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Notes Payable Level 4 (Details) (USD $)
 9 Months Ended 12 Months Ended
Sep. 30, 2012
Covenant
Rate
Dec. 31, 2011
Rate
Sep. 30, 2012
Minimum [Member]
Sep. 30, 2012
Maximum [Member]
Sep. 30, 2012
Long-term Debt [Member]
Dec. 31, 2011
Bankers Life of Louisiana [Member]
Minimum [Member]
Dec. 31, 2011
Southern Financial Life Insurance Company [Member]
Minimum [Member]
Dec. 31, 2011
Insurance Company of the South [Member]
Minimum [Member]
Dec. 31, 2011
Lyndon Southern Insurance Company [Member]
Minimum [Member]
Dec. 31, 2011
Life of the South Insurance Company [Member]
Minimum [Member]
Debt Instrument [Line Items]                    
Line of Credit Facility, Initiation Date         Aug. 02, 2012          
Maximum balance allowed on revolving credit facility $ 125,000,000 $ 85,000,000     $ 125,000,000          
Line of Credit Facility, Revolving Credit Conversion to Term Loan, Description         50.0          
Line of Credit Facility, Current Borrowing Capacity         75,000,000          
Line of Credit Facility, Expiration Date         Aug. 02, 2017          
Line of credit, incremental amount available         50,000,000          
Write off of Deferred Debt Issuance Cost         700,000          
Covenant Requirement, total leverage ratio       3.50            
Covenant Requirement, fixed charge coverage atio     2              
Covenant Requirement, reinsurance ratio     50.00%              
Covenant Requirement, RBC ratio           250.00% 250.00% 250.00% 250.00% 250.00%
SunTrust Bank, N.A. - revolving credit facility, maturing June 2013 71,168,000 73,000,000                
Interest rate on note payable at the end of the respective periods: 3.59% 4.59%                
2012 (remaining three months) 1,250,000                  
2013 5,000,000                  
2014 5,000,000                  
2015 5,000,000                  
2016 5,000,000                  
Thereafter 49,918,000                  
Total $ 71,168,000                  
Total Leverage Ratio - Well Fargo Bank, credit facility 2.40                  
Fixed Charge Coverage Ratio-Wells Fargo, credit facility 3.86                  
Reinsurance Ratio-Wells Fargo Bank, credit facility 75.00%                  
RBC Ratio - Bankers Life of Louisiana 507.00%                  
RBC Ratio - Southern Financial Life Insurance Company 2039.00%                  
RBC Ratio - Insurance Company of the South 495.00%                  
RBC Ratio - Lyndon Southern Insurance Company 339.00%                  
RBC Ratio - Life of the South Insurance Company 352.00%