Consolidated Statements of Income (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Revenues:
Service and administrative fees	$ 10,056	$ 10,125	$ 28,790	$ 28,041
Brokerage commissions and fees	8,411	8,611	27,295	25,686
Ceding commission	11,122	7,027	25,396	21,428
Net investment income	744	801	2,219	2,636
Net realized gains(losses) on the sale of investments	(16)	1,196	(6)	2,423
Net earned premium	33,893	28,673	97,770	84,646
Other income	52	18	172	138
Total revenues	64,262	56,451	181,636	164,998
Expenses:
Net losses and loss adjustment expenses	11,430	9,714	32,272	28,338
Commissions	21,548	17,926	61,479	53,766
Personnel costs	12,708	10,945	36,467	33,365
Other operating expenses	7,959	7,267	21,635	23,779
Depreciation	871	886	2,584	2,283
Amortization of intangibles	1,127	998	3,775	3,428
Interest expense	2,025	1,906	5,267	5,862
Loss on sale of subsidiary	0	477	0	477
Total expenses	57,668	50,119	163,479	151,298
Income before income taxes and non-controlling interest	6,594	6,332	18,157	13,700
Income taxes	2,455	2,259	6,520	4,847
Income before non-controlling interest	4,139	4,073	11,637	8,853
Less: net income (loss) attributable to non-controlling interest	29	1	62	(171)
Net Income	$ 4,110	$ 4,072	$ 11,575	$ 9,024
Earnings per share:
Basic	$ 0.21	$ 0.20	$ 0.59	$ 0.44
Diluted	$ 0.20	$ 0.19	$ 0.56	$ 0.42
Weighted average common shares outstanding:
Basic	19,531,694	20,404,441	19,705,105	20,355,057
Diluted	20,463,238	21,214,365	20,620,084	21,375,184