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Consolidated Statements of Cash Flows (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2012
Dec. 31, 2011
Scenario, Actual [Member]
Dec. 31, 2010
Scenario, Actual [Member]
Operating Activities      
Net Income $ 15,165 $ 13,509 $ 15,194
Adjustments to reconcile net income to net cash flows provided by operating activities:      
Change in deferred acquisition costs (3,692) 3,908 (4,201)
Depreciation and amortization 8,886 8,029 4,628
Deferred income tax expense 4,252 1,721 4,337
Net realized investment (gains) losses (3) (4,193) (650)
Loss on sale of subsidiary 0 477 0
Stock-based compensation expense 1,044 763 176
Direct stock awards to employees 49 0 0
Amortization of premiums and accretions of discounts on investments 1,283 609 348
Non-controlling interests 72 (170) (772)
Change in allowance for doubtful accounts (90) (31) (30)
Changes in operating assets and liabilities, net of the effects of acquisitions and dispositions:      
Accrued investment income (306) (16) 30
Accounts and premiums receivable, net (4,933) (898) 3,808
Other receivables (4,139) (1,769) 1,884
Reinsurance receivables (9,248) (5,181) 4,416
Income Taxes Receivable (3,628) 818 (818)
Other assets 865 (389) (1,600)
Unpaid claims 248 (315) (3,459)
Unearned premiums 7,971 14,373 (5,222)
Policyholder account balances (2,017) (45) 0
Accrued expenses, accounts payable and other liabilities 20,190 (14,909) (7,379)
Income Taxes Payable (1,344) 1,344 (769)
Deferred revenue 1,363 (6,469) 3,181
Net cash flows provided by (used in) operating activities 31,988 11,166 13,102
Investing Activities:      
Proceeds from maturities, calls and prepayments of available-for-sale investments 11,138 9,691 12,114
Proceeds from sales of available-for-sale investments 8,364 62,300 8,769
Net change in short-term investments 100 100 50
Purchases of available-for-sale investments (40,445) (62,147) (24,047)
Purchases of property and equipment (5,830) (6,280) (9,191)
Net paid for acquisitions of subsidiaries, net of cash received (21,820) (49,873) (20,548)
Sale of subsidiary, net of cash paid 0 (153) 0
Proceeds from notes receivable (1,346) (975) 684
Change in restricted cash, net of restricted cash received from acquisitions (9,452) 1,542 2,368
Net cash flows (used in) provided by investing activities (59,291) (45,795) (29,801)
Financing activities      
Repayments of notes payable (130,450) (74,263) (20,000)
Proceeds from notes payable 146,888 110,550 25,226
Capitalized closing costs for notes payable (1,692) 0 (1,379)
Proceeds from Issuance Initial Public Offering 0 0 40,703
Payments for intial public offering costs 0 (826) 0
Payments on redeemable preferred stock 0 (11,040) (500)
Stockholder funds disbursed at purchase 0 0 (14,105)
Net proceeds from exercise of stock options 20 607 117
Excess tax benefits from stock-based compensation 0 45 86
Purchase of treasury stock (3,923) (2,552) 0
Net proceeds received from stock issued in the Employee Stock Purchase Plan 330 58 0
Net cash flows (used in) provided by financing activities 11,173 22,579 30,148
Net (decrease) increase in cash and cash equivalents (16,130) (12,050) 13,449
Cash and cash equivalents, beginning of period 31,339 43,389 29,940
Supplemental disclosures of cash payments for:      
Interest 5,292 6,184 7,246
Income taxes 8,684 3,451 5,316
Non-cash investing activities      
Non-cash consideration received from the sales of subsidiary $ 0 $ 1,143 $ 0