,676	7.75	7.84
7.93	5,000	9.00	7.93		—	—	—
7.97	110,000	8.92	7.97		36,676	8.92	7.97
8.00	170,000	8.75	8.00		—	—	—
8.89	183,424	9.25	8.89		—	—	—
11.00	88,268	7.21	11.00		84,592	7.21	11.00
Totals	2,394,655	5.01	$	5.02	1,798,407	3.74	$	3.95

Information on time- and performance-based stock options, vested and expected to vest, is as follows:	At
	September 30, 2013
Number of shares vested and expected to vest	2,189,548
Weighted average remaining contractual life (in years)	4.62
Weighted average exercise price per option (in dollars)	$	4.66
Intrinsic value (in thousands)	$	8,644

The weighted average assumptions used to estimate the fair values of the stock options granted is as follows:

	For the Nine Months Ended
	September 30, 2013
Expected term (in years)	7.81
Expected volatility	32.37	%
Expected dividends	—	%
Risk-free rate	1.54	%

Restricted Stock Awards

The Company granted 3,415 and 6,016 time-based restricted stock awards to employees during the three and nine months ended September 30, 2013, respectively, which vest in equal portions on each of the four anniversaries of the grant date. During the nine months ended September 30, 2013, the Company granted 76,326 performance-based restricted stock awards to employees under the LTIP. The performance-based restricted stock awards will vest based on the same criteria as the performance based stock options described in the above section titled, "Stock Options."

In addition, during the nine months ended September 30, 2013, the Company granted a total of 75,000 time-based restricted stock awards, equally distributed to five of its Directors, which vest in equal portions on each of the three anniversaries of the grant date.

A summary of the Company's time- and performance-based restricted stock award activity for the nine months ended September 30, 2013 is presented below:

	Time-Based				Performance-Based
	Shares		Weighted Average Grant Date Fair Value (in dollars per share)		Shares		Weighted Average Grant Date Fair Value (in dollars per share)
Shares outstanding at December 31, 2012	103,000		$	8.00	80,861		$	11.00
Granted	81,016		9.39		76,326		8.89
Vested	(29,336	)	7.48		—		—
Forfeited	—		—		(15,185	)	8.89
Shares outstanding at September 30, 2013	154,680		$	8.83	142,002		$	10.09

Stock-Based Compensation Expense

Total time- and performance-based stock-based compensation expense and the related income tax (benefit), as recognized on the Consolidated Statements of Income, is as follows:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Personnel costs	$	226		$	205		$	614		$	447
Other operating expenses	131			82			373			210
Income tax benefit	(137		)	(110		)	(378		)	(251		)
Net stock-based compensation expense	$	220		$	177		$	609		$	406

Additional information on total non-vested stock-based compensation is as follows:	At
	September 30, 2013
	Stock Options		Restricted Stock Awards
Unrecognized compensation cost related to non-vested awards	$	867	$	1,184
Weighted-average recognition period (in years)	2.4		3.7

For the three and nine months ended September 30, 2013, the Company did not recognize expense on 183,424 performance-based stock options and 61,141 performance-based restricted stock awards because the attainment of the performance metrics associated with these awards was not probable based on current projections.

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Income Taxes Provision for income taxes (Tables)

9 Months Ended

Sep. 30, 2013

Income taxes [Abstract]

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

The provision for income taxes consisted of the following:	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Current	$	3,394		$	2,568		$	7,358		$	5,697
Deferred	(1,126		)	(171		)	(1,310		)	695
Income taxes	$	2,268		$	2,397		$	6,048		$	6,392

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

The reconciliation of the income tax expense at the federal statutory income tax rate of 35% is as follows:

	For the Three Months Ended										For the Nine Months Ended
	September 30, 2013					September 30, 2012					September 30, 2013					September 30, 2012
	Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income
Income taxes at federal income tax rate	$	1,875		35.00	%	$	2,258		35.00	%	$	5,977		35.00	%	$	6,243		35.00	%
Effect of:
Small life deduction	(197		)	(3.68	)	(140		)	(2.17	)	(388		)	(2.27	)	(368		)	(2.06	)
Non-deductible expenses	34			0.63		17			0.26		81			0.47		87			0.49
Tax exempt interest	(38		)	(0.71	)	(23		)	(0.36	)	(109		)	(0.64	)	(73		)	(0.41	)
State taxes	170			3.17		67			1.04		415			2.43		319			1.79
Prior year tax true-up	312			5.82		116			1.80		312			1.83		103			0.58
Non-controlling interest	47			0.88		—			—		(304		)	(1.78	)	—			—
Other, net	65			1.21		102			1.58		64			0.37		81			0.45
Income taxes	$	2,268		42.32	%	$	2,397		37.15	%	$	6,048		35.41	%	$	6,392		35.84	%

XML

Stock-Based Compensation Stock-options, vested and expected to vest (Details) (USD $) In Thousands, except Share data, unless otherwise specified	9 Months Ended
	Sep. 30, 2013
Stock-based compensation [Abstract]
Number of shares vested and expected to vest	2,189,548
Weighted average remaining contractual life (in years)	4 years 7 months 13 days
Weighted average exercise price per option (in dollars)	$ 4.66
Intrinsic value (in thousands)	$ 8,644

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Variable Interest Entities (Details) (USD $)	9 Months Ended	1 Months Ended
	Sep. 30, 2013	Jul. 31, 2011 Creative Investigations Recovery Group (CIRG)	Sep. 30, 2013 Creative Investigations Recovery Group (CIRG)	Dec. 31, 2012 Creative Investigations Recovery Group (CIRG)
Variable Interest Entity [Line Items]
Ownership Percentage in VIE		100.00%
The Company's maximum exposure to loss in the VIE			$ 1,251,000	$ 1,139,000
Variable Interest Entity, Additional Short Term Funding	$ 100,000

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Investments Investments in a unrealized loss position for <> 12 Months, current period (Details) (USD $)	Sep. 30, 2013 Securities	Dec. 31, 2012 Securities
Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	$ 29,025,000	$ 857,000
Unrealized Losses, Less than Twelve Months	(402,000)	(7,000)
Number of securities, Less than Twelve Months	41	11
Fair Value, Twelve months or Greater	465,000	0
Unrealized Losses,Twelve months or Greater	(7,000)	0
Number of securities,Twelve months or Greater	6	0
Total, Fair Value	29,490,000	857,000
Total Unrealized Losses	(409,000)	(7,000)
Total, Number of Securities	47	11
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	9,294,000	734,000
Unrealized Losses, Less than Twelve Months	(379,000)	(8,000)
Number of securities, Less than Twelve Months	15	1
Fair Value, Twelve months or Greater	0	0
Unrealized Losses,Twelve months or Greater	0	0
Number of securities,Twelve months or Greater	0	0
Total, Fair Value	9,294,000	734,000
Total Unrealized Losses	(379,000)	(8,000)
Total, Number of Securities	15	1
Corporate Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	33,403,000	12,625,000
Unrealized Losses, Less than Twelve Months	(791,000)	(63,000)
Number of securities, Less than Twelve Months	38	16
Fair Value, Twelve months or Greater	681,000	183,000
Unrealized Losses,Twelve months or Greater	(39,000)	(17,000)
Number of securities,Twelve months or Greater	2	0
Total, Fair Value	34,084,000	12,808,000
Total Unrealized Losses	(830,000)	(80,000)
Total, Number of Securities	40	17
Total Fixed Maturity Securites [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	71,722,000	14,216,000
Unrealized Losses, Less than Twelve Months	(1,572,000)	(78,000)
Number of securities, Less than Twelve Months	94	28
Fair Value, Twelve months or Greater	1,146,000	183,000
Unrealized Losses,Twelve months or Greater	(46,000)	(17,000)
Number of securities,Twelve months or Greater	8	0
Total, Fair Value	72,868,000	14,399,000
Total Unrealized Losses	(1,618,000)	(95,000)
Total, Number of Securities	102	29
Preferred Stock, publicly traded [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	5,263,000	198,000
Unrealized Losses, Less than Twelve Months	(711,000)	(1,000)
Number of securities, Less than Twelve Months	9	1
Fair Value, Twelve months or Greater	0	0
Unrealized Losses,Twelve months or Greater	0	0
Number of securities,Twelve months or Greater	0	0
Total, Fair Value	5,263,000	198,000
Total Unrealized Losses	(711,000)	(1,000)
Total, Number of Securities	9	1
Common stock, non-publicly traded [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	0	0
Unrealized Losses, Less than Twelve Months	0	0
Number of securities, Less than Twelve Months	0	0
Fair Value, Twelve months or Greater	31,000	39,000
Unrealized Losses,Twelve months or Greater	(13,000)	(5,000)
Number of securities,Twelve months or Greater	2	0
Total, Fair Value	31,000	39,000
Total Unrealized Losses	(13,000)	(5,000)
Total, Number of Securities	2	2
Total Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Fair Value, Less than Twelve Months	5,263,000	198,000
Unrealized Losses, Less than Twelve Months	(711,000)	(1,000)
Number of securities, Less than Twelve Months	9	1
Fair Value, Twelve months or Greater	31,000	39,000
Unrealized Losses,Twelve months or Greater	(13,000)	(5,000)
Number of securities,Twelve months or Greater	2	0
Total, Fair Value	5,294,000	237,000
Total Unrealized Losses	$ (724,000)	$ (6,000)
Total, Number of Securities	11	3

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Investments (Tables)

9 Months Ended

Sep. 30, 2013

Investments [Abstract]

Available-for-sale Securities [Table Text Block]

The following table summarizes the Company's available-for-sale fixed maturity and equity securities:

	At
	September 30, 2013
Description of Security	Cost or Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	49,610	$	238	$	(409	)	$	49,439
Municipal securities	23,033		96		(379		)	22,750
Corporate securities	51,183		138		(830		)	50,491
Mortgage-backed securities	79		1		—			80
Total fixed maturity securities	$	123,905	$	473	$	(1,618	)	$	122,760
Equity securities:
Common stock - publicly traded	$	39	$	5	$	—		$	44
Preferred stock - publicly traded	5,975		—		(711		)	5,264
Common stock - non-publicly traded	59		5		(13		)	51
Preferred stock - non-publicly traded	1,009		4		—			1,013
Total equity securities	$	7,082	$	14	$	(724	)	$	6,372

	At
	December 31, 2012
Description of Security	Cost or Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	22,424	$	761	$	(7	)	$	23,178
Municipal securities	16,636		413		(8		)	17,041
Corporate securities	67,627		2,461		(80		)	70,008
Mortgage-backed securities	285		4		—			289
Asset-backed securities	123		2		—			125
Total fixed maturity securities	$	107,095	$	3,641	$	(95	)	$	110,641
Equity securities:
Common stock - publicly traded	$	39	$	3	$	—		$	42
Preferred stock - publicly traded	4,975		133		(1		)	5,107
Common stock - non-publicly traded	59		4		(5		)	58
Preferred stock - non-publicly traded	1,009		4		—			1,013
Total equity securities	$	6,082	$	144	$	(6	)	$	6,220

Restricted investments [Table Text Block]

Pursuant to certain reinsurance agreements and statutory licensing requirements, the Company has deposited invested assets in custody accounts or insurance department safekeeping accounts. The Company is not permitted to remove invested assets from these accounts without prior approval of the contractual party or regulatory authority, as applicable. The following table details the Company's restricted investments:

	At
	September 30, 2013		December 31, 2012
Fair value of restricted investments for special deposits required by state insurance departments	$	10,384	$	10,988
Fair value of restricted investments in trust pursuant to reinsurance agreements	6,289		6,954
Fair value of restricted investments	$	16,673	$	17,942

Investments Classified by Contractual Maturity Date [Table Text Block]

The amortized cost and fair value of fixed maturity securities by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers have the right to call or prepay obligations with or without call or prepayment penalties.

	At
	September 30, 2013				December 31, 2012
	Amortized Cost		Fair Value		Amortized Cost		Fair Value
Due in one year or less	$	18,439	$	18,448	$	5,557	$	5,608
Due after one year through five years	59,966		59,885		58,378		60,323
Due after five years through ten years	22,028		21,282		24,983		25,900
Due after ten years	23,393		23,065		17,769		18,396
Mortgage-backed securities	79		80		285		289
Asset-backed securities	—		—		123		125
Total fixed maturity securities	$	123,905	$	122,760	$	107,095	$	110,641

Schedule of Unrealized Loss on Investments [Table Text Block]

The following table provides information on unrealized losses on investment securities that have been in an unrealized loss position for less than twelve months, and twelve months or greater:

	At
	September 30, 2013
	Less than Twelve Months						Twelve Months or Greater						Total
Description of Security	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	29,025	$	(402	)	41	$	465	$	(7	)	6	$	29,490	$	(409	)	47
Municipal securities	9,294		(379		)	15	—		—			—	9,294		(379		)	15
Corporate securities	33,403		(791		)	38	681		(39		)	2	34,084		(830		)	40
Total fixed maturity securities	$	71,722	$	(1,572	)	94	$	1,146	$	(46	)	8	$	72,868	$	(1,618	)	102
Equity securities:
Preferred stock - publicly traded	$	5,263	$	(711	)	9	$	—	$	—		—	$	5,263	$	(711	)	9
Common stock - non-publicly traded	—		—			—	31		(13		)	2	31		(13		)	2
Total equity securities	$	5,263	$	(711	)	9	$	31	$	(13	)	2	$	5,294	$	(724	)	11

	At
	December 31, 2012
	Less than Twelve Months						Twelve Months or Greater						Total
Description of Security	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	857	$	(7	)	11	$	—	$	—		—	$	857	$	(7	)	11
Municipal securities	734		(8		)	1	—		—			—	734		(8		)	1
Corporate securities	12,625		(63		)	16	183		(17		)	1	12,808		(80		)	17
Total fixed maturity securities	$	14,216	$	(78	)	28	$	183	$	(17	)	1	$	14,399	$	(95	)	29
Equity securities:
Preferred stock - publicly traded	$	198	$	(1	)	1	$	—	$	—		—	$	198	$	(1	)	1
Common stock - non-publicly traded	—		—			—	39		(5		)	2	39		(5		)	2
Total equity securities	$	198	$	(1	)	1	$	39	$	(5	)	2	$	237	$	(6	)	3

The Company does not intend to sell the investments that are in an unrealized loss position at September 30, 2013 and it is more likely than not that the Company will be able to hold these securities until full recovery of their amortized cost basis for fixed maturity securities or cost for equity securities. As of September 30, 2013, based on the Company's review, none of the fixed maturity or equity securities were deemed to be other-than-temporarily impaired based on the Company's analysis of the securities and intent to hold the securities until recovery.

Gross proceeds from the sale of available-for-sale securities [Table Text Block]

The following table summarizes the gross proceeds from the sale of available-for-sale investment securities:

	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013	September 30, 2012
Gross proceeds from sales	$	27,139	$	503	54,663	$	4,980

Gain (Loss) on Investments [Table Text Block]

The following table summarizes the gross realized gains and gross realized losses for both fixed maturity and equity securities and any realized losses for other-than-temporary impairments for available-for-sale investment securities:

	For the Three Months Ended					For the Nine Months Ended
	September 30, 2013		September 30, 2012			September 30, 2013			September 30, 2012
Gross realized gains	$	756	$	—		$	2,118		$	22
Gross realized losses	—		—			(75		)	(12		)
Total net gains from investment sales	756		—			2,043			10
Impairment write-downs (other-than-temporary impairments)	—		(16		)	—			(16		)
Net realized investment gains	$	756	$	(16	)	$	2,043		$	(6	)

Investment Income [Table Text Block]

The following schedule details the components of net investment income:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Fixed income securities	$	670		$	628		$	2,094		$	1,954
Cash on hand and on deposit	11			47			47			143
Common and preferred stock dividends	98			77			275			191
Notes receivable	99			75			239			201
Other income	3			34			117			104
Investment expenses	(109		)	(117		)	(339		)	(374		)
Net investment income	$	772		$	744		$	2,433		$	2,219

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Other Comprehensive Income (Tables)

9 Months Ended

Sep. 30, 2013

Other Comprehensive Income [Abstract]

Schedule of Comprehensive Income (Loss)

The following schedule presents the activity in accumulated other comprehensive income (loss), ("AOCI") for the following periods:

	For the Nine Months Ended
	September 30, 2013
	Net unrealized gains (losses) on available-for-sale securities			Net unrealized gain (loss) on interest rate swap			Total
Balance at December 31, 2012, net of tax	$	2,189		$	(2,820	)	$	(631	)
Other comprehensive income (loss) before reclassifications:
Pre-tax (loss) income	(3,496		)	301			(3,195		)
Income tax benefit (expense)	1,223			(105		)	1,118
Other comprehensive (loss) income before reclassifications, net of tax	(2,273		)	196			(2,077		)
Amounts reclassified from accumulated other comprehensive income (loss):
Pre-tax (income) loss	(2,043		)	845			(1,198		)
Income tax expense (benefit)	716			(296		)	420
Amounts reclassified from accumulated other comprehensive (loss) income, net of tax	(1,327		)	549			(778		)
Current period other comprehensive (loss) income, net of tax	(3,600		)	745			(2,855		)
Less: comprehensive (loss) attributable to non-controlling interests	(15		)	—			(15		)
Balance at September 30, 2013, net of tax	$	(1,396	)	$	(2,075	)	$	(3,471	)

	For the Nine Months Ended
	September 30, 2012
	Net unrealized gains (losses) on available-for-sale securities			Net unrealized gain (loss) on interest rate swap			Total
Balance at December 31, 2011, net of tax	$	587		$	(2,341	)	$	(1,754	)
Other comprehensive income (loss) before reclassifications:
Pre-tax income (loss)	2,666			(1,311		)	1,355
Income tax (expense) benefit	(933		)	458			(475		)
Other comprehensive income (loss) before reclassifications, net of tax	1,733			(853		)	880
Amounts reclassified from accumulated other comprehensive income (loss):
Pre-tax loss	6			313			319
Income tax (benefit)	(2		)	(109		)	(111		)
Amounts reclassified from accumulated other comprehensive income (loss), net of tax	4			204			208
Net current period other comprehensive income (loss), net of taxes	1,737			(649		)	1,088
Less: comprehensive income attributable to non-controlling interests	7			—			7
Balance at September 30, 2012, net of tax	$	2,317		$	(2,990	)	$	(673	)

Schedule of Amounts Recognized in Other Comprehensive Income (Loss)

The following schedule presents the reclassifications out of AOCI for the following periods:

	For the Three Months Ended
	September 30, 2013			September 30, 2012			Consolidated Statement of Income Location
Unrealized gains (losses) on available-for-sale securities:
Reclassification of gains (losses) included in net income	$	756		$	(16	)	Net realized investment gains (losses)
Related tax (expense) benefit	(265		)	6			Income taxes
Net of tax	$	491		$	(10	)	Net Income
Unrealized gain (loss) on interest rate swap:
Reclassification of (losses) gain included in net income	$	(286	)	$	(273	)	Interest expense
Related tax (expense) benefit	100			94			Income taxes
Net of tax	$	(186	)	$	(179	)	Net Income
	For the Nine Months Ended
	September 30, 2013			September 30, 2012			Consolidated Statement of Income Location
Unrealized gains (losses) on available-for-sale securities:
Reclassification of gains (losses) included in net income	$	2,043		$	(6	)	Net realized investment gains (losses)
Related tax (expense) benefit	(716		)	2			Income taxes
Net of tax	$	1,327		$	(4	)	Net Income
Unrealized loss on interest rate swap:
Reclassification of (losses) included in net income	(845		)	(313		)	Interest expense
Related tax benefit	296			109			Income taxes
Net of tax	$	(549	)	$	(204	)	Net Income

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Business Acquisitions and Dispositions (Tables)

9 Months Ended

Sep. 30, 2013

Business Combinations [Abstract]

Schedule of Business Acquisitions, by Acquisition [Table Text Block]

The following table presents the allocation of purchase price recorded for the 2013 acquisition of RICC and the 2012 acquisitions of ProtectCELL and 4Warranty including the effects of the measurement period adjustments recorded in 2013 for the 2012 acquisitions, as discussed above.

	2012						2013
	Acquisitions						Acquisition
	4Warranty			ProtectCELL			RICC
Assets:
Cash and cash equivalents	$	703		$	350		$	1,893
Restricted cash	72			7,438			—
Investments	—			—			2,488
Short-term investments	—			252			—
Accrued investment income	—			—			38
Notes receivable, net	—			6,341			—
Other receivables	357			2,312			—
Reinsurance receivables	—			—			200
Property and equipment, net	61			628			—
Other intangible assets, net	1,870			18,815			375
Other assets	—			1,470			10
Liabilities:
Unpaid claims	—			(176		)	(200		)
Accrued expenses, accounts payable and other liabilities	(310		)	(2,644		)	(9		)
Deferred revenue	(1,260		)	(30,000		)	—
Income taxes payable	(273		)	—			—
Deferred income taxes, net	(259		)	—			—
Net assets acquired	961			4,786			4,795
Non-controlling interest	—			(4,745		)	—
Purchase consideration (1) (2)	3,625			20,000			4,795
Goodwill	$	2,664		$	19,959		$	—

⁽¹⁾ - The purchase consideration for the 4Warranty acquisition includes $0.3 million of contingent consideration and $0.3 million of hold back reserves, which estimates are unchanged in the current period and are expected to be paid out based on the agreed terms of the Stock Purchase Agreement.

⁽²⁾ - The purchase consideration of $20.0 million for the ProtectCELL acquisition represents the 62.4%ownership interest acquired in the transaction, comprised of 62,400 common units and 20,000 preferred units, preliminarily valued at $7.9 million and $12.1 million respectively.

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Consolidation of Operations Charges (Notes)

9 Months Ended

Sep. 30, 2013

Consolidation of Operations Charges [Abstract]

Restructuring and Related Activities Disclosure [Text Block]

Consolidation of Operations Charges

Consolidation of Operations Plan

As disclosed on January 18, 2013 in the Company's Current Report on Form 8-K, effective January 14, 2013, the Company committed to a plan to consolidate the Company's fulfillment, claims administration and information technology functions for all of its insurance related products (the "Plan"). Prior to the Plan, such functions resided in the Company's individual business units. The decision is part of the Company's efforts to streamline its operations, focus its resources and provide first in class service to its customers. The following is a summary of the charges incurred by the Company:

	For the Three Months Ended		For the Nine Months Ended
	September 30, 2013		September 30, 2013
Severance and benefit costs included in personnel expense	$	—	$	1,234
Total consolidation of operations costs	$	—	$	1,234

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Investments Cost, Gross Unrealized Gains, Losses and Fair Value (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	$ 123,905	$ 107,095
Fair Value	122,760	110,641
Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	49,610	22,424
Gross Unrealized Gains	238	761
Gross Unrealized Losses	(409)	(7)
Fair Value	49,439	23,178
Municipal Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	23,033	16,636
Gross Unrealized Gains	96	413
Gross Unrealized Losses	(379)	(8)
Fair Value	22,750	17,041
Corporate Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	51,183	67,627
Gross Unrealized Gains	138	2,461
Gross Unrealized Losses	(830)	(80)
Fair Value	50,491	70,008
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	79	285
Gross Unrealized Gains	1	4
Gross Unrealized Losses	0	0
Fair Value	80	289
Asset-backed Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost		123
Gross Unrealized Gains		2
Gross Unrealized Losses		0
Fair Value		125
Total Fixed Maturity Securites [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Gains	473	3,641
Gross Unrealized Losses	(1,618)	(95)
Fair Value	122,760	110,641
Common Stock, publicly traded [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	39	39
Gross Unrealized Gains	5	3
Gross Unrealized Losses	0	0
Fair Value	44	42
Preferred Stock, publicly traded [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	5,975	4,975
Gross Unrealized Gains	0	133
Gross Unrealized Losses	(711)	(1)
Fair Value	5,264	5,107
Common stock, non-publicly traded [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	59	59
Gross Unrealized Gains	5	4
Gross Unrealized Losses	(13)	(5)
Fair Value	51	58
Preferred stock, non-publicly traded [Member]
Schedule of Available-for-sale Securities [Line Items]
Cost or Amortized Cost	1,009	1,009
Gross Unrealized Gains	4	4
Gross Unrealized Losses	0	0
Fair Value	1,013	1,013
Total Equity Securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Gross Unrealized Gains	14	144
Gross Unrealized Losses	(724)	(6)
Fair Value	$ 6,372	$ 6,220

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Commitments and Contingencies (Details) (Acquisition of ProtectCELL [Member], USD $) In Millions, except Per Share data, unless otherwise specified	Sep. 30, 2013
Acquisition of ProtectCELL [Member]
Long-term Purchase Commitment [Line Items]
Business Combination, Contingent Consideration Arrangements, Range of Outcomes, Value, High	$ 10.2
Business Combination, Contingent Consideration Arrangement, Contribution Amount For Each Preferred Unit Of Acquired Entity	$ 1,000

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Summary of Significant Accounting Policies (Policies)

9 Months Ended

Sep. 30, 2013

Accounting Policies [Abstract]

Consolidation, Policy [Policy Text Block]

Principles of Consolidation

The Consolidated Financial Statements include the accounts of Fortegra Financial Corporation and its majority-owned and controlled subsidiaries. All material intercompany account balances and transactions have been eliminated. The third-party ownership of 15% of the common stock of SFLAC and 37.6% of the ownership interests of ProtectCELL, LLC, which is treated as a partnership for income tax purposes, have been reflected as non-controlling interests on the Consolidated Balance Sheets. At September 30, 2013, the non-controlling interests for ProtectCELL and SFLAC were $4.9 million and $0.6 million, respectively.

Income (loss) attributable to these non-controlling interests has been reflected on the Consolidated Statements of Income as income (loss) attributable to non-controlling interests and on the Consolidated Statements of Comprehensive Income as comprehensive income (loss) attributable to non-controlling interests.

Certain changes to the Consolidated Balance Sheet amounts for December 31, 2012 have been made in accordance with accounting for business combinations, to reflect the retrospective adjustments made during the measurement period, to the preliminary amounts recorded for the estimated fair value of acquired net assets. Please see the note, "Business Acquisitions and Dispositions," for more information on the measurement period adjustments.

Comprehensive Income, Policy [Policy Text Block]

Comprehensive Income (Loss)

Comprehensive income (loss) includes both net income and other items of comprehensive income (loss) comprised of unrealized gains and losses on investment securities classified as available-for-sale and unrealized gains and losses on the interest rate swap, net of the related tax effects, and net of amounts attributable to non-controlling interests.

Use of Estimates, Policy [Policy Text Block]

Use of Estimates

Preparation of financial statements in accordance with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.

Comparability of Prior Year Financial Data, Policy [Policy Text Block]

Reclassifications

Certain items in prior period financial statements have been reclassified to conform to the current presentation, which had no material impact on net income, comprehensive income or loss, net cash provided by operating activities or stockholders' equity.  The table below shows costs previously reported as components of other operating expenses that have been reclassified into member benefit claims for the three months ended March 31, 2013 and June 30, 2013.

	For the Three Months Ended
	March 31, 2013							June 30, 2013
Income Statement Line Item	As Previously Reported		Amount Reclassified			As Restated		As Previously Reported		Amount Reclassified			As Restated
Member benefit claims	$	8,978	$	388		$	9,366	$	11,114	$	310		$	11,424
Other operating expenses	9,805		(388		)	9,417		10,481		(310		)	10,171
Net Income	$	2,493	$	—		$	2,493	$	4,442	$	—		$	4,442

Income Tax, Policy [Policy Text Block]

Income taxes for interim periods have been computed using an estimated annual effective tax rate. This rate is revised, if necessary,

at the end of each successive interim period to reflect the current estimate of the annual effective tax rate.

Segment Reporting, Policy [Policy Text Block]

The Company conducts business through three business segments: (i) Payment Protection; (ii) BPO; and (iii) Brokerage. The revenue for each segment is presented below to reflect the operating characteristics of the segment. The Company allocates certain revenues and expenses to the segments. These items consist primarily of corporate-related income, transaction related costs, executive stock compensation and other overhead expenses. Segment assets are not presented to the Company's chief operating decision maker for operational decision-making and therefore are not disclosed in the accompanying table.

The Company measures the profitability of its business segments with the allocation of Corporate revenues and expenses and without taking into account amortization, depreciation, interest expense and income taxes. The Company refers to this financial performance measure as "segment EBITDA" (earnings before interest, taxes, depreciation and amortization). The Company's financial measure of segment EBITDA meets the definition of a Non-GAAP financial measure and is not a recognized term under U.S. GAAP, nor is it an alternative to the U.S. GAAP financial measures presented in this Form 10-Q. The Non-GAAP financial measure in this Form 10-Q should be used in addition to, but not as a substitute for, the U.S. GAAP financial measures presented elsewhere in this Form 10-Q. The Company believes that this Non-GAAP financial measure provides useful information to management, analysts and investors regarding financial and business trends relating to the Company's results of operations and financial condition. The variability of the Company's segment EBITDA is significantly affected by segment net revenues because a large portion of the Company's operating expenses are fixed. The Company's industry peers may also provide similar supplemental Non-GAAP financial measures, although they may not use the same or comparable terminology and may not make identical adjustments. 

Subsequent Events, Policy [Policy Text Block]

Subsequent Events

The Company reviewed material events subsequent to September 30, 2013 that occurred up to the date the Company's Consolidated Financial Statements were issued, and determined that no events required recognition or disclosure in these Consolidated Financial Statements and/or the notes thereto.

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Derivative Financial Instruments - Interest Rate Swap Level 3 (Tables)

9 Months Ended

Sep. 30, 2013

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Cash Flow Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block]

The following table summarizes the fair value (including accrued interest) and related outstanding notional amounts of derivative instruments and indicates where within the Consolidated Balance Sheets each is reported:

	Balance Sheet Location	At
		September 30, 2013			December 31, 2012
Derivatives designated as cash flow hedging instruments:
Interest rate swap - notional value		$	35,000		$	35,000
Fair value of the Swap	Accrued expenses, accounts payable and other liabilities	$	(3,192	)	$	(4,338	)
Unrealized loss, net of tax, on the fair value of the Swap	AOCI	$	(2,075	)	$	(2,820	)
Variable rate of the interest rate swap		0.25		%	0.31		%
Fixed rate of the interest rate swap		3.47		%	3.47		%

Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]

The following table summarizes the pretax impact of the Swap on the Consolidated Financial Statements for the following periods:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013		September 30, 2012
(Loss) gain recognized in AOCI on the derivative-effective portion	$	(263	)	$	(470	)	$	301	$	(1,311	)
Loss reclassified from AOCI into income-effective portion	$	286		$	273		$	845	$	313
Gain (loss) recognized in income on the derivative-ineffective portion	$	—		$	—		$	—	$	—

Schedule of Interest Rate Derivatives [Table Text Block]

The table below shows the estimated amount to be reclassified to earnings from AOCI during the next 12 months. These net losses reclassified into earnings are expected to primarily increase net interest expense related to the respective hedged item.

	At
	September 30, 2013
Estimated loss to be reclassified to earnings from AOCI during the next 12 months	$	1,119

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Business Acquisitions and Dispositions

9 Months Ended

Sep. 30, 2013

Business Combinations [Abstract]

Business Acquisitions and Dispositions

Business Acquisitions and Dispositions

Acquisition in 2013

On February 1, 2013, the Company acquired 100% of the outstanding stock of RICC, from subsidiaries of the Kemper Corporation ("Kemper") for $4.8 million.  RICC is a property/casualty insurance company domiciled and licensed in California, which the Company intends to use for geographic expansion in the Payment Protection business.  RICC had, at the time of purchase, no policies in force. All remaining claim liabilities for previously issued policies are fully reinsured by Kemper's subsidiary, Trinity Universal Insurance Company.

Acquisitions in 2012

On December 31, 2012, the Company acquired a 62.4% ownership interest in Digital Leash, LLC, d/b/a ProtectCELL for $20.0 million, which amount is deemed a Series A Contribution under the provisions of the related agreements. ProtectCELL provides membership plans for the protection of mobile wireless devices and other benefits including data management and identity theft protection. ProtectCELL is one of the leaders in mobile device protection plans and will spearhead Fortegra's efforts to expand its warranty and service contract business in the mobile and wireless device space. ProtectCELL's results are included in the Company's Payment Protection segment. As part of the acquisition, the Company also has an option, commencing after 2014, to acquire the remaining 37.6% ownership interest in ProtectCELL, at a price based on a sliding scale multiple of ProtectCELL's trailing twelve-month EBITDA ("Earnings before interest, taxes, depreciation and amortization"), less the Series A Contributions, multiplied by 37.6%. The option has no expiration, though the owners of the non-controlling interest have the right to defer the option commencement date for one year under certain conditions. The option must be exercised with respect to not less than all of the non-controlling interest, and is accounted for as an embedded derivative within the value of non-controlling interest.

On December 31, 2012, the Company acquired 100% of the outstanding stock ownership of 4Warranty Corporation, a leading warranty and extended service contract administrator with extensive expertise in the furniture, electronics, appliance, lawn and garden, and fitness equipment markets. 4Warranty complements the Company's rapidly expanding warranty business. 4Warranty's results are included in the Company's Payment Protection segment.

On April 24, 2012, the Company acquired a 100% ownership interest in MHA & Associates LLC ("MHA"), for $0.3 million, obtaining the renewal rights of the business and hiring the prior owner to maintain and increase the block of business. MHA's results are included in the Company's Payment Protection segment.

During 2013, the Company received preliminary valuation studies prepared by external valuation experts for identifiable intangible assets, goodwill, deferred revenues, and non-controlling interest for the 2012 acquisitions of ProtectCELL and 4Warranty. The Company has provisionally accepted the results of these studies while continuing to review them in detail. Accordingly, the Consolidated Balance Sheet at December 31, 2012, has been retrospectively adjusted to include the effect of the measurement period adjustments as required under ASC 805, Business Combinations, ("ASC 805"), for ProtectCELL and 4Warranty. Adjustments were recorded to the values of intangible assets and deferred revenues based upon completion of valuation models in the studies, and refinement of assumptions supporting those models, using discounted cash flow, relief from royalty, and/or other analytical techniques as presented in the valuation studies. With respect to ProtectCELL, the preliminary valuations of these balances allowed for a determination of the total value of the enterprise at December 31, 2012. Using this enterprise value, and a break-even analysis to determine the relative attribution of the Company's $20.0 million investment between the common and preferred units acquired, the preliminary valuation study assigned values of $7.9 million and $12.1 million to the acquired common and preferred units, respectively, and a fair value of $4.7 million to the non-controlling interest as shown in the table below. The adjustments noted above result in offsetting adjustments to goodwill. Please see the Consolidated Statement of Stockholders' Equity for the retrospective measurement period adjustment of the non-controlling interest for ProtectCELL, as well as the Notes, "Goodwill," and "Other Intangible Assets," for more information on the retrospective measurement period adjustments made in 2013 for both ProtectCELL and 4Warranty. The ProtectCELL and 4Warranty determinations are preliminary, mainly due to ongoing review of the preliminary studies.

The following table presents the allocation of purchase price recorded for the 2013 acquisition of RICC and the 2012 acquisitions of ProtectCELL and 4Warranty including the effects of the measurement period adjustments recorded in 2013 for the 2012 acquisitions, as discussed above.

	2012						2013
	Acquisitions						Acquisition
	4Warranty			ProtectCELL			RICC
Assets:
Cash and cash equivalents	$	703		$	350		$	1,893
Restricted cash	72			7,438			—
Investments	—			—			2,488
Short-term investments	—			252			—
Accrued investment income	—			—			38
Notes receivable, net	—			6,341			—
Other receivables	357			2,312			—
Reinsurance receivables	—			—			200
Property and equipment, net	61			628			—
Other intangible assets, net	1,870			18,815			375
Other assets	—			1,470			10
Liabilities:
Unpaid claims	—			(176		)	(200		)
Accrued expenses, accounts payable and other liabilities	(310		)	(2,644		)	(9		)
Deferred revenue	(1,260		)	(30,000		)	—
Income taxes payable	(273		)	—			—
Deferred income taxes, net	(259		)	—			—
Net assets acquired	961			4,786			4,795
Non-controlling interest	—			(4,745		)	—
Purchase consideration (1) (2)	3,625			20,000			4,795
Goodwill	$	2,664		$	19,959		$	—

⁽¹⁾ - The purchase consideration for the 4Warranty acquisition includes $0.3 million of contingent consideration and $0.3 million of hold back reserves, which estimates are unchanged in the current period and are expected to be paid out based on the agreed terms of the Stock Purchase Agreement.

⁽²⁾ - The purchase consideration of $20.0 million for the ProtectCELL acquisition represents the 62.4%ownership interest acquired in the transaction, comprised of 62,400 common units and 20,000 preferred units, preliminarily valued at $7.9 million and $12.1 million respectively.

Disposition in 2013

In June 2013, the Company sold its wholly owned subsidiary Magna for a gross sales price of $3.0 million, less cash held by Magna, transferred in the sale, of $0.8 million. For the nine months ended September 30, 2013, the Company recorded a $0.4 million pre-tax gain on the sale of Magna, which is included on the Consolidated Statements of Income line item, "Gain on sale of subsidiary."

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Segment Results Segment Reconciliation to Consolidated Total (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended			9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012	Sep. 30, 2013		Sep. 30, 2012
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]
Segment net revenues	$ 35,603		$ 31,140	$ 106,750		$ 87,564
Net losses and loss adjustment expenses	9,957		11,430	31,096		32,272
Member benefit claims	13,834		1,157	34,624		3,558
Commissions	43,175		33,377	120,148		96,647
Total segment revenue	102,569		77,104	292,618		220,041
Operating Expenses	25,499		20,667	75,527		58,102
Total operating expenses before depreciation, amortization and interest expense	92,465		66,631	261,395		190,579
Earnings before interest, taxes, depreciation and amortization	10,104		10,473	31,223		29,462
Depreciation and Amortization	3,248		1,998	9,661		6,359
Interest expense	1,501		2,025	4,489		5,267
Income before income taxes and non-controlling interests	5,355		6,450	17,073		17,836
Income taxes	2,268		2,397	6,048		6,392
Less: net (loss) income attributable to non-controlling interests	(135)		29	868		62
Net Income	3,222		4,024	10,157		11,382
Payment Protection Segment [Member]
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]
Payment Protection (1)	22,823	[1]	17,350	65,332	[1]	45,355
Net losses and loss adjustment expenses	9,957		11,430	31,096		32,272
Member benefit claims	13,834		1,157	34,624		3,558
Commissions	43,175		33,377	120,148		96,647
Operating Expenses	15,833		9,563	44,805		26,205
Earnings before interest, taxes, depreciation and amortization	6,990		7,787	20,527		19,150
Depreciation and Amortization	1,736		863	5,145		2,577
Interest expense	1,022		1,359	3,044		3,342
Income before income taxes and non-controlling interests	4,232		5,565	12,338		13,231
BPO segment [Member]
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]
BPO	3,717		4,951	11,900		13,565
Operating Expenses	2,370		3,836	8,706		10,320
Earnings before interest, taxes, depreciation and amortization	1,347		1,115	3,194		3,245
Depreciation and Amortization	845		494	2,512		1,495
Interest expense	176		294	528		820
Income before income taxes and non-controlling interests	326		327	154		930
Brokerage Segment [Member]
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]
Brokerage	9,063		8,839	29,518		28,644
Operating Expenses	7,296		7,268	22,016		21,577
Earnings before interest, taxes, depreciation and amortization	1,767		1,571	7,502		7,067
Depreciation and Amortization	667		641	2,004		2,287
Interest expense	303		372	917		1,105
Income before income taxes and non-controlling interests	$ 797		$ 558	$ 4,581		$ 3,675

[1] (1) - Includes the $402 gain on sale of subsidiary for the nine months ended September 30, 2013.

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Derivative Financial Instruments - Interest Rate Swap Level 4 Amounts in AOCI (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012
Derivative Instruments, Gain (Loss) [Line Items]
(Loss) gain recognized in AOCI on the derivative-effective portion	$ (263)	$ (470)	$ 301	$ (1,311)
Estimated loss to be reclassified to earnings from AOCI during the next 12 months			1,119
Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Interest rate swap - notional value	35,000		35,000		35,000
Variable rate of the interest rate swap	0.25%		0.25%		0.31%
Fixed rate of the interest rate swap	3.47%		3.47%		3.47%
Loss reclassified from AOCI into income-effective portion	286	273	845	313
Gain (loss) recognized in income on the derivative-ineffective portion	0	0	0	0
Accrued expenses, accounts payable and other liabilities [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Balance Sheet Location			Accrued expenses, accounts payable and other liabilities
Accrued expenses, accounts payable and other liabilities [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Fair Value of the Swap	(3,192)		(3,192)		(4,338)
Accumulated Other Comprehensive Income (Loss) [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Balance Sheet Location			AOCI
Accumulated Other Comprehensive Income (Loss) [Member] | Interest Rate Swap [Member] | Cash Flow Hedging [Member]
Derivative Instruments, Gain (Loss) [Line Items]
Unrealized loss, net of tax, on the fair value of the Swap	$ (2,075)		$ (2,075)		$ (2,820)

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Earnings Per Share

9 Months Ended

Sep. 30, 2013

Earnings Per Share [Abstract]

Earnings Per Share [Text Block]

Earnings Per Share

Earnings per share is calculated as follows:	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
Numerator: (for both basic and diluted earnings per share)
Net income	$	3,222	$	4,024	$	10,157	$	11,382
Denominator:
Total weighted average basic common shares outstanding	19,405,597		19,531,694		19,500,430		19,705,105
Effect of dilutive stock options and restricted stock awards	998,911		931,544		1,030,692		914,979
Total weighted average diluted common shares outstanding	20,404,508		20,463,238		20,531,122		20,620,084
Earnings per share-basic	$	0.17	$	0.21	$	0.52	$	0.59
Earnings per share-diluted	$	0.16	$	0.20	$	0.49	$	0.56
Weighted average anti-dilutive common shares	809,870		567,995		762,081		431,446

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Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012
Operating Activities
Net Income	$ 10,157	$ 11,382
Adjustments to reconcile net income to net cash flows provided by operating activities:
Change in deferred acquisition costs	(8,209)	(1,546)
Depreciation and amortization	9,661	6,359
Deferred income tax expense	(1,310)	695
Net realized investment (gains) losses	(2,043)	6
Gain on sale of subsidiary	402	0
Stock-based compensation expense	1,033	707
Direct stock awards to employees	29	4
Amortization of premiums and accretion of discounts on investments	1,097	932
Non-controlling interests	868	62
Change in allowance for doubtful accounts	(118)	0
Changes in operating assets and liabilities, net of the effects of acquisitions and dispositions:
Accrued investment income	287	(186)
Accounts and premiums receivable, net	(5,366)	(4,884)
Other receivables	(22,716)	(6,897)
Reinsurance receivables	(7,647)	(2,444)
Income taxes receivable	2,919	(914)
Other assets	(1,395)	2,224
Unpaid claims	264	(542)
Unearned premiums	13,771	3,185
Policyholder account balances	(1,620)	(1,817)
Accrued expenses, accounts payable and other liabilities	18,942	16,684
Income taxes payable	222	(1,344)
Deferred revenue	14,145	(1,187)
Net cash flows provided by operating activities	22,569	20,479
Investing Activities:
Proceeds from maturities, calls and prepayments of available-for-sale investments	7,963	6,501
Proceeds from sales of available-for-sale investments	54,663	4,980
Net change in short-term investments	251	100
Purchases of available-for-sale investments	(78,739)	(31,934)
Purchases of property and equipment	(2,971)	(5,145)
Net paid for acquisitions of subsidiaries, net of cash received	(3,112)	(45)
Sale of subsidiary, net of cash paid	2,180	0
Net proceeds from (issuance of) notes receivable	(663)	(678)
Net proceeds from related party notes receivable	6,135	0
Change in restricted cash	2,350	(7,052)
Net cash flows used in investing activities	(11,943)	(33,273)
Financing activities
Payments on notes payable	(19,188)	(126,200)
Proceeds from notes payable	12,500	124,368
Capitalized closing costs for notes payable		1,692
Net proceeds from exercise of stock options	49	19
Repurchase of shares of common stock, net of issuances	(1,372)	(3,923)
Net proceeds from stock issued in the Employee Stock Purchase Plan	152	167
Distributions to non-controlling interest partners	(720)	0
Dividends paid to non-controlling interests	(43)	0
Net cash flows used in financing activities	(8,622)	(7,261)
Net increase (decrease) in cash and cash equivalents	2,004	(20,055)
Cash and cash equivalents, beginning of period	$ 15,209	$ 31,339

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Segment Results (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended			9 Months Ended
	Sep. 30, 2013		Sep. 30, 2012	Sep. 30, 2013 segment		Sep. 30, 2012
Segment Reporting Information [Line Items]
Number of operating Segments				3
Service and administrative fees	$ 49,238		$ 22,898	$ 135,022		$ 67,195
Ceding commission	8,731		11,122	22,851		25,396
Net investment income	772		744	2,433		2,219
Net realized investment gains	756		0	2,043		10
Other income (1)	179		52	529		172
Net earned premium	34,106		33,893	100,929		97,770
Net losses and loss adjustment expenses	9,957		11,430	31,096		32,272
Member benefit claims	13,834		1,157	34,624		3,558
Commissions	43,175		33,377	120,148		96,647
Brokerage commissions and fees	8,787		8,411	28,409		27,295
Total segment net revenue	35,603		31,140	106,750		87,564
Operating Expenses	25,499		20,667	75,527		58,102
Earnings before interest, taxes, depreciation and amortization	10,104		10,473	31,223		29,462
Depreciation and Amortization	3,248		1,998	9,661		6,359
Interest expense	1,501		2,025	4,489		5,267
Income before income taxes and non-controlling interests	5,355		6,450	17,073		17,836
Income taxes	2,268		2,397	6,048		6,392
Less: net (loss) income attributable to non-controlling interests	(135)		29	868		62
Net Income	3,222		4,024	10,157		11,382
Payment Protection Segment [Member]
Segment Reporting Information [Line Items]
Service and administrative fees	45,248		17,519	122,016		52,281
Ceding commission	8,732		11,122	22,852		25,396
Net investment income	771		744	2,432		2,219
Net realized investment gains	756		(16)	2,043		(6)
Other income (1)	177	[1]	52	929	[1]	172
Net earned premium	34,105		33,893	100,928		97,770
Net losses and loss adjustment expenses	9,957		11,430	31,096		32,272
Member benefit claims	13,834		1,157	34,624		3,558
Commissions	43,175		33,377	120,148		96,647
Total Payment Protection Net Revenue	22,823	[1]	17,350	65,332	[1]	45,355
Operating Expenses	15,833		9,563	44,805		26,205
Earnings before interest, taxes, depreciation and amortization	6,990		7,787	20,527		19,150
Depreciation and Amortization	1,736		863	5,145		2,577
Interest expense	1,022		1,359	3,044		3,342
Income before income taxes and non-controlling interests	4,232		5,565	12,338		13,231
BPO segment [Member]
Segment Reporting Information [Line Items]
BPO	3,717		4,951	11,900		13,565
Operating Expenses	2,370		3,836	8,706		10,320
Earnings before interest, taxes, depreciation and amortization	1,347		1,115	3,194		3,245
Depreciation and Amortization	845		494	2,512		1,495
Interest expense	176		294	528		820
Income before income taxes and non-controlling interests	326		327	154		930
Brokerage Segment [Member]
Segment Reporting Information [Line Items]
Brokerage commissions and fees	8,789		8,411	28,411		27,295
Service and administrative fees	274		428	1,107		1,349
Total Brokerage	9,063		8,839	29,518		28,644
Operating Expenses	7,296		7,268	22,016		21,577
Earnings before interest, taxes, depreciation and amortization	1,767		1,571	7,502		7,067
Depreciation and Amortization	667		641	2,004		2,287
Interest expense	303		372	917		1,105
Income before income taxes and non-controlling interests	$ 797		$ 558	$ 4,581		$ 3,675

[1] (1) - Includes the $402 gain on sale of subsidiary for the nine months ended September 30, 2013.

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Earnings Per Share (Details) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]
Net Income	$ 3,222	$ 4,024	$ 10,157	$ 11,382
Total weighted average basic common shares outstanding	19,405,597	19,531,694	19,500,430	19,705,105
Effect of dilutive stock options and restricted stock awards	998,911	931,544	1,030,692	914,979
Total weighted average diluted common shares outstanding	20,404,508	20,463,238	20,531,122	20,620,084
Earnings per share-basic	$ 0.17	$ 0.21	$ 0.52	$ 0.59
Earnings per share-diluted	$ 0.16	$ 0.20	$ 0.49	$ 0.56
Weighted average anti-dilutive common shares	809,870	567,995	762,081	431,446

XML

Segment Results Level 3 (Tables)

9 Months Ended

Sep. 30, 2013

Segment Reporting [Abstract]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The following table presents the Company's business segment results:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Segment Net Revenue
Payment Protection
Service and administrative fees	$	45,248		$	17,519		$	122,016		$	52,281
Ceding commission	8,732			11,122			22,852			25,396
Net investment income	771			744			2,432			2,219
Net realized investment gains	756			(16		)	2,043			(6		)
Other income (1)	177			52			929			172
Net earned premium	34,105			33,893			100,928			97,770
Net losses and loss adjustment expenses	(9,957		)	(11,430		)	(31,096		)	(32,272		)
Member benefit claims	(13,834		)	(1,157		)	(34,624		)	(3,558		)
Commissions	(43,175		)	(33,377		)	(120,148		)	(96,647		)
Total Payment Protection Net Revenue	22,823			17,350			65,332			45,355
BPO	3,717			4,951			11,900			13,565
Brokerage
Brokerage commissions and fees	8,789			8,411			28,411			27,295
Service and administrative fees	274			428			1,107			1,349
Total Brokerage	9,063			8,839			29,518			28,644
Total segment net revenue	35,603			31,140			106,750			87,564
Operating Expenses
Payment Protection	15,833			9,563			44,805			26,205
BPO	2,370			3,836			8,706			10,320
Brokerage	7,296			7,268			22,016			21,577
Total operating expenses	25,499			20,667			75,527			58,102
EBITDA
Payment Protection	6,990			7,787			20,527			19,150
BPO	1,347			1,115			3,194			3,245
Brokerage	1,767			1,571			7,502			7,067
Total EBITDA	10,104			10,473			31,223			29,462
Depreciation and Amortization
Payment Protection	1,736			863			5,145			2,577
BPO	845			494			2,512			1,495
Brokerage	667			641			2,004			2,287
Total depreciation and amortization	3,248			1,998			9,661			6,359
Interest Expense
Payment Protection	1,022			1,359			3,044			3,342
BPO	176			294			528			820
Brokerage	303			372			917			1,105
Total interest expense	1,501			2,025			4,489			5,267
Income before income taxes and non-controlling interests
Payment Protection	4,232			5,565			12,338			13,231
BPO	326			327			154			930
Brokerage	797			558			4,581			3,675
Total income before income taxes and non-controlling interests	5,355			6,450			17,073			17,836
Income taxes	2,268			2,397			6,048			6,392
Less: net (loss) income attributable to non-controlling interests	(135		)	29			868			62
Net income	$	3,222		$	4,024		$	10,157		$	11,382

(1) - Includes the $402 gain on sale of subsidiary for the nine months ended September 30, 2013.

Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]

The following table reconciles segment information to the Company's Consolidated Statements of Income and provides a summary of other key financial information for each segment:

Reconciliation of Segment Net Revenue to Total Revenue and EBITDA to Net Income
	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013		September 30, 2012
Segment Net Revenue
Payment Protection (1)	$	22,823	$	17,350	$	65,332	$	45,355
BPO	3,717		4,951		11,900		13,565
Brokerage	9,063		8,839		29,518		28,644
Segment net revenues	35,603		31,140		106,750		87,564
Net losses and loss adjustment expenses	9,957		11,430		31,096		32,272
Member benefit claims	13,834		1,157		34,624		3,558
Commissions	43,175		33,377		120,148		96,647
Total segment revenue	102,569		77,104		292,618		220,041
Operating Expenses
Payment Protection	15,833		9,563		44,805		26,205
BPO	2,370		3,836		8,706		10,320
Brokerage	7,296		7,268		22,016		21,577
Total operating expenses	25,499		20,667		75,527		58,102
Net losses and loss adjustment expenses	9,957		11,430		31,096		32,272
Member benefit claims	13,834		1,157		34,624		3,558
Commissions	43,175		33,377		120,148		96,647
Total operating expenses before depreciation, amortization and interest expense	92,465		66,631		261,395		190,579
EBITDA
Payment Protection	6,990		7,787		20,527		19,150
BPO	1,347		1,115		3,194		3,245
Brokerage	1,767		1,571		7,502		7,067
Total EBITDA	10,104		10,473		31,223		29,462
Depreciation and Amortization
Payment Protection	1,736		863		5,145		2,577
BPO	845		494		2,512		1,495
Brokerage	667		641		2,004		2,287
Total depreciation and amortization	3,248		1,998		9,661		6,359
Interest Expense
Payment Protection	1,022		1,359		3,044		3,342
BPO	176		294		528		820
Brokerage	303		372		917		1,105
Total interest expense	1,501		2,025		4,489		5,267
Income before income taxes and non-controlling interests
Payment Protection	4,232		5,565		12,338		13,231
BPO	326		327		154		930
Brokerage	797		558		4,581		3,675

Reconciliation of Segment Net Revenue to Total Revenue and EBITDA to Net Income
	For the Three Months Ended					For the Nine Months Ended
Total income before income taxes and non-controlling interests	5,355			6,450		17,073		17,836
Income taxes	2,268			2,397		6,048		6,392
Less: net (loss) income attributable to non-controlling interests	(135		)	29		868		62
Net income	$	3,222		$	4,024	$	10,157	$	11,382

(1) - Includes the $402 gain on sale of subsidiary for the nine months ended September 30, 2013.

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Income Taxes (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Tax Disclosure [Abstract]
Current	$ 3,394,000	$ 2,568,000	$ 7,358,000	$ 5,697,000
Deferred	(1,126,000)	(171,000)	(1,310,000)	695,000
Income taxes	2,268,000	2,397,000	6,048,000	6,392,000
Income Tax Examination [Line Items]
Income tax examination, examination completion date			February 2013
Income tax examination, final audit assessement date			March 2013
Income Tax Examination, Liability (Refund) Adjustment from Settlement with Taxing Authority	$ 57,000		$ 57,000
Minimum [Member]
Income Tax Examination [Line Items]
Income Tax Examination, Year under Examination			2009
Maximum [Member]
Income Tax Examination [Line Items]
Income Tax Examination, Year under Examination			2010

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Consolidation of Operations Charges (Tables)

9 Months Ended

Sep. 30, 2013

Consolidation of Operations Charges [Abstract]

Schedule of Restructuring and Related Costs [Table Text Block]

The following is a summary of the charges incurred by the Company:

	For the Three Months Ended		For the Nine Months Ended
	September 30, 2013		September 30, 2013
Severance and benefit costs included in personnel expense	$	—	$	1,234
Total consolidation of operations costs	$	—	$	1,234

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Stock-Based Compensation Unrecognized Compensation related to non-vested awards (Details) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended	9 Months Ended
	Sep. 30, 2013	Sep. 30, 2013
Stock Options [Member]
Unrecognized compensation cost related to non-vested awards	$ 867	$ 867
Weighted-average recognition period (in years)		2 years 4 months 24 days
Restricted Stock [Member]
Unrecognized compensation cost related to non-vested awards	$ 1,184	$ 1,184
Weighted-average recognition period (in years)		3 years 8 months 12 days
Share-based Compensation awards, performanced-based [Member]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Number of Shares	183,424	183,424
Share-based Compensation awards, restricted share awards,performance-based [Member]
Employee Service Share-based Compensation, Nonvested Awards, Total Compensation Cost Not yet Recognized, Number of Shares	61,141	61,141

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Statutory Reporting and Insurance Subsidiaries Dividend Restrictions Level 4 (Details) (USD $) In Thousands, unless otherwise specified	9 Months Ended	12 Months Ended
	Sep. 30, 2013	Dec. 31, 2012
Statutory Accounting Practices [Line Items]
Reduction in amount available for ordinary dividends, regulatory change	$ 2,200
Cash Dividends Paid to Parent Company by Consolidated Subsidiaries	231	2,783
Combined statutory capital and surplus of the Company's insurance subsidiaries	61,762	53,885
Required minimum statutory capital and surplus	17,200	15,300
Amount available for ordinary dividends of the Company's insurance subsidiaries	2,065	4,500
Ordinary dividends paid to the parent compary by insurance company subsidiaries [Member]
Statutory Accounting Practices [Line Items]
Cash Dividends Paid to Parent Company by Consolidated Subsidiaries	231	2,783
Extraordinary dividends paid to the parent compary by insurance company subsidiaries [Member]
Statutory Accounting Practices [Line Items]
Cash Dividends Paid to Parent Company by Consolidated Subsidiaries	$ 0	$ 0

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Investments Gross Proceeds from sales of available-for-sale investments (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Investments [Abstract]
Gross proceeds from sales	$ 27,139	$ 503	$ 54,663	$ 4,980

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Other Intangible Assets Indefinite lived intangible assets (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Acquired Indefinite-lived Intangible Assets [Line Items]
Total	$ 22,250	$ 21,875
Trade Names [Member]
Acquired Indefinite-lived Intangible Assets [Line Items]
Tradenames	21,875	21,875
Licenses [Member]
Acquired Indefinite-lived Intangible Assets [Line Items]
Licenses	$ 375	$ 0

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Income Taxes Schedule of Effective Rate Reconciliation (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Income Tax Disclosure [Abstract]
Income taxes at federal income tax rate	$ 1,875	$ 2,258	$ 5,977	$ 6,243
Income taxes at federal income tax rate - Percent of Pre-tax Income	35.00%	35.00%	35.00%	35.00%
Small life deduction	(197)	(140)	(388)	(368)
Small life deduction - Percent of Pre-tax	(3.68%)	(2.17%)	(2.27%)	(2.06%)
Non-deductible expenses	34	17	81	87
Non-deductible expenses - Percent of Pre-tax	0.63%	0.26%	0.47%	0.49%
Tax exempt interest	(38)	(23)	(109)	(73)
Tax exempt interest - Percent of Pre-tax	(0.71%)	(0.36%)	(0.64%)	(0.41%)
State taxes	170	67	415	319
State taxes - Percent of Pre-tax	3.17%	1.04%	2.43%	1.79%
Prior year tax true-up	312	116	312	103
Prior year true-up - Percent of Pre-tax	5.82%	1.80%	1.83%	0.58%
Non-controlling interest	47	0	(304)	0
Non-controlling interest - Percent of Pre-tax	0.88%	0.00%	(1.78%)	0.00%
Other, net	65	102	64	81
Other, net - Percent of Pre-tax	1.21%	1.58%	0.37%	0.45%
Income taxes	$ 2,268	$ 2,397	$ 6,048	$ 6,392
Income taxes - Percent of Pre-tax	42.32%	37.15%	35.41%	35.84%

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Investments

9 Months Ended

Sep. 30, 2013

Investments [Abstract]

Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]

Investments

The following table summarizes the Company's available-for-sale fixed maturity and equity securities:

	At
	September 30, 2013
Description of Security	Cost or Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	49,610	$	238	$	(409	)	$	49,439
Municipal securities	23,033		96		(379		)	22,750
Corporate securities	51,183		138		(830		)	50,491
Mortgage-backed securities	79		1		—			80
Total fixed maturity securities	$	123,905	$	473	$	(1,618	)	$	122,760
Equity securities:
Common stock - publicly traded	$	39	$	5	$	—		$	44
Preferred stock - publicly traded	5,975		—		(711		)	5,264
Common stock - non-publicly traded	59		5		(13		)	51
Preferred stock - non-publicly traded	1,009		4		—			1,013
Total equity securities	$	7,082	$	14	$	(724	)	$	6,372

	At
	December 31, 2012
Description of Security	Cost or Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses			Fair Value
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	22,424	$	761	$	(7	)	$	23,178
Municipal securities	16,636		413		(8		)	17,041
Corporate securities	67,627		2,461		(80		)	70,008
Mortgage-backed securities	285		4		—			289
Asset-backed securities	123		2		—			125
Total fixed maturity securities	$	107,095	$	3,641	$	(95	)	$	110,641
Equity securities:
Common stock - publicly traded	$	39	$	3	$	—		$	42
Preferred stock - publicly traded	4,975		133		(1		)	5,107
Common stock - non-publicly traded	59		4		(5		)	58
Preferred stock - non-publicly traded	1,009		4		—			1,013
Total equity securities	$	6,082	$	144	$	(6	)	$	6,220

Pursuant to certain reinsurance agreements and statutory licensing requirements, the Company has deposited invested assets in custody accounts or insurance department safekeeping accounts. The Company is not permitted to remove invested assets from these accounts without prior approval of the contractual party or regulatory authority, as applicable. The following table details the Company's restricted investments:

	At
	September 30, 2013		December 31, 2012
Fair value of restricted investments for special deposits required by state insurance departments	$	10,384	$	10,988
Fair value of restricted investments in trust pursuant to reinsurance agreements	6,289		6,954
Fair value of restricted investments	$	16,673	$	17,942

The amortized cost and fair value of fixed maturity securities by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers have the right to call or prepay obligations with or without call or prepayment penalties.

	At
	September 30, 2013				December 31, 2012
	Amortized Cost		Fair Value		Amortized Cost		Fair Value
Due in one year or less	$	18,439	$	18,448	$	5,557	$	5,608
Due after one year through five years	59,966		59,885		58,378		60,323
Due after five years through ten years	22,028		21,282		24,983		25,900
Due after ten years	23,393		23,065		17,769		18,396
Mortgage-backed securities	79		80		285		289
Asset-backed securities	—		—		123		125
Total fixed maturity securities	$	123,905	$	122,760	$	107,095	$	110,641

The following table provides information on unrealized losses on investment securities that have been in an unrealized loss position for less than twelve months, and twelve months or greater:

	At
	September 30, 2013
	Less than Twelve Months						Twelve Months or Greater						Total
Description of Security	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	29,025	$	(402	)	41	$	465	$	(7	)	6	$	29,490	$	(409	)	47
Municipal securities	9,294		(379		)	15	—		—			—	9,294		(379		)	15
Corporate securities	33,403		(791		)	38	681		(39		)	2	34,084		(830		)	40
Total fixed maturity securities	$	71,722	$	(1,572	)	94	$	1,146	$	(46	)	8	$	72,868	$	(1,618	)	102
Equity securities:
Preferred stock - publicly traded	$	5,263	$	(711	)	9	$	—	$	—		—	$	5,263	$	(711	)	9
Common stock - non-publicly traded	—		—			—	31		(13		)	2	31		(13		)	2
Total equity securities	$	5,263	$	(711	)	9	$	31	$	(13	)	2	$	5,294	$	(724	)	11

	At
	December 31, 2012
	Less than Twelve Months						Twelve Months or Greater						Total
Description of Security	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities	Fair Value		Unrealized Losses			# of Securities
Fixed maturity securities:
Obligations of the U.S. Treasury and U.S. Government agencies	$	857	$	(7	)	11	$	—	$	—		—	$	857	$	(7	)	11
Municipal securities	734		(8		)	1	—		—			—	734		(8		)	1
Corporate securities	12,625		(63		)	16	183		(17		)	1	12,808		(80		)	17
Total fixed maturity securities	$	14,216	$	(78	)	28	$	183	$	(17	)	1	$	14,399	$	(95	)	29
Equity securities:
Preferred stock - publicly traded	$	198	$	(1	)	1	$	—	$	—		—	$	198	$	(1	)	1
Common stock - non-publicly traded	—		—			—	39		(5		)	2	39		(5		)	2
Total equity securities	$	198	$	(1	)	1	$	39	$	(5	)	2	$	237	$	(6	)	3

The Company does not intend to sell the investments that are in an unrealized loss position at September 30, 2013 and it is more likely than not that the Company will be able to hold these securities until full recovery of their amortized cost basis for fixed maturity securities or cost for equity securities. As of September 30, 2013, based on the Company's review, none of the fixed maturity or equity securities were deemed to be other-than-temporarily impaired based on the Company's analysis of the securities and intent to hold the securities until recovery.

The following table summarizes the gross proceeds from the sale of available-for-sale investment securities:

	For the Three Months Ended				For the Nine Months Ended
	September 30, 2013		September 30, 2012		September 30, 2013	September 30, 2012
Gross proceeds from sales	$	27,139	$	503	54,663	$	4,980

The following table summarizes the gross realized gains and gross realized losses for both fixed maturity and equity securities and any realized losses for other-than-temporary impairments for available-for-sale investment securities:

	For the Three Months Ended					For the Nine Months Ended
	September 30, 2013		September 30, 2012			September 30, 2013			September 30, 2012
Gross realized gains	$	756	$	—		$	2,118		$	22
Gross realized losses	—		—			(75		)	(12		)
Total net gains from investment sales	756		—			2,043			10
Impairment write-downs (other-than-temporary impairments)	—		(16		)	—			(16		)
Net realized investment gains	$	756	$	(16	)	$	2,043		$	(6	)

The following schedule details the components of net investment income:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Fixed income securities	$	670		$	628		$	2,094		$	1,954
Cash on hand and on deposit	11			47			47			143
Common and preferred stock dividends	98			77			275			191
Notes receivable	99			75			239			201
Other income	3			34			117			104
Investment expenses	(109		)	(117		)	(339		)	(374		)
Net investment income	$	772		$	744		$	2,433		$	2,219

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Other Comprehensive Income (Notes)

9 Months Ended

Sep. 30, 2013

Other Comprehensive Income [Abstract]

Other Comprehensive Income

Other Comprehensive Income

The following schedule presents the activity in accumulated other comprehensive income (loss), ("AOCI") for the following periods:

	For the Nine Months Ended
	September 30, 2013
	Net unrealized gains (losses) on available-for-sale securities			Net unrealized gain (loss) on interest rate swap			Total
Balance at December 31, 2012, net of tax	$	2,189		$	(2,820	)	$	(631	)
Other comprehensive income (loss) before reclassifications:
Pre-tax (loss) income	(3,496		)	301			(3,195		)
Income tax benefit (expense)	1,223			(105		)	1,118
Other comprehensive (loss) income before reclassifications, net of tax	(2,273		)	196			(2,077		)
Amounts reclassified from accumulated other comprehensive income (loss):
Pre-tax (income) loss	(2,043		)	845			(1,198		)
Income tax expense (benefit)	716			(296		)	420
Amounts reclassified from accumulated other comprehensive (loss) income, net of tax	(1,327		)	549			(778		)
Current period other comprehensive (loss) income, net of tax	(3,600		)	745			(2,855		)
Less: comprehensive (loss) attributable to non-controlling interests	(15		)	—			(15		)
Balance at September 30, 2013, net of tax	$	(1,396	)	$	(2,075	)	$	(3,471	)

	For the Nine Months Ended
	September 30, 2012
	Net unrealized gains (losses) on available-for-sale securities			Net unrealized gain (loss) on interest rate swap			Total
Balance at December 31, 2011, net of tax	$	587		$	(2,341	)	$	(1,754	)
Other comprehensive income (loss) before reclassifications:
Pre-tax income (loss)	2,666			(1,311		)	1,355
Income tax (expense) benefit	(933		)	458			(475		)
Other comprehensive income (loss) before reclassifications, net of tax	1,733			(853		)	880
Amounts reclassified from accumulated other comprehensive income (loss):
Pre-tax loss	6			313			319
Income tax (benefit)	(2		)	(109		)	(111		)
Amounts reclassified from accumulated other comprehensive income (loss), net of tax	4			204			208
Net current period other comprehensive income (loss), net of taxes	1,737			(649		)	1,088
Less: comprehensive income attributable to non-controlling interests	7			—			7
Balance at September 30, 2012, net of tax	$	2,317		$	(2,990	)	$	(673	)

The following schedule presents the reclassifications out of AOCI for the following periods:

	For the Three Months Ended
	September 30, 2013			September 30, 2012			Consolidated Statement of Income Location
Unrealized gains (losses) on available-for-sale securities:
Reclassification of gains (losses) included in net income	$	756		$	(16	)	Net realized investment gains (losses)
Related tax (expense) benefit	(265		)	6			Income taxes
Net of tax	$	491		$	(10	)	Net Income
Unrealized gain (loss) on interest rate swap:
Reclassification of (losses) gain included in net income	$	(286	)	$	(273	)	Interest expense
Related tax (expense) benefit	100			94			Income taxes
Net of tax	$	(186	)	$	(179	)	Net Income
	For the Nine Months Ended
	September 30, 2013			September 30, 2012			Consolidated Statement of Income Location
Unrealized gains (losses) on available-for-sale securities:
Reclassification of gains (losses) included in net income	$	2,043		$	(6	)	Net realized investment gains (losses)
Related tax (expense) benefit	(716		)	2			Income taxes
Net of tax	$	1,327		$	(4	)	Net Income
Unrealized loss on interest rate swap:
Reclassification of (losses) included in net income	(845		)	(313		)	Interest expense
Related tax benefit	296			109			Income taxes
Net of tax	$	(549	)	$	(204	)	Net Income

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Investments Schedule of net investment income (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Investments [Abstract]
Fixed income securities	$ 670	$ 628	$ 2,094	$ 1,954
Cash on hand and on deposit	11	47	47	143
Common and preferred stock dividends	98	77	275	191
Notes receivable	99	75	239	201
Other income	3	34	117	104
Investment expenses	(109)	(117)	(339)	(374)
Net Investment Income	$ 772	$ 744	$ 2,433	$ 2,219

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Derivative Financial Instruments - Interest Rate Swap

9 Months Ended

Sep. 30, 2013

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Instruments and Hedging Activities Disclosure [Text Block]

Derivative Financial Instruments - Interest Rate Swap

The Company has an interest rate swap (the "Swap") with Wells Fargo Bank, N.A., pursuant to which the Company swapped the floating rate portion of its outstanding preferred trust securities to a fixed rate. The Swap, which is designated as a cash flow hedge, commenced in June 2012 and expires in June 2017.

The following table summarizes the fair value (including accrued interest) and related outstanding notional amounts of derivative instruments and indicates where within the Consolidated Balance Sheets each is reported:

	Balance Sheet Location	At
		September 30, 2013			December 31, 2012
Derivatives designated as cash flow hedging instruments:
Interest rate swap - notional value		$	35,000		$	35,000
Fair value of the Swap	Accrued expenses, accounts payable and other liabilities	$	(3,192	)	$	(4,338	)
Unrealized loss, net of tax, on the fair value of the Swap	AOCI	$	(2,075	)	$	(2,820	)
Variable rate of the interest rate swap		0.25		%	0.31		%
Fixed rate of the interest rate swap		3.47		%	3.47		%

The following table summarizes the pretax impact of the Swap on the Consolidated Financial Statements for the following periods:

	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013		September 30, 2012
(Loss) gain recognized in AOCI on the derivative-effective portion	$	(263	)	$	(470	)	$	301	$	(1,311	)
Loss reclassified from AOCI into income-effective portion	$	286		$	273		$	845	$	313
Gain (loss) recognized in income on the derivative-ineffective portion	$	—		$	—		$	—	$	—

The table below shows the estimated amount to be reclassified to earnings from AOCI during the next 12 months. These net losses reclassified into earnings are expected to primarily increase net interest expense related to the respective hedged item.

	At
	September 30, 2013
Estimated loss to be reclassified to earnings from AOCI during the next 12 months	$	1,119

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Reinsurance Receivables

9 Months Ended

Sep. 30, 2013

Reinsurance Disclosures [Abstract]

Reinsurance [Text Block]

Reinsurance Receivables

The effects of reinsurance on premiums written and earned and on losses and loss adjustment expenses ("LAE") incurred are presented in the tables below:

Premiums	For the Three Months Ended												For the Nine Months Ended
	September 30, 2013						September 30, 2012						September 30, 2013						September 30, 2012
	Written			Earned			Written			Earned			Written			Earned			Written			Earned
Direct and assumed	$	116,452		$	100,193		$	100,409		$	98,287		$	297,940		$	284,169		$	272,317		$	269,132
Ceded	(79,580		)	(66,087		)	(65,935		)	(64,394		)	(194,067		)	(183,240		)	(169,971		)	(171,362		)
Net	$	36,872		$	34,106		$	34,474		$	33,893		$	103,873		$	100,929		$	102,346		$	97,770

Losses and LAE incurred	For the Three Months Ended						For the Nine Months Ended
	September 30, 2013			September 30, 2012			September 30, 2013			September 30, 2012
Direct and assumed	$	23,354		$	23,069		$	66,879		$	66,198
Ceded	(13,397		)	(11,639		)	(35,783		)	(33,926		)
Net losses and LAE incurred	$	9,957		$	11,430		$	31,096		$	32,272

The following table reflects the components of the reinsurance receivables:	At
	September 30, 2013		December 31, 2012
Prepaid reinsurance premiums: (1)
Life	$	51,492	$	53,117
Accident and health	36,126		34,266
Property	95,434		85,805
Total	183,052		173,188
Ceded claim reserves:
Life	1,564		1,786
Accident and health	8,964		9,263
Property	10,825		8,663
Total ceded claim reserves	21,353		19,712
Other reinsurance settlements receivable	7,430		11,088
Reinsurance receivables	$	211,835	$	203,988
(1)  Including policyholder account balances ceded.

The following table shows the aggregate amount included in reinsurance receivables that is comprised of the three largest receivable balances from unrelated reinsurers:

	At
	September 30, 2013		December 31, 2012
Total of the three largest receivable balances from unrelated reinsurers	$	135,462	$	126,633

At September 30, 2013 and December 31, 2012, respectively, the three unrelated reinsurers from whom the Company has the largest receivable balances were: London Life Reinsurance Company (A. M. Best Rating: A); London Life International Reinsurance Corporation (A. M. Best Rating: Not rated) and Spartan Property Insurance Company (A. M. Best Rating: Not rated). Because Spartan Property Insurance Company does not maintain an A.M. Best rating, the related receivables are collateralized by assets held in trust accounts. At September 30, 2013, the Company does not believe there is a risk of loss as a result of the concentration of credit risk in the reinsurance program.

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Document and Entity Information	9 Months Ended
	Sep. 30, 2013	Oct. 31, 2013
Document Information [Line Items]
Entity Registrant Name	Fortegra Financial Corp
Entity Central Index Key	0001495925
Current Fiscal Year End Date	--12-31
Entity Filer Category	Smaller Reporting Company
Document Type	10-Q
Document Period End Date	Sep. 30, 2013
Document Fiscal Year Focus	2013
Document Fiscal Period Focus	Q3
Amendment Flag	true
Entity Common Stock, Shares Outstanding		19,664,457
Entity well known seasoned issuer	No
Entity voluntary filer	No
Entity current reporting status	Yes
Amendment Description	Amended outstanding shares as of October 31, 2013 provided on Cover Page.

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Income Taxes Tax Credit Carryforwards (Details) (USD $) In Millions, unless otherwise specified	9 Months Ended
	Sep. 30, 2013
Tax Credit Carryforward [Line Items]
Tax Credit Carryforward, Expiration Date	Dec. 31, 2019
Tax Credit Carryforward, Valuation Allowance	$ 0.2
Internal Revenue Service (IRS) [Member] | Research Tax Credit Carryforward [Member]
Tax Credit Carryforward [Line Items]
Tax Credit Carryforward, Amount	0.5
State and Local Jurisdiction [Member] | Research Tax Credit Carryforward [Member]
Tax Credit Carryforward [Line Items]
Tax Credit Carryforward, Amount	$ 0.2

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Notes Payable

9 Months Ended

Sep. 30, 2013

Payables and Accruals [Abstract]

Debt Disclosure [Text Block]

Note Payable

The Company's note payable consisted of the following:	At
	September 30, 2013			December 31, 2012
Wells Fargo Bank, N.A. credit facility, maturing August 2017	$	82,750		$	89,438
Maximum balance allowed on the Wells Fargo Bank, N.A. credit facility	$	120,000		$	123,750
Interest rate at the end of the respective period:	2.94		%	2.76		%

Aggregate maturities for the Company's note payable at September 30, 2013 are as follows:

Remainder of 2013	$	1,250
2014	5,000
2015	5,000
2016	5,000
2017	66,500
Thereafter	—
Total	$	82,750

$125.0 million Secured Credit Agreement - Wells Fargo Bank, N.A.

At September 30, 2013, the Company had a secured credit agreement (the "Credit Agreement"), which had an initial capacity of $125.0 million, entered into on August 2, 2012, with a syndicate of lenders, among them Wells Fargo Bank, N.A., who also serves as administrative agent ("Wells Fargo" or the "Administrative Agent"). The Credit Agreement has a five year term, with an initial capacity of $125.0 million comprised of a $50.0 million term loan facility (the "Term Loan Facility") and a $75.0 million revolving credit facility (the "Revolving Facility" and collectively with the Term Loan Facility, the "Facilities") with a sub-limit of $10.0 million for swingline loans and $10.0 million for letters of credit. Subject to earlier termination, the Credit Agreement terminates on August 2, 2017. The Credit Agreement includes a provision pursuant to which, from time to time, the Company may request that the lenders in their discretion increase the maximum amount of commitments under the Facilities by an amount not to exceed $50.0 million. In addition, the Term Loan Facility is reduced by mandatory quarterly principal payments.

At the Company's election, borrowings under the Revolving Facility will bear interest either at the base rate plus an applicable interest margin or the adjusted LIBO rate plus an applicable interest margin; provided, however, that all swingline loans will be base rate loans. The base rate is a fluctuating interest rate equal to the highest of: (i) Wells Fargo's publicly announced prime lending rate; (ii) the federal funds rate plus0.50%; and (iii) the adjusted LIBO rate, determined on a daily basis for an interest period of one month, plus1.0%. The adjusted LIBO rate is the rate per annum obtained by dividing (i) the London Interbank Offered Rate ("LIBOR") for such interest period by (ii) a percentage equal to 1.00 minusthe Eurodollar Reserve Percentage (as defined in the Credit Agreement). The interest margin over the adjusted LIBO rate, initially set at 2.75%, may increase (to a maximum amount of 3.0%) or decrease (to a minimum amount of 2.0%) based on changes in the Company's leverage ratio. The interest margin over the base rate, initially set at 1.75%, may increase (to a maximum amount of 2.0%) or decrease (to a minimum amount of 1.0%) based on changes in the Company's leverage ratio.

In addition to interest payable on the principal amount of indebtedness outstanding from time to time under the Credit Agreement, the Company is required to pay a commitment fee, initially equal to 0.40% per annum of the unused amount of the Revolving Facility. The percentage rate of such fee may increase (to a maximum amount of 0.45%) or decrease (to a minimum amount of 0.25%) based on changes in the Borrowers' leverage ratio. The amount of outstanding swingline loans is not considered usage of the Revolving Facility for the purpose of calculating the commitment fee. The Company is also required to pay letter of credit participation fees on the undrawn amount of all outstanding letters of credit. The Company paid fees of approximately $1.7 million to Wells Fargo in connection with the execution of the Credit Agreement, which have been capitalized and are being amortized using a straight line method over the life of the Credit Agreement.

The Company, at its option, may prepay any borrowing, in whole or in part, at any time and from time to time without premium or penalty. However, after the end of the Company's fiscal year (commencing with the fiscal year ending December 31, 2015), the Company is required to make mandatory principal prepayments of loans under the Facilities in an amount determined under the Credit Agreement based upon a percentage of the Company's Excess Cash Flow (as defined in the Credit Agreement) minus certain offset amounts relating to permitted acquisitions. In addition, the Company is required to make principal payments upon the occurrence of certain events, including upon certain dispositions of the Company's assets.

The Credit Agreement contains certain customary representations, warranties and covenants applicable to the Company for the benefit of the Administrative Agent and the lenders. The Company may not assign, sell, transfer or dispose of any collateral or effect certain changes to the Company's capital structure and the capital structure of its subsidiaries without the Administrative Agent's prior consent. The Company's obligations under the Facilities may be accelerated or the commitments terminated upon the occurrence of an event of default under the Credit Agreement, including payment defaults, defaults in the performance of affirmative and negative covenants, the inaccuracy of representations or warranties, bankruptcy and insolvency related defaults, cross defaults to other material indebtedness, defaults arising in connection with changes in control and other customary events of default.

The Credit Agreement also contains financial covenants which the Company must maintain. See the section below, "Financial Covenants" for a presentation of the Company's more significant covenants associated with the Credit Agreement.

Financial Covenants

At September 30, 2013 and December 31, 2012, respectively, the Company was required to comply with various financial covenants set forth in the Credit Agreement. The following describes the Credit Agreement's more significant financial covenants in effect at September 30, 2013 and the calculations used to arrive at each ratio (capitalized terms used but not defined in this paragraph are defined in the Credit Agreement or as otherwise provided below):

Total Leverage Ratio- the ratio of (i) Consolidated Total Debt as of such date to (ii) Consolidated Adjusted Earnings Before Interest, Taxes, Depreciation and Amortization ("Adjusted EBITDA") for the Measurement Period ending on or immediately prior to such date.

Fixed Charge Coverage Ratio - the ratio of (a) Consolidated Adjusted EBITDA less the actual amount paid by the Borrowers and their Subsidiaries in cash on account of Capital Expenditures less cash taxes paid by the Borrowers and their Subsidiaries to (b) Consolidated Fixed Charges, in each case for the Measurement Period ending on or immediately prior to such date.

Reinsurance Ratio - the ratio (expressed as a percentage) of (a) the aggregate amounts recoverable by the Borrowers and its Subsidiaries from reinsurers divided by (b) the sum of (i) policy and claim liabilities plus (ii) unearned premiums, in each case of the Borrowers and their Subsidiaries determined in accordance with GAAP.

Risk-Based Capital ("RBC") Ratio - the ratio (expressed as a percentage) of NAIC RBC (as defined in the NAIC standards) for any Regulated Insurance Company on an individual basis, calculated at the end of any Fiscal Year, to the "authorized control level" (as defined in the NAIC standards).

The following is a summary of the Credit Agreement's more significant financial covenants calculated at September 30, 2013, except for the RBC Ratios, which under the Credit Agreement reflect the ratios calculated as of the most recent fiscal year end, in this case December 31, 2012:

	Covenant	Actual At
Covenant	Requirement	September 30, 2013
Total leverage ratio	not more than 3.50	2.67
Fixed charge coverage ratio	not less than 2.00	2.74
Reinsurance ratio	not less than 50%	69.0%
		Actual At
RBC Ratios:		December 31, 2012
RBC Ratio - Bankers Life of Louisiana	not less than 250%	469.0%
RBC Ratio - Southern Financial Life Insurance Company	not less than 250%	2,155.0%
RBC Ratio - Insurance Company of the South	not less than 250%	378.0%
RBC Ratio - Lyndon Southern Insurance Company	not less than 250%	255.0%
RBC Ratio - Life of the South Insurance Company	not less than 250%	386.0%

XML

Other Intangible Assets Future Amortization Expense (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Finite Lived Intangible Future Amortization [Abstract]
Remainder of 2013	$ 1,858
2014	7,427
2015	7,416
2016	6,755
2017	5,399
Therafter	14,034
Net Carrying Amount	$ 42,889	$ 48,435

XML

Other Intangible Assets Other Intangible Assets Rollforward (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended		12 Months Ended		12 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012	Dec. 31, 2012 Acquisition of ProtectCELL [Member]	Sep. 30, 2013 Acquisition of ProtectCELL [Member]	Dec. 31, 2012 Acquisition of 4Warranty [Member]	Sep. 30, 2013 Acquisition of 4Warranty [Member]	Sep. 30, 2013 Acquisition of Response Indemnity Company of California [Member]	Dec. 31, 2012 Scenario, Previously Reported [Member]	Dec. 31, 2012 Scenario, Actual [Member]
Indefinite-lived Intangible Assets [Roll Forward]
Other Intangible Assets, Net						$ 18,815		$ 1,870		$ 79,340	$ 70,310
Finite-Lived Intangible Assets, Purchase Accounting Adjustments					(9,000)		(30)
Intangible assets acquired in 2013									427
Less: Amortization Expense	1,870	1,127	5,598	3,775
Other Intangible Assets, Net	$ 65,139		$ 65,139			$ 18,815		$ 1,870	$ 375	$ 79,340	$ 70,310

XML

Fair Value of Financial Instruments Level 4 Carrying and Fair Values of Financial Instruments (Details) (USD $)	Sep. 30, 2013	Dec. 31, 2012	Sep. 30, 2012	Dec. 31, 2011
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	$ 17,213,000	$ 15,209,000	$ 11,284,000	$ 31,339,000
Fixed Maturity Securities	122,760,000	110,641,000
Equity Securities	6,372,000	6,220,000
Notes receivable	5,818,000	11,290,000
Accounts and premiums receivable, net	32,785,000	27,302,000
Other receivables	36,109,000	13,393,000
Short-term investments	971,000	1,222,000
Note payable	82,750,000	89,438,000
Preferred trust securities	35,000,000	35,000,000
Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	17,213,000	15,209,000
Notes receivable	5,818,000	11,290,000
Accounts and premiums receivable, net	32,785,000	27,302,000
Other receivables	36,109,000	13,393,000
Short-term investments	971,000	1,222,000
Total Financial Assets	222,028,000	185,277,000
Note payable	82,750,000	89,438,000
Preferred trust securities	35,000,000	35,000,000
Interest Rate Swap	3,192,000	4,338,000
Total Financial Liabilities	120,942,000	128,776,000
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Cash and cash equivalents	17,213,000	15,209,000
Notes receivable	5,818,000	11,290,000
Accounts and premiums receivable, net	32,785,000	27,302,000
Other receivables	36,109,000	13,393,000
Short-term investments	971,000	1,222,000
Total Financial Assets	222,028,000	185,277,000
Note payable	82,750,000	89,438,000
Preferred trust securities	35,000,000	35,000,000
Interest Rate Swap	3,192,000	4,338,000
Total Financial Liabilities	120,942,000	128,776,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000	23,178,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000	23,178,000
Obligations of the U.S. Treasury and U.S. Government agencies [Member} | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000	23,178,000
Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Municipal Securities [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Municipal Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	70,008,000
Corporate Securities [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	70,008,000
Corporate Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	70,008,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		125,000
Asset-backed Securities [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	125,000
Asset-backed Securities [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	125,000
Common Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	44,000	42,000
Common Stock, publicly traded [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	44,000	42,000
Common Stock, publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	44,000	42,000
Preferred Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	5,264,000	5,107,000
Preferred Stock, publicly traded [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,264,000	5,107,000
Preferred Stock, publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,264,000	5,107,000
Common stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	51,000	58,000
Common stock, non-publicly traded [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	58,000
Common stock, non-publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	58,000
Preferred stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	1,013,000	1,013,000
Preferred stock, non-publicly traded [Member] | Carrying Value [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Preferred stock, non-publicly traded [Member] | Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Fair Value, Inputs, Level 1 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	971,000	1,222,000
Total financial assets	6,279,000	6,371,000
Interest Rate Swap	0	0
Fair Value, Inputs, Level 1 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0
Fair Value, Inputs, Level 1 [Member] | Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Common Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	44,000	42,000
Fair Value, Inputs, Level 1 [Member] | Preferred Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,264,000	5,107,000
Fair Value, Inputs, Level 1 [Member] | Common stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Preferred stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 1 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		0
Estimate of Fair Value, Fair Value Disclosure [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	971,000	1,222,000
Total financial assets	130,103,000	118,083,000
Interest Rate Swap	3,192,000	4,338,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	70,008,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	125,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Common Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	44,000	42,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Preferred Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	5,264,000	5,107,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Common stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	58,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Preferred stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Estimate of Fair Value, Fair Value Disclosure [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		23,178,000
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	0
Total financial assets	122,760,000	110,589,000
Interest Rate Swap	3,192,000	4,338,000
Fair Value, Inputs, Level 2 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	49,439,000
Fair Value, Inputs, Level 2 [Member] | Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	22,750,000	17,041,000
Fair Value, Inputs, Level 2 [Member] | Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	50,491,000	69,956,000
Fair Value, Inputs, Level 2 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	80,000	289,000
Fair Value, Inputs, Level 2 [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	125,000
Fair Value, Inputs, Level 2 [Member] | Common Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Preferred Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Common stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Preferred stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 2 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		23,178,000
Fair Value, Inputs, Level 3 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments	0	0
Total financial assets	1,064,000	1,123,000
Interest Rate Swap	0	0
Fair Value, Inputs, Level 3 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0
Fair Value, Inputs, Level 3 [Member] | Municipal Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Corporate Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	52,000
Fair Value, Inputs, Level 3 [Member] | Mortgage-backed Securities, Issued by US Government Sponsored Enterprises [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Asset-backed Securities [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Common Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Preferred Stock, publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	0	0
Fair Value, Inputs, Level 3 [Member] | Common stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	51,000	58,000
Fair Value, Inputs, Level 3 [Member] | Preferred stock, non-publicly traded [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Equity Securities	1,013,000	1,013,000
Fair Value, Inputs, Level 3 [Member] | Obligations of the U.S. Treasury and U.S. Government agencies [Member}
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Fixed Maturity Securities		0
Share-based Compensation awards, performanced-based [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Short-term investments		$ 0