Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Sep. 30, 2013	Dec. 31, 2012
Investments
Fixed maturity securities available-for-sale, at fair value (amortized cost of $123,905 at September 30, 2013 and $107,095 at December 31, 2012)	$ 122,760	$ 110,641
Equity securities available-for-sale, at fair value (cost of $7,082 at September 30, 2013 and $6,082 at December 31, 2012)	6,372	6,220
Short-term investments	971	1,222
Total investments	130,103	118,083
Cash and cash equivalents	17,213	15,209
Restricted cash	28,792	31,142
Accrued investment income	1,006	1,235
Notes receivable, net	5,818	11,290
Accounts and premiums receivable, net	32,785	27,302
Other receivables	36,109	13,393
Reinsurance receivables	211,835	203,988
Deferred acquisition costs	67,529	59,320
Property and equipment, net	16,805	17,900
Goodwill	127,679	127,679
Other intangible assets, net	65,139	70,310
Income taxes receivable	0	2,919
Other assets	9,062	7,667
Total assets	749,875	707,437
Liabilities:
Unpaid claims	33,471	33,007
Unearned premiums	249,671	235,900
Policyholder account balances	24,403	26,023
Accrued expenses, accounts payable and other liabilities	76,298	58,660
Income taxes payable	237	0
Deferred revenue	69,188	55,043
Note payable	82,750	89,438
Preferred trust securities	35,000	35,000
Deferred income taxes, net	25,844	28,651
Total liabilities	596,862	561,722
Commitments and Contingencies (Note 19)
Stockholders' Equity:
Preferred stock, par value $0.01; 10,000,000 shares authorized; none issued	0	0
Common stock, par value $0.01; 150,000,000 shares authorized; 20,888,520 and 20,710,370 shares issued at September 30, 2013 and December 31, 2012, respectively, including shares in treasury	209	207
Treasury stock, at cost; 1,224,182 and 1,024,212 shares at September 30, 2013 and December 31, 2012, respectively	(8,014)	(6,651)
Additional paid-in capital	98,893	97,641
Accumulated other comprehensive loss, net of tax	(3,471)	(631)
Retained earnings	59,974	49,817
Stockholders' equity before non-controlling interests	147,591	140,383
Non-controlling interests	5,422	5,332
Total stockholders' equity	153,013	145,715
Total liabilities and stockholders' equity	$ 749,875	$ 707,437