Income Taxes Provision for income taxes (Tables)

12 Months Ended

Dec. 31, 2012

Income taxes [Abstract]

Schedule of Components of Income Tax Expense (Benefit) [Table Text Block]

The provision for income taxes consisted of the following:	At December 31,
	2012		2011		2010
			As Restated		As Restated
Current	$	4,043	$	5,419	$	3,822
Deferred	4,252		1,721		4,337
Income taxes	$	8,295	$	7,140	$	8,159

Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]

The reconciliation of the income tax expense at the federal statutory income tax rate of 35% is as follows for the:

	Years Ended December 31,
	2012					2011 - As Restated					2010 - As Restated
	Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income		Amount			Percent of Pre-tax Income
Income taxes at federal income tax rate	$	8,236		35.00	%	$	7,168		35.00	%	$	8,181		35.00	%
Effect of:
Small life deduction	(444		)	(1.89	)	(375		)	(1.83	)	(465		)	(1.99	)
Non-deductible expenses	51			0.22		267			1.30		179			0.77
Non-deductible preferred dividends	—			—		105			0.51		301			1.29
Tax exempt interest	(123		)	(0.52	)	(120		)	(0.59	)	(117		)	(0.50	)
State taxes	535			2.27		339			1.66		597			2.55
Goodwill amortization	—			—		—			—		(243		)	(1.04	)
Prior year tax true up	98			0.42		(506		)	(2.47	)	(647		)	(2.77	)
Other, net	(58		)	(0.25	)	262			1.28		373			1.60
Income tax expense	$	8,295		35.25	%	$	7,140		34.86	%	$	8,159		34.91	%

The components of the Company's deferred taxes are as follows:	At December 31,
	2012		2011
Gross deferred tax assets			As Restated
Unearned premiums	$	4,852	$	4,825
Deferred revenue	8,002		8,140
Net operating loss carryforward	516		1,413
Unrealized loss on interest rate swap	1,636		1,260
Research credit	671		676
Unpaid claims	146		634
Deferred compensation	483		248
Bad debt allowance	238		118
Other deferred assets	108		71
Total gross deferred tax assets	16,652		17,385
Gross deferred tax liabilities
Deferred acquisition costs	20,250		19,235
Other intangible assets	14,218		14,170
Advanced commissions	4,204		2,759
Depreciation on property and equipment	5,246		4,642
Unrealized gains on investments	1,290		424
Other basis differences in investments	65		77
Other deferred tax liabilities	37		47
Total gross deferred tax liabilities	45,310		41,354
Deferred income taxes, net	$	28,658	$	23,969

Schedule of Deferred Tax Assets and Liabilities [Table Text Block]

The components of the Company's deferred taxes are as follows:	At December 31,
	2012		2011
Gross deferred tax assets			As Restated
Unearned premiums	$	4,852	$	4,825
Deferred revenue	8,002		8,140
Net operating loss carryforward	516		1,413
Unrealized loss on interest rate swap	1,636		1,260
Research credit	671		676
Unpaid claims	146		634
Deferred compensation	483		248
Bad debt allowance	238		118
Other deferred assets	108		71
Total gross deferred tax assets	16,652		17,385
Gross deferred tax liabilities
Deferred acquisition costs	20,250		19,235
Other intangible assets	14,218		14,170
Advanced commissions	4,204		2,759
Depreciation on property and equipment	5,246		4,642
Unrealized gains on investments	1,290		424
Other basis differences in investments	65		77
Other deferred tax liabilities	37		47
Total gross deferred tax liabilities	45,310		41,354
Deferred income taxes, net	$	28,658	$	23,969