Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Mar. 31, 2013	Dec. 31, 2012
Investments
Fixed maturity securities available-for-sale, at fair value (amortized cost of $114,695 at March 31, 2013 and $107,095 at December 31, 2012)	$ 118,102	$ 110,641
Equity securities available-for-sale, at fair value (cost of $7,082 at March 31, 2013 and $6,082 at December 31, 2012)	7,301	6,220
Short-term investments	1,222	1,222
Total investments	126,625	118,083
Cash and cash equivalents	14,339	15,209
Restricted cash	28,881	31,142
Accrued investment income	1,217	1,235
Notes receivable, net	5,045	11,290
Accounts and premiums receivable, net	33,883	27,026
Other receivables	28,189	13,511
Reinsurance receivables	196,907	203,988
Deferred acquisition costs	63,623	59,320
Property and equipment, net	17,621	17,946
Goodwill	119,512	119,512
Other intangible assets, net	77,767	79,340
Income Taxes Receivable	3,272	2,897
Other assets	8,554	7,667
Total assets	725,435	708,166
Liabilities:
Unpaid claims	34,155	33,007
Unearned premiums	225,288	235,900
Policyholder account balances	25,489	26,023
Accrued expenses, accounts payable and other liabilities	70,845	58,563
Deferred revenue	58,410	50,607
Note payable	91,750	89,438
Preferred trust securities	35,000	35,000
Deferred income taxes, net	29,792	28,658
Total liabilities	570,729	557,196
Commitments and Contingencies (Note 19)
Stockholders' Equity:
Preferred stock, par value $0.01; 10,000,000 shares authorized; none issued	0	0
Common stock, par value $0.01; 150,000,000 shares authorized; 20,850,531 and 20,710,370 shares issued at March 31, 2013 and December 31, 2012, respectively, including shares in treasury	208	207
Treasury stock, at cost; 1,024,212 shares at March 31, 2013 and December 31, 2012, respectively	(6,651)	(6,651)
Additional paid-in capital	97,945	97,641
Accumulated other comprehensive loss, net of tax	(468)	(631)
Retained earnings	52,310	49,817
Stockholders' equity before non-controlling interests	143,344	140,383
Non-controlling interests	11,362	10,587
Total stockholders' equity	154,706	150,970
Total liabilities and stockholders' equity	$ 725,435	$ 708,166