Consolidation of Operations Charges (Notes)

3 Months Ended

Mar. 31, 2013

Consolidation of Operations Charges [Abstract]

Restructuring and Related Activities Disclosure [Text Block]

Consolidation of Operations Charges

Consolidation of Operations Plan

As disclosed on January 18, 2013 in the Company's Current Report on Form 8-K, effective January 14, 2013, the Company committed to a plan to consolidate the Company's fulfillment, claims administration and information technology functions for all of its insurance related products (the "Plan"). Prior to the Plan, such functions resided in the Company's individual business units. The decision is part of the Company's efforts to streamline its operations, focus its resources and provide first in class service to its customers. The following is a summary of the charges incurred by the Company:



	For the Three Months Ended
	March 31, 2013
Severance and benefit costs included in personnel expense	$	1,154
Total consolidation of operations costs	$	1,154

- Definition

The entire disclosure for restructuring and related activities. Description of restructuring activities such as exit and disposal activities, include facts and circumstances leading to the plan, the expected plan completion date, the major types of costs associated with the plan activities, total expected costs, the accrual balance at the end of the period, and the periods over which the remaining accrual will be settled.

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